深圳历来被公认为全球城市发展史上的奇迹。 4 5年前，这里还只是一个人口3万、城区面积仅3平方公里的小镇，没有一所大学，科研基础 几近空白。 依托经济特区政策，深圳在短短4 5年间迅速崛起为GDP达3 . 6 8万亿元、人口近1 8 0 0万的现代 化大都市，并赢得了"中国硅谷" "工业第一城" "外贸第一城"等称号。 如今，在先行示范区与粤港澳大湾区的"双区"战略驱动下，深圳被赋予了更广阔的发展定位 ——在大湾区数个核心城市中，深圳尤为突出的特点是金融与科技产业的深度结合，逐步成 为产业金融中心、科技金融模式的前沿阵地。 1 9 8 6年深圳建行支持广深双线工程建设， 图为1 9 9 0年代的广深双线 在完成向专业银行、商业银行的转变后，支持国家重大基建项目的愿景依然刻在建行的基因 里。 作为最年轻的一线城市，深圳在上世纪8 0年代才迎来快速发展期，第一条地铁在2 0 0 4年年末 才正式开通运营。 从一个边陲小镇崛起为现代化国际大都市的过程中，深圳建设了众多的"超级工程"。大亚湾 核电站、广深高速、深中通道。这些"超级工程"除了施工难度之外，也有着众多的金融机构 的支持。 其间，商业银行探索形成的"深圳经 ...

"取水贷""节水贷"协议的集中签约 8月15日，四川省用水权交易平台体系建设暨水权交易集中签约活动在四川水发集团科创中心举 行。活动中，全国首个依托国家水权交易平台、并由中国水权交易所与四川水利发展集团合作组建的省 级水权交易平台——中国水权交易所四川省交易服务中心正式揭牌，开创全国依托国家水权交易平台建 设省级水权交易平台的先例。 活动现场，中国水权交易所与四川省水利发展集团、都江堰水利发展中心等4个单位签署会员协 议，并宣布同时在都发中心、德阳市中江县、宜宾市翠屏区设立交易服务窗口，从而基本构建起"省级 交易中心统筹、区域交易窗口支撑"的用水权交易平台服务体系。 该水权交易平台建立后，首批4宗用水权交易集中签约活动同步有序举行，新增交易水量8945万立 方米，交易金额合计744万元。其中，四川省广元市剑阁县水利局与绵阳市游仙区水利局达成四川首宗 大型调水工程区域水权交易，交易水量五年共计7965万立方米，是交易水量最大的一笔。四川省甘孜州 与内蒙古自治区阿拉善盟签署《水利部关于积极探索和规范推进黄河流域跨省区用水权交易的意见》印 发后的第一单黄河流域用水权跨省区交易框架协议。此外，四川省宜宾市所辖企业还与 ...

Core Insights - Jiangsu Bank's Zhenjiang Branch has signed a "Water Saving Loan" agreement with Danyang Zhongxin Huahai Clean Energy Co., Ltd., successfully issuing a loan of 10 million yuan at a rate lower than ordinary loans, promoting financial resources into the water-saving sector and supporting green and sustainable economic development [1][2] Group 1: Financial Product Overview - The "Water Saving Loan" is an innovative green financial credit product that bridges financial institutions with enterprises and water-saving projects, addressing the financing challenges in the water-saving sector [1] - The loan supports various projects, including agricultural water-saving efficiency, industrial water-saving emissions reduction, urban water-saving loss reduction, and the development of the water-saving industry [1] Group 2: Policy and Implementation - The Jiangsu Provincial Water Resources Department, Provincial Finance Department, and the People's Bank of China Jiangsu Branch have jointly issued a notice to promote the "Water Saving Loan" financing business, establishing a green credit mechanism and clarifying the support scope [1] - Local water conservancy departments are actively engaging with water-saving enterprises to facilitate project promotion and supply-demand matching, ensuring financial institutions prioritize credit needs in water resource conservation [2]

Group 1 - The core event is the signing of the first batch of "Water Saving Loans" in Shenzhen, guided by the Shenzhen Water Authority and organized by China Construction Bank Shenzhen Branch in collaboration with the Shenzhen Water Saving Technology Association [1] - Four enterprises received financing credit amounting to nearly 30 million yuan, which will be utilized in areas such as contract water management, construction of water-saving units, pipeline leak detection, and renovation of secondary water supply facilities [1]

