（来源：AGV网） 行业巨头云集， 创新生态全覆盖 打通"卡脖子"技术的芯片市场，一片小小的芯片往往决定一个行业的未来，而中国"芯"市场到底走到了 哪一步，或许能从工博会上各家领军企业发布的产品中找到答案。 2025中国工博会，是一场3000余家全球工业的"盛会"，也是一场智造技术的大比拼。与此同时，本届工 博会也首次以"极大、极小、极轻、极精、极智"五大维度，梳理出392项"五极"展品，全景展示创新应 用成果及标杆产品。这些展品涵盖了各个工业领域，代表了当前工业技术的最高水平。 作为"极小"维度的半导体芯片领域，全球正面临着一场加速度追赶竞赛。 作为今年工博会核心板块，5.2馆新一代信息技术与应用展集成电路展区吸引了70余家全球顶尖企业重 磅入驻，涵盖芯片设计、制造封测、EDA/IP工具、设备材料等全产业链。其中，国家级/省级专精特新 企业占比超过90%，更有首届"集成电路创新成果奖"惊艳亮相。在这里，可以零距离感受中国"芯"科技 的蓬勃力量，并现场见证中国"芯"力量的崛起！ 据记者了解，整个展区汇聚了中国芯片产业从设计到终端应用、以及集成电路全产业链的领军企业，其 中芯片设计的企业有：合见工软集团、安路科 ...

本报（chinatimes.net.cn）记者胡金华 上海摄影报道 在国家会展中心（上海）举行的2025中国工博会是一场3000余家全球工业的"盛会"，也是一场智造技术 的大比拼。本届工博会首次以"极大、极小、极轻、极精、极智"五大维度，梳理出392项"五极"展品， 全景展示创新应用成果及标杆产品，这些展品涵盖了各个工业领域，代表了当前工业技术的最高水平。 作为"极小"维度的半导体芯片领域，全球正在进行一场追赶赛。 在今年的工博会现场，新一代信息技术与应用展集成电路展区吸引了70余家全球顶尖企业重磅入驻，涵 盖芯片设计、制造封测、EDA/IP工具、设备材料等全产业链。其中国家级/省级专精特新企业占比超过 90%，参展观众可以零距离感受中国"芯"科技的蓬勃力量，并现场见证中国"芯"力量的崛起。 行业巨头云集，创新生态全覆盖 打通"卡脖子"技术的芯片市场，一片小小的芯片往往决定一个行业的未来，而中国"芯"市场到底走到了 哪一步，或许能从工博会各家领军企业发布的产品中找到答案。 本次展会汇聚了中国芯片产业从设计到终端应用，以及集成电路全产业链的领军企业，其中芯片设计的 企业有合见工软集团、安路科技、复旦微电子、紫光 ...

Group 1 - The article discusses how CITIC Bank has broken traditional credit logic to support technology companies, specifically highlighting the 800 million yuan credit line granted to Hejian Industrial Software [5][6][7] - Hejian Industrial Software has rapidly become a leader in the EDA (Electronic Design Automation) industry in China, launching the first domestic EDA full-process platform tool for digital chip verification [6][7] - CITIC Bank's approach involves evaluating credit with an investment banking perspective and customizing differentiated credit strategies for high-risk, asset-light technology firms [6][7] Group 2 - The article emphasizes the challenges technology companies face in accessing capital markets, particularly during IPO preparations, as illustrated by the experience of Kaisa Biotechnology [8][9] - Kaisa Biotechnology's journey to IPO took 20 years, with significant support from CITIC Securities, which acted as a translator between the technology and capital markets [8][9] - The successful IPO of Kaisa Biotechnology on the STAR Market in August 2020 marked a significant milestone, with a peak price-to-earnings ratio exceeding 100 times [9] Group 3 - CITIC Financial Holdings is enhancing its comprehensive financial services, covering various needs of technology companies, with a service coverage rate of 92% for national-level specialized and innovative enterprises [10][11] - The case of Chengke Microelectronics illustrates CITIC Securities' provision of integrated financial services from equity investment to IPO preparation, showcasing the company's comprehensive capabilities [10][11] - CITIC Securities plans to expand its services to include financial management, asset management, and international business, adapting to the evolving needs of technology companies [11]

