（来源：河北日报） 转自：河北日报 金价银价齐冲历史高位，你会跟风投资吗？ ——投资理财市场新脉动（一） "每月发工资自动买1克黄金，一年换根小金条，既保值又增值，心里比做基金、股票踏实多了！"石家 庄上班族陈丽每月发薪日之后，都习惯点开手机银行，看看自己的黄金积存账户。同期，保定市新能源 配件商刘建峰也正在调整白银理财持仓："跟着光伏产业风口走，这波涨势没让人失望。" 2025年以来，全球宏观经济不确定性犹存，黄金、白银这对贵金属"双子星"持续闪耀。截至2025年12月 底，国际现货黄金价格一度逼近每盎司4600美元，年内涨幅近70%。现货白银年末突破每盎司71美元， 年内涨幅逾140%。 从工薪族"零钱理财"到专业投资者资产配置，金银投资掀起一波热潮。在金银价格双双冲击历史高位的 当下，普通投资者是否还应"跟风"入场？记者做了一番市场调查。 黄金：工薪族"攒金"忙，高净值选它稳 "以前觉得黄金都是老一辈人'压箱底'的保值密钥，没想到年轻人也能轻松投。"陈丽的理财转变很有代 表性。前两年基金股票的波动让她心慌，自打接触农业银行"存金通"后，她每月固定按克数定投，如今 已能兑换10克的金条，"如果不想提取实物 ...

Core Insights - The price of gold has reached a historic high, surpassing $4200 per ounce, leading to increased demand for lightweight gold jewelry among young consumers [2][8] - The trend of "lightweight gold accumulation" is emerging, where young consumers prefer to buy small-weight gold items as a way to save money while enjoying jewelry [3][4][7] Price Trends - As of October 15, domestic gold prices have risen, with brands like Chow Tai Fook and Lao Miao gold priced at 1235 yuan per gram [3][8] - The price of gold jewelry is influenced by international gold prices, which have shown a strong upward trend this year [8][9] Consumer Behavior - Young consumers are increasingly favoring small-weight gold jewelry, which allows them to accumulate wealth in a manageable way [3][4][7] - The "lightweight accumulation" trend is characterized by consumers purchasing small gold items monthly, making it a practical and enjoyable saving method [3][6] Market Dynamics - The rise in gold prices is attributed to various factors, including the increase in the supply of US dollars and geopolitical tensions that have heightened demand for gold as a safe-haven asset [9][10] - Experts predict that gold prices will continue to rise due to ongoing economic uncertainties and potential future interest rate cuts by the Federal Reserve [10]