作为黑龙江省规模最大的地方法人金融机构，哈尔滨银行始终坚守本土本源，将自身经营发展融入地方 经济社会大局，坚定走"高质量、可持续"发展道路，在绿色金融领域持续深耕、不断创新。此前，该行 已先后落地哈尔滨地区首笔"碳排放+碳信用"联动挂钩贷款、黑龙江省首笔"龙江绿碳"质押贷款项目放 款、黑龙江省首笔商业银行"历史遗留废弃矿山生态修复"项目贷款以及黑龙江省首笔生物多样性可持续 发展挂钩贷款等多个创新绿色金融项目，以金融创新持续赋能区域绿色发展。截至2025年末，该行在黑 龙江地区的贷款余额达2349亿元，为地方经济社会发展注入了强劲的金融动力。 本次"节水贷"的落地，是哈尔滨银行积极响应黑龙江省水利厅与中国人民银行黑龙江省分行《关于开 展"节水贷"融资服务工作的通知》要求，深化政银企合作，以绿色金融精准赋能节水产业发展的重要实 践。在哈尔滨市水务局、中国人民银行黑龙江省分行的悉心指导和大力支持下，哈尔滨银行依托总分支 三级联动机制，为哈尔滨供水集团量身定制专属融资方案。该笔贷款不仅专项用于企业采购高效节水型 阀门、智能节水水表、防渗漏管道配件等各类优质节水材料，还将为企业日常流动资金周转提供资金支 持，实现了金融 ...

Core Viewpoint - Beijing aims to lead the nation in water conservation by 2025, achieving significant reductions in water usage per unit of GDP and industrial output while enhancing agricultural water efficiency [1][2][3] Group 1: Water Usage Reduction Targets - By 2025, Beijing's water consumption per 10,000 yuan of GDP is projected to be 8.1 cubic meters, a decrease of 19% from the end of the 13th Five-Year Plan [1] - The water usage per 10,000 yuan of industrial added value is expected to drop to 4.5 cubic meters, representing a 33% reduction compared to the end of the 13th Five-Year Plan [1] - The effective utilization coefficient of irrigation water in agriculture is set to increase to 0.753, with unconventional water usage rising to 148 million cubic meters, a nearly 56% increase from the end of the 13th Five-Year Plan [1] Group 2: Support for Water Conservation Technology - The city encourages innovation in water-saving technologies and supports enterprises in developing new water-saving devices, fostering a water-saving industry alliance among Beijing, Tianjin, and Hebei [2] - The water-saving industry in Beijing has exceeded 15 billion yuan, encompassing a full industrial chain from technology research and development to equipment manufacturing and operational services [2] - Green financial policies, including "water-saving loans," have facilitated the development of the water-saving industry, with a total of 1.826 billion yuan in loans issued by the end of 2025 [2] Group 3: Agricultural Water Efficiency Improvements - Agricultural water usage in Beijing is projected to decrease from 320 million cubic meters in 2020 to 220 million cubic meters by 2025, a cumulative reduction of over 31% [3] - The irrigation water effective utilization coefficient has improved to 0.753, supporting the steady development of water-saving agriculture [3] - The city has implemented a systematic approach to agricultural water management, integrating data on well locations, cultivated land, and planting structures to optimize water use [3] Group 4: Cross-Industry Collaboration and Financial Support - Beijing has established cross-industry collaborations to promote water-saving concepts, creating innovative scenarios such as smart water-saving parks and agricultural water-saving zones [4] - Over 3 billion yuan in green financial products, including "water-saving loans" and bonds, have been issued to support the high-quality development of the water-saving industry [4] - The establishment of the Beijing-Tianjin-Hebei water-saving industry alliance aims to drive the industry towards scale, intelligence, and high-end transformation [4]

