江南时报讯 冬季来临，广大市民购买羊毛衫的需求随着气温骤降而激增。在苏州吴江区横扇镇的 羊毛衫市场内，慕名而来的人们穿梭于琳琅满目的衣物之间，为家人选购换季冬装；线上直播间也同样 热闹非凡，主播对各类新颖款式的精心讲解，打破了人们对毛衫"妈妈款"的固有印象，电商订单纷至沓 来。 在毛衫产业主动求变的同时，这类乡村特色产业综合生产能力和质量效益的协同提升，离不开金融的全 力托举。对于这一发轫于乡土的富民产业，农业银行苏州分行点面结合：一方面，灵活运用"纳税e 贷""小微贷"等普惠金融产品，为旺季备货、增资扩产的小微企业提供精准、高效的授信支持；另一方 面，深化"全链推进"，对毛衫美工设计、缝纫生产、会展销售、直播电商链上企业实施白名单管理，批 量审批、批量授信，截至目前已服务链上各类经营主体超460户，贷款余额达1.67亿元。 在农业银行苏州分行普惠金融的深度赋能下，吴江横扇羊毛衫产业已构建起"需求洞察—产品创新—消 费升级"的良性循环，一条扎实推进乡村全面振兴与优化提升传统产业并轨而行的全新道路正在通往希 望的远方。 孟正中 "大家对冬装的期待已不只是舒适保暖，高性价比和时尚设计成为现在最主流的消费需求。"这 ...

Core Insights - The demand for wool sweaters has surged due to a drop in temperature, with consumers seeking stylish and high-quality winter clothing options [1] - Local manufacturers in Wujiang's Hongshan Town are enhancing product quality and aesthetics by hiring designers and using high-end yarns to strengthen their competitive edge [1] Group 1: Market Trends - Consumers now prioritize not only comfort and warmth but also cost-effectiveness and fashionable designs in winter clothing [1] - The wool sweater market is experiencing a transformation, moving away from traditional perceptions to embrace modern styles [1] Group 2: Financial Support - Agricultural Bank's Suzhou branch is providing targeted financial support to small and micro enterprises in the wool sweater industry through products like "Tax e-loan" and "Micro Loan" [2] - The bank has implemented a "whitelist management" system for the entire supply chain, facilitating batch approvals and credit for over 460 businesses, with a loan balance of 167 million yuan [2] Group 3: Industry Development - The wool sweater industry in Wujiang has established a positive cycle of "demand insight - product innovation - consumption upgrade" under the support of inclusive finance [2] - This development aligns with broader goals of rural revitalization and the optimization of traditional industries [2]

Core Insights - The timely loan of 8 million yuan from Agricultural Bank of China (ABC) has significantly alleviated the raw material procurement challenges for Ba Shi Chuan Zhen Agricultural Development (Yiliang) Co., Ltd, showcasing effective financial support for local enterprises [1][2] - ABC's rapid loan approval and flexible repayment plans are tailored to the production cycles of local businesses, enhancing their operational capabilities and market expansion efforts [1][2] Group 1: Company Overview - Ba Shi Chuan Zhen Agricultural Development (Yiliang) Co., Ltd is a private enterprise in Yunnan's Zhaotong City, specializing in agricultural technology with over 5,000 acres of high-altitude ecological planting bases [1] - The company operates under a "company + base + farmer" model, collaborating with over 200 farmers and focusing on 12 types of specialty agricultural products, including bamboo shoots and Tianma [1] - The company has an annual processing capacity of 800 tons and its products are sold in major domestic cities and Southeast Asia, contributing to local economic development [1] Group 2: Financial Support and Initiatives - ABC Zhaotong Branch utilized the "Rongxinfu" platform to quickly assess the credit needs of Ba Shi Chuan Zhen, providing an 8 million yuan loan through a no-collateral "Technology E-Loan" product [2] - The bank has implemented various financial products to address the financing difficulties faced by private enterprises, including "Technology E-Loan," "Tax E-Loan," and "Tax-Bank Link," offering loans at an annual interest rate of approximately 3.26% [2] - As of now, the total loan balance for private enterprises at ABC Zhaotong Branch has reached 9.499 billion yuan, with a year-on-year growth rate of 14.2%, reflecting the bank's commitment to supporting local economic development [3]

