转自：新华财经 近年来，山东枣庄将石榴产业上升为市级发展战略，推动石榴一、二、三产融合发展、打造全产业链 条。建行山东省分行通过多元化金融产品和服务供给，为当地石榴产业链发展积极贡献金融力量。 经过十几年的打拼，如今他的石榴栽种园已发展到占地近50亩，种植石榴树及石榴盆景近500棵，总价 值近2000万元。 "关键时刻离不开建行的支持。"提起建行，孙宁充满感激，因为在他急需资金支持时，是建行"雪中送 炭"。"建行了解到我的需求后，给了我100万元的'裕农贷'，效率非常高。" 为服务石榴产业高质量发展，建行枣庄分行第一时间成立"大零售信贷团队"，依托当地石榴种植农户信 息建档，组织客户经理深入村组、农户家中和田间地头深入了解石榴种植大户和收购、运输、保险等环 节的资金需求，做到问贷到户，为农户提供灵活快捷的金融服务。 孙宁就是建行金融团队服务的受益者。据悉，在榴园镇，像孙宁这样培养盆景盆栽的大户有约300户， 年产石榴盆景约20万盆，有力推动当地农旅产业融合发展。 孙宁是枣庄市峄城区人，早年在外经商。后来，他回乡创业做起石榴生意。走进峄城区榴园镇孙宁的盆 景培育基地，一棵棵虬枝盘曲、造型各异的石榴盆景随即映入眼 ...

Group 1 - The article promotes a series of rewards and benefits for users of the "Yunong Tong" service, particularly targeting agricultural clients during the harvest season [1][3][11] - The promotional activities include various incentives such as opening a "Yunong Tong Card," activating a social security card, and applying for loans, with specific monetary rewards for each action [4][5][6] - The campaign runs from August 1, 2025, to December 31, 2025, encouraging participation through multiple channels [3][8] Group 2 - The "Yunong Tong" service offers a "five-free" policy for agricultural clients, which includes no fees for card opening, annual fees, and interbank withdrawals, making it financially attractive [9] - Users can conveniently pay social security fees through the "Yunong Tong" app or service points, enhancing accessibility and efficiency for rural clients [10] - The article emphasizes the ease of applying for loans via mobile devices, supporting various loan types and providing real-time credit limits [7]

Core Viewpoint - The article emphasizes the importance of financial support in revitalizing rural industries, highlighting the role of China Construction Bank (CCB) in providing tailored financial solutions to farmers and rural enterprises in Shandong Province [1]. Group 1: Financial Support for Agriculture - CCB Shandong has effectively addressed funding challenges faced by farmers during spring plowing and industrial development, injecting strong momentum into rural industry growth [1]. - The "Yunong Quick Loan" product, characterized by low interest rates and long terms, has been introduced to assist farmers and rural enterprises in overcoming financial difficulties [2][3]. Group 2: Case Studies of Financial Impact - In Zhu Dong Village, CCB provided over 4 million yuan in "Yunong Quick Loans" to more than 10 local enterprises, enabling them to expand their cattle farming operations and improve product quality [2]. - A wheat grower in Longfeng Village received a loan of 1.2 million yuan, which allowed him to purchase quality seeds and advanced agricultural equipment, significantly enhancing his crop yield and quality [3]. - A tomato farmer, Zhang Shanghai, secured a 200,000 yuan loan to expand his greenhouse operations from 5 to 10, anticipating a doubling of his income due to increased production [4]. Group 3: Commitment to Rural Development - CCB Shandong has disbursed over 2.6 billion yuan in "Yunong Loans" this year, demonstrating its commitment to supporting farmers during the spring planting season [5]. - The bank plans to continue enhancing its support for rural industries by innovating financial products and services, aiming for high-quality development in rural areas [5].

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