齐鲁晚报.齐鲁壹点王佳潼 9月25日，潍坊市人民政府新闻办公室召开潍坊市河湖生态产品价值实现"十大案例"新闻发布会。记者在会上获悉，潍坊市发布河湖生态产品价值实现"十 大案例"。 案例5：昌邑市创新水权质押融资模式，助推供水设施改造提升。为解决供水老旧管网改造信贷融资抵押物不足问题，昌邑市创新拓宽信贷抵押品范围， 将2524.66万方取水使用权指标及用水收费权审计估值后进行质押，为水务集团融资2.64亿元，用于老旧管网改造提升等水利建设项目，成功将沉睡的"生 态资产"转化为激活的"金融资本"。 案例6：寿光市落地全省单笔最大"节水贷"。为有效扶持和培育节水产业，为企业提供低成本、高效率的信贷支持，寿光市全面摸排梳理辖区内具有融资 需求的节水项目，主动对接银行金融机构，推动授信7亿元的寿光市城乡供水管网提升改造"节水贷"项目成功落地。项目建成后，预计每年可实现节水约 45万立方米，将显著提升水资源利用效率，为建设节水型社会提供强劲支撑。 一、市场交易类 案例1：潍坊"水银行"设立与运营。为切实盘活区域内存量水资源的合理利用，实现有限水资源的最大经济社会价值，潍坊积极探索水权指标的市场化交 易新路径，创新建立"潍 ...

湖北作为水利大省和长江经济带绿色发展示范区，通过"节水贷"授信支持激活社会资本，推动节水资源 向资产转化，为破解节水投入不足难题提供了金融方案。 本站讯 近日，湖北省节水资源资产化改革项目集中签约仪式在武汉成功举行。此次签约共获得绿色金 融"节水贷"授信近2亿元，签约项目包括再生水利用工程、农村水厂节水改造等。 签约仪式是湖北节水资源资产化改革试点工作重要一环，实现了湖北水利政银合作、银企合作的新突 破。 省水利厅党组成员、副厅长王云鹏表示，这次签约是深化水利"三资"改革、激活水资源要素市场活力的 重要实践。省水利厅将继续全力贯彻落实湖北省委、省政府有关投融资体制改革部署要求，推动已签约 项目"节水贷"资金尽快投放到位，争取进一步扩大节水资源资产化改革成果。 近年来，全省节水工作取得显著成效，但节水投融资渠道单一、价值转化路径不畅等问题仍制约着节水 产业高质量发展。湖北省水利厅围绕"谁来投资、钱从何来"基本问题，按照"能用则用、不用则售、不 售则租、能融则融"原则，在全省范围内探索试点盘活节水资源价值。 ...

Core Insights - The meeting organized by Hubei Provincial Water Resources Department focuses on advancing water investment and financing reforms and "three assets" management reform [1] - The current stage of water investment and financing reform is facing multiple challenges, including securing policy funds, asset verification, innovative financing models, and planning major projects [1] - There is a need to break traditional thinking to seek development and enhance efforts to tackle difficulties in the reform process [1] Group 1 - The meeting emphasizes the importance of aligning thoughts and actions with the decisions of the provincial government to enhance confidence in deepening water investment and financing reforms [2] - A multi-level and multi-channel water investment and financing system is to be constructed, transforming resources into assets, assets into capital, capital into funds, and funds into investments [2] - A classification strategy for the "three assets" is required to verify the authenticity, completeness, and accuracy of data on assets that can be revitalized, forming a solid foundation for future asset activation [2] Group 2 - Continuous deepening of water investment and financing reforms is necessary, promoting new mechanisms for government and social capital cooperation [2] - The promotion of water REITs (Real Estate Investment Trusts) and the establishment of market mechanisms for water pricing and water rights trading are essential for providing strong financial support for high-quality water development [2]

Group 1: Ecological Asset Transformation - The village of Dayuan in Ya'an has successfully transferred the management rights of 100 acres of land for 296,000 yuan, marking the first transaction of ecological product value transformation in the region [1] - The concept of "Green Mountains and Clear Water are Golden Mountains and Silver Mountains" has been implemented for 20 years, leading to innovative paths for ecological product value realization, including water rights trading and carbon sink trading [1][5] - The establishment of the first provincial water rights trading service center in Sichuan has facilitated significant water rights transactions, including a notable cross-provincial water rights transfer [5][6] Group 2: Water Resource Management and Improvement - Sichuan province has implemented a "river chief system" to enhance the management and ecological condition of rivers and lakes, resulting in a 100% compliance rate for water quality in national monitoring sections for two consecutive years [4] - The improvement of water quality in rural areas has led to increased tourism and economic benefits for local communities, as seen in Xixiang Village, which has developed numerous agritourism projects [2][4] - The province has completed 1,438 water rights transactions, totaling over 1.9 billion cubic meters of water, indicating a growing market for water as a tradable ecological asset [6][7] Group 3: Financial Innovations in Water Conservation - The introduction of "water-saving loans" and "water rights loans" has provided significant financing for water conservation projects, with a total of 16.98 billion yuan raised for various initiatives [11][12] - The financial products aim to support water-saving infrastructure, technology upgrades, and rural water supply improvements, promoting efficient water resource utilization [12] - The marketization of water rights and the establishment of a trading platform have encouraged enterprises to adopt water-saving practices, turning conservation efforts into financial gains [5][6]

