Core Viewpoint - The emergence of a paid internship industry in China has raised concerns about the integrity of the job market, particularly for recent graduates and high-net-worth individuals seeking opportunities for their children [1][3][9]. Group 1: Paid Internship Industry - The "2025 Elite Internship Program" launched by Industrial Bank offers internship opportunities at major companies like Google and ByteDance for clients' children with deposits over 10 million yuan [1]. - The paid internship market has become a "hidden rule" in various sectors, especially in finance and technology, where students often pay for internship opportunities [3][8]. - Reports indicate that top brokerage firms have charged around 150,000 yuan for research internship positions as early as 2020 [4]. Group 2: Market Dynamics - As the number of graduates increases, the job market has become saturated, making it harder for graduates to secure desirable positions without resorting to paid internships [8]. - A third-party intermediary often facilitates these paid internships, creating a gray market where services range from resume polishing to interview coaching [9][11]. - The pricing for internships varies significantly, with "walking HR" internships costing between 16,000 to 25,000 yuan, while "not walking HR" internships are around 14,000 yuan [12]. Group 3: Risks and Consequences - Many students have reported negative experiences, including being placed in non-functional roles or receiving fake internship certificates [16][20]. - The lack of regulation in the paid internship market has led to numerous scams, where students pay for opportunities that do not exist or are misrepresented [21]. - The practice of paid internships disrupts the normal order of internships, exacerbating competition and increasing anxiety among job seekers [23][25]. Group 4: Future Outlook - The paid internship industry is unlikely to disappear soon, and its persistence raises questions about the future of job market integrity and the potential need for regulatory intervention [25]. - Graduates are encouraged to focus on building their skills and unique qualifications rather than relying on paid opportunities to enhance their resumes [27].

兴业银行私行实习计划现资金门槛，社会公平性引发争议 近日，兴业银行私人银行部推出"菁英企业实习计划"引发争议。 兴业银行私人银行在微信公众号发文推出"2025菁英实习计划"，称可以为高净值客户子女量身打造实践机会，涉及大小摩、高盛、中金资本、谷歌、微软、 字节跳动、中信建投等众多知名企业。报名条件为非兴业银行私行客户需新增行外资金1000万元以上，兴业银行存量私行客户需新增行外资金500万元以 上，并且要求实习期内资金不得转移。 资料来源：兴业银行2024年年度可持续发展报告 编者按：ESG年报解读为搜狐财经及价值公司100联合发起的针对各公司ESG报告披露情况的解读专栏。 参考上交所《上市公司治理准则》、港交所《环境、社会及管治守则》等文件，搜狐财经迭代完善各行业ESG测评体系标准，并以最新标准为依托，以2024 年公司ESG报告为主要数据来源，对公司环境资源、社会责任及公司管治进行了评价。 本文为"兴业银行"篇。 出品 | 搜狐财经 研究员 | 张子豪 线上或线下实习 式实习）。 容户 详询您的客户经 非兴业银行私行 资料来源：互联网 该计划被曝光后，引发了公众的广泛关注和热议，不少网友认为这种方式可能导 ...

Core Viewpoint - The controversy surrounding the "2025 Elite Internship Program" launched by Industrial Bank highlights the ethical concerns of linking internship opportunities to high financial thresholds, raising questions about employment fairness and resource allocation in the private banking sector [1][3][9]. Summary by Sections Program Details - The "2025 Elite Internship Program" required non-private banking clients to deposit over 10 million yuan and existing clients to add 5 million yuan to qualify for internship recommendations from top companies like JPMorgan Chase and Google [1][3][6]. - The program was marketed as a value-added service for high-net-worth clients, but the financial barriers sparked public debate about equity in resource distribution [3][4]. Company Response - Following public backlash, Industrial Bank issued an apology and suspended the program, clarifying that the final decision on internship opportunities rests with the hiring companies [3][4]. - The bank emphasized that the program was intended to provide career assessment and job information through third-party channels, not a guarantee of placement [4][5]. Market Context - The private banking sector has seen significant growth, with Industrial Bank's private banking clients increasing by 11.36% year-on-year, reaching an average of 77,017 clients [6]. - The total financial assets of private banking clients also grew by 12.40%, indicating a robust demand for private banking services [6]. Ethical Considerations - The linkage of internship opportunities to financial deposits raises ethical questions about fairness in employment, as it may create a privileged pathway for wealthy clients [9][10]. - Legal experts suggest that while private banks can offer differentiated services, they should balance commercial value with social equity to avoid exacerbating social inequalities [9][10]. Industry Trends - Other banks, such as Ping An, have also introduced similar programs, indicating a trend where financial institutions are increasingly tying internship opportunities to their private banking services [7][10]. - The competitive landscape in private banking is intensifying, with institutions exploring diverse value-added services to attract high-net-worth clients [8][10].

Core Viewpoint - The article discusses the launch of the "2025 Elite Internship Program" by Industrial Bank's private banking division, aimed at providing internship opportunities at renowned companies for the children of high-net-worth clients, contingent on significant new fund deposits [1][3][10]. Group 1: Internship Program Details - The "2025 Elite Internship Program" offers internships at prestigious firms such as JPMorgan, CICC, Google, and Microsoft [3]. - Non-private banking clients of Industrial Bank must deposit over 10 million yuan in new external funds, while existing private banking clients need to deposit over 5 million yuan [6][10]. - Funds must remain in place during the internship period, indicating a restriction on fund transfers [6]. Group 2: Client Demographics and Financials - As of July 2023, Industrial Bank's private banking clientele numbered 66,800, managing a total financial asset scale of 835 billion yuan [13]. - The threshold for becoming a private banking client is a monthly average of comprehensive financial assets of at least 6 million yuan [13]. - In Q1 2025, Industrial Bank reported a revenue of 55.683 billion yuan, a year-on-year decrease of 3.58%, and a net profit of 23.796 billion yuan, down 2.22% year-on-year [17].

Core Viewpoint - The article discusses the launch of the "2025 Elite Internship Program" by Industrial Bank's private banking division, aimed at providing internship opportunities for the children of high-net-worth clients [1][3]. Group 1: Internship Program Details - The internship program offers opportunities in various industries, including finance, internet, consulting, fast-moving consumer goods, media, and automotive, with participation from well-known companies such as JPMorgan, CICC, Google, Microsoft, and ByteDance [3]. - Eligibility for the program requires non-Industrial Bank private banking clients to deposit over 10 million yuan (approximately 1.4 million USD) in new external funds, while existing private banking clients must deposit over 5 million yuan (approximately 700,000 USD) [3][4]. - Funds must remain in the bank during the internship period, and the program is limited to 40 spots [4]. Group 2: Public Reaction and Confirmation - The announcement of the internship program sparked discussions on social media, with some users questioning whether it represents a direct exchange of bank deposits for internship opportunities [4]. - Following the initial announcement, the program's details were reportedly removed from the Industrial Bank private banking WeChat account, but staff confirmed the program's existence and that registration had already closed [4].