媒体团走进北京绿色交易所。 在北京绿色交易所（"绿色交易所"）通州办公区的交易大屏上，实时滚动着全国温室气体自愿减排交易 数据。据了解，自2024年全国温室气体自愿减排交易市场启动以来，截至目前，累计实现交易量超420 万吨，交易额超3亿元。 正如这面大屏所展示的，绿色交易所在碳资产和绿色发展之间架起了一座价值桥梁，"绿水青山就是金 山银山"因而有了具体的、可衡量的支撑，也为首都北京的绿色转型注入了源源不断的动力。 服务北京市节能降碳 在建筑领域，在北京市住建委的指导下，绿色交易所为北京市公共建筑能耗限额管理工作提供技术支持 服务，累计服务公共建筑能耗限额管理1.6万栋，涉及面积2亿平方米，有效遏制了公共建筑电耗增长过 快的趋势，强化了公共建筑业主和运营方的节能降耗意识，已经成为建筑领域节能降耗的成功实践。 今年9月22日，经国家发展改革委批准，以绿色交易所为主体设立的国家绿色技术交易中心正式揭牌， 为科研机构、金融机构以及需求方搭建了绿色技术转化和落地的平台。 积极探索金融产品创新 面对绿色发展新阶段，绿色交易所在绿色金融相关的政策标准研究、基础设施建设、产品服务创新三方 面取得了积极的进展。 同时，绿色交 ...

从"城市副中心"五个字写进国家战略那天起，绿色就不再是口号，而是被拆解成具体的项目和数据。绿 交所大厅的数据显示，全国温室气体自愿减排（CCER）成交量已突破320万吨。在我们日常生活的很 多细节里，绿色标签的占比正以肉眼可见的速度攀升——买一张电子地铁票、一次线上医疗挂号、一笔 供应链应收账款，都可能成为绿色金融账本上的"+1"。 据绿交所董事长王乃祥介绍，绿交所承担CCER交易、国家绿色技术交易等绿色交易平台职能，CCER 市场已发布6项核证自愿减排方法学，13个项目完成登记、产生1870万吨核证自愿核证量，2024年1月市 场启动以来，CCER交易额2.7亿元。今年9月启动国家绿色技术交易中心（北京），当日6项绿色技术成 交。开发企业碳账户与绿色项目库系统等绿色金融基础设施，创新"碳e贷""无废贷""节水贷"等产品， 融资规模达70亿元。王乃祥表示，未来，绿交所将在各级主管部门的指导支持下，在城市副中心高质量 打造面向全球的国家级绿色交易所，助力国家绿色发展示范区建设。 这正是北京城市副中心绿色金融发展的缩影。如果把北京城市副中心的绿色金融生态比作一棵树，那政 策是根，市场是干，技术、资金、场景则是交错 ...

Core Viewpoint - Beijing Bank is committed to enhancing its green finance strategy, aligning with national "dual carbon" goals and promoting sustainable development through innovative financial products and services [1][9]. Group 1: Strategic Leadership - Beijing Bank has established a comprehensive green finance management system across all levels, from headquarters to branches, enhancing its strategic focus on sustainable development [2]. - The bank restructured its board committee to emphasize ESG (Environmental, Social, and Governance) responsibilities, reflecting a stronger commitment to green finance [2]. - A three-year development strategy for green finance (2025-2027) has been set, outlining growth paths and reinforcing the bank's commitment to sustainability [2]. Group 2: Green Loan Initiatives - The bank has increased its green loan offerings, with a balance of 210.35 billion yuan by the end of 2024, marking a growth of 63.365 billion yuan and a 43.11% increase from the beginning of the year [3]. - New financial products such as "Waste-Free Loan," "Water-Saving Loan," and "Green E-Loan" have been introduced to support low-carbon transitions in various sectors [3]. - The bank has also established a multi-faceted service system encompassing green loans, bonds, and supply chains to support sustainable projects [3]. Group 3: Carbon Finance Development - Carbon finance has become a key area for Beijing Bank, with 1.6 billion yuan in loans issued to 56 projects, resulting in an annual carbon reduction of 58,500 tons [5]. - The bank is developing a carbon account system to enhance carbon accounting capabilities and promote green finance innovation [5]. - A new green financial product, "Jingxing Carbon E-Loan," has been launched, allowing for differentiated financing rates based on quantified environmental benefits [5]. Group 4: ESG Integration - Beijing Bank is integrating ESG principles into its strategic framework, with a three-year action plan (2025-2027) focusing on various ESG initiatives [7]. - The bank has improved its ESG reporting practices, including third-party verification of its ESG reports to enhance transparency and credibility [8]. - The bank aims to develop a range of innovative financial products that align with ESG principles, including ESG investment and green funds [8][9].

