原标题：为发展新质生产力提供长期资金支持 二是培育壮大耐心资本。鼓励国有资本在创新领域长期投资，加强在基础研究、关键核心技术攻关 和前瞻性战略性新兴产业等方面投入布局，更好发挥国有资本带动作用。创新财政资金使用方式，保持 财政科技投入力度，强化对基础研究、关键核心技术攻关、国家战略科技力量的支持。适当扩大全国社 保基金投资范围，发挥保险资金长期投资优势，持续加大科技创新投资力度。创新保险资金运用方式， 引导保险资金为科技创新发展提供支持。 三是积极创新金融产品。优化支持科技创新的结构性货币政策工具，鼓励银行加大科技型企业信用 贷款和中长期贷款投放。创新推出"研发贷""成果贷""设备更新贷"等信贷产品，加大对科技创新、设备 更新和技术改造的金融支持力度。引导保险公司围绕技术研发、成果转化及其应用推广、知识产权运用 保护等关键环节，提供覆盖科技创新活动全流程的保险产品。 （作者系吉林省中国特色社会主义理论体系研究中心研究员、吉林财经大学副校长） 《中共中央关于进一步全面深化改革、推进中国式现代化的决定》提出，"鼓励和规范发展天使投 资、风险投资、私募股权投资，更好发挥政府投资基金作用，发展耐心资本"。2025年1 ...

Group 1 - The core viewpoint emphasizes the need for high-level technological self-reliance and innovation as a foundation for China's modernization, highlighting the importance of long-term capital in fostering new productive forces [1][2][3] - New productive forces are characterized by technological breakthroughs, innovative allocation of production factors, and deep industrial transformation, with a significant increase in total factor productivity as a key indicator [1][2] - The government is actively promoting the development of angel investment, venture capital, and private equity to enhance the role of patient capital in supporting modernization and new productive forces [3] Group 2 - In 2024, China's R&D expenditure reached 36,326.8 billion yuan, with an intensity of 2.69%, consistently exceeding the average level of EU countries [4] - The annual growth rate of R&D expenditure during the first four years of the 14th Five-Year Plan was 10.5%, ranking among the top of major global economies [4] - By mid-2025, loans to technology-based SMEs reached 3.46 trillion yuan, with a year-on-year growth of 22.9%, outpacing other loan categories [4] Group 3 - Despite progress, there remains a mismatch between long-term investment and the needs of new productive forces, with issues such as a preference for short-term investments and uneven capital allocation across sectors [5][6] - Recommendations include optimizing the investment environment, expanding patient capital, and innovating financial products to enhance long-term capital support for technological innovation [5][6] - Specific measures proposed include improving tax incentives for investment in technology transfer and mid-term trials, and encouraging state-owned capital to invest in innovation and strategic emerging industries [6]

搭建供需平台，解决企业"融资慢"。引导全市科技型企业加入山东省科融信综合服务平台，积极为企业 提供增信服务，为企业融资打好基础，让企业融资"融得着、接得住"。截至8月底，全市通过省"科融 信"平台增信企业515家。建立科技项目投融资需求信息共享机制，广泛收集高新技术企业、科技型中小 企业融资需求，定期向金融和投资机构推送科技企业和科技创新项目，为企业争取信贷和投资支持。提 高融资效率。鼓励金融机构开发针对科技型企业的金融产品，在政策引导下，合作银行开设了成果贷快 速审批通道，开发了"科创贷""人才贷""知识产权贷"等多款成果贷产品，为全市科技型企业提供了有力 的融资支持。目前，济宁市成果贷政策合作银行已达38家，基本覆盖市场所有主流商业银行。 实施贷补结合，解决企业"融资贵"。资金供给端，引导合作银行为科技型中小企业提供更优惠的贷款利 率和更多的选择空间，进一步降低企业融资成本。资金使用端，对科技成果转化贷款按时还本付息的科 技型中小企业，可任选一笔贷款按实际支付利息的40%给予一次性贴息支持，单个企业最高贴息50万 元。政策实施以来，全市240余家企业获批财政贴息。做好科技奖补政策与科技金融的联动，对于获得 ...