以绿色金融高质量发展，助力碳达峰碳中和。 10月23日，在金融街论坛会前中国光大银行媒体见面会上，中国光大银行首席风险官兼光大金融研究院 院长马波表示，光大集团将在2025年金融街论坛年会期间承办主题为"以绿色金融高质量发展，助力碳 达峰碳中和"的平行论坛，并正式发布《绿色金融白皮书》。 据介绍，《绿色金融白皮书》梳理了国际绿色金融理论及我国绿色金融政策，展示了我国绿色金融产品 体系，介绍了光大集团如何发挥"综合金融+绿色产业"的特色优势、努力推动绿色产融结合的创新实 践，并对我国未来绿色金融的发展作出展望和倡议。 在绿色金融领域，光大集团持续探索绿色金融创新产品，创设碳足迹挂钩贷款、转型贷款等特色信贷产 品，创设绿色科创优选债券指数产品，积极开展绿色债券和绿色资产证券化业务，发起设立绿色公益慈 善信托，打造绿色投融资新生态。 一财金融 ...

Core Insights - The report highlights the steady growth of trade finance in the banking sector, driven by strong policy support and a solid development foundation [2][4] - Trade finance plays a crucial role in facilitating supply chain financing and empowering the real economy [2][4] Group 1: Trade Finance Development - In 2024, the international settlement volume reached $12.75 trillion, and domestic letter of credit settlement volume was ¥3.62 trillion, marking year-on-year growth of 10.35% and 17.89% respectively, both hitting historical highs [2] - International trade financing volume was $488.475 billion, showing a slight decline, while domestic trade financing volume was ¥4.66 trillion, with a year-on-year increase of 16.35% [2] - International factoring volume was $13.318 billion, experiencing a year-on-year decline for the first time in three years, while domestic factoring volume exceeded ¥4 trillion, growing by 17.03% [2] Group 2: Innovation and Risk Management - The banking sector is encouraged to innovate continuously, focusing on digital finance, supply chain financial platforms, and utilizing technologies like big data and AI for intelligent document review [3] - There is a need to strengthen risk prevention measures, including multi-level assessment mechanisms for country and sovereign credit risks, and enhancing compliance management for cross-border capital flows [3] - The report emphasizes the importance of trade finance in supporting national development strategies, stabilizing foreign trade, and promoting integrated domestic and foreign trade [4] Group 3: Future Outlook - The future of trade finance is expected to evolve along the path of "industry deepening + technology empowerment," enhancing specialized service systems and international cooperation [4] - The banking industry aims to inject lasting momentum into the construction of a strong trade nation and the establishment of an open economic system [4]

《报告》共分四章，全面总结2024年中国银行业贸易金融业务发展现状，深入探究其创新与发展， 分析业务开展面临的风险与挑战，并尝试展望银行业贸易金融未来的发展机遇和方向。此外，《报告》 还设置专栏，分享银行贸易金融领域的典型案例，并梳理贸易金融相关政策，旨在为促进中国银行业在 贸易金融领域的创新与发展提供借鉴与参考。 中国经济网北京9月23日讯 近日，中国银行业协会发布了《中国贸易金融行业发展报告（2024— 2025）》（以下简称《报告》）。这是中国银行业协会连续第九年发布贸易金融行业发展报告。《报 告》由中国银行业协会贸易金融专业委员会副主任单位上海浦东发展银行牵头，国家开发银行、中国工 商银行、中国农业银行、中国银行、中国建设银行、交通银行、中信银行、中国光大银行、招商银行、 中国民生银行、汇丰银行（中国）、中国邮政储蓄银行、华夏银行、兴业银行、渤海银行、北京银行等 16家常务委员会成员共同参与撰写。 在坚实的发展基础和强有力的政策支持下，银行业贸易金融业务整体保持稳步增长态势。据中国银 行业协会贸易金融专业委员会不完全统计，2024年银行业国际结算量12.75万亿美元，国内信用证结算 量3.62万亿元， ...

Core Viewpoint - The development of green finance in China is crucial for supporting the transition to a low-carbon economy and achieving the "dual carbon" goals, necessitating improvements in standards, information disclosure, product innovation, and attracting social capital participation [1][2][3][4]. Group 1: Current State of Green Finance - As of the end of 2024, the balance of green loans in China reached 36.6 trillion yuan, a year-on-year increase of 21.68%, significantly outpacing the average growth rate of all loans [2]. - In 2024, 589 new green bonds were issued, amounting to 654.49 billion yuan, with a cumulative balance of 5.73 trillion yuan [2]. - Green insurance premiums reached 229.8 billion yuan in 2023, providing insurance coverage of 709 trillion yuan, a 14.74-fold increase since 2020 [2]. Group 2: Challenges in Green Finance Development - There are significant challenges in green finance, including discrepancies in local and industry standards, low corporate environmental information disclosure rates, and a lack of authenticity and comparability in data [3]. - The distribution of green financial resources is uneven, with a concentration in traditional high-energy-consuming industries, leaving emerging sectors like renewable energy and carbon capture under-supported [3]. - The existing financial products are highly homogeneous, and innovative tools such as carbon futures and climate derivatives are still in pilot stages, failing to meet diverse emission reduction needs [3]. Group 3: Recommendations for Improvement - It is essential to establish and refine green finance standards, particularly for rural and small enterprises, to prevent "greenwashing" and align with international standards [4]. - The establishment of a national green industry fund is recommended, focusing on technologies like energy storage, hydrogen, and carbon capture, along with incentives for small and micro green enterprises [4]. - A unified national carbon pricing system should be developed to enhance market activity and attract more social capital, supported by local government funding and policy incentives [4].

Core Insights - Green finance has become a significant development direction in the financial industry, particularly in China, where the trust industry actively engages in green finance practices to support green industry development and facilitate its own transformation [2][4] - Trust companies utilize various financial tools such as green trust loans, equity investments, green bonds, and asset securitization to fund clean energy and environmental protection projects [2] - The trust industry has seen notable progress in green finance, with innovative practices emerging, such as CITIC Trust's green trust business reaching a scale of 13.16 billion yuan by the end of 2023 [2][3] Group 1 - China’s trust industry is leveraging its flexibility and diversity to support green projects through multiple financial instruments [2] - China’s trust industry has made significant advancements in green finance, with examples like CITIC Trust providing 875 million yuan to support clean energy company Goldwind Technology [2][3] - AVIC Trust has established the first "carbon neutrality" themed green asset management trust in the country, contributing to carbon peak and neutrality goals [3] Group 2 - AVIC Trust's green trust cumulative investment scale exceeded 70.5 billion yuan by the end of November 2024 [3] - Shandong Guoxin launched the first green trust certified by CCER carbon asset revenue rights, with an initial scale of 96.6 million yuan, aimed at supporting the clean energy heating industry [3] - Despite progress, the trust industry faces challenges such as a lack of professional talent and difficulties in identifying and assessing green projects [4] Group 3 - The trust industry needs to enhance collaboration with government, research institutions, and enterprises to improve professional capabilities and innovate business models [4] - The practices in green finance reflect the social responsibility of financial institutions and provide valuable experience for supporting green development [4] - The trust industry is expected to play a larger role in promoting China's dual carbon goals and sustainable development as policies improve and the market matures [4]