2024年，人保财险为科技活动提供保险保障31.1万亿元，同比增速超20%。签发了全国首批重大科技攻 关保险、低空经济专属保险等11个行业首单。 当前，新一轮科技革命和产业变革深入发展，技术创新进入前所未有的密集活跃期，这背后离不开金融 服务的支持。 【人保财险王青：保险具有三项独特功能：风险保障、风险减量和保险增信。】#2025贝壳财经年会## 保险三项独特功能# 20257月11日，在2025新京报贝壳财经年会"金融大会"上，人保财险北京分公司党 委委员、副总经理王青表示，保险作为支持科技创新事业发展的重要举措，对促进科技活动主体自主创 新和科技成果产业化、推动科技与金融融合、助力国家科技创新战略发挥着重要作用。 "整体来看，保险具有三项独特功能：风险保障、风险减量和保险增信。保险通过产品创新，能够覆盖 科技创新活动的各个阶段，提供相应的风险保障措施。同时，协助科技创新主体开展风险评估、隐患排 查、监测预警等工作，提高企业抗风险能力。此外，保险公司还可通过贷款保证保险等产品为科技企业 增信，提升贷款通过率，拓宽融资渠道。"王青进一步表示。（贝壳财经） 新 京 报 = 么贝壳财经 屎财险北京分公司 nm 委 ...

Group 1: China People's Insurance Group - In 2024, China People's Insurance Group provided risk coverage of 31.75 trillion yuan, paid out 448.5 billion yuan in claims, and handled over 180 million claims, leading the industry in all three metrics [1] - The company launched the first comprehensive insurance for pilot projects nationwide and issued the first batch of major technology innovation insurance products, with an investment scale of 32.7 billion yuan [1] - China People's Insurance Group signed the United Nations Principles for Sustainable Insurance and insured 11.59 million new energy vehicles, with green risk coverage of 184 trillion yuan and an investment scale of 100.4 billion yuan for green development [1] Group 2: Digital Financial Innovation - In 2024, China People's Insurance Group's insurance solutions for the computing power industry were included in the Ministry of Industry and Information Technology's pilot program for cybersecurity insurance services [2] - The company has developed over 150 general AI capabilities, with daily usage exceeding 1 million times, and its proprietary AI model products have been applied in over 10 scenarios [2] Group 3: Overseas Payment Services - In Q1 2025, UnionPay's mobile payment transactions in Australia and New Zealand increased by over four times year-on-year, with Auckland's public transport transactions growing tenfold since the launch of UnionPay's contactless payment service [5] - UnionPay has established a comprehensive payment service network in Australia and New Zealand, with nearly all POS merchants and ATMs accepting UnionPay payments [6] Group 4: JD Group's Supply Chain Advantage - JD Group launched a 200 billion yuan export-to-domestic sales support plan to help foreign trade enterprises expand into the domestic market, with thousands of companies already in substantive procurement discussions [7] - The company has implemented a trade-in program since 2015, covering over 200 categories and reaching over 90% of rural areas in China [7][8] Group 5: Yangtze River Pharmaceutical Group - Yangtze River Pharmaceutical Group is focused on building a world-class pharmaceutical brand and has been recognized for its intelligent manufacturing capabilities [9] - The company has established 80 traditional Chinese medicine planting bases and is committed to enhancing its health management services [10] Group 6: Luzhou Laojiao Group - Luzhou Laojiao Group integrates traditional culture with modern technology to enhance its competitive edge and promote high-quality development in the liquor industry [11] - The company has established a national-level solid-state brewing technology innovation center and is developing a digital platform for the entire industry chain [11] Group 7: China Feihe Limited - China Feihe emphasizes independent innovation to enhance its core competitiveness and has established a full industry chain in the dairy sector [13] - The company has developed domestic production lines for key dairy ingredients and launched a leading infant formula based on extensive breast milk research [14] Group 8: WeBank - WeBank has served over 420 million individual customers and more than 580,000 small and micro enterprises through its digital financial products [16] - The bank maintains a high level of technology investment, with over 50% of its staff being technology personnel, and has developed over 220 AI applications [16]