媒体团走进北京绿色交易所。 在北京绿色交易所（"绿色交易所"）通州办公区的交易大屏上，实时滚动着全国温室气体自愿减排交易 数据。据了解，自2024年全国温室气体自愿减排交易市场启动以来，截至目前，累计实现交易量超420 万吨，交易额超3亿元。 正如这面大屏所展示的，绿色交易所在碳资产和绿色发展之间架起了一座价值桥梁，"绿水青山就是金 山银山"因而有了具体的、可衡量的支撑，也为首都北京的绿色转型注入了源源不断的动力。 服务北京市节能降碳 在建筑领域，在北京市住建委的指导下，绿色交易所为北京市公共建筑能耗限额管理工作提供技术支持 服务，累计服务公共建筑能耗限额管理1.6万栋，涉及面积2亿平方米，有效遏制了公共建筑电耗增长过 快的趋势，强化了公共建筑业主和运营方的节能降耗意识，已经成为建筑领域节能降耗的成功实践。 今年9月22日，经国家发展改革委批准，以绿色交易所为主体设立的国家绿色技术交易中心正式揭牌， 为科研机构、金融机构以及需求方搭建了绿色技术转化和落地的平台。 积极探索金融产品创新 面对绿色发展新阶段，绿色交易所在绿色金融相关的政策标准研究、基础设施建设、产品服务创新三方 面取得了积极的进展。 同时，绿色交 ...

第十九届深圳国际金融博览会于2025年11月19日至21日在深圳会展中心举行。以"产业金融新高地，科 创赋能向未来"为主题，全球近300家金融机构共同勾勒金融服务实体经济的新图景。作为扎根深圳的国 有大行主力军，建设银行深圳市分行携科技金融、绿色金融、普惠金融、养老金融、数字金融"五篇大 文章"的丰硕实践成果亮相展会，用一组组亮眼数据、一个个鲜活案例，诠释了国有商业银行践行金融 强国战略、服务高质量发展的责任与担当。 在国务院办公厅《关于做好金融"五篇大文章"的指导意见》指引下，建行深圳市分行立足深圳"双区"建 设战略定位，紧扣深港携手打造全球金融科技中心的发展契机，将"五篇大文章"作为经营发展的核心战 略，建立"一把手"挂帅的统筹推进机制，构建前中后台协同、总分行联动的工作格局。通过资源倾斜、 产品创新、服务升级、风控优化的全链条发力，在科技自立自强、绿色低碳转型、普惠精准滴灌、养老 保障升级、数字金融创新等领域持续深耕，形成了特色鲜明、成效显著的实践路径，为深圳区域经济发 展注入强劲动能，书写了一份具有建行特色的金融答卷。 科技金融 全周期赋能科创企业 激活产业新动能 科技创新是引领发展的第一动力，科技金 ...

2025年11月19—21日，第十九届深圳国际金融博览会在深圳会展中心（福田）9号馆举办，中国建设银 行深圳市分行（以下简称"深圳建行"）以"培育新质生产力 做好'五篇大文章'"为主题亮相本届深圳金融 博览会。 面向"十五五"新征程，深圳建行将积极践行金融新使命，深度融入国家发展战略，聚焦"五篇大文章"， 以金融科技赋能创新驱动，以普惠服务精准滴灌小微实体，以绿色行动助力"双碳"目标，以适老关怀托 举银龄幸福，全面彰显在金融强国建设中的大行担当。 科技引擎：构建全周期服务生态 作为"五篇大文章"之首，科技金融大文章赋予了金融服务科技全新的历史使命。深圳作为科技创新之 城，有着深厚的创新土壤，是科技金融发展的重要前沿和创新高地。深圳建行通过地理位置、产业数 据、合作及授信状态等为全市科技型企业"画像"，打造科技企业"热力图"，助力科技企业精准营销，并 根据不同阶段企业特点提供差异化服务，截至10月末，深圳建行科技贷款余额超2440亿元，较年初新增 超480亿元，同业领先。 低碳先锋：绘就可持续发展蓝图 为实现"双碳"目标，深圳建行加快绿色金融产品和服务创新，加大绿色信贷投放力度，增加信贷结构的 含"绿"量。20 ...

