本报讯 （记者李冰）近日，金融壹账通与意大利忠利保险集团（Generali Group）（以下简称"忠利保 险"）高层战略交流会在新加坡成功举行。本次战略交流会旨在系统了解平安集团在客户经营、数字化 转型及人工智能应用方面的经验，探讨双方在未来合作中的潜在方向。 近年来，金融壹账通在东南亚、中东、南非等市场推动银行核心系统、保险核心系统、车生态能力、 eKYC与反欺诈能力的输出，为不同市场提升运营效率、风险管理能力和客户体验提供技术支持，逐步 形成可复制、可扩展的全球服务能力。 双方认为，在保险行业迈向智能化和高质量增长的大趋势下，围绕客户价值、AI创新、数字化运营的 系统性交流，将为跨区域合作带来更大的可能性。 金融壹账通方面表示，将继续深化与国际同业的沟通交流，积极探索在客户经营、技术创新及AI治理 等领域的合作可能，共同推动全球保险行业的数字化发展。 作为平安唯一的金融科技输出窗口，金融壹账通在会谈中向忠利保险高层系统介绍了平安集团综合金融 模式的发展历程和客户经营体系以及寿险渠道改革、车生态建设、多渠道协同等实践，展示了如何通 过"保险+生态"构建长期的客户触点，并形成以客户为中心的可持续增长模式。 ...

Summary of Shenzhou Information's Conference Call Company Overview - **Company**: Shenzhou Information - **Industry**: Financial Technology Key Financial Metrics - **Q3 2025 Revenue**: 4.25 billion CNY, an increase of 1.666 billion CNY year-on-year [2][5] - **Net Loss**: Reduced to 10 million CNY, a decrease of 31 million CNY year-on-year, indicating an improving profitability trend [2][5] - **Total Revenue for First Three Quarters of 2025**: 8.673 billion CNY, a year-on-year increase of 29.84% [5] - **Financial Technology Revenue**: 2.972 billion CNY, with software and service revenue at 2.467 billion CNY [5] - **Contract Amounts**: Financial industry contracts reached 3.5 billion CNY, with software service contracts at 2.806 billion CNY [2][5] Core Business Insights - **Revenue Growth Drivers**: - Stability in financial software services, maintaining revenue scale despite market changes [7] - Increased demand for AI-related services, leading to new orders in computing power [7] - **Profitability Improvement Factors**: - Increased revenue scale leading to higher gross profit [7] - Implementation of operational efficiency measures following strategic adjustments [7] AI Technology Applications - **Four Levels of AI Application in Financial Technology**: 1. **Small Models and Knowledge Bases**: Enhancing precision in AI performance [9] 2. **Software Tools**: Significant efficiency improvements in development, with a 30% reduction in workload [9] 3. **Complete Solutions**: AI-enabled features in mobile banking and backend systems [9] 4. **AI Product Development**: Optimizing internal processes and client services, significantly reducing workload [9] Strategic Partnerships and Ecosystem Development - **AI Ecosystem Initiatives**: - Appointment of a Chief AI Officer to oversee planning and development [9] - Collaborations with major tech companies like Huawei, Tencent, Alibaba, and ByteDance to build a comprehensive AI ecosystem [9] International Expansion - **Overseas Strategy**: - Rapid development in 2025, with signed projects including Southeast Asian DK Bank, STB Bank, and Fubon Bank's mainland branch [3][11] - Focus on providing IT system construction for traditional banks and supporting emerging digital currency banks related to Web 3.0 [11] Future Outlook - **Q4 and Full Year 2025 Expectations**: - Positive outlook based on Q3 performance and industry cyclicality, anticipating continued improvement [8] - **Quantum Technology**: - Recognized as a key growth area, with plans to integrate quantum technology with financial services for enhanced security [10] Additional Insights - **Non-operational Factors**: Lesser impact on performance compared to previous years, indicating a more stable operational environment [8] - **Market Position**: Confirmation of leading position in financial technology, with ongoing improvements in operational strategies and new solution market positioning [6]

Group 1: Company Strategy and Development - The company focuses on integrating cloud computing, big data, and artificial intelligence to enhance its "financial technology" and "digital services" as core business lines [2][6] - The company aims to leverage its long-standing expertise in financial IT services and talent resources to innovate and improve digital products and solutions [2][6] - The strategy includes maintaining existing key clients in the financial sector while actively exploring opportunities in government, energy, transportation, and civil aviation sectors [3][6] Group 2: Profitability Improvement Measures - The company plans to enhance profitability by improving R&D capabilities and applying new technologies to upgrade existing products and develop new ones [3][6] - Implementation of the "Amoeba" self-management model within the company to facilitate rapid business replication and growth [3][6] - Adoption of lean management practices to minimize resource consumption and management costs, thereby improving overall execution capabilities [3][6] Group 3: Partnerships and Collaborations - The company is a diamond distributor and strategic partner of Huawei, certified in various fields including network security and cloud services [4] - Collaboration with Huawei involves purchasing servers and other equipment, and providing integrated solutions to clients in banking and other sectors [4] Group 4: Services Offered - The company provides system construction services for banks, including core banking systems, big data platforms, and integrated channel solutions [5][7] - The company does not currently engage in cross-border payment services but focuses on system construction for banking clients [7] Group 5: Future Goals - The primary goal for the year is to continuously enhance profitability and create long-term value for shareholders while serving clients and contributing to society [7]