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威海银行:践行“双碳”,绿色金融浇灌现代农业
Jin Rong Jie· 2026-01-16 07:04
为进一步降低融资门槛,威海银行深化"财政+银行+担保"协作,推广"惠农贷",以"贴息、降本、增 信"组合拳,将政策红利转化为乡村发展动力。 绿水青山就是金山银山。威海银行锚定"双碳"与乡村振兴融合发展方向,精准破解生态资源"难度量、 难抵押、难转化"痛点,构建起"盘活存量+激励增量"的绿色金融产品矩阵,以金融活水精准浇灌现代农 业绿色发展之路。 为盘活生态资本,威海银行创新质押模式,突破传统押品范畴,将环境权益转化为融资信用。推出"碳 汇预期收益权质押贷款""碳排放权质押贷款",发放全国首笔"渔业贝类碳汇指数保险质押贷款",为蓝 色生态产品价值实现开辟新路径。 同时,该行深化挂钩机制激励绿色生产,创新推出"生物多样性+可持续挂钩贷款",将利率与生态目标 动态关联,为天津蟹稻共生项目投放1000万元融资,以金融杠杆引导转型,从资金提供者转变为农业绿 色发展"激励伙伴"。 在聚焦普惠服务方面,威海银行推广"绿农贷",累计为近千家农户提供5亿元支持,并坚持"精准滴 灌",定制特色信贷产品:"大蒜贷""辣椒贷""杂粮贷""瓜子贷""板栗贷""苹果贷""西洋参贷"覆盖农副产 品;"养殖贷""鲍鱼贷""牡蛎贷"助力海洋特 ...
承德银行:以绿色金融为笔 绘就魅力承德新画卷
Jin Rong Jie· 2025-12-17 08:07
今年是"两山"理念提出20周年,也是"双碳"目标提出5周年。作为扎根于塞罕坝精神发源地——承德的一家地方金融机构,承德银行将绿色金融深度融入生 态文明建设,通过顶层设计、精准施策、创新服务,让生态优势转化为经济价值,在紫塞大地上书写着金融助力"两山"转化的生动实践。 锚定生态坐标:让绿色金融扎根区域发展沃土 承德地处京津冀水源涵养功能区和生态环境支撑区,塞罕坝作为"华北绿肺",既是生态屏障,更是"两山"理念的鲜活样本。"绿水青山就是金山银山"的两山 理论与"牢记使命、艰苦创业、绿色发展"的塞罕坝精神高度契合。承德银行深刻认识到,落实"双碳"目标、践行"两山"理念,金融不能缺位,作为承德本土 银行不仅是经济发展的服务者,更应是生态文明的参与者、守护者。 承德银行始终将绿色金融作为服务国家战略、履行社会责任的核心抓手,认真落实金融"五篇大文章"中绿色金融、银行业保险业绿色金融指引等政策要求, 将绿色发展纳入全行中长期规划,成立专项工作委员会,构建起覆盖战略设计、政策实施、产品创新的全链条绿色金融服务体系。 在强化顶层设计的基础上,承德银行持续加大对绿色贷款的投放力度,将绿色金融服务范围延伸至清洁能源、节能环保、生 ...
学习贯彻四中全会精神 金融助力首都乡村全面振兴
Bei Jing Ri Bao Ke Hu Duan· 2025-11-17 22:44
Core Viewpoint - Rural revitalization is a key support for Chinese-style modernization and a necessary path to achieve common prosperity, with finance playing a crucial role in resource allocation and development [1] Group 1: Financial Support for Rural Revitalization - Agricultural Bank of China (ABC) Beijing Branch has focused on enhancing financial services for rural revitalization, investing over 49 billion yuan in loans for agricultural enterprises during the 14th Five-Year Plan, with agricultural loan balances increasing by nearly 15 billion yuan since the end of 2020 [2] - The bank has developed a "Three Rural" financial service system, implementing 20 measures to support the "Hundred Thousand Project" in areas such as ecological livability and rural governance, and has created various innovative financial products [2][3] - ABC has launched a series of specialized loans totaling over 2.8 billion yuan to meet the diverse needs of agricultural clients, including products like "Peach Loan" and "Smart Animal Husbandry Loan" [3] Group 2: Enhancing Financial Services in Key Areas - The bank aims to ensure food security by creating a comprehensive financial service model that supports the entire agricultural supply chain, collaborating with major agricultural enterprises to enhance financial supply capabilities [4] - ABC is actively involved in rural infrastructure projects, providing efficient financial services for public infrastructure needs, and has facilitated significant compensation payments to farmers [4] Group 3: Recommendations for National Financial Support - It is recommended to strengthen the top-level design of rural financial development strategies, emphasizing the importance of addressing "three rural issues" and promoting urban-rural integration [6] - A multi-layered, sustainable investment system for rural revitalization should be established, including a national rural revitalization guiding fund to support key areas like agricultural technology innovation and rural tourism [9] Group 4: Focus on Technological Empowerment - The emphasis is on supporting the development of new agricultural productivity through technology, advocating for a diversified investment framework that includes policy, commercial, and cooperative finance [8] - Encouraging the transformation of scientific research achievements into practical applications in agriculture, and promoting the integration of technology and industry [8] Group 5: Supporting Agricultural Industry Quality Improvement - The focus is on enhancing the quality of rural industries by promoting the integration of agriculture with tourism and other sectors, and developing a modern agricultural system in Beijing [11] - Initiatives to build strong agricultural brands and support the development of geographical indication products are highlighted [12] Group 6: Improving Services for Farmers - Financial services should aim to benefit farmers directly, with a focus on improving public services and infrastructure in rural areas [13] - Strategies to help farmers increase income through the development of local specialty industries and the transformation of rural assets into tradable capital are proposed [13]