Core Insights - Beijing aims to lead the nation in water conservation by 2025, achieving a "double decrease" in major water consumption indicators and a "double increase" in efficiency metrics [1] Group 1: Water Consumption Metrics - By 2025, the water consumption per 10,000 GDP is projected to be 8.1 cubic meters, a reduction of 19% from the end of the 13th Five-Year Plan, while the water consumption per 10,000 industrial added value is expected to be 4.5 cubic meters, down 33% [1] - The effective utilization coefficient of agricultural irrigation water is set to rise to 0.753, with unconventional water usage in production and daily life increasing to 148 million cubic meters, a nearly 56% increase from the end of the 13th Five-Year Plan [1] Group 2: Financial Support and Innovation - The "Water Saving Loan" initiative has issued a total of 1.826 billion yuan in loans by the end of 2025, with 1.18 billion yuan disbursed in 2025 alone, supporting various companies in technological upgrades and market expansion [2] - Four municipal-level water-saving technology innovation centers are being established to promote collaborative innovation in urban water conservation, unconventional water development, agricultural water savings, and smart water management [2] Group 3: Agricultural Water Efficiency - From 2020 to 2025, agricultural water usage is expected to decrease from 320 million cubic meters to 220 million cubic meters, a cumulative reduction of over 31%, while maintaining stable irrigated land area [2] - A comprehensive agricultural water management map has been created, integrating information on well locations, cultivated land, and planting structures to enhance efficient water use [2] Group 4: Industrial Water Recycling and Community Initiatives - The annual utilization of industrial recycled water is expected to exceed 30% of total industrial water use, with a water reuse rate maintained above 95% [3] - The leakage rate of urban public water supply networks has been reduced to below 8%, and approximately 100,000 water-saving devices will be provided free of charge to households, benefiting over 300,000 residents [3] Group 5: Cross-Industry Collaboration and Policy Development - Beijing is fostering a cross-industry approach to water conservation, collaborating with various sectors to create innovative water-saving projects, including smart water parks and agricultural water-saving zones [3] - The establishment of the Beijing-Tianjin-Hebei Water Saving Industry Alliance aims to promote high-quality development in the water-saving industry, supported by a new mechanism that combines policy guidance, market-driven initiatives, and technological support [3]

Group 1 - Beijing aims to achieve "double decrease" and "double increase" in major water-saving indicators by 2025, with water consumption per 10,000 GDP at 8.1 cubic meters and per 10,000 industrial added value at 4.5 cubic meters, representing a decrease of 19% and 33% respectively compared to the end of the 13th Five-Year Plan [1] - Agricultural water usage in Beijing is projected to decline from 320 million cubic meters in 2020 to 220 million cubic meters by 2025, with a cumulative reduction exceeding 30%, while the effective utilization coefficient for irrigation water is improved to 0.753 [1] - Industrial recycled water utilization exceeds 30% of total industrial water usage, with a water reuse rate consistently above 95%, and urban public water supply network leakage rate reduced to below 8% [1] Group 2 - Beijing collaborates across industries to promote water-saving concepts, resulting in an annual savings or replacement of 1 million cubic meters of new water [2] - Financial support for the high-quality development of the water-saving industry includes the issuance of over 3 billion yuan in "water-saving loans" and green low-carbon financial products, attracting 15 billion yuan in social capital for water-saving industry development [2] - The establishment of the Beijing-Tianjin-Hebei Water-Saving Industry Alliance aims to create a new mechanism for industry development driven by policy guidance, market forces, and technological support, promoting the transformation of the water-saving industry towards scale, intelligence, and high-end development [2]

随着绿色金融市场的快速发展，相关的资讯和数据变得越来越丰富。绿色金融周报从宏观视角和机构绿 色金融实践等角度，关注绿色金融领域的最新前沿动态，追踪绿色金融市场的最新趋势，为绿色金融相 关参与方提供决策依据和参考。 一、重点关注 日前，中华（澳门）金融资产交易股份有限公司与祺鲲科技平台发布"离岸绿色债券直通车"平台。平台 整合MOX澳交所联通境内外资本市场的通道优势与祺鲲科技在ESG数据管理、绿色认证领域的技术积 累，通过"国际认证+数据透明+全程追溯"三位一体的服务模式，为中国绿色企业搭建起通往国际资本 市场的高速路。 21碳中和课题组快评：沪澳联手打造的离岸绿色债券直通车平台，既降低了企业跨境绿色融资的成本与 门槛，也推动了跨境绿色金融标准的互认互通。 1.沪深北交易所发布三项环境议题披露细则 日前，上海、深圳、北京证券交易所正式发布修订后的《上市公司可持续发展报告编制指南》，增 加"污染物排放、能源利用和水资源利用"三项应用指南。三项议题的均采用统一的三章结构：第一章聚 焦风险与机遇评估，第二章明确数据核算方法，第三章则列出信息披露要点。《指南》并未新增强制性 披露要求，其定位更偏向于提供可操作模板。 2 ...