Core Insights - The article emphasizes the establishment of a regular financing connection mechanism for private enterprises in Yunnan, aimed at addressing financing bottlenecks and enhancing support for the private economy [1][2]. Group 1: Financing Mechanisms - The People's Bank of China Yunnan Branch and the Yunnan Development and Reform Commission have collaborated to guide financial institutions in increasing investments, particularly in highland特色 agriculture and technology enterprises [1]. - As of July 2023, the loan balance for Yunnan's private economy reached 9,625.1 billion yuan, reflecting a year-on-year growth of 12.8%, while inclusive small and micro loans amounted to 5,295.13 billion yuan, growing by 15.6% [1]. Group 2: Support for Private Enterprises - The Agricultural Development Bank of China Yunnan Branch does not differentiate loan access based on ownership structure, instead evaluating based on actual business conditions and risk capacity [2]. - In the first seven months of the year, Yunnan issued 22.86 billion yuan in re-loans for agricultural and small enterprises, and processed 16.76 billion yuan in re-discounts [2]. Group 3: Case Studies - Ba Shi Chuan Zhen Agricultural Development Company, a private enterprise in agricultural technology, has established over 5,000 acres of highland ecological planting bases and signed long-term agreements with over 200 farmers [2]. - In February, Ba Shi Chuan Zhen submitted a credit request through the融信服 platform, receiving an 8 million yuan loan for raw material procurement, which helped reduce financing costs and provided flexible repayment options [3]. - The Agricultural Bank of China Zhaotong Branch has developed a "highland agricultural industrialization leading enterprise whitelist," allowing listed enterprises to access up to 10 million yuan in credit loans without collateral [3].

"双节"假期，全国各地游人如织、热闹非凡，不少新玩法、新事物进入大众视野，一幅幅生机盎然的消 费新图景也随之徐徐展开。 金融是激发文旅市场和消费潜力的重要支持力量。农业银行（601288）立足地方特色，创新金融产品服 务，为激发假日消费活力、升级文旅消费体验注入强劲金融动能。 文旅产业合作激发消费活力 2014年，广东顺德被联合国教科文组织授予"创意城市·世界美食之都"称号。 顺德是粤菜重要的发源地。近年来，作为"世界美食之都"，顺德在做强做大餐饮产业的同时，推进文旅 产业合作，为城市发展营造出充满创新和活力的发展生态。 山以峰胜，涧以漈名。在浙江温州文成县，有"中华第一高瀑"之称的百丈漈因秀美景色，常年吸引着无 数游客慕名前来。 百丈漈涧长1200米，总落差300余米，2013年，世界吉尼斯总部认证其为"中国单体落差最高的瀑布"， 并入选"中国十大名瀑"。 今年国庆中秋双节期间，百丈漈景区再度迎来旅游热潮，与此同时，"换个高度看风景"的低空游览成为 景区新玩法。 来自杭州的李女士一家乘坐直升机低空俯瞰"中华第一高瀑"，感受银练倾泻之壮美；身着汉服的游客们 在瀑布前体验吊威亚"飞天遁地"，让景区在社交媒体上火 ...

Group 1 - The article highlights the vibrant consumer landscape during the "Double Festival" holiday, showcasing new experiences and activities that attract tourists [1] - Agricultural Bank plays a crucial role in stimulating the cultural tourism market and enhancing consumer experiences through innovative financial products and services [1][3] - Guangdong Shunde, recognized as a "Creative City of Gastronomy," has successfully integrated cultural tourism with its culinary industry, launching over a hundred activities during the holiday to attract visitors [2][3] Group 2 - Agricultural Bank's Guangdong branch reported credit card consumption exceeding 3.3 billion yuan during the holiday, driven by promotional activities in collaboration with local merchants and attractions [3] - The Baizhang Waterfall in Wenzhou, known for its stunning scenery, saw a significant increase in visitors due to improved infrastructure and new activities, supported by over 600 million yuan in loans from Agricultural Bank's Zhejiang branch [4][5] - The ancient town of Shenhou, a hub for Jun porcelain, experienced a surge in tourism, with over 500,000 visitors during the holiday, supported by 45 million yuan in loans from Agricultural Bank's Henan branch to promote local cultural heritage [6]

