在深圳能源东部电厂二期这一深圳市"十四五"规划重点工程中，深圳分行累计提供碳减排项目贷款20亿 元，支持国际领先的H级燃气-蒸汽联合循环技术落地，项目投产后，年发电量达44.38亿千瓦时，有力 推动深圳能源结构绿色转型。面对深圳（东部）人工智能产业公共服务平台建设的紧迫需求，分行开辟 绿色通道，仅用两周时间完成5亿元固定资产贷款投放，为智能网联汽车与具身机器人两大人工智能核 心产业发展提供10000P算力支撑，助力深圳抢占人工智能创新高地。 以普惠滴灌小微企业激活市场新活力 转自：新华财经 深圳，中国经济特区的叙事起点，改革开放的时代地标。今年是深圳经济特区成立45周年，这座城市酝 酿出一个"冰消雪融的春天"，为中国改革开放"种"出了硕果累累的试验田。 作为全国首批股份制商业银行，广发银行与特区同呼吸、共成长，1993年在深圳扎根以来，始终以金融 活水浇灌城市发展沃土，从罗湖东门单一网点发展为42家分支机构覆盖全市、资产规模突破2200亿元的 金融力量，成为粤港澳大湾区高质量发展的坚实伙伴。32年间，广发银行深圳分行以"敢闯敢试、敢为 人先、埋头苦干"的特区精神为指引，创新驱动、服务实体、普惠民生，为深圳特区 ...

深圳，中国经济特区的叙事起点，改革开放的时代地标。今年是深圳经济特区成立45周年，这座城市酝 酿出一个"冰消雪融的春天"，为中国改革开放"种"出了硕果累累的试验田。 作为全国首批股份制商业银行，广发银行与特区同呼吸、共成长，1993年在深圳扎根以来，始终以金融 活水浇灌城市发展沃土，从罗湖东门单一网点发展为42家分支机构覆盖全市、资产规模突破2200亿元的 金融力量，成为粤港澳大湾区高质量发展的坚实伙伴。32年间，广发银行深圳分行以"敢闯敢试、敢为 人先、埋头苦干"的特区精神为指引，创新驱动、服务实体、普惠民生，为深圳特区的蓬勃发展注入澎 湃动能，奋力续写新时代"春天的故事"。 以金融之力护航产业升级 赋能城市高质量发展 在深圳特区"一张蓝图绘到底"的发展历程中，广发银行深圳分行始终与城市同频共振，与当地10家世界 500强企业、近40家中国500强企业建立深度合作关系，持续聚焦城市基建与产业升级重点领域，以精准 金融服务为高质量发展注入动能。 培育未来新引擎 深圳是一座活力四射的创新之城，近年来，一批具有国际竞争力的创新型龙头企业迅速崛起，一批高成 长性的科技创新企业不断涌现。广发银行深圳分行以"货币政策工 ...

Core Viewpoint - The Agricultural Bank of China’s Zibo Branch is actively integrating financial services with the development needs of the Yiyuan revolutionary area, focusing on major projects, infrastructure, small and micro enterprises, and characteristic industries to stimulate local economic growth and support rural revitalization [1]. Group 1: Major Projects - The Yiyuan Economic Development Zone is identified as a core engine for regional economic transformation, with the bank providing over 400 million yuan in loans to key industrial projects [2]. - A specialized service team was formed for the Huaren Wind Power project, completing a loan approval of 387.8 million yuan in just 45 days, with over 32 million yuan already disbursed [2]. - The project is expected to generate 180 million kWh annually, benefiting local farmers with an average annual income increase of over 20,000 yuan per household [2]. Group 2: Infrastructure Development - The bank is addressing infrastructure weaknesses by providing 276 million yuan in loans for water supply improvements, benefiting 230,000 rural residents and increasing drinking water quality from 75% to 100% [4]. - A loan of 87 million yuan was issued for upgrading heating networks, improving heating performance from 82% to 98% for 28,000 households [5]. Group 3: Support for Small and Micro Enterprises - The bank has launched innovative financial products to support technology-based small and micro enterprises, providing 85 million yuan in credit to 23 companies [6]. - A dual approach of offline visits and online products has been implemented, resulting in a 40% increase in first-time loan approvals [6]. Group 4: Agricultural Development - The bank is enhancing the "Yiyuan Red" apple brand by providing 300 million yuan in credit for cooperative expansion and supporting over 500 farmers to increase apple yields by 15% [7]. - A total of 23.36 million yuan in loans has been issued to lead enterprises, fostering a model of "enterprise-led, cooperative-organized, farmer-participated" development [8]. Group 5: Community Engagement and Party Building - The bank has integrated party building with financial services, addressing 136 financing challenges faced by cooperatives and farmers [9]. - During the pandemic, a "green channel" was established to ensure uninterrupted supply of agricultural materials, with 8 million yuan in loans disbursed to 12 cooperatives within three days [9].

