Core Viewpoint - The company has been committed to promoting inclusive finance as a national strategy for the past decade, focusing on supporting small and micro enterprises and rural revitalization, with significant loan balances and customer outreach in these areas [1]. Group 1: Financial Services for Small and Micro Enterprises - The company has developed a comprehensive suite of standardized financial products for small and micro enterprises, including "Tax-Bank Link," "Technology E-Loan," and "Specialized E-Loan," leveraging proprietary online risk control technology [2]. - The company has launched a flagship product "Mortgage Easy" aimed at achieving a loan scale of 100 billion for small and micro enterprises, alongside other products like "Quick Loan" and "Government Procurement Loan" [2]. - The company encourages regional branches to create localized financial products tailored to specific agricultural industry needs, such as specialized credit products for "Cantonese Chefs" and "South Guangdong Housekeeping" [2]. Group 2: Financial Services for Rural Revitalization - The company has established internal mechanisms to enhance financial services for rural revitalization, including the issuance of specific work plans and opinions to improve service quality [3]. - The company has actively increased credit support for rural revitalization through products like "Rural Revitalization Loan" and has developed mortgage services for land and forest rights [3]. - The company has received recognition for its contributions to rural revitalization, including the "Assisting Rural Revitalization Award" from People's Daily Online [3]. Group 3: Digital Transformation and Service Enhancement - The company is focused on advancing the digital transformation of inclusive finance, emphasizing the development of online products and enhancing digital service channels [3]. - The company aims to improve its service capabilities by adopting a "Credit+" comprehensive financial service model, ensuring customer-centric support for small and micro enterprises [4]. - The company is enhancing its service quality for specialized customer groups and key sectors, particularly in rural revitalization and industry transformation [4].

Group 1 - The core objective of the event is to enhance the first loan acquisition rate for small and micro enterprises, addressing their financing challenges [1] - The event was organized by the Harbin Municipal Financial Office in collaboration with the People's Bank of China Heilongjiang Branch and the Heilongjiang Financial Regulatory Bureau, with over 500 enterprise representatives participating [1] - Financial institutions, including China Construction Bank, Harbin Bank, and Shanghai Pudong Development Bank, introduced credit products tailored for "start-up enterprises" and "first loan enterprises" [1] Group 2 - The Harbin Taxation Bureau has collaborated with 21 banks to launch over 20 credit products, such as "Tax Easy Loan" and "Tax Bank Connection," aiding small and micro enterprises in overcoming financing difficulties [1] - Since 2015, nearly 600 billion yuan in loans have been issued to over 100,000 taxpayers [1] - As of the first quarter of 2025, a total of 96.64 billion yuan in loans has been disbursed in the Harbin area [1] Group 3 - The main event consisted of three segments: interpretation of policies benefiting enterprises, promotion of financial products, and interactive Q&A sessions [2] - Financial advisors from banks provided on-site answers to enterprise inquiries, fulfilling roles as financing service providers, policy promoters, development guides, and information collectors [2] - Participating enterprises expressed that the event significantly aided their understanding of financial policies and helped them find suitable loan products [2]