来源：环球网 河南许昌禹州市神垕镇，素有"中国北方唯一活着的古镇"之称，国家级非物质文化遗产钧瓷便在此沉淀 千年。青石板路上人流熙攘，钧瓷匠人手持刮刀，在坯体上细细雕琢，指尖起落间，既延续着古老技 艺，也勾勒出新时代的幸福图景。 "以前贷款跑断腿，现在农行上门服务，只要准备好材料，几十万贷款在家就拿到了！"某瓷企负责人难 掩惊喜。这家从事钧瓷花盆研发销售的企业，各个环节都需要资金投入，曾饱受资金周转困扰。如今农 行许昌分行通过移动Pad终端与线上平台，全面获取客户信息，精准测算信贷额度，实现了从"客户跑银 行"到"数据跑客户"的跨越式转变，有效简化申请流程，数据赋能钧瓷"一窑生万彩"的独特魅力。 从"家有万贯，不如钧瓷一片"的民谚，到4000年不熄的窑火，钧瓷正从"高不可攀"走向"寻常百姓家"。 农行河南省分行助力钧瓷特色产业焕新的步履坚定有力，让千年钧瓷在新时代焕发新彩，让传统文化与 现代文明交相辉映，继续在神垕古镇书写"产业兴、文化活"的新故事。（李亮亮 孙凯） 在钧瓷技艺历史传承与现代创新的碰撞中，农行许昌分行全力支持特色产业发展，聚焦钧瓷产业，因地 制宜推出"一县N品""纳税e贷"等信贷产品，真金白银 ...

Core Viewpoint - Agricultural Bank of China (ABC) Shanxi Yangquan Branch actively supports the development of the manufacturing industry in Yangquan through comprehensive financial services, facilitating the transformation of traditional manufacturing towards high-end, intelligent, and green development [1][4]. Group 1: Financial Support for Manufacturing - Yangquan Valve Co., Ltd., a key player in large-caliber valve production, has benefited from a close partnership with ABC Yangquan Branch, which has provided various financial services including corporate annuity business that covers 190 employees with an annual contribution scale of over 700,000 yuan [1][2]. - As of June 2025, the manufacturing loan balance of ABC Yangquan Branch reached 4.441 billion yuan, an increase of 2.52 billion yuan since the beginning of the year, demonstrating effective financial support for technology research, equipment upgrades, and market expansion [2][3]. Group 2: Innovative Financial Products - ABC Yangquan Branch has introduced a series of innovative loan products such as "Technology Easy Loan," "Mortgage e-Loan," and "Tax e-Loan" to meet the diverse financing needs of manufacturing enterprises, enhancing their access to capital [2][3]. - "Technology Easy Loan" targets technology-oriented manufacturing companies, offering high limits, low rates, and diverse collateral options to alleviate financing difficulties due to lack of collateral [2]. Group 3: Digital Transformation and Service Efficiency - The branch leverages financial technology to enhance service efficiency, allowing enterprises to submit loan applications anytime through online platforms like "Huinong e-Loan" and "Zhangyin App," with automated credit assessments using big data [3]. - Mobile business equipment enables client managers to provide on-site services, ensuring a "zero-distance" financial service experience for enterprises [3]. Group 4: Commitment to Green Development - ABC Yangquan Branch is increasing credit support for green manufacturing projects, promoting energy conservation, emission reduction, and transformation upgrades within the manufacturing sector [3]. - The branch is also involved in the construction of industrial parks in Yangquan, offering "one-stop" financial services to manufacturing enterprises, which helps enhance regional industrial competitiveness [3]. Group 5: Future Outlook - The branch emphasizes its responsibility to support the manufacturing sector, planning to continue enhancing financial innovation and optimizing services to contribute to the high-quality development of Yangquan's manufacturing industry [4].