Group 1 - The signing ceremony organized by the Sichuan Provincial Water Resources Department resulted in the financing of 1.698 billion yuan through four agreements related to "water-saving loans" and "water extraction loans" [1][3] - "Water-saving loans" are tailored green financial credit products aimed at providing specialized financing services for water supply units, water-saving service enterprises, and water conservancy construction investment entities [3] - "Water extraction loans" utilize water extraction rights as collateral and are primarily applied in rural water conservancy construction and the upgrading of water-saving industries [3] Group 2 - The China Agricultural Development Bank's branches in Deyang and Bazhong completed three "water-saving loan" financing services totaling 1.645 billion yuan, mainly for improving water supply in villages and towns, as well as for water plant construction and pipeline renovation [3] - The Industrial and Commercial Bank of China’s branch in Guangyuan reached an agreement for one "water extraction loan" worth 53 million yuan, intended for industrial water plant project construction [3] - The Sichuan Provincial Water Resources Department emphasized that the financial products "water-saving loans" and "water extraction loans" have been continuously enriched and expanded, playing a crucial role in supporting the growth of the water-saving industry and promoting the efficient use of water resources [3]

Group 1 - The signing ceremony organized by the Sichuan Provincial Water Resources Department resulted in the financing of 1.698 billion yuan through four agreements related to "Water Saving Loans" and "Water Extraction Loans" [3] - "Water Saving Loans" are tailored green financial credit products aimed at providing specialized financing services for water supply units, water-saving service enterprises, and water conservancy construction investment entities [3] - "Water Extraction Loans" utilize water extraction rights as collateral and are primarily applied in rural water conservancy construction and water-saving industry upgrades [3] Group 2 - The China Agricultural Development Bank's branches in Deyang and Bazhong completed three "Water Saving Loan" financing services totaling 1.645 billion yuan, mainly for improving village water supply, water plant construction, and pipeline renovation [3] - The Industrial and Commercial Bank of China’s branch in Guangyuan reached an agreement for a "Water Extraction Loan" of 53 million yuan, primarily for industrial water plant project construction [3] - The Sichuan Provincial Water Resources Department emphasized that the expansion of "Water Saving Loans" and "Water Extraction Loans" plays a crucial role in supporting the growth of the water-saving industry and promoting the efficient use of water resources [3] Group 3 - "Water Saving Loans" support projects including the construction of water-saving infrastructure, technological upgrades for water efficiency, unconventional water development, leakage control in supply networks, contract water savings, and the management of water-saving facilities [4] - The financial products aim to enhance the role of financial elements in improving the conservation and efficient utilization of water resources [4]

Core Viewpoint - Shenzhen has rapidly transformed from a small town into a modern metropolis, achieving a GDP of 3.68 trillion yuan and a population of nearly 18 million, driven by the dual-zone strategy and the integration of finance and technology [1] Financial Landscape - By mid-2025, Shenzhen has established a credit structure with technology and inclusive loans totaling 2 trillion yuan each, and green and digital economy loans reaching 1 trillion yuan each, ranking among the top cities in China [2] - China Construction Bank (CCB) Shenzhen Branch has recognized the value of technology finance in promoting innovation and industrial upgrades, aligning with the dual-zone strategy to support the real economy [2] Infrastructure Development - CCB has a long-standing mission to support national infrastructure projects, having been involved in significant projects like the Daya Bay Nuclear Power Plant and the Guangzhou-Shenzhen Railway [3][6] - Recent projects financed by CCB include the Ma Wan Power Plant upgrade and various major infrastructure projects in the Greater Bay Area, enhancing energy supply and logistics [7][9] Support for Technology Industry - Shenzhen has become a technology hub with a strong semiconductor and electronic information industry, crucial for achieving self-sufficiency in manufacturing [11] - CCB has implemented innovative financing models such as public-private partnerships and investment-loan linkages to support high-risk, high-growth startups in the technology sector [11][13] Financial Innovations - CCB has provided significant financial support to technology companies, with over 120 billion yuan in loans to tech firms from early 2025 to July, and a loan balance of nearly 130 billion yuan [15] - The bank has developed a digital financing platform that allows for rapid loan approvals, benefiting over 10,000 tech companies [15][16] Strategic Initiatives - CCB has established a comprehensive organizational structure for technology finance, including a dedicated innovation center and specialized branches to enhance service delivery [17] - The bank has introduced various tailored loan products to improve accessibility for small and micro technology enterprises, supporting their growth [21]

