由南方财经全媒体集团主办，21世纪经济报道承办，渣打银行战略支持，东方证券等支持的"南方财经 论坛2025年会"于12月5日-6日在广州南方财经大厦举办。 擎朗智能COO万彬在21世纪科技年会圆桌讨论环节，就中国机器人企业成功出海经验进行了分享。 万彬介绍，擎朗智能专注服务机器人领域已超过十年，公司累计全球销售10万台机器人以上。餐厅、酒 店、医院、写字楼、机场等地均能常见由擎朗智能开发的配送、清洁机器人。 万彬表示，根据IDC的报告，擎朗智能在配送细分行业获得了40.4%的市场占有率，在全球机器人出货 量以22.7%的占比位居行业第一。自2022年正式成立国际事业部以来，公司海外营收占比从十几迅速提 升到超过一半。 他分享了擎朗智能出海历程的三个阶段。 在初步探索阶段，擎朗智能在海外构建销售网络，依托当地合作伙伴，本地化构建仓储物流体系，就近 服务客户，并逐步完善服务网络。 "即便是经常一起提及的日韩两国，实际的市场需求也存在明显差异。因此第二个阶段，我们就开始摸 索'一国一策'，因地制宜制定适用于不同国家和地区的策略，并动态调整资源投入。" 对于第三阶段，万彬表示，公司出海策略，在"一国一策"个性化驱动的 ...

Core Viewpoint - The People's Bank of China emphasizes the importance of financial technology in empowering economic development and enhancing cross-border payment services, particularly through the exploration of digital currency solutions [2][4]. Financial Technology Empowering Economic Development - Financial technology, driven by scientific advancements, is a crucial force for transformation in financial development and governance systems under the digital economy context [5]. - The People's Bank of China is focusing on the application of next-generation artificial intelligence in finance, leveraging advancements in large models to enhance financial services and operational efficiency [6]. - The bank is activating the potential of data elements in the financial sector by conducting pilot projects for data utilization and implementing guidelines for cross-border data flow [6][7]. Efficient and Convenient Cross-Border Payment Services - The People's Bank of China is enhancing cross-border payment cooperation with Hong Kong, responding to the growing demand for real-time, convenient, and low-cost payment services [9]. - The Cross-border Interbank Payment System (CIPS) has expanded its operations in Hong Kong, facilitating safe and efficient cross-border settlement services for international trade and investment [9]. - The bank has successfully launched a cross-border payment system that allows for quick and seamless transactions between mainland China and Hong Kong, receiving positive public feedback [9][10]. Exploring New Solutions for Cross-Border Payments with Digital Currency - China is a pioneer in the research and application of central bank digital currencies (CBDCs), with established principles for infrastructure development [11]. - The People's Bank of China is collaborating with various monetary authorities to explore a multilateral CBDC bridge for cross-border payments, aiming for real-time transactions across different currencies [11]. - The digital RMB cross-border payment platform is being utilized to support bilateral cooperation, enhancing the digital experience for cross-border trade and investment [11][12]. Future Prospects and Cooperation - The People's Bank of China aims to strengthen practical cooperation in financial technology with Hong Kong, promoting innovative applications that benefit the public [12]. - The bank is committed to sharing China's financial technology experiences globally and learning from international best practices to contribute to global financial technology development [12].

Core Insights - Shanghai Pudong Development Bank (SPDB) reported a revenue of 170.748 billion yuan for 2024, reflecting a year-on-year growth of 0.92% after excluding one-time factors from the previous year [1] - The net profit attributable to shareholders reached 45.257 billion yuan, marking a significant year-on-year increase of 23.31% [1] - As of the end of 2024, SPDB's total assets amounted to 9.46 trillion yuan, a growth of 5.05% compared to the previous year, while total liabilities increased by 5.35% to 8.72 trillion yuan [1] - The bank's provision coverage ratio stood at 186.96%, the highest level since 2015 [1] Digital Strategy - The digital intelligence strategy is identified as a key driver of SPDB's performance growth, with 2024 being the inaugural year for this initiative [1] - SPDB invested 7.169 billion yuan in information technology construction, representing a 2.92% increase from the end of 2023, enhancing capabilities in digital infrastructure, products, operations, risk control, and ecosystem [1] - In the field of technology finance, SPDB developed a "Five Forces Model" evaluation system for tech enterprises and served over 71,000 tech companies in 2024, with a loan scale exceeding 600 billion yuan, ranking first among joint-stock banks [2] - The bank has also achieved full-stack domestic computing platform and DeepSeek model applications, leading in the utilization of big data and technology empowerment among joint-stock banks [2] Future Outlook - Looking ahead to 2025, SPDB aims to leverage new-generation artificial intelligence technologies to set a benchmark for digital transformation in the banking industry [2] - The bank plans to build an intelligent foundation integrating computing power, algorithms, platforms, and knowledge to enhance user growth, service capabilities, and customer experience [2]