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为民生托底,为文明赋能:论“风险共治”的中国保险新叙事
Xin Lang Zheng Quan· 2025-09-08 02:07
Group 1 - The article discusses the significant changes in the global landscape, emphasizing the transition from an old order to a new order, particularly in the context of China's rise and the ongoing global transformation [1][2] - It highlights the three key areas of modern great power competition: energy, technology, and finance, with a focus on how China has developed unique innovative paths in these sectors [2][3] - The insurance industry is positioned as a crucial component of China's modernization, serving both market functions and social governance roles [2][3] Group 2 - The insurance industry in China has evolved from a "student" learning from Western models to a "teacher" capable of offering unique solutions, with significant growth from 1 insurance company in 1980 to 146 by 2010 [3][4] - The article points out the challenges faced by the industry, including reliance on interest rate spreads and the adoption of Western insurance models that do not align with local realities [5][6] - It emphasizes the need for a new path for the insurance industry, focusing on policy adjustments and innovative product offerings that cater to local needs [7][8] Group 3 - Recent innovations in the insurance sector, such as the introduction of products like the "return shipping fee insurance" and "Shanghai Health Insurance," demonstrate China's ability to create original solutions without relying on Western experiences [8][9] - The article argues that the essence of insurance should return to its core mission of providing risk protection and creating social value, moving away from a purely profit-driven model [10][11] - It highlights the shift from traditional compensation models to comprehensive service-oriented approaches, where insurance companies play a role in risk prevention and management [12][13] Group 4 - The narrative of China's rise is framed within the context of historical transitions, showcasing the shift from manufacturing to innovation and leadership in various sectors, including insurance [14] - The article concludes that the transformation of the insurance industry reflects a broader change in development philosophy, emphasizing a people-centered approach and the importance of social responsibility [14][15]
平安产险史良洵:平安24为出海企业打造“隐形盔甲”
2019年-2024年,中国全行业对外直接投资从1369.1亿美元增至1627.8亿美元,累计增长约19.6%。与之相伴的,是中企海外员工数量的迅速增长。商务部数 据显示,2023年末,境外企业员工总数超500万人,其中雇用外方员工近300万人,中方员工约200万人。 在"一带一路"倡议提出十余年后,中国企业海外布局已从"量的增长"转向"质的突围"。而平安24的实践,恰为这场"远征"提供了新的解题思路。 6月28-29日,深圳湾畔,由凤凰网主办,中国企业出海全球化理事会联合主办的"2025中国企业出海高峰论坛"如约举行。当论坛的议题聚焦中国品牌全球化 叙事时,中国平安财产保险党委副书记史良洵的分享,则为出海的"惊险的一跃",注入了温暖注脚。 配图(史良洵)演讲时图片 惊险一跃:出海浪潮下的安全挑战 "每天200起公民安全事件,每7分钟就有同胞在海外陷入困境。"史良洵展示的外交部数据,揭开了出海浪潮下的隐忧。当中国企业走向世界时,近百万外派 人员面临的不仅是语言障碍,更有医疗资源断层、地缘冲突骤变、法律体系差异等复合型风险。 出国公干的金先生在印尼雅加达突发急性脑炎却受限于当地医疗条件而命悬一线、某信息技术集团 ...
助力中国企业“走出去”,平安产险深圳分公司构建全方位跨境服务新生态
Nan Fang Du Shi Bao· 2025-06-26 23:12
Group 1 - The core viewpoint is that the financial services sector plays a crucial role in supporting Chinese enterprises as they globalize, with a focus on innovative risk protection systems for cross-border operations [1] Group 2 - The "Cross-Border E-commerce Insurance" pilot program was launched in Shenzhen, marking a significant step in expanding services for cross-border e-commerce, with products like commercial comprehensive liability insurance and Amazon TRO insurance being offered [2] - The establishment of the first national overseas intellectual property insurance consortium aims to provide comprehensive support for enterprises, from risk identification to solution implementation, enhancing risk management [3] Group 3 - Since January, the company has successfully insured new energy vehicle exports to Europe, Australia, and North America, with total insurance amounts exceeding $28 million, and has introduced an "export vehicle extended warranty liability insurance" [4] Group 4 - The "Ping An 24" product is designed to meet the needs of various groups, including expatriates and travelers, providing insurance coverage, medical assistance, and emergency support, thereby ensuring reliable protection for millions of Chinese citizens going abroad [5] - The company is committed to deepening the "insurance + service" model to further support enterprises in their international expansion efforts [5]
搭起空中生命线!“平安24”48小时完成患者跨国转运救援
Xin Lang Cai Jing· 2025-05-20 02:28
此次成功救援的背后,是'平安24'创新服务模式的有力支撑。从接到报案到跨国医疗转运完成,"平安 24"用时不到48小时,就通过专业医疗转运系统将金先生从雅加达安全转运到广州。目前,金先生生命 体征恢复稳定,所有费用均由中国平安先行垫付,家属对平安的高效救援服务表示高度认可。 "平安24"护航中国公民与企业"走出去" "平安24"是中国平安为满足国人出境安全需求推出的整合式保障服务方案。该产品以"全球24时区无死 角、全年24节气不间断、全天24小时秒响应"为服务理念,涵盖保险保障、医疗救援、应急援助等核心 服务和权益,全面满足劳务外派、商旅出行、出境旅游、境外留学等人群需求。 不仅如此,"平安24"开创的"先防再救后赔"的创新服务模式,提供贯穿行前、行中、行后的医疗和安全 服务,以及7*24小时随时响应的紧急医疗救援与安全救援服务,覆盖战争、暴动、恐袭、绑架、劫持、 自然灾害等多种场景的突发事件,为每一位出境客户提供省心、省时、又省钱的服务体验。 危急时刻,分秒必争 几天前,正在印尼雅加达公干的金先生突发急性脑炎,病情迅速恶化。面对当地有限的医疗条件,家属 紧急拨通平安24小时全球救援专线,提出了医疗转运回国 ...