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广东惠州 激活老区苏区乡村振兴内生动力
Jin Rong Shi Bao· 2025-09-23 03:35
Core Viewpoint - The financial support from the People's Bank of China Huizhou Branch is crucial for the economic development and rural revitalization of Huizhou's Huidong County, focusing on integrating financial services with local industries and ecological sustainability [1][9]. Group 1: Financial Empowerment for Local Industries - The introduction of innovative loan products like "Oyster Loan" has significantly aided local oyster farmers by optimizing loan processes and improving approval efficiency, resulting in a total of 697 loans amounting to 51.53 million yuan for oyster farming [2][3]. - The Huizhou Branch has guided financial institutions to develop a range of specialized financial products, including "Green Chess Nan Agarwood Loan," "True Pig Loan," and "Tea Garden Loan," to support various local industries [3]. Group 2: Green Development Initiatives - The Huizhou Branch has integrated green development principles into financial services, supporting clean energy projects such as the Taipingling Nuclear Power Project and the 1 million kW offshore wind power project, with total loans exceeding 13 billion yuan [4]. - The bank has also facilitated ecological restoration projects through water conservancy loans, transforming polluted water bodies into clean environments [4]. Group 3: Enhancing Financial Accessibility - The Huizhou Branch has implemented policies to ensure that financial resources are directed towards rural revitalization, including the issuance of 1.104 billion yuan in loans to support agricultural and small enterprises [5]. - The establishment of "credit + intellectual property guarantee" models has enabled local businesses to secure necessary funding despite lacking sufficient collateral [6]. Group 4: Knowledge and Talent Support - The bank has promoted financial literacy and services in rural areas by deploying financial personnel to assist local communities, enhancing understanding of financial policies and services [7]. - Initiatives like the "Mobile Payment Downstream Town Work Plan" have successfully achieved full coverage of mobile payment services in 49 towns, facilitating easier access to financial services for farmers [8]. Group 5: Long-term Financial Strategy - The People's Bank of China Huizhou Branch aims to deepen its financial support for rural revitalization, focusing on improving policy precision, service coverage, and ecological collaboration to foster sustainable development in Huidong County [9].
中国绿色金融的国际叙事创新:从规模领先到话语引领
Xin Hua Cai Jing· 2025-09-22 15:21
Core Viewpoint - China's green finance has become a global leader in scale, with green credit balance exceeding 40 trillion yuan and annual green bond issuance surpassing 400 billion yuan, yet its international influence does not match its market size [1] Group 1: Transition from Scale Narrative to Rule Narrative - The international communication of China's green finance has primarily focused on scale data, which, while showcasing size, fails to address the core of sustainability [2] - The release of the "Green Finance Support Project Directory (2025 Edition)" in July 2025 marks China's shift from a standard follower to a standard setter, adding 12 new green project categories and refining technical standards [2] - The narrative transformation should emphasize the four pillars of green standards, information disclosure, incentive mechanisms, and product innovation, establishing a dual recognition system that mandates measurable, reportable, and verifiable environmental benefits [2] Group 2: Transition from Grand Narrative to Micro Narrative - Macro data reflects participation but lacks emotional resonance; the vitality of green finance lies in the tangible benefits of specific projects and market entities [3] - Micro narratives can be illustrated through concrete cases, such as China Postal Savings Bank's "transformation loan," which supports high-energy-consuming enterprises with an average yield of 4.2%, breaking the misconception of a conflict between environmental protection and profitability [3] - Local practices like Fujian's "tea garden loan" and Shenzhen's "blue bond" demonstrate how green finance translates abstract policies into tangible entities, highlighting its role in transformation, rural revitalization, and improving livelihoods [3] Group 3: Integrating Eastern and Western Civilizational Narratives - China's green finance system is rooted in traditional ecological wisdom, which serves as a core advantage in international communication [4] - The "bamboo forest carbon sink" practice in Zhejiang exemplifies how local cultural concepts can be transformed into real value through carbon trading platforms and "carbon sink loans," demonstrating the synergy between ecology and economy [4] - Incorporating a civilizational perspective can enhance international understanding; for instance, linking green standards to traditional texts can foster resonance with local philosophies [4] Group 4: Building a Multi-Entity, Cross-Linguistic Narrative Ecology - To transition from "scale leadership" to "narrative leadership," a multi-entity collaborative and cross-linguistic narrative ecology system is necessary [5] - The existence of terminology discrepancies in international green finance, such as the interchangeable use of "transformation finance" and "sustainable finance," hampers precise communication [5] - Establishing a national multilingual terminology database and cultivating three types of "green finance spokespersons" can enhance the effectiveness of narrative dissemination [5] Conclusion - The innovation of China's green finance narrative is crucial for international discourse power and global sustainable development, transforming Chinese practices into comprehensible and replicable solutions [6] - This approach not only enhances the country's financial soft power but also provides a new path for "ecological priority and green development" globally [6]
“联链通”平台融资5000万元 助力湖北绿叶变“金叶”
Sou Hu Cai Jing· 2025-05-17 01:07
湖北日报全媒记者 胡弦 通讯员 张延 张诗洋 石颖颖 曾经的茶叶企业,大多面临3个月的回款周期,存货周转周期将近7个月。想发展,只能以时间换空间,慢慢熬。 为了迅速让绿叶变"金叶",近日,湖北联投集团旗下"联链通"平台围绕绿茶、红茶及菊花等茶饮原料采购、生产加工、销售等相关场景,以湖北楚茶科技集 团为核心企业,以链上企业诉求为出发点,积极提供一揽子融资解决方案,累计落地业务规模超5000万元。 茶企资金压力大影响发展 湖北楚茶科技集团有限公司成立于2016年,是一家专注新式茶饮生产加工的国家高新技术企业,业务覆盖杯茶、袋泡茶等多元品类,以及自动售茶机、新零 售等前沿领域。 "联链通"平台巧降融资成本 为切实解决产业供应链上企业融资难、融资贵等问题,联投资本成立了供应链协同创新工作专班,旨在围绕"联链通"平台,在产业链场景探索、供应链金融 产品创新、供应链资产搜集等多个方面进行研究和实践。 联投资本产融公司业务负责人孙涛介绍,去年下半年,工作专班发现湖北茶产业分布广、产业链上下游企业和从业人员多,茶产业存在源头中小茶叶种植及 贸易企业分布较广、中大型茶叶加工企业购买原料资金短缺及下游客户回款周期长等发展痛点。 ...