2025.12．18 作者 | 第一财经 郑娜 万科又将开启新一笔中票的展期。 与22万科MTN004一样的规定一致，上述各个议案应当由持有本期债务融资工具表决权超过总表决权数 额90/100的持有人同意后方可生效。生效门槛仍然较高。 除了展期方案之外，此次还直接设置了延长宽限期的议案六，也即将本期中期票据存续期内的本息兑付 日之宽限期由5个工作日延长至30个交易日。 议案六提出，如在30个交易日的宽限期内对本期中期票据本息进行了足额偿付、消除违约事件或通过债 券持有人会议予以豁免的，则不构成发行人对本期中期票据的违约，不触发本期中期票据相关违约责 任。即30个交易日的宽限期截止前不视为发行人违约，宽限期内不设罚息，不另行设置或产生违约金、 逾期利息和罚息等，未偿付本金宽限期内按照本期中期票据票面利率继续支付利息，在宽限期内实际支 付日利随本清，未偿付利息宽限期内不额外计息。 中证鹏元研究资深研究员史晓姗指出，借鉴全市场处置经验，争取延长宽限期是行业普遍做法，也是较 容易通过的议案。若展期议案未通过，公司还可以通过设置前置本金、分期偿还或赎回机制，或给予同 意费，明确增信措施（例如资产处置收入优先偿还债券）等 ...

Core Viewpoint - The article highlights the financial support provided to a grain purchasing store in Rizhao City, which is crucial for local farmers during the autumn grain procurement season, emphasizing the role of financial institutions in supporting agricultural operations [1] Group 1: Financial Support - The Shandong Agricultural Guarantee Rizhao Management Center collaborated with Postal Savings Bank of Rizhao to provide a guarantee loan of 1.9 million yuan to Mingchuan Grain and Oil Purchasing Store, addressing its funding shortage [1] - The loan enables the store to expand its grain purchasing operations, ensuring that local farmers can sell their grain without concerns about market access and payment [1] Group 2: Impact on Local Agriculture - The financial assistance not only stabilizes the purchasing store's operations but also reassures local farmers, encouraging them to sell their grain confidently [1] - The Shandong Agricultural Guarantee Rizhao Management Center focuses on alleviating financing difficulties for farmers and enhancing support for grain planting and purchasing industries [1]

Core Viewpoint - Shandong Agricultural Guarantee Company Tai'an Management Center has successfully provided a guarantee loan of 3 million yuan to the New Tai City Agricultural Wholesale Market, alleviating the financial pressure on market operators and injecting strong momentum into the stable operation and development of the market [1] Group 1: Financial Support - The 3 million yuan guarantee loan aims to support market operators in purchasing goods, updating equipment, and upgrading stalls [1] - The loan approval process was expedited through a green channel established with cooperating banks for eligible operators [1] Group 2: Market Importance - New Tai City Agricultural Wholesale Market serves as a key hub for local agricultural product circulation, playing a crucial role in ensuring supply and stabilizing prices [1] - The expansion of the market and ongoing business development have led to financial shortages for some operators, hindering further growth [1] Group 3: Future Commitment - Shandong Agricultural Guarantee Company Tai'an Management Center plans to continue increasing support for the agricultural industry, contributing to rural revitalization efforts [1]

Core Viewpoint - The ceramic industry in Shuozhou, Shanxi Province, is a pillar of high-quality development, supported by tailored financial services from Postal Savings Bank to enhance production capabilities and reduce financing costs for local enterprises [1][3]. Group 1: Company Overview - Yijiaqin Ceramics Co., Ltd. specializes in daily-use and hotel ceramics, producing over 100 million daily-use porcelain items annually and 30 million pieces of colored porcelain [2]. - The company has been recognized as a high-tech enterprise and has 12 design patents, establishing itself as a benchmark in the local industry [1][2]. - Huawai Ceramics Technology Co., Ltd. produces ultra-thin rock slabs that can replace various materials, benefiting from tailored financial support from Postal Savings Bank [2]. Group 2: Financial Support and Services - Postal Savings Bank has customized financial solutions for local ceramic companies, increasing credit limits to 30 million yuan for Yijiaqin Ceramics to facilitate automation upgrades [2]. - The bank has provided a total of 92 million yuan in loans to 14 ceramic enterprises in Shuozhou, with a cumulative loan amount of 380 million yuan since 2022 [3]. - The bank's services include various loan products such as microloans, rapid loans, and innovation credit loans, addressing the diverse financing needs of the ceramic industry [3].

Core Viewpoint - The Bank of China Jilin Branch is committed to supporting the revitalization of Northeast China by enhancing financial services tailored to local characteristics and industries, focusing on innovation, green transformation, and rural revitalization [1][5]. Group 1: Innovation and Industry Support - The Jilin Branch has established partnerships with key industries such as automotive manufacturing, pharmaceuticals, and optoelectronics, utilizing digital tools to support various stages of technology enterprises, providing financial support to over 300 tech companies with a loan balance exceeding 10 billion [2]. - Since 2014, the branch has collaborated with a leading automotive parts company, offering comprehensive financial services that have helped the company evolve into a national high-tech enterprise and a world-class leader in automotive lightweight and intelligent charging sectors [1]. Group 2: Green Development Initiatives - The Jilin Branch has issued nearly 3 billion in green credit for projects like the Daan wind-solar hydrogen synthesis ammonia integration demonstration project and has provided over 800 million in acquisition loans to an energy company, promoting ecological transformation into economic value [3]. - The branch has customized financial service plans for a new energy vehicle factory in Changchun, providing nearly 6 billion in loans to support green and low-carbon development [3]. Group 3: Rural Revitalization Efforts - The Jilin Branch has implemented a "core enterprise + order farmer" model to support the rice industry, resulting in increased production and quality, with farmers experiencing an average income increase of over 10% [5]. - As of January 2025, the branch's agricultural loan balance exceeded 15 billion, demonstrating its commitment to enhancing rural development and supporting local farmers [5].