Core Viewpoint - The development of inclusive finance in China has evolved from a policy initiative to a core driver for balanced economic and social development, with a goal to establish a high-quality comprehensive inclusive financial system within the next five years [1] Group 1: Development Goals and Achievements - The implementation plan released by the Financial Regulatory Administration and the People's Bank of China aims to enhance inclusive finance to promote common prosperity [1] - The inclusive finance system in China has made historic achievements over nearly a decade, addressing structural issues such as financing difficulties and high costs for small and micro enterprises and agricultural entities [1] Group 2: Technological Integration - The shift from "quantitative expansion" to "qualitative improvement" in the inclusive finance sector is a key challenge, with financial technology represented by big data and artificial intelligence being crucial for resolving structural contradictions [2] - Innovations like the "live biological digital" loan model by Industrial Bank utilize IoT and AI to convert hard-to-assess rural assets into quantifiable digital credit, addressing credit collateral issues in agriculture [2] Group 3: Expert Insights and Theoretical Framework - The book invites experts to analyze the future of inclusive finance, emphasizing the need for a dual-driven approach from both government and market to resolve structural contradictions [3] - The research team summarizes common issues from case studies, providing a practical and policy-oriented perspective alongside theoretical insights [3] Group 4: Case Studies and Innovations - The book features over 80 case studies showcasing diverse innovations in business collaboration, product design, and risk management within the inclusive finance sector [4] - Notable examples include the "water-saving loan" by Bank of China and the use of satellite technology by ICBC to optimize agricultural credit models, demonstrating how technology can enhance rural economic services [4] Group 5: Service to New Citizens and Consumer Protection - Institutions like the National Development Bank and China Postal Savings Bank are exploring financial services tailored to new citizens, including pension finance and community finance [5] - Innovations in product and service delivery, such as digital financial education by China Construction Bank and services for the hearing-impaired by Shenzhen Rural Commercial Bank, highlight the sector's commitment to improving customer experience and protecting consumer rights [5] Group 6: Future Directions - The publication of "Intelligent Inclusive New Finance" marks a pivotal moment as inclusive finance transitions from quantity to quality, providing insights and methodologies that may guide future reforms and innovations in the sector [5]

Core Viewpoint - The article highlights the efforts of the Inner Mongolia Autonomous Region and Industrial Bank in promoting green finance to support the region's low-carbon development goals, aligning with China's "3060 targets" for carbon peak and neutrality. Group 1: Green Finance Initiatives - Since signing a strategic cooperation agreement, Industrial Bank has provided a total of 51.2 billion yuan in green financing, achieving a compliance rate of 102.4% [1] - The bank has actively engaged in various projects, including the first carbon ticket pledge financing loan in the region and significant financing for renewable energy projects [2][4] Group 2: Support for Carbon Peak Cities - As of March 2025, Hohhot was selected as a carbon peak pilot city, bringing the total number of pilot cities in Inner Mongolia to four [2] - The bank has organized industry seminars and workshops to share research findings on carbon finance and renewable energy, enhancing collaboration with local governments and enterprises [2][3] Group 3: Financing for Traditional and New Energy - The bank has provided nearly 300 billion yuan in financing to coal-related industries over the past three years, supporting the transition from traditional to green energy [4] - It has also facilitated significant financing for new energy projects, including wind and solar energy, totaling nearly 20 billion yuan [4] Group 4: Ecological and Environmental Projects - The bank has increased financing for ecological restoration projects, including a 2.25 billion yuan investment in desertification prevention and renewable energy integration projects [5] - It has launched the first social responsibility bond in the country, raising 100 million yuan to support sustainable agricultural practices in desert areas [5] Group 5: Future Development and Innovation - The bank is focusing on supporting emerging industries such as digital economy and new materials, with a total of 935 million yuan in project loans for building a green computing power center [6] - The bank aims to integrate green development concepts into its product innovation and service optimization, contributing to high-quality development in Inner Mongolia [6]

Core Viewpoint - The article emphasizes the commitment of Jiangsu Bank to sustainable development and green finance, highlighting its role as a leader in promoting green financial practices in alignment with national strategies for a harmonious relationship between humans and nature [1][10]. Group 1: Strategic Development - Jiangsu Bank has integrated green finance into its core business strategy since 2013, collaborating with the International Finance Corporation (IFC) to launch energy efficiency loan projects [2]. - The bank established a dedicated green finance department in 2015 and adopted the Equator Principles in 2017, becoming the first city commercial bank in China to do so [2]. - In 2023, Jiangsu Bank set up a leadership group for green finance to implement national policies and released a three-year work plan for green finance development [3]. Group 2: Product and Service Offerings - Jiangsu Bank has developed a comprehensive green finance product system covering nine sectors, including corporate credit, investment banking, and retail banking [4]. - The bank has introduced innovative products such as "green innovation combination loans" and "contract energy management loans" to support the renewable energy sector [4]. - Jiangsu Bank has also launched transformation finance services, including "ESG performance-linked loans" and "carbon account-linked loans," to assist enterprises in their transition to low-carbon operations [5]. Group 3: Collaborative Efforts - Jiangsu Bank actively collaborates with government agencies and other financial institutions to create a green finance ecosystem, establishing partnerships with various departments to enhance green finance initiatives [7]. - The bank has taken a leading role in setting industry standards for green finance, participating in the development of multiple national and local green finance standards [7][8]. - Jiangsu Bank has engaged in international cooperation, joining the UK-China Green Finance Workgroup and adopting the United Nations' Principles for Responsible Banking (PRB) [8][9]. Group 4: Future Commitments - Jiangsu Bank aims to deepen its green finance innovations and optimize resource allocation to contribute significantly to the vision of a beautiful China, aligning with the "Two Mountains" theory [10].

