新浪科技讯 11月21日上午消息，近日，京东支付旗下针对跨境进出口企业的金融服务平台JD FinTech， 与欧洲领先的支付银行 Banking Circle达成合作助力全球企业高效便捷地开通多币种账户，一站式满足 收付款、货币兑换及实时资金管理需求。 通过这次合作，JD FinTech能够给企业提供无缝衔接、可延展且合规的支付解决方案，借助Banking Circle账户解决方案和本地清算能力，出海企业在确保符合当地监管要求的同时，还能显著提升财务灵 活性。 Banking Circle首席商务官Mishal Ruparel表示，"将JD Fintech 接入我们领先的本地清算网络， 有助于提 升跨境交易的速度和透明度。这将进一步拓展国际商务走廊，为亚洲的支付服务商和金融科技企业提供 更高效、便捷的支付服务，并助力其业务实现全球化扩张"。 JD FinTech负责人表示，JD FinTech成长服务于京东全球供应链生态，致力于通过科技创新为进出口企 业降本增效，持续构建更安全、普惠的跨境金融服务，助力中国企业"一键卖全球"。未来，JD FinTech 将继续深入全球优质合作伙伴联动，不断迭代服务能力，探索创 ...

Group 1 - The core viewpoint of the articles highlights the synergy between policy benefits and technological empowerment in driving new momentum in the consumer market, particularly through JD Technology's initiatives [1][5] - JD Technology has adopted a "three integrations" development path: integration of consumption and industry, integration of innovation and scenarios, and integration of internal and external circulation [1][5] - As of September 2023, JD Technology has facilitated nearly 160 million orders under the national subsidy program for replacing old consumer goods, significantly boosting retail sales [2][5] Group 2 - The "old-for-new" policy has expanded from home appliances to 3C digital products, with related sales exceeding 1.9 trillion yuan, benefiting over 320 million people [2] - JD Technology has linked consumer demand with supply chain financing, providing flexible financing products to support the industry and accelerate capital turnover [2][3] - The company has introduced innovative services such as "national subsidy + bank subsidy" and "national subsidy + interest-free installment" to maximize consumer potential [2][3] Group 3 - JD Technology's supply chain financial services provide annual financing of 500 billion yuan, serving over 3,000 large enterprises and 2 million small and micro enterprises [4] - The "Enterprise Treasury" platform connects liability and asset needs, allowing over 60,000 enterprise clients to manage funds effectively while facilitating operational expenditures [4] - The company is enhancing its cross-border payment and financing services to support brands going global, including offering multi-currency accounts and quick payment solutions [4][5]

Core Insights - The article highlights the synergy between policy incentives and technological empowerment in driving new momentum in the consumer market, as demonstrated by JD Technology's initiatives in supply chain finance and consumer goods recycling programs [1][2]. Group 1: Consumer and Industry Integration - JD Technology has facilitated nearly 160 million national subsidy orders for consumer goods as of September this year, significantly boosting retail sales to over 200 billion yuan [2]. - The company has implemented various financing products to support the supply chain, benefiting over 3,000 large enterprises and 2 million small and micro enterprises [1][3]. Group 2: Innovation and Scenario Integration - JD Technology continuously innovates its supply chain financial products, enhancing user experience with services like interest-free installments and flexible payment options for various consumer scenarios [3][4]. - The "Enterprise Treasury" platform connects liability and asset needs, serving over 60,000 enterprise clients and facilitating automatic fund transfers for operational expenses [4]. Group 3: Internal and External Circulation Integration - JD Technology is expanding its cross-border