Core Viewpoint - The article highlights Beijing Bank's significant achievements in 2024, driven by macroeconomic policies aimed at supporting the real economy and enhancing consumption through various financial innovations and services [2][3]. Group 1: Financial Innovations and Product Offerings - Beijing Bank has launched specialized financial products such as "Linghang e-loan" for specialized and innovative enterprises, with cumulative loans exceeding 106.8 billion yuan by the end of 2024, marking a growth of 33.8 billion yuan since the beginning of the year [3][4]. - The bank's green finance initiatives include products like "Waste-Free Loan" and "Water-Saving Loan," with a total green loan balance reaching 210.35 billion yuan, a growth rate of 43.11% [3][4]. - The introduction of a microfinance coordination mechanism and a unified financing application platform has facilitated a 28.3% increase in inclusive finance loans, totaling 310.61 billion yuan by the end of 2024 [4][5]. Group 2: Support for Key Sectors - Beijing Bank has actively supported the manufacturing sector's transformation, with manufacturing loans growing by 36% to 237.6 billion yuan, and medium to long-term loans increasing by 67% to 122.7 billion yuan [6][7]. - The bank has also focused on cultural industry financing, achieving a loan balance of 116.64 billion yuan, reflecting a growth of 32.39% [7]. - In rural revitalization efforts, the bank's agricultural loans reached 117.34 billion yuan, with a notable increase of 250.58 billion yuan since the beginning of the year [8]. Group 3: Consumer Finance and Digital Transformation - Beijing Bank has enhanced consumer finance offerings, with the "Jing e-loan" product growing by 109% by the end of 2024, and the credit card business seeing a 16% increase in new customers [9][10]. - The bank has successfully launched the first public REITs for consumer goods in Beijing, contributing to the growth of consumption-driven financial products [9]. - Digital financial services have expanded significantly, with the bank facilitating over 100 billion yuan in digital currency transactions throughout the year [5][9]. Group 4: New Citizen Financial Services - The bank has implemented twelve initiatives to improve financial services for new citizens, providing over 26 billion yuan in entrepreneurial loans and 38 billion yuan in housing loans [10]. Group 5: Retail Business Performance - By the end of 2024, Beijing Bank's retail loan balance surpassed 700 billion yuan, maintaining a leading position among city commercial banks, with retail revenue reaching 24.94 billion yuan, a year-on-year growth of 2.26% [11].

Core Viewpoint - Beijing Bank is actively exploring differentiated development strategies to navigate the challenges of financial supply-side structural reforms, aiming for high-quality growth and innovation in its services [1][3]. Group 1: Technological Financial Development - Beijing Bank established its first technology-oriented SME credit branch in 2009 and has since pioneered various financial products and services tailored for technology enterprises, achieving significant growth in its client base and loan balances [5][6]. - By the end of 2024, the bank served over 20,000 specialized and innovative clients, with a loan balance of 106.8 billion yuan, marking a 3.2-fold increase compared to two years prior [5][6]. Group 2: Green Finance Initiatives - In response to national policies on carbon neutrality, Beijing Bank launched a dedicated green finance team and introduced innovative products such as "Waste-Free Loans" and "Water-Saving Loans," achieving a green finance loan balance of 210.35 billion yuan, a 43.11% increase [9][10]. - The bank aims to integrate ESG factors into its business development, establishing a comprehensive ESG governance structure and setting 20 key initiatives to enhance its ESG capabilities [10]. Group 3: Cultural Finance Development - Beijing Bank has made significant strides in cultural finance, with a loan balance of 116.64 billion yuan by the end of 2024, reflecting a 32.39% growth [11]. - The bank has implemented various initiatives to support cultural consumption and has partnered with major film production companies to provide financial services for popular films [11]. Group 4: Digital Transformation - Over the past three years, Beijing Bank has focused on digital transformation, achieving comprehensive upgrades in technology, business models, and organizational structures [13]. - The bank has developed an AI-driven operational model, launching innovative tools that enhance efficiency and reduce operational costs, such as the AI collaboration service that improves staff productivity by over 10% [14]. Group 5: Future Outlook - Looking ahead, Beijing Bank plans to leverage its regional advantages to continue high-quality development, focusing on becoming a "children-friendly bank" and an "AI-driven commercial bank" while enhancing its digital capabilities [15].