Group 1 - The core viewpoint emphasizes the role of Industrial Bank's Nanning branch in promoting green finance and sustainable development in Guangxi, with a focus on carbon reduction and environmental protection [1][4] - As of April 2025, the green loan balance of Industrial Bank's Nanning branch has exceeded 25 billion yuan, highlighting its commitment to green banking [1] - The bank has initiated innovative financial products, such as the "carbon footprint + carbon emissions" linked loan, to support energy-intensive enterprises in their transition to low-carbon operations [1][2] Group 2 - In May 2025, the bank provided a 10 million yuan "green + technology" loan to Nanning Chuxin Integrated Circuit Design Co., Ltd., facilitating the production of energy-efficient OLED chips [3] - The bank has established a significant partnership with the China Quality Certification Center to offer carbon footprint accounting services to pilot enterprises, thereby reducing their carbon management and financing costs [2] - The bank supported Nanning Water Development Group with a 64 million yuan "water-saving loan" for smart water supply network upgrades, marking the largest single amount for such loans in Guangxi [4] Group 3 - Since 2023, the bank has financed nearly 3 billion yuan for "sponge city" projects in Nanning, contributing to urban water management and environmental sustainability [4] - The bank aims to continue enhancing its green finance initiatives, aligning with the dual carbon goals and fostering sustainable economic development in Guangxi [4]

Core Viewpoint - The article highlights the role of financial institutions, particularly Industrial Bank's Nanjing branch, in promoting green development and sustainable tourism in Jiangsu Province, aligning with national and provincial policies for ecological and economic transformation [1][4][8]. Group 1: Financial Support for Green Projects - Industrial Bank's Nanjing branch issued a long-term project loan of 45 million yuan to the Jiulongkou Scenic Area for quality enhancement and carbon reduction initiatives, marking its first "green guarantee" project in ecological tourism [1]. - As of April 2025, the bank has provided green financing of 628.76 billion yuan to 2,710 energy-saving and environmental protection enterprises in Jiangsu, with a green finance balance exceeding 160 billion yuan [1][4]. Group 2: Water Resource Management - The bank has launched a "water-saving loan" product to support manufacturing enterprises in optimizing water usage and public utility investments in water quality improvement projects, contributing to sustainable water resource management in Jiangsu [4]. - From January to April this year, the bank has supported seven centralized wastewater treatment projects with a total loan amount of 1.202 billion yuan [5]. Group 3: Carbon Neutrality Initiatives - The bank is actively involved in supporting the transition of high-carbon industries to low-carbon operations, aligning with the provincial government's guidelines for a green and low-carbon transformation [6]. - The bank has developed a carbon management system to track corporate carbon emissions and introduced carbon emission-linked products to incentivize companies to reduce their carbon footprint [7][9]. Group 4: Tourism and Ecological Development - The Nanjing branch has invested 247 million yuan in the construction of an eco-friendly tourism project, integrating green elements into its design to reduce operational costs and environmental impact [8]. - The bank has supported 206 carbon reduction projects, resulting in a total reduction of 2.0596 million tons of carbon dioxide emissions [8].

Core Viewpoint - The article emphasizes the commitment of Jiangsu Bank to green finance and sustainable development, highlighting its role as a leader in promoting a harmonious relationship between humans and nature in China [1][3]. Group 1: Strategic Development - Jiangsu Bank has integrated green finance into its strategic planning since 2013, collaborating with the International Finance Corporation (IFC) on energy efficiency projects [2]. - The bank established a dedicated green finance department in 2015 and adopted the Equator Principles in 2017, becoming the first city commercial bank in China to do so [2]. - In 2023, Jiangsu Bank set up a leadership group for green finance to implement national policies and released a three-year work plan for green finance development [3]. Group 2: Product and Service Offerings - Jiangsu Bank has developed a comprehensive green finance product system covering nine sectors, including corporate credit, investment banking, and retail [4]. - The bank has introduced innovative products such as "green innovation combination loans" and "ESG performance-linked loans" to support various green projects [5]. - Jiangsu Bank's ecological finance services focus on environmental protection and urban green development, offering products like solid waste loans and soil restoration loans [5]. Group 3: Collaboration and Ecosystem Building - Jiangsu Bank actively collaborates with government agencies and other financial institutions to create a green finance ecosystem, enhancing its professional capabilities [7]. - The bank has established partnerships with various government departments and has been involved in setting industry standards for green finance [7][8]. - Jiangsu Bank promotes knowledge sharing and collaboration among banks through initiatives like the establishment of a green finance alliance for small and medium-sized banks [8]. Group 4: International Engagement - Jiangsu Bank has engaged in international cooperation, joining the UK-China Green Finance Working Group and becoming a signatory to the UN Principles for Responsible Banking (PRB) [8][9]. - The bank has taken leadership roles in international forums, contributing to the development of new standards for sustainable finance [9][10]. - Jiangsu Bank aims to align its operations with global best practices in sustainable finance while addressing local market needs [8].