Core Viewpoint - Shenzhen Construction Bank (Shenzhen Bank) actively integrates into national development strategies, focusing on five major areas to enhance financial services and support the real economy, including technology finance, green finance, inclusive finance, elderly care finance, and digital finance [2][16]. Group 1: Technology Finance - Shenzhen Bank emphasizes the importance of technology finance, leveraging its geographical advantages and industry data to create a "heat map" for technology enterprises, facilitating precise marketing and differentiated services [4]. - As of the end of October, the bank's technology loan balance exceeded 2.44 trillion yuan, with an increase of over 48 billion yuan since the beginning of the year, leading the industry [4]. - The bank has launched a digital financing platform for small and micro technology enterprises, providing various online loan products and serving over 11,000 technology companies with total loans exceeding 12 billion yuan [4][5]. Group 2: Green Finance - To achieve the "dual carbon" goals, Shenzhen Bank accelerates the innovation of green financial products and services, with green loan growth exceeding 25% this year, significantly outpacing overall loan growth [7]. - The bank has issued green loans to nearly 1,000 enterprises, actively supporting key industries such as new energy vehicles and energy-efficient equipment manufacturing [7]. - Shenzhen Bank has also introduced a "water-saving loan" initiative, signing a cooperation agreement to provide 30 million yuan in financing for water-saving projects [7]. Group 3: Inclusive Finance - Shenzhen Bank focuses on inclusive finance, with a total inclusive loan balance of 364 billion yuan and serving 106,000 clients as of October 2025 [9]. - The bank employs a "digital, platform-based" approach to enhance financial services for small and micro enterprises, ensuring effective risk management while providing timely financial support [9][10]. - Over the past five years, the bank has issued more than 950 billion yuan in inclusive loans, benefiting over 150,000 small and micro enterprises across various sectors [10]. Group 4: Elderly Care Finance - In response to the aging population, Shenzhen Bank is developing a comprehensive elderly care financial service system, focusing on diverse and scenario-based services [12]. - The bank has established specialized elderly care financial outlets, offering tailored investment products and services to meet the needs of elderly clients [13]. - A multi-faceted elderly care financial supply system has been created, including corporate pension products and services for individual clients [13]. Group 5: Digital Finance - Shenzhen Bank is a pioneer in the application of digital currency, addressing consumer pain points in the prepaid sector through the "Digital RMB Smart Payment Platform" [15]. - The platform has covered 1,569 merchants in various industries, providing regulatory services for 960,000 consumers [15]. - The bank plans to expand the application of digital currency in 16 prepaid scenarios, contributing to a trustworthy consumption environment in Shenzhen [15].

从"城市副中心"五个字写进国家战略那天起，绿色就不再是口号，而是被拆解成具体的项目和数据。绿 交所大厅的数据显示，全国温室气体自愿减排（CCER）成交量已突破320万吨。在我们日常生活的很 多细节里，绿色标签的占比正以肉眼可见的速度攀升——买一张电子地铁票、一次线上医疗挂号、一笔 供应链应收账款，都可能成为绿色金融账本上的"+1"。 据绿交所董事长王乃祥介绍，绿交所承担CCER交易、国家绿色技术交易等绿色交易平台职能，CCER 市场已发布6项核证自愿减排方法学，13个项目完成登记、产生1870万吨核证自愿核证量，2024年1月市 场启动以来，CCER交易额2.7亿元。今年9月启动国家绿色技术交易中心（北京），当日6项绿色技术成 交。开发企业碳账户与绿色项目库系统等绿色金融基础设施，创新"碳e贷""无废贷""节水贷"等产品， 融资规模达70亿元。王乃祥表示，未来，绿交所将在各级主管部门的指导支持下，在城市副中心高质量 打造面向全球的国家级绿色交易所，助力国家绿色发展示范区建设。 这正是北京城市副中心绿色金融发展的缩影。如果把北京城市副中心的绿色金融生态比作一棵树，那政 策是根，市场是干，技术、资金、场景则是交错 ...

