近日，"财经中国2025年会暨第23届财经风云榜"成功举办。大会发布了引领金融业向上、向善发展的标杆榜单，东吴人寿保险股份有限公司"苏惠保"获 评"2025年度普惠先锋产品"。 "苏惠保"获评"2025年度普惠先锋产品"奖杯（东吴人寿供图） 作为地方国企，东吴人寿积极履行社会责任，围绕"健康苏州2030"规划纲要，助力构建苏州市多层次医疗保障体系，着力开发具有苏州特色的惠民健康保 险，率先推出了"苏惠保"项目。 自推出以来，"苏惠保"以其"低保费、高保障、广覆盖"的鲜明特色，迅速赢得广大市民信赖，参保率和参保人数稳居同类型城市定制型惠民健康保险前列， 成为苏州市构建多层次医疗保障体系中的重要一环，在有效防范化解市民因病致贫、因病返贫风险方面发挥了积极作用。截至目前，"苏惠保"累计参保 875.6万人次，赔付61241人次，赔付金额达5.14亿元，其中单笔医疗责任最高赔付90.3万元，单人特药责任最高赔付100万元。 "苏惠保"精准聚焦基本医保报销后的个人自付医疗费用、部分高价医保目录外药品费用等难点、痛点问题，切实减轻了参保群众的大额医疗负担，有效提升 了医疗保障水平和抗风险能力，增强了参保群众的获得感、幸福 ...

李亚平强调，要明确目标定位，深入学习贯彻党的二十届四中全会精神和中央经济工作会议、中央 金融工作会议各项部署，自觉把公司发展融入苏州经济社会发展全局，深入推进"保险+服务"模式，大 力拥抱数字化转型，努力在深化转型上迈出更大步伐。要坚持服务大局，继续扎实做好金融"五篇大文 章"，更好地服务苏州"1030"产业体系建设，持续做优"苏惠保"品牌，在满足市民需求、支持实体经 济、服务新质生产力发展等方面作出更大贡献。要强化内控治理，时刻绷紧风险防控这根弦，健全全面 风险管理体系，严格落实监管要求，加强人才培养和营销队伍的转型升级，坚决守牢稳健经营这条金融 企业生命线。 昨天（11月28日），市人大常委会主任李亚平带队赴东吴人寿保险股份有限公司，开展经济社会运 行情况调研。 市人大常委会副主任吴晓东、秘书长陈正峰参加调研。 东吴人寿是全国首家总部设立于地级市的全国性寿险公司。在考察企业文化展厅后，调研组召开座 谈会，认真听取企业经营情况汇报，详细了解企业参与地方医疗保障和养老体系建设、拥抱"保险+人 工智能"应用等情况。与会人员围绕多层次多支柱保险体系、保险惠民、企业高质量发展、服务实体经 济发展等方面进行了深入交流 ...

Group 1 - Dongwu Life Insurance plans to issue up to 3 billion yuan in capital supplement bonds with a 10-year term, backed by a full irrevocable guarantee from its largest shareholder, Suzhou International Development Group [2][3] - The guarantee provided by Suzhou Guofa is expected to lower Dongwu Life's financing costs and enhance its credit rating, reflecting a strong alignment of interests between the shareholder and the company [2][3] - The arrangement highlights the capital challenges faced by regional life insurance companies, as Dongwu Life's solvency ratios have been declining for two consecutive quarters, indicating a need for capital replenishment [5][9] Group 2 - Despite achieving profitability in 2024 and maintaining earnings in the first half of 2025, Dongwu Life's profit growth is not keeping pace with its asset expansion, raising concerns about its reliance on capital consumption for growth [5][9] - The company is facing pressures from stricter capital recognition standards and various risks, including interest margin losses and asset yield fluctuations, which complicate its business expansion [5][6] - Dongwu Life aims to enhance its asset-liability management and investment capabilities while focusing on internal business contributions to stabilize its solvency indicators [6][9] Group 3 - The competitive landscape for Dongwu Life is challenging, as it operates in a region with strong insurance demand but faces significant competition from larger national players [7][8] - The company is pursuing a differentiated strategy by engaging in local insurance projects and accelerating digital transformation to build a competitive edge [7][8] - Dongwu Life plans to prioritize resource allocation in the Yangtze River Delta region while selectively expanding into other provinces, aiming for efficient resource distribution and localized innovation [8][9]