Core Viewpoint - The Agricultural Bank of China (ABC) plays a crucial role in supporting small and micro enterprises in Tongliao, Inner Mongolia, by providing timely loans and financial services, which are essential for their operational stability and transformation efforts [1][2][3]. Group 1: Financial Support for Small Enterprises - Small and micro enterprises in Tongliao have experienced a continuous loan growth rate of over 15% for 30 months, indicating strong financial support for regional economic development [1]. - The financial needs of small enterprises are primarily driven by liquidity pressures and the search for transformation opportunities, necessitating timely bank credit support [2]. - ABC has provided significant loans to local enterprises, such as a construction company with a loan balance of 3 million yuan, which is critical for managing accounts receivable and supporting business transformation [2]. Group 2: Diverse Financing Options - ABC has implemented various financial products, including "Zhongyin Enterprise E-loan" series, which offers credit loans, tax loans, and mortgage loans, catering to the diverse financing needs of small and micro enterprises [7]. - The bank has simplified loan procedures and reduced fees, enhancing the efficiency of financing for small enterprises, with some loans available at interest rates as low as 3.25% [7]. - The bank's support extends to individual businesses, providing operational loans that meet their financial requirements, thus facilitating smoother cash flow [7]. Group 3: Focus on Key Industries - The corn purchasing and storage industry is vital for Tongliao's agricultural sector, with significant financing needs for stable development, supported by loans from local banks [5]. - The glass fiber manufacturing industry is another key focus, with local enterprises receiving financial backing from ABC to enhance production capacity and support expansion efforts [8]. - ABC's commitment to green projects is evident, having issued 12 million yuan in green project loans to promote ecological development and support enterprise transformation [4].

Core Insights - The importance of the private economy in driving China's development is emphasized, with significant support from the government and financial institutions to promote its healthy and high-quality growth [1][2][3] Group 1: Government Support and Policies - Xi Jinping's speech at the private enterprise symposium highlights the government's commitment to the private economy, recognizing it as a vital force for modernization and high-quality development [2] - The People's Bank of China (PBOC) Guangdong branch has implemented various policies to support the private economy, including the "25 measures for financial support of the private economy" and the "30 measures for the private economy in Guangdong" [1][5] Group 2: Financial Support and Performance - In 2024, financial institutions in Guangdong provided over 180 billion yuan in re-loans and discounts to approximately 66,000 private enterprises, with a loan balance of 8.4 trillion yuan, reflecting a year-on-year growth of 12.8% [5][10] - The average interest rate for newly issued inclusive small and micro loans in Guangdong was 3.5% in 2024, down by 0.54 percentage points from the previous year [5] Group 3: Policy Implementation and Financial Mechanisms - The PBOC Guangdong branch has focused on enhancing the policy framework to support private enterprises, including credit support and optimizing the financial ecosystem [6][10] - Various innovative financial products and services have been introduced, such as "cloud tax loans" and "government procurement loans," to improve financing accessibility for private enterprises [8][10] Group 4: Cross-Border and International Support - The PBOC Guangdong branch has enhanced foreign exchange services to facilitate private enterprises' international operations, with 27,500 cross-border trade investment pilot transactions amounting to 50.8 billion USD by March 2025 [9] - Support for private enterprises in managing exchange rate risks has been strengthened, with 4,929 enterprises utilizing foreign exchange derivatives since 2024 [9] Group 5: Future Directions and Actions - The PBOC Guangdong branch plans to implement the "Five Enhancements" action plan to further support the private economy, focusing on credit access, direct financing, credit building, technological innovation, and cross-border facilitation [10][15][16] - Continuous efforts will be made to improve financial service efficiency and meet the diverse financial needs of private enterprises [16]