| 评级等级 | | 2025 年数量（家）2024 年数量（家） 数量变化 | | | --- | --- | --- | --- | | A 级 | 11 | 18 | -7 | | B级 | 18 | 16 | +2 | | C级 | 16 | 23 | -7 | | D 级 | 21 | 47 | +5 | | E 级 | 31 | | | | 参与评级总数 | 97 | 104 | SECHNERS AND | 21世纪经济报道记者 黄子潇 深圳报道 近日，深圳市地方金融管理局发布《关于发布2025年深圳市小额贷款行业监管评级C级（含）以上机构名单的公告》。 本次深圳共完成97家小额贷款公司的评级工作，其中A级11家，B级18家，C级16家，D 级 21 家、E 级 31 家。其中，经营与 风控相对稳健的C级以上的小贷公司共计45家，其名单已公开披露。 相较2024年的评级结果，深圳2025年参与评级的小贷公司整体减少7家，其中A级减少7家，B级增加2家，C级减少8家，D级 E级合计增加5家。 尽管记者未查询到深圳具体的评级办法，但参考部分省份的评级文件，小贷公司的A级通常定义为"经营稳健，内控与业 ...

Core Points - Shenzhen Financial Management Bureau approved the increase of registered capital for Shenzhen Tencent Financial Technology Microloan Co., Ltd. from RMB 10.5263158 billion to RMB 15 billion, with an additional capital of RMB 4.4736842 billion [1] - Tencent's two subsidiaries contributed to the capital increase, with Shenzhen Tencent Network Co., Ltd. investing RMB 4.25 billion and Shenzhen Tencent Computer Systems Co., Ltd. investing RMB 223.6842 million [1] - Since 2020, Tencent's microloan company has undergone five capital increases, growing from an initial RMB 300 million to RMB 15 billion, representing a 50-fold increase in five years [1] Industry Overview - Nearly 30 microloan companies have increased their capital this year, with notable examples including Ping An's Jinlian Yuntong Microloan increasing from RMB 5 billion to RMB 10 billion [2] - The top three microloan companies by registered capital are ByteDance's Zhongrong Microloan (RMB 19 billion), Tencent's Financial Technology Microloan (RMB 15 billion), and Ping An's Jinlian Yuntong Microloan (RMB 10 billion) [2] - As of September 2025, the number of microloan companies in China decreased to 4,863 from 5,257 at the end of 2024, indicating a trend of consolidation in the industry [2] - Tencent does not hold a consumer finance license, despite being a major player in the microloan sector [2] - Other significant players in the internet microloan space include JD's Jingdong Shengji (RMB 8 billion) and Baidu's Du Xiaoman (RMB 7.4 billion) [2]