Core Insights - Dongwu Life Insurance launched the "Enjoy Health, Embrace the Future" 2025 Customer Service Month in Suzhou, focusing on financial measures to boost consumption and enhance public welfare [2][11] - The event aims to innovate products, upgrade services, and leverage technology to create a new financial insurance service experience for citizens [2][11] Group 1: Government and Corporate Support - Xu Weidong, Deputy Secretary-General of Suzhou Municipal Government, emphasized Dongwu Life's commitment to safeguarding the quality of life for citizens and enhancing its service capabilities [4] - Dongwu Life aims to build a multi-tiered medical and health security system in Suzhou, contributing to the insurance needs of the public [4] Group 2: Strategic Initiatives - Dongwu Life's Chairman Zhao Kun highlighted the company's strategic transformation centered on customer needs, focusing on product, channel, and service upgrades [6] - The company aims to establish a comprehensive product system covering the entire customer lifecycle and enhance consumer rights protection [6] Group 3: Product and Service Innovations - Three core highlights were introduced: product innovation, service system, and technology empowerment [7] - Two new products were launched: "Zhenkang Hu" for high-level talents and entrepreneurs, and "Dongwu Huixiang Hengyue Whole Life Insurance" for pension planning [7] - The "153" comprehensive service system was unveiled, integrating nearly 100 service resources across five major service categories [7] Group 4: Technology Integration - The "Dongwu Tianshu Knowledge Engine" was launched, utilizing AI to create an intelligent service system covering the entire customer lifecycle [8] - The "Zhangshang Dongwu" app was upgraded for seamless online processing of insurance transactions, enhancing user experience [8] Group 5: Community Engagement and Collaboration - The event will offer nearly 4,000 experience slots for citizens to engage with the services provided [10] - Strategic partnerships were formed with leading institutions in healthcare and elderly care to create a comprehensive "insurance + healthcare" service ecosystem [10][11] - The Customer Service Month will run until the end of July, promoting a three-dimensional approach of "service + technology + products" to enhance public welfare [11]

Core Insights - Dongwu Life Insurance launched the "Enjoy Health, Embrace the Future" customer service month in Suzhou, focusing on enhancing consumer spending and improving public welfare through innovative products, upgraded services, and technological empowerment [1][21] Product Innovation - The company introduced two exclusive products tailored to different customer needs: "Zhenkang Hu" for high-level talents and entrepreneurs in Suzhou, covering hospitalization, outpatient, and specific medical equipment responsibilities, and "Dongwu Huixiang Hengyue Whole Life Insurance" to address personal pension policy needs [5][19] Service System - Dongwu Life unveiled the "153" comprehensive service system, integrating hundreds of service resources into one platform, with five major service series covering 31 services to ensure full life scenario coverage [7] Technological Empowerment - The company launched the "Dongwu Tianshu Knowledge Engine" based on AI and data integration, enhancing its intelligent service system, and upgraded the "Shou Shang Dongwu APP" for seamless online processing of insurance claims and policies [11] Experience and Collaboration - The event appointed the first 15 "Dongwu Life Service Experience Officers" to engage the public in AI health detection and smart technology services, offering nearly 4,000 experience slots during the service month [15] - Strategic partnerships were established with leading institutions in healthcare, elderly care, and technology sectors to create a comprehensive "insurance + healthcare" service ecosystem [17] Local Market Focus - Dongwu Life continues to deepen its presence in the Suzhou market with the innovative product "Zhenkang Hu," developed in collaboration with Suzhou University First Affiliated Hospital, addressing the needs of high-level talents and the biomedicine industry [19]