针对产业链中的"卡脖子"环节和薄弱环节，银行更应集中资源重点扶持。在高端芯片制造、关键原材料 生产等技术攻坚领域，通过资金支持帮助企业引进设备、吸纳人才、加速研发，推动关键技术突破，降 低对外依赖。这种精准滴灌式的金融服务，既能保障产业链供应链安全稳定，又能提升我国制造业在全 球产业链中的地位，为国内大循环夯实产业根基。 做强国内大循环是一项系统工程，银行的作用贯穿消费、产业、供应链等多个维度。在复杂多变的国际 环境中，银行的主动作为将为中国经济的稳定增长提供坚实支撑，助力国内大循环展现更强韧性与活 力。 （文章来源：证券日报） 为放大消费的拉动效应，银行应携手电商平台、线下零售、文旅机构等市场主体，共建多元消费生态。 与电商平台联合推出满减、分期免息等活动，激发线上消费活力；与线下商超合作开展消费返现、积分 兑换，重燃线下消费热情；与文旅企业共创旅游套餐信贷产品、景区门票优惠金融方案，不仅有助于便 利消费者，更推动服务消费提质扩容。 在激活消费市场的同时，银行更应聚焦经济增长的新引擎，加大对新质生产力和新兴服务业的金融支 持。新质生产力是经济发展的"加速器"和内生动力的"核心引擎"，新兴服务业则代表经济新趋 ...

Core Viewpoint - Nanjing Bank Taizhou Branch actively responds to national policies by leveraging financial advantages to stimulate local economic development through unique consumer scenarios and partnerships with quality merchants [1] Group 1: Local Community Engagement - Nanjing Bank Taizhou Branch focuses on local consumer needs by creating distinctive consumption scenarios and collaborating with quality merchants, enhancing consumer experiences and supporting local economic growth [2] - The bank has established a strategic partnership with the well-known local fruit chain "Xiao Jiang Ge," allowing it to launch a special section in Nanjing Bank's online mall, offering new customers benefits such as free fruit purchases and exclusive discounts [2] - A novel consumption model combining bank branches with convenience stores has been introduced, significantly increasing the penetration of consumer finance [2] Group 2: Automotive Consumption Support - The bank promotes automotive consumption growth by aligning with national and local subsidy policies, lowering loan thresholds, and enhancing loan limits [3] - Since the second quarter of this year, the bank has introduced various promotional policies, including zero down payment and no collateral, attracting numerous consumers [3] - In the first half of 2025, the bank provided automotive consumption credit support exceeding 150 million yuan to 1,174 customers [3] Group 3: Consumer Confidence Boost - Nanjing Bank Taizhou Branch has increased subsidies for online and offline consumption scenarios, launching various promotional activities during key shopping events [4] - The bank has partnered with platforms like JD.com, Alipay, Suning, and Douyin to offer substantial discounts, with the highest discount reaching 400 yuan [4] - The bank has also issued cash installment vouchers and significantly reduced credit card installment fees to enhance consumer confidence [4] Group 4: Future Outlook - Nanjing Bank Taizhou Branch plans to continue expanding local distinctive consumption scenarios and optimizing financial service ecosystems [5] - The bank aims to collaborate with more quality merchants to set a new benchmark for local consumption scenarios, providing superior and convenient financial services and consumer experiences [5]

Core Viewpoint - The event "Financial Supermarket for Thousands of Enterprises by Hundreds of Institutions" in Tianhe aims to facilitate the "old-for-new" program by providing a platform for government, banks, and enterprises to connect, thereby easing the financial pressure on businesses and promoting the initiative effectively [1]. Group 1: Event Overview - The event was held on May 16 at the Yuexiu Financial Building, organized by the Tianhe District Commerce Bureau [1]. - It focused on the "old-for-new" initiative, allowing businesses to access high-amount credit funding in a simpler, more efficient, and cost-effective manner [1]. Group 2: Financial Products Offered - Ten banks participated, presenting various "old-for-new" loan products and incentives to nearly a hundred merchant enterprises [1]. - Loan amounts ranged from 30,000 to 5 million yuan, with terms from 12 to 60 months, highlighting the attractiveness of these products [1]. - The loans are designed to alleviate the financial burden of large consumer purchases and facilitate the upgrading of household equipment [1]. Group 3: Benefits for Enterprises - The event allows small and medium-sized enterprises to find tailored "renewal" benefits for equipment upgrades and technological improvements [1]. - A home sales company noted that the slow reimbursement process had created financial pressure, but the event provided access to flexible and efficient financial solutions tailored to their needs [2].