Core Viewpoint - The establishment of a financing coordination mechanism for small and micro enterprises in Yangling has significantly improved access to loans and financial services, leading to a positive response from the business community [1][3][4]. Group 1: Financing Coordination Mechanism - A specialized working group for small and micro enterprise financing was established, focusing on optimizing loan processes and creating fast approval channels [1][3]. - As of May 2025, 24,913 enterprises have been visited, resulting in a total loan issuance of 1.166 billion yuan [3]. - The mechanism aims to enhance the financing experience for small enterprises, thereby boosting their development potential [4][12]. Group 2: Policy Implementation and Support - The Yangling Financial Regulatory Bureau has implemented a series of innovative service measures to expand coverage and improve the financing experience for small enterprises [4][13]. - A total of 27 financial products have been introduced to facilitate better access to loans, including credit and renewal products [12]. - The bureau has conducted multiple visits to banks and enterprises to understand their needs and challenges, ensuring timely support [12][18]. Group 3: Collaboration and Strategic Partnerships - The Yangling Agricultural Bank has strengthened partnerships with local universities to enhance financial and intellectual support for agricultural enterprises [16]. - Specific financing solutions have been tailored for various enterprises, including a notable loan of 1.8 million yuan for a specialized enterprise [16][18]. - The focus on social credit systems is seen as a key factor in improving the accessibility and convenience of financing for small enterprises [17]. Group 4: Future Outlook - The Yangling Financial Regulatory Bureau plans to continue promoting the financing coordination mechanism as a priority for inclusive finance, aiming for better financial services for small enterprises [18].

Core Insights - The establishment of the national small and micro enterprise fund flow credit information sharing platform by the People's Bank of China aims to alleviate financing difficulties for small and micro enterprises by providing clear insights into their operational vitality and creditworthiness [1][3] Group 1: Financial Services for Small and Micro Enterprises - The fund flow information platform integrates nearly three years of transaction data, enabling banks to assess the financial health and repayment capabilities of enterprises, thus breaking down information barriers [1] - As of May 2025, Guangfa Bank has utilized the platform to query enterprise transaction data 14,700 times and has issued over 10 billion yuan in credit, with 99% directed towards small and micro enterprises [1][2] Group 2: Case Studies of Successful Financing - A management company in Zhanjiang, established in 2022, received an 8.62 million yuan loan from Guangfa Bank after demonstrating strong operational activity through the fund flow information platform, which showed 86 transactions totaling 10.9 million yuan [2] - A pharmaceutical company in Heyuan secured 10 million yuan in credit support after the bank analyzed its healthy operational data, which included 267 transactions and a total fund flow of 31.97 million yuan over the past six months [2] Group 3: Innovations in Financial Products - Guangfa Bank has been actively implementing inclusive finance policies by launching specialized products such as "Technology E-loan" and "Specialized and New E-loan," along with comprehensive financial services to support small and micro enterprises [3] - The bank aims to deepen the application of the fund flow information platform, expand credit scenarios, and innovate financial products to meet the diverse needs of enterprises [3]

Core Viewpoint - The financial regulatory bureau of Tai'an has established a financing coordination mechanism for small and micro enterprises, enhancing their access to financial services and supporting their high-quality development [1][7]. Group 1: Financial Ecosystem Development - The Tai'an financial regulatory bureau has created a collaborative financial ecosystem involving government, banks, and enterprises to boost the development of small and micro enterprises [1][7]. - A "direct connection" mechanism has been established to facilitate communication between banks and enterprises, with a focus on understanding and meeting the financing needs of small businesses [2]. Group 2: Loan Distribution and Efficiency - As of the end of March, banks in Tai'an have issued online loans totaling 6.5 billion yuan to 8,268 small and micro enterprises, with over 90% of loans from the Industrial and Commercial Bank of China being processed online [2]. - A total of 415 billion yuan in loans has been distributed to 28,000 enterprises, with 11,454 enterprises receiving loans in less than three working days, demonstrating improved loan processing efficiency [2]. Group 3: Financial Support Mechanisms - The implementation of the "Notice on the Duty of Care Exemption for Inclusive Credit" has led to the recognition of 3.451 million yuan in duty exemptions and 11.338 million yuan in duty reductions for loans, benefiting 2,696 individuals [3]. - The financial regulatory bureau has also promoted tax cooperation, resulting in a 19.64% increase in tax-interactive loans since the beginning of the year [3]. Group 4: Case Studies of Successful Financing - A food company in Tai'an successfully secured 26.87 million yuan in financing through accounts receivable pledges, highlighting the proactive approach of local banks in addressing the financing needs of enterprises [4]. - A fruit and vegetable company received 3 million yuan in loans within three days without the need for collateral, showcasing the effectiveness of tailored financial solutions [5]. Group 5: Innovation and Technology Integration - The financing coordination mechanism prioritizes support for technology-driven small and micro enterprises, with successful loan approvals for high-tech companies demonstrating the integration of financial services and innovation [6]. - The collaboration between financial institutions and research institutes has facilitated the development of specialized financial products, enhancing the financial support available to innovative enterprises [6].