Core Insights - The People's Bank of China, Shangrao Branch, is actively promoting green finance to achieve dual carbon goals, enhancing collaboration across departments to drive innovation in financial services and products, ultimately supporting ecological protection and economic development [1][5][6] Group 1: Green Loan Growth - As of the second quarter of 2025, the total balance of green loans in Shangrao reached 118.49 billion yuan, marking a year-on-year increase of 28.34%, positioning it as a key driver for the green transformation of the economy [1] Group 2: Innovative Financial Models - The Shangrao Branch has introduced innovative financial models, such as asset-backed lending against future earnings from ecological projects, transforming dormant assets into active revenue streams [2] - For instance, the Bank of China Shangrao Branch issued 450 million yuan in loans to support the construction of the Gexianshan Scenic Area by leveraging future revenue from integrated visitor services [2] - Additionally, the Construction Bank Shangrao Branch utilized a "water surface operating rights pledge" model to provide 180 million yuan in credit for water resource enhancement projects, which improved the livelihoods of 120,000 residents and increased aquaculture output value by 40% [2] Group 3: Focus on Green Transformation in Key Industries - The Shangrao Branch is focusing on green transformation in sectors such as ecological agriculture, industrial parks, and homestays, utilizing various financial tools to support these industries [3][4] - In ecological agriculture, projects have been initiated to establish agricultural service centers, providing long-term low-cost funding for modern farming equipment, resulting in significant carbon reduction [4] - In industrial parks, a steam centralized heating project received 250 million yuan in loans, leading to a reduction of 80,000 tons of carbon dioxide emissions annually [4] Group 4: Collaborative Green Finance Ecosystem - The Shangrao Branch is building a collaborative green finance ecosystem through institutional frameworks, inter-departmental cooperation, and platform development [5][7] - A comprehensive plan has been established to promote high-quality development of green finance, focusing on both low-carbon industry growth and the green transformation of high-carbon industries [5] - The establishment of a green project library and a joint review mechanism aims to enhance the efficiency of green financial resource allocation [6][7] Group 5: Support for Rural Development - The Shangrao Branch is supporting rural development initiatives in Wuyuan County by implementing policies that promote ecological product value realization and low-carbon financial development [6] - Five major projects have been launched to enhance the region's green development, including initiatives focused on cultural heritage and tourism [6]

Core Insights - During the "14th Five-Year Plan" period, Guangxi has prioritized water network construction as a key support for building a beautiful Guangxi, integrating various water management systems and achieving recognition as a national pilot area for water networks [1][2] Group 1: Water Network Development - Guangxi has established a leadership group for water network planning and construction, focusing on the collaborative development of five networks: flood control and drainage, urban and rural water supply, agricultural irrigation, ecological water, and smart water [1] - Key projects such as the Pinglu Canal and the North Bay water resource allocation project are accelerating, contributing to the construction of the main framework of the water network [2] Group 2: Water Security and Disaster Prevention - The region has improved its flood and drought disaster prevention capabilities, achieving a 74.9% compliance rate for river embankments and successfully managing severe droughts and typhoons this year [2] - The completion of the Datiangxia water conservancy hub and the West River governance project has enhanced water security for economic and social development [2] Group 3: Water Supply and Agricultural Irrigation - Since the beginning of the "14th Five-Year Plan," Guangxi has added 9.5 billion cubic meters of water supply capacity, with rural tap water coverage reaching 91.4% [3] - The region has also improved irrigation efficiency, with the effective utilization coefficient for agricultural irrigation water reaching 0.526, surpassing the planned targets [3] Group 4: Ecological Protection and Economic Growth - Guangxi has addressed 2,432 issues related to river and lake management, with a significant increase in water quality, achieving a 98.2% rate of good water quality in surface water assessment sections [4] - Investment in water conservancy has been increasing annually, with projections for 2025 to exceed 50 billion yuan, and a shift towards diversified financing models [4] Group 5: Smart Water Management - The development of smart water management technologies is underway, enhancing the efficiency of monitoring soil erosion through remote sensing and AI, improving efficiency by over six times [4]

