上海擎朗智能科技有限公司（简称"擎朗智能"）是全球领先的"通用+专用"人形机器人公司，拥有多形态具身服务机器人产品矩阵。 "我们在2018年建立了全球第一条服务机器人量产产线，而后在2024年建成自有机器人研发生产基地。"擎朗智能相关负责人告诉上海证券报记者，目前，公司已发展成为"通用+专用"人形机器 针对擎朗智能业务遍布全球的特点，浦发银行在为其提供科技金融服务的同时，也配套了跨境金融服务。记者获悉，为助力企业发展，浦发银行上海分行为擎朗智能提供跨境双向人民币资金池服 除了需求多样化，研发周期长、投入大也是科创企业的鲜明特点，对于创新药企业更是如此。而企业股权融资大多附有回购条款，因此创立初期的科创企业，在行业估值并不理想时，大多更青睐 对于刚刚创立了6年的创新药公司嘉晨西海，浦发银行杭州分行在其产品尚未面市时，即批复了6000万元综合授信额度，为企业研发助力。 作为一家研发基于RNA的药物及疫苗的创新药企业，嘉晨西海全面布局肿瘤创新药、疫苗、消费医疗领域。公司CEO王子豪用"十年磨一剑"来形容产品的研发周期。目前，公司已获得9个IND批件 "在资金有限的情况下，公司研发只能量力而为，在激烈竞争中影响了企业 ...

Core Insights - The core viewpoint of the articles emphasizes the successful implementation of the "digital intelligence" strategy by Shanghai Pudong Development Bank (SPDB), leading to significant growth in net profit and overall performance in 2024 [1][2][3]. Financial Performance - In 2024, SPDB achieved a net profit of 45.257 billion yuan, marking a year-on-year increase of 23.31%, the highest growth rate in nearly 12 years [1][2]. - Total assets exceeded 9.46 trillion yuan, reflecting a growth of over 5% year-on-year [2]. - Operating income reached 170.748 billion yuan, showing positive growth after excluding one-time factors from the previous year [2]. Strategic Initiatives - SPDB's "digital intelligence" strategy is aimed at enhancing operational and service capabilities, focusing on customer-centric management [2][3]. - The bank has identified five key strategic areas: technology finance, supply chain finance, inclusive finance, cross-border finance, and financial asset management, to drive its transformation [4]. - The bank's leadership has committed to a "new SPDB, starting again" goal for 2024, with 2025 designated as a year for strategic enhancement [1][3]. Technological Advancements - SPDB has established a robust team of over 6,000 technology professionals and increased its technology investment to 7.169 billion yuan in 2024, a 2.92% increase from the previous year [6]. - The bank is leading in the application of artificial intelligence within the industry, focusing on integrating AI into business processes and enhancing operational efficiency [7]. Market Position and Growth - SPDB's market value increased by over 60% in 2024, indicating strong market expectations for its performance [3]. - The bank has successfully served over 410,000 small and micro-enterprises through its inclusive finance initiatives [5]. - The supply chain finance segment has seen a remarkable growth, with a 133.77% increase in the number of core customers served compared to the previous year [5].

Core Insights - Shanghai Pudong Development Bank (SPDB) reported a revenue of 170.748 billion yuan for 2024, reflecting a year-on-year growth of 0.92% after excluding one-time factors from the previous year [1] - The net profit attributable to shareholders reached 45.257 billion yuan, marking a significant year-on-year increase of 23.31% [1] - As of the end of 2024, SPDB's total assets amounted to 9.46 trillion yuan, a growth of 5.05% compared to the previous year, while total liabilities increased by 5.35% to 8.72 trillion yuan [1] - The bank's provision coverage ratio stood at 186.96%, the highest level since 2015 [1] Digital Strategy - The digital intelligence strategy is identified as a key driver of SPDB's performance growth, with 2024 being the inaugural year for this initiative [1] - SPDB invested 7.169 billion yuan in information technology construction, representing a 2.92% increase from the end of 2023, enhancing capabilities in digital infrastructure, products, operations, risk control, and ecosystem [1] - In the field of technology finance, SPDB developed a "Five Forces Model" evaluation system for tech enterprises and served over 71,000 tech companies in 2024, with a loan scale exceeding 600 billion yuan, ranking first among joint-stock banks [2] - The bank has also achieved full-stack domestic computing platform and DeepSeek model applications, leading in the utilization of big data and technology empowerment among joint-stock banks [2] Future Outlook - Looking ahead to 2025, SPDB aims to leverage new-generation artificial intelligence technologies to set a benchmark for digital transformation in the banking industry [2] - The bank plans to build an intelligent foundation integrating computing power, algorithms, platforms, and knowledge to enhance user growth, service capabilities, and customer experience [2]