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内蒙古锡林郭勒 乡村振兴“羊”动力
Jin Rong Shi Bao· 2025-09-23 03:09
Core Insights - The development of the meat sheep industry in Xilin Gol League is significantly supported by financial institutions, with a focus on enhancing the overall quality and efficiency of the grassland animal husbandry sector [1][2][3] Financial Support and Growth - Financial institutions in Xilin Gol League issued a total of 4.369 billion yuan in loans for the meat sheep industry in the first seven months of this year, with a loan balance exceeding 10 billion yuan as of the end of July, reflecting a year-on-year growth of 17.63% [1] - The Agricultural Commercial Bank of Inner Mongolia provided low-interest loans totaling 590,000 yuan to a local farmer, facilitating the expansion of his sheep farming operations [2] - As of the end of July, the balance of targeted re-loans for supporting agriculture and small enterprises reached 909 million yuan, with over 500 million yuan specifically allocated to the meat sheep industry [2] Product Innovation - Financial institutions have developed a comprehensive and customized credit product matrix to address the cyclical and seasonal nature of the meat sheep industry, resulting in the launch of nearly 30 credit products, including "Meat Sheep Loan" and "Ecological Mu Sheep Loan" [3][4] - In the first seven months of this year, loans from these credit products exceeded 2 billion yuan, with a loan balance reaching 5.407 billion yuan by the end of July [3] Brand Development - The "Xilin Gol Sheep" regional public brand has achieved a brand value of 32.17 billion yuan, ranking second in the 2024 Inner Mongolia well-known regional public brand list [5] - Financial institutions have provided over 90 million yuan in loans to brand-authorized enterprises in the first seven months, with a loan balance of 179 million yuan as of the end of July [5] Case Studies of Financial Support - The Inner Mongolia Agricultural Commercial Bank's support for the Inner Mongolia Fengjing Manyuan Animal Husbandry Co., Ltd. has enabled the company to meet increased demand from its supply chain partners, with a loan balance of 3.924 million yuan [4] - The Industrial and Commercial Bank of China has provided 30 million yuan in loans to three authorized enterprises of the "Xilin Gol Sheep" brand, enhancing their operational capabilities [6]
“金融春雨”润泽“天府粮仓”
Jin Rong Shi Bao· 2025-08-08 07:58
Core Viewpoint - Chengdu Rural Commercial Bank has launched the "Fuxing Loan," a financial product aimed at supporting rural collective economies, marking a significant step in implementing the central government's directives for rural revitalization [1][2]. Group 1: Financial Product Launch - The "Fuxing Loan" is the first financial product in Chengdu focused on rural collective economic development, with an initial loan of 3 million yuan issued to a cooperative in Minjiang Village [1]. - The bank plans to issue a total of 40 million yuan in "Fuxing Loans" throughout the year, aiming to replicate this model across more districts and counties [2]. Group 2: Innovative Financing Mechanism - Chengdu Rural Commercial Bank has developed a risk-sharing mechanism involving government (20%), bank (30%), and guarantee companies (50%), allowing for a potential funding scale increase of up to 10 times [2]. - The introduction of a pledge guarantee based on the income rights of rural collective economic organizations creates a new financing path that emphasizes "light assets and heavy credit" [2]. Group 3: Support for Agricultural Development - The bank has initiated the "Spring Rain Action," a three-month campaign to support spring farming, which has resulted in the issuance of 302 million yuan in agricultural loans to over 300 farmers and new agricultural entities [3]. - Chengdu Rural Commercial Bank has launched specialized products like "Grain e-loan" and "Xingcun Loan" to support various agricultural activities, with agricultural loan balances exceeding 103.4 billion yuan by the end of February [4]. Group 4: Integration of Financial Services with Tourism - The bank is leveraging the "Flower Appreciation Economy" by integrating financial services with cultural tourism, significantly boosting local tourism and related businesses [5]. - Events like the "Send You a Little Yellow Flower" campaign attracted over 10,000 visitors, leading to a 30% increase in sales for local hospitality and agricultural products [5]. Group 5: Future Plans - The bank aims to enhance credit issuance, optimize service models, and innovate financial services for agriculture, ensuring priority processing for spring farming loans [6].
江门农商银行:勤耕七载笃行实干 普惠大道熠熠生辉
Nan Fang Du Shi Bao· 2025-08-08 02:09
七载铸魂之道,每一步都凝心聚力 2025年8月8日,江门农商银行迎来成立7周年纪念日。七年来,该行始终秉持金融为民的赤子初心,在 湾区经济高质量发展前路上筑梦同行、展现强担当、大作为。 截至2025年6月末,江门农商银行资产总额、存款余额、贷款余额分别为1542亿元、1121.62亿元、 793.81亿元,较开业时分别增长52.19%、48.19%、78.72%,人民币存贷款在市辖区占有率持续稳居市辖 区首位,各项主要监管指标持续达标。 一直以来,江门农商银行实施"1+1+3"党建共建工程,推动党建与业务深度融合,截至6月末,全行年 内党支部与结对党组织开展共建活动153次,覆盖147条村(居);党员干部带头开展服务下沉,"整村 授信"户数27.45万户,授信金额达336.67亿元,全面构建"村村通政务+户户通金融"格局;依托党委支持 积极开展政银合作,圆满完成与市政府的五年战略合作框架协议,支持省和市级重点项目107个,贷款 余额超84亿元,将党的政治优势、组织优势转化为服务效能。 自2018年合并组建"千亿级地方银行"以来,该行秉持"守正・奋斗"文化主旨,将文化软实力锻造为驱动 发展的硬支撑,市场占比排名 ...