金融作为实体经济的血脉，其服务质效直接关系到经济高质量发展的成色。1月28日，封面新闻、华西 都市报联合发布"2025年四川金融行业服务实体经济优秀成果"，四川天府银行凭借在普惠金融领域的深 耕细作与显著成效，斩获"年度最佳普惠金融服务银行"殊荣。该行始终坚守金融服务实体经济的本源初 心，深入贯彻落实金融服务"五篇大文章"部署要求，以产品创新为抓手、以数智化转型为支撑，持续为 实体经济发展注入金融"活水"。 小微企业融资难、融资贵是制约实体经济活力释放的关键痛点，亦是普惠金融工作的攻坚重点。四川天 府银行聚焦这一症结精准发力，通过需求洞察与产品创新持续扩大普惠金融覆盖面与服务深度：一是聚 焦科技创新、高端制造，创新"天府产业贷"覆盖企业初创、成长到成熟的全生命周期，规模已突破20亿 元，近三年复合增长率80%。二是持续扩大普惠小微覆盖面构建信用贷款体系，该行"天府惠商贷"产品 已覆盖供应商、经销商、税票、商户小额等客群，业务规模超15亿元，增速50%，累计为近3000户市场 主体提供高效的普惠金融服务。官方数据显示，截至2025年11月末，该行零售小微贷款余额达139.21亿 元，实现同比连续增长。 作为国有 ...

转自：草原云 发布会现场。 坚持"金融+产业"深度融合，发挥协同联动作用。2025年，该行牵头出台金融"贷"动绿色发展专项行动 方案、发挥绿色金融作用服务美丽内蒙古建设实施方案等系列政策文件，支持内蒙古绿色产业高质量发 展；设立支农支小再贷款专用额度30亿元，与碳减排支持工具共同引导更多信贷资源投向绿色低碳领 域；联合内蒙古有关部门开展"节水贷""水权贷"等融资服务工程，2025年已投放"节水贷""水权贷"超40 亿元；指导金融机构与绿色制造业企业建立"共同成长计划"，截至目前已为内蒙古绿色工厂和绿色供应 链链主企业发放挂钩贷款13.7亿元。 坚持"绿色+低碳"目标导向，该行完善"1+N"重点产业链金融服务，推动其扩容升级，引导金融机构围 绕"促联动、补短板、强韧性"多向发力，"一链一策"加大信贷投入支持新能源延链、补链、强链，指导 3家开发性、政策性银行运用新型政策性金融工具投放资金76.9亿元，为45个"风光氢储"项目补充资本 金。 坚持"产品+服务"创新试点，该行引导全区人民银行系统因地制宜，积极与有关部门、金融机构建立联 动工作机制，推动绿色金融高质量发展。其中，人民银行包头市分行和鄂尔多斯市分行联合 ...

Core Viewpoint - In 2025, Guangxi's total water usage and efficiency indicators are expected to exceed control targets, marking a significant breakthrough in water conservation efforts [1][2] Group 1: Water Conservation Achievements - Guangxi aims to keep total water usage within 26 billion cubic meters, below the annual control target of 30.1 billion cubic meters, with unconventional water sources expected to exceed 450 million cubic meters [1] - The water usage per unit of GDP and industrial added value is projected to decrease by more than 16% compared to 2020, while the effective utilization coefficient of irrigation water is expected to reach 0.530 [1] Group 2: Policy and Institutional Framework - The Guangxi government is actively promoting the establishment of a comprehensive water-saving policy framework, including the issuance of the "Guangxi Planned Water Management Measures" and advancing the legislative process for the "Guangxi Water Conservation Regulations" [1][2] - A high-level inter-departmental meeting on water conservation has been convened to enhance policy implementation [1] Group 3: Market Activation and Financial Support - Guangxi has implemented a dual control system for total water usage and intensity, covering industrial and service units with annual water usage of 10,000 cubic meters or more, with a planned water allocation of 4.393 billion cubic meters [2] - Financial institutions have provided over 2.5 billion yuan in credit, with "water-saving loans" amounting to 766 million yuan issued [2] Group 4: Technological and Infrastructure Development - The establishment of the Guangxi Water-Saving Industry Alliance and the Guangxi Water Conservation and Rural Water Supply Association has led to the promotion of advanced water-saving technologies, with six items included in the national directory [2] - Modernization of irrigation districts is ongoing, with a focus on improving the effective utilization of irrigation water and establishing comprehensive agricultural water pricing reforms [2]