唐山银行刘立君:坚守城商行定位 差异化发展支持经济绿色转型升级
Xin Hua Wang· 2025-08-12 06:14
Core Viewpoint - Tangshan Bank is committed to supporting the green transition of the economy and the development of private enterprises, focusing on sustainable and high-quality growth while adhering to its role as a local commercial bank [1][5]. Group 1: Financial Performance - As of the end of September, Tangshan Bank's total assets reached 295.7 billion yuan, an increase of 42.6 billion yuan from the beginning of the year [4]. - The bank's total liabilities amounted to 267.7 billion yuan, with a growth of 37.2 billion yuan since the start of the year [4]. - The net profit for the first nine months was 2.727 billion yuan, reflecting a growth rate of 36.12% [4]. Group 2: Credit Ratings and Rankings - In July 2023, Tangshan Bank's credit rating was upgraded from AA+ to AAA by a credit rating agency [3]. - The bank ranked 15th among urban commercial banks in China according to the 2023 annual evaluation by the China Banking Association [3]. Group 3: Green Finance Initiatives - Tangshan Bank has issued a total of 39.228 billion yuan in green loans this year, with a growth rate of 22.3% [5]. - The bank has focused on financing projects related to the relocation and upgrading of steel enterprises, contributing 21.1 billion yuan [5][6]. Group 4: Support for Local Economy and Private Enterprises - Over the past three years, Tangshan Bank has increased its loans by 98.7 billion yuan, accounting for about one-fourth of the total loan growth among 40 banks in the city [7]. - The bank has provided credit support of 7.8 billion yuan to quality private steel enterprises for transformation and key project construction [7]. Group 5: Innovative Financial Products - Tangshan Bank has launched various specialized loan products targeting green agriculture and rural tourism, such as "Agricultural Loan" and "Dairy Cow Loan" [8]. - The bank has also introduced online inclusive financial products to meet the financing needs of small and micro enterprises, ensuring quick loan approvals [8].
邮储银行北京分行赋能乡村振兴 政银企协同激活延庆消夏避暑季
Zhong Guo Jin Rong Xin Xi Wang· 2025-06-23 10:33
Core Viewpoint - The event launched by the Postal Savings Bank of Beijing aims to enhance summer consumption and promote rural revitalization through various activities and financial support [1][3]. Group 1: Event Overview - The third "Yao Guan Ling Co-living Community Summer Retreat" and "Beautiful Yanqing Chang YOU Series" activities started on June 21 and will last until October 8, providing diverse summer experiences for citizens [1][9]. - Activities include summer tourism, food experiences, and intangible cultural heritage workshops, designed to invigorate summer consumption [1]. Group 2: Financial Support and Services - Postal Savings Bank of Beijing plays a crucial role in rural revitalization by offering innovative financial services and collaborating with local governments and enterprises [3][5]. - The bank has introduced specialized financial products like "Chestnut Loan" to meet the unique needs of local agricultural businesses, supporting the entire funding cycle of different industries [4]. - The bank has established a "scene + technology + rights" service system in Liu Bin Bao Township to enhance the operational capabilities of rural merchants [4]. Group 3: Collaborative Efforts - The bank has formed strategic partnerships with the Yanqing District government to create tailored financial solutions for sectors like ecological agriculture and tourism [5]. - By leveraging government data platforms, the bank matches enterprise financing needs and organizes business matchmaking events to facilitate access to low-cost funding [5]. Group 4: Resource Integration and Brand Promotion - The bank is focused on integrating resources and enhancing brand influence in rural tourism by providing one-stop support for logistics and marketing [6]. - Collaborations with local businesses and educational institutions aim to promote rural tourism and engage youth in revitalization efforts [6]. Group 5: Future Initiatives - The Postal Savings Bank of Beijing will continue to leverage financial resources to support rural revitalization, aiming to create a model for ecological beauty, industrial prosperity, and wealth for the people in Yanqing [7].