牡蛎作为"海洋过滤器"，在生长过程中通过吸收海水中的二氧化碳形成碳酸钙贝壳，具有显著的碳汇功 能。"乳山市双壳贝类养殖碳汇项目"为全省范围内首个牡蛎碳汇交易项目，也是威海市创建国家绿色金 融改革创新试验区、抢占海洋碳汇发展制高点的重要举措。 近年来，威海银行积极响应国家"双碳"战略，以"生态、和谐、共赢"为核心发展理念，多措并举打造独 具特色的可持续发展模式。在内部运营层面，系统性推动低碳转型，不仅制定了《威海银行"碳达峰"工 作方案》明确减排路径，还通过零碳网点示范工程、海洋碳汇交易及线上化服务升级等举措，构建了高 效低碳的运营体系。在业务创新方面，推出的"绿色工厂+CBAM挂钩贷款""碳足迹挂钩贷款"等产品， 精准对接清洁能源、节能减排等重点领域，形成了"减排增效—融资降本"的良性循环模式，持续助 力"碳"价值释放。 近日，在威海市绿色金融创新成果集中推介活动上，威海银行与乳山市国有资本运营有限公司就"乳山 市双壳贝类养殖碳汇项目"签署合作协议，成为此次全省首单牡蛎碳汇交易中的参与方之一，购买了300 吨二氧化碳当量（tCO₂-e）牡蛎碳汇，专项用于打造"零碳"网点。 此次购买牡蛎碳汇，不仅有助于实现网点 ...

Core Viewpoint - The Ministry of Ecology and Environment of China is advancing the establishment of a product carbon footprint management system, focusing on key sectors such as coal, electricity, oil, gas, steel, cement, petrochemicals, and transportation, aiming to enhance the carbon footprint accounting standards and factor research [1][6]. Group 1: Carbon Footprint Management System - The carbon footprint of a product encompasses the total carbon emissions generated throughout its entire lifecycle, from raw material acquisition to disposal, serving as a crucial indicator of a company's and product's green and low-carbon level [2][5]. - As of 2024, over 70 national standards for carbon footprint accounting are in development, alongside more than 100 group standards for specific sectors, addressing the urgent need for carbon footprint accounting in various industries [1][2]. Group 2: Government and Industry Initiatives - The government is integrating carbon footprint requirements into procurement standards, promoting green procurement practices that emphasize environmental protection and resource conservation [2][3]. - Major e-commerce platforms are encouraged to display product carbon footprint information, with initiatives like Alibaba's "88 Carbon Account" and JD's "Green Plan" aimed at promoting low-carbon consumption [3][5]. Group 3: Financial Innovations - Financial institutions are innovating in carbon footprint management, with products like "Carbon Number Loan" aimed at supporting small and micro enterprises in green transformation by linking loan rates to carbon footprint levels [5][6]. - In 2024, significant loans were issued based on carbon footprint metrics, including a 20 million yuan loan for a car rental company and a 29 million yuan loan for a cable manufacturing enterprise, demonstrating the financial sector's role in incentivizing low-carbon practices [5][6]. Group 4: Future Directions - The Ministry of Ecology and Environment plans to enhance the carbon footprint accounting standards and factor research, focusing on key sectors and aiming for international recognition of domestic standards [6][7]. - There is an emphasis on local and industry enterprises to innovate in carbon footprint management and certification, with a goal to establish a comprehensive carbon footprint management system [6][7].

Group 1: Financial Support for Private Enterprises - Zhejiang is a major province for private economy, with financial support playing a crucial role in its development [1] - The Zhejiang Financial Regulatory Bureau emphasizes innovative and differentiated regulatory policies to enhance financial services for private enterprises [1] - As of the end of Q1, the loan balance for private enterprises in Zhejiang reached 10.8 trillion yuan, a year-on-year increase of 7.72% [1] Group 2: Innovative Financial Products - The Industrial and Commercial Bank of China (ICBC) in Wenzhou launched the "New Generation Business Quick Loan," allowing small businesses to obtain credit loans based solely on tax data [2] - ICBC Wenzhou has issued over 70 billion yuan in credit loans to more than 10,000 clients, ranking first in the province [2] - The "Assist Business Combination Loan" product combines features of consumer and business loans to meet diverse funding needs of individual businesses [4] Group 3: Local Banking Initiatives - Wenzhou Minsheng Bank, the first private bank in China, focuses on serving private enterprises and has developed tailored financial products to meet their needs [6][8] - The bank has introduced products like "Manufacturing Heartfelt Loan" and "Manufacturing Credit Loan" to address the financing characteristics of private enterprises [8] - By the end of May, Wenzhou Minsheng Bank's loan balance for private enterprises reached 20.8 billion yuan, serving 8,805 clients [8] Group 4: Case Studies of Financial Support - A technology company in Wenzhou received a 7 million yuan manufacturing credit loan from Wenzhou Minsheng Bank to address urgent funding needs for raw material procurement [9] - A one-stop procurement platform for auto parts, with 193 registered companies, received comprehensive financial services from Wenzhou Minsheng Bank to support its diverse financing needs [10] - The construction of a lithium battery new materials industrial base in Wenzhou, with an investment of nearly 6 billion yuan, was supported by a customized financing plan from Industrial Bank [11] Group 5: Commitment to Green Financing - Industrial Bank's Wenzhou branch has provided a green financing solution of 2.36 billion yuan to support a company's capacity expansion, emphasizing sustainable development [11] - The bank has also introduced a carbon footprint-linked loan product to incentivize companies to reduce carbon emissions through lower interest rates [12] - The loan balance for private enterprises at Industrial Bank's Wenzhou branch exceeded 16 billion yuan, with a growth rate of over 30% in three years [12]