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唐山银行刘立君:坚守城商行定位 差异化发展支持经济绿色转型升级
Xin Hua Wang· 2025-08-12 06:14
Core Viewpoint - Tangshan Bank is committed to supporting the green transition of the economy and the development of private enterprises, focusing on sustainable and high-quality growth while adhering to its role as a local commercial bank [1][5]. Group 1: Financial Performance - As of the end of September, Tangshan Bank's total assets reached 295.7 billion yuan, an increase of 42.6 billion yuan from the beginning of the year [4]. - The bank's total liabilities amounted to 267.7 billion yuan, with a growth of 37.2 billion yuan since the start of the year [4]. - The net profit for the first nine months was 2.727 billion yuan, reflecting a growth rate of 36.12% [4]. Group 2: Credit Ratings and Rankings - In July 2023, Tangshan Bank's credit rating was upgraded from AA+ to AAA by a credit rating agency [3]. - The bank ranked 15th among urban commercial banks in China according to the 2023 annual evaluation by the China Banking Association [3]. Group 3: Green Finance Initiatives - Tangshan Bank has issued a total of 39.228 billion yuan in green loans this year, with a growth rate of 22.3% [5]. - The bank has focused on financing projects related to the relocation and upgrading of steel enterprises, contributing 21.1 billion yuan [5][6]. Group 4: Support for Local Economy and Private Enterprises - Over the past three years, Tangshan Bank has increased its loans by 98.7 billion yuan, accounting for about one-fourth of the total loan growth among 40 banks in the city [7]. - The bank has provided credit support of 7.8 billion yuan to quality private steel enterprises for transformation and key project construction [7]. Group 5: Innovative Financial Products - Tangshan Bank has launched various specialized loan products targeting green agriculture and rural tourism, such as "Agricultural Loan" and "Dairy Cow Loan" [8]. - The bank has also introduced online inclusive financial products to meet the financing needs of small and micro enterprises, ensuring quick loan approvals [8].
邮储银行北京分行赋能乡村振兴 政银企协同激活延庆消夏避暑季
Zhong Guo Jin Rong Xin Xi Wang· 2025-06-23 10:33
Core Viewpoint - The event launched by the Postal Savings Bank of Beijing aims to enhance summer consumption and promote rural revitalization through various activities and financial support [1][3]. Group 1: Event Overview - The third "Yao Guan Ling Co-living Community Summer Retreat" and "Beautiful Yanqing Chang YOU Series" activities started on June 21 and will last until October 8, providing diverse summer experiences for citizens [1][9]. - Activities include summer tourism, food experiences, and intangible cultural heritage workshops, designed to invigorate summer consumption [1]. Group 2: Financial Support and Services - Postal Savings Bank of Beijing plays a crucial role in rural revitalization by offering innovative financial services and collaborating with local governments and enterprises [3][5]. - The bank has introduced specialized financial products like "Chestnut Loan" to meet the unique needs of local agricultural businesses, supporting the entire funding cycle of different industries [4]. - The bank has established a "scene + technology + rights" service system in Liu Bin Bao Township to enhance the operational capabilities of rural merchants [4]. Group 3: Collaborative Efforts - The bank has formed strategic partnerships with the Yanqing District government to create tailored financial solutions for sectors like ecological agriculture and tourism [5]. - By leveraging government data platforms, the bank matches enterprise financing needs and organizes business matchmaking events to facilitate access to low-cost funding [5]. Group 4: Resource Integration and Brand Promotion - The bank is focused on integrating resources and enhancing brand influence in rural tourism by providing one-stop support for logistics and marketing [6]. - Collaborations with local businesses and educational institutions aim to promote rural tourism and engage youth in revitalization efforts [6]. Group 5: Future Initiatives - The Postal Savings Bank of Beijing will continue to leverage financial resources to support rural revitalization, aiming to create a model for ecological beauty, industrial prosperity, and wealth for the people in Yanqing [7].