Core Viewpoint - The article emphasizes the importance of technological innovation as a driving force for development and highlights the increasing demand for technology finance in Shanghai as it aims to become a globally influential hub for technological innovation [1]. Group 1: Technology Finance Strategy - CITIC Bank Shanghai Branch has established a "Five Special System" to enhance its technology finance services, focusing on understanding industry conditions and innovating business processes [2]. - The branch has created a specialized service network with a structure of "1+5+N," including one regulatory recognized technology branch and five specialized branches, to cover key industrial clusters and innovation parks [2]. - A dedicated team of technology client managers has been formed to improve understanding of technology paths, industry policies, and market dynamics, ensuring alignment with enterprise needs [2]. Group 2: Performance and Incentives - The branch has implemented specialized performance assessments for technology finance, including tailored reward mechanisms to motivate staff in serving technology enterprises [3]. - A specialized approval team has been established to create a differentiated credit granting scheme that focuses on the intangible and hidden values of technology companies, moving away from traditional asset-based assessments [3]. Group 3: Support for Specific Companies - Shanghai Hejian Industrial Software Group, a key player in the EDA software sector, has received significant financial support from CITIC Bank, with a total credit line of 800 million yuan to facilitate its development [5]. - The bank has customized a digital financial management platform for Hejian to address operational challenges, demonstrating a commitment to long-term partnership [5][6]. - CITIC Bank has also provided tailored financial solutions to Sanrui High Polymer Materials Co., supporting its expansion and operational efficiency through innovative financial services [10][11]. Group 4: Ecosystem Development - CITIC Bank aims to build a comprehensive ecosystem for technology enterprises, launching the "Qihang Plan" to facilitate the transformation of technological achievements through a structured service framework [15]. - The bank's service framework includes a diverse range of financial products and collaborative platforms to support the entire lifecycle of technology enterprises [15][16]. - Currently, CITIC Bank serves over 5,000 technology enterprises, with nearly 2,000 receiving credit, and has a loan balance of approximately 30 billion yuan for technology companies [17].

Core Insights - Due diligence is a critical component of credit risk management for banks, especially for technology-driven companies that are asset-light and high-growth [1] - Financial institutions must act as "translators" to convert complex technical language into market-friendly terms for investors and regulators [2][4] - The collaboration between financial services and technology sectors is essential for the successful commercialization of innovative technologies [10][14] Group 1: Technology-Focused Financial Services - Banks need to deeply understand sectors like integrated circuits, biomedicine, and artificial intelligence to effectively serve technology companies [1] - A new survival model for banks involves learning from clients in the tech sector, emphasizing the importance of translating "black technology" into understandable language [1][2] - The establishment of specialized teams within banks, composed of professionals from diverse scientific backgrounds, enhances the ability to assess and support technology firms [5][6] Group 2: Case Studies of Successful Collaborations - The case of Kaisa Biotechnology illustrates the importance of translating technical value into financial language for successful IPOs [2][4] - Kaisa Biotechnology has established partnerships with leading companies and has received over 10 billion yuan in financing through strategic support from financial institutions [2][10] - The Shanghai-based bank has approved over 1,000 credit applications for technology firms, amounting to more than 50 billion yuan since implementing differentiated credit policies [9][14] Group 3: Innovative Financing Models - The bank's differentiated credit policies focus on evaluating R&D capabilities, technology advantages, and patent quality rather than traditional financial metrics [6][8] - The case of Sanrui High Polymer Materials demonstrates the effectiveness of these policies, as the company received a 50 million yuan loan to support its growth [8][9] - The bank's comprehensive service system for technology firms includes tailored financial products to address challenges at various stages of a company's lifecycle [14]