Group 1 - The "2025 China Enterprise ESG 100 Index" was officially released, selecting the top 100 companies from over 5,000 participants based on outstanding ESG practices [1][4] - Beijing Rural Commercial Bank was recognized for its continuous innovation and achievements in the green finance sector, marking its second consecutive year on the list [1][4] - The evaluation of the ESG 100 Index was conducted based on mainstream domestic and international ESG assessment systems, focusing on environmental performance, social responsibility, and corporate governance [4] Group 2 - Beijing Rural Commercial Bank integrates the concept of green development into its business strategy, actively responding to the national "dual carbon" goals [4] - The bank is set to innovate in key areas such as energy conservation and environmental protection, launching products like "water-saving loans" and the first "biodiversity + sustainable development-linked" loan in Beijing [4] - The bank aims to deepen the organic integration of ESG with business development, enhancing its green financial service capabilities and contributing to the green transformation of the economy and high-quality development [4]

Core Viewpoint - The article emphasizes the significant progress and diversification in water conservancy investment in China, highlighting the importance of both government and market participation in ensuring national water security and modernizing water infrastructure [2][3]. Group 1: Government and Market Investment - The annual investment in water conservancy has surpassed one trillion yuan, with a record investment of 13,529 billion yuan expected in 2024, marking a 12.8% increase year-on-year [2]. - The average annual fiscal investment during the first four years of the 14th Five-Year Plan reached 704.2 billion yuan, a 33.9% increase compared to the previous plan [3]. - Non-fiscal funding has also seen significant growth, with an average of 395.7 billion yuan per year, 2.3 times that of the previous plan [3]. Group 2: Strategic and Practical Needs - The 15th Five-Year Plan period is crucial for building a modern water network, as outlined in the national economic and social development recommendations [4]. - Despite achievements in the 14th Five-Year Plan, there are still weaknesses in flood control and water network connectivity that need to be addressed [4]. - Climate change is increasing the frequency of flooding, necessitating enhanced resilience in water infrastructure [4]. Group 3: Investment Benefits - Water conservancy investment provides multiple benefits, including safety, livelihood, and economic advantages, which are essential for national development [5][6]. - The national water network coverage has reached 80.3%, with significant improvements in irrigation and rural water supply [6]. - Major water projects can stimulate GDP growth, with an investment of 100 billion yuan leading to a 0.15 percentage point increase in GDP [6]. Group 4: Financing Mechanisms - The introduction of water conservancy REITs marks a significant breakthrough in financing, allowing for the transformation of water projects into capital [7]. - Market mechanisms are being developed, with successful cross-province water rights transactions indicating progress in market-based resource allocation [7][8]. - The establishment of a market for ecological benefits is creating new avenues for financing water conservation efforts [8]. Group 5: Market Configuration and Reform - The article discusses the need for a balanced approach to water resource management, integrating public and market interests [10][11]. - Learning from international experiences, China aims to clarify water rights and improve pricing mechanisms to enhance market efficiency [10][11]. - The ongoing development of a water rights trading platform is crucial for optimizing resource allocation [11]. Group 6: Digital Transformation - The water conservancy sector is transitioning towards data-driven decision-making and proactive management through digital technologies [12][13]. - The establishment of a comprehensive monitoring system and the implementation of digital twin technologies are transforming water management practices [12]. - The integration of artificial intelligence in water management is expected to yield significant advancements in various operational areas [13].