Core Viewpoint - The signing of a 1 million yuan special loan agreement for "water-saving loans" in Longde County, Ningxia, marks a significant step in the county's efforts to reform water rights and promote market-oriented allocation of water resources [1][2] Group 1: Financial Initiatives - Longde County Rural Commercial Bank and Ningxia Beilianchi Mineral Drinking Water Co., Ltd. signed a 1 million yuan loan agreement to support water-saving initiatives, injecting new momentum into green and low-carbon development [1] - The implementation of "water-saving loans" represents a breakthrough in integrating financial services with water rights trading, broadening financing channels for water-saving projects [1] Group 2: Water Rights Reform - Longde County has been systematically advancing comprehensive water rights reform, focusing on the goal of "water-saving and efficiency enhancement" [1] - A series of policy documents have been issued to implement a total water consumption control model, establishing a dynamic adjustment mechanism every five years [1] - Water rights have been clarified down to the smallest units, with dual control indicators for total volume and efficiency, transitioning from government-led to market-driven allocation of water resources [1] Group 3: Pricing Mechanism - A resource pricing system has been developed in line with the "six rights" reform requirements, including a tiered water pricing system and a progressive pricing mechanism for agricultural irrigation exceeding quotas [1] - These measures aim to address the challenges of realizing the value of groundwater and promote the concept of "resources have value, and usage is compensated" [1] Group 4: Future Developments - The Longde County Water Affairs Bureau plans to continue innovating diversified financial products such as water rights pledges and leases, and explore the establishment of a "water bank" to store individual water rights [2] - The goal is to further improve the market-oriented trading system and stimulate the vitality of water resource development, ensuring water resource support for high-quality economic development in the county [2]

Core Viewpoint - The transformation of the Yangtze River's ecological environment in Jiangxi is highlighted, emphasizing the importance of ecological protection and high-quality development in the Yangtze River Economic Belt [1][2][3]. Group 1: Ecological Restoration and Development - The construction of the Yangtze River National Cultural Park has initiated significant ecological restoration efforts, focusing on protecting the river while promoting sustainable development [2][3]. - Jiangxi, with 97.7% of its area in the Yangtze River basin, plays a crucial role in ecological protection and high-quality development [1][2]. - The transformation of previously degraded riverbanks into green spaces demonstrates a commitment to ecological safety and community engagement [2][3]. Group 2: Economic Transition for Local Communities - The shift from fishing to cultural tourism is evident in areas like Wucheng Town, where former fishermen have transitioned to new roles in the tourism industry [3][4]. - The renovation of historical districts, such as the 32,000 square meter area in Wucheng, integrates cultural preservation with new economic opportunities for local residents [4]. - The implementation of a ten-year fishing ban has led to a focus on cultural and tourism development, enhancing local economies and ecological health [4][5]. Group 3: Industrial Transformation and Financial Support - Chemical companies in Jiangxi are focusing on pollution reduction and green transformation, with significant investments in technology upgrades and environmental management [5][6]. - Financial institutions are actively supporting green initiatives, providing loans and incentives for companies to adopt sustainable practices [7][8]. - The total balance of green loans in Jiangxi reached 1.13 trillion yuan, reflecting an 18.3% increase, indicating strong financial backing for ecological projects [8][9]. Group 4: Innovative Financial Products - Financial products tailored for green transformation, such as "transformation upgrade loans" and "circular economy loans," are being developed to meet the needs of local enterprises [9][10]. - The collaboration between financial institutions and local businesses is fostering a supportive environment for sustainable development initiatives [10].

Core Viewpoint - The transformation of the Yangtze River's ecological environment in Jiangxi has become a symbol of green development, emphasizing the importance of ecological protection and high-quality development in the Yangtze River Economic Belt [2][3]. Group 1: Ecological Restoration and Development - The construction of the Yangtze River National Cultural Park has initiated significant ecological restoration efforts, focusing on protecting the river while promoting sustainable development [3][4]. - Jiangxi, with 97.7% of its area in the Yangtze River basin, plays a crucial role in ecological protection and high-quality development [2][3]. - The transformation of previously degraded riverbanks into green spaces demonstrates a commitment to ecological safety and community engagement [3][4]. Group 2: Economic Transition for Local Communities - The shift from fishing to cultural tourism has provided new employment opportunities for local fishermen, integrating historical preservation with modern tourism [5][6]. - The renovation of historical districts, such as the Paigong Lane, has created a vibrant tourism hub while preserving cultural heritage [5][6]. - The local government has actively promoted the integration of culture and tourism, aiming to build a "Golden Tourism Belt" along the Yangtze River [5][6]. Group 3: Industrial Transformation and Green Finance - Chemical companies in Jiangxi are focusing on pollution reduction and carbon neutrality through technological upgrades and process improvements [6][7]. - Financial institutions are playing a vital role in supporting green transformation projects, providing loans and incentives for companies to adopt sustainable practices [9][10]. - The total green loan balance in Jiangxi reached 1.13 trillion yuan, reflecting a significant increase and highlighting the financial sector's commitment to supporting ecological initiatives [10][11].