Core Viewpoint - The establishment of the national small and micro enterprise capital flow credit information sharing platform is a crucial infrastructure to support the financial "five major articles," enhancing credit information services and facilitating financing for small and micro enterprises [1][2][3]. Group 1: Support for Financial "Five Major Articles" - The capital flow information platform is essential for optimizing credit resource allocation and promoting financing for small and micro enterprises, aligning with the strategic needs of high-quality economic development [2]. - The platform addresses issues of information asymmetry and enhances the interconnectivity of credit information, forming a modern financial system with Chinese characteristics [2][3]. - The platform has established credit information files for over 60 million enterprises, supporting nearly 700 billion yuan in financing for small and micro enterprises [1][3]. Group 2: Characteristics of Capital Flow Information Platform - The platform provides comprehensive, reliable, and real credit information, which is crucial for financial services [3]. - It covers a wide range of enterprises, achieving near-total coverage of small and micro enterprises [3]. - The platform operates as a public service, with maintenance costs borne by the credit center, maximizing social benefits and reducing financing costs for small and micro enterprises [3][4]. Group 3: Application Mechanism and Data Utilization - The platform has been integrated into credit decision-making and risk management processes of financial institutions, enhancing its role as a foundational infrastructure [6][7]. - It encourages financial institutions to utilize the platform for credit management, improving the accessibility of financing for credit-limited small and micro enterprises [7][8]. - The platform provides detailed credit products, including monthly summaries and quarterly reports, which help in constructing a comprehensive credit assessment system [4][10]. Group 4: Initial Achievements and Future Directions - As of July 2025, the platform has supported nearly 700 billion yuan in credit for innovative and agricultural enterprises, demonstrating its effectiveness [11][12]. - The platform has facilitated the development of various credit products tailored for small and micro enterprises, enhancing the financing landscape [14][15]. - Future efforts will focus on expanding the range of participating financial institutions and enhancing the protection of information subject rights [19][20].

Core Points - The establishment of the Sichuan Provincial Water Rights Trading Platform marks a significant step in the development of water rights trading in China, being the first provincial platform based on the national water rights trading platform [1][6] - The platform aims to optimize water resource allocation and promote water conservation and efficient use in Sichuan Province [6][7] Group 1: Platform Establishment - The Sichuan Provincial Water Rights Trading Service Center was officially unveiled, created in collaboration with the China Water Rights Exchange and Sichuan Water Development Group [1][2] - The platform includes the signing of membership agreements with four entities, establishing regional trading service windows in multiple locations [2] Group 2: Initial Transactions - The first batch of water rights transactions involved a total of 8,945 million cubic meters of water, with a total transaction value of 7.44 million yuan [2] - A notable transaction was the first large-scale inter-regional water rights trade in Sichuan, involving 7,965 million cubic meters over five years [2] Group 3: Financing Agreements - The event also included the signing of four "Water Borrowing Loans" and "Water Conservation Loans," with a total loan amount exceeding 1.64 billion yuan [6] - The loans are primarily aimed at improving water supply quality and efficiency, as well as water plant construction and pipeline renovation [6] Group 4: Future Plans - Sichuan's water authority plans to continue promoting reform and innovation, aiming for high standards in service and market demand [7] - The goal is to cultivate a robust water rights trading market while ensuring risk management and stability in the market [7]

绿色是大自然的底色，同样也是区域高质量可持续发展的底色。当"双碳"目标深入推进，当绿色发展成 为时代共识，商业银行该如何执金融之笔，描绘出绿色转型发展的美丽蓝图？北京银行以长达十余年的 绿色金融发展实践，给出了自己的答案。 2025年是"绿水青山就是金山银山"理念提出20周年，也是"双碳"目标提出5周年。在大力发展绿色金融 的政策引导下，金融"活水"不断向"新"向"绿"，浇灌了绿色发展的沃土。 "作为扎根首都发展的商业银行，北京银行紧跟国家和首都政策引领，将绿色金融作为重大战略，从顶 层设计到落地开花，从重点领域到分层管理，从产品创新到生态合作，多维度'碳'索出了一条绿色低 碳、可持续的金融发展之路。"北京银行党委书记、董事长霍学文表示。 "含绿量"更高： 战略引领 铺设可持续发展"绿色通道" 金融与绿色的"双向奔赴"，离不开顶层设计绘就的清晰"路线图"。近年来，北京银行不断提升战略引领 高度，形成了涵盖总行、分行到支行全方位、多层次的绿色金融管理体系。 "2023年，我们将董事会战略委员会更名为董事会战略及社会责任（ESG）委员会，把绿色低碳和可持 续发展摆到了一个更突出的位置。"北京银行绿色金融业务相关负 ...