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“联链通”平台融资5000万元 助力湖北绿叶变“金叶”
Sou Hu Cai Jing· 2025-05-17 01:07
湖北日报全媒记者 胡弦 通讯员 张延 张诗洋 石颖颖 曾经的茶叶企业,大多面临3个月的回款周期,存货周转周期将近7个月。想发展,只能以时间换空间,慢慢熬。 为了迅速让绿叶变"金叶",近日,湖北联投集团旗下"联链通"平台围绕绿茶、红茶及菊花等茶饮原料采购、生产加工、销售等相关场景,以湖北楚茶科技集 团为核心企业,以链上企业诉求为出发点,积极提供一揽子融资解决方案,累计落地业务规模超5000万元。 茶企资金压力大影响发展 湖北楚茶科技集团有限公司成立于2016年,是一家专注新式茶饮生产加工的国家高新技术企业,业务覆盖杯茶、袋泡茶等多元品类,以及自动售茶机、新零 售等前沿领域。 "联链通"平台巧降融资成本 为切实解决产业供应链上企业融资难、融资贵等问题,联投资本成立了供应链协同创新工作专班,旨在围绕"联链通"平台,在产业链场景探索、供应链金融 产品创新、供应链资产搜集等多个方面进行研究和实践。 联投资本产融公司业务负责人孙涛介绍,去年下半年,工作专班发现湖北茶产业分布广、产业链上下游企业和从业人员多,茶产业存在源头中小茶叶种植及 贸易企业分布较广、中大型茶叶加工企业购买原料资金短缺及下游客户回款周期长等发展痛点。 ...
广西蒙山农商银行 深化金融服务创新 全力支持春耕备耕
Zheng Quan Ri Bao· 2025-04-13 21:34
Core Viewpoint - Guangxi Mengshan Rural Commercial Bank plays a crucial role in supporting spring plowing and preparation by providing timely financial services to farmers and agricultural enterprises [1][2]. Financial Support for Spring Preparation - The bank has allocated 350 million yuan for spring plowing and preparation loans this year, with 103 million yuan disbursed from January to March [2]. - Loans amounting to 48.8 million yuan were issued to four agricultural enterprises and cooperatives, while 4,497 million yuan was provided to 365 individual farmers [2]. - Additionally, 956 million yuan in specialized loans was granted to 28 households for purchasing agricultural materials and machinery [2]. Policy Support for Agriculture - The bank has introduced various agricultural loan products such as "Mulberry Loan," "Vegetable Loan," and "Tea Garden Loan" to enhance financial services for farmers [3]. - A streamlined process called "Two Specialties and Three Priorities" has been implemented to expedite loan approvals and disbursements [3]. - A case study highlights a farmer who received a loan within three days, demonstrating the bank's commitment to addressing financial needs promptly [3]. Service Innovation and Technology Empowerment - The bank is enhancing its agricultural support services by promoting small credit loans and flexible management for high-credit users [4]. - It is also advancing a dual approach of online and offline services to improve loan application and repayment processes [4]. - The bank actively engages with local agricultural enterprises, ensuring timely financial support for expansion and technological upgrades [4]. Commitment to Rural Revitalization - The bank aims to deepen its financial services and support for local agricultural development, focusing on the unique characteristics of spring plowing [4]. - Continuous efforts will be made to ensure that financial resources are effectively allocated to support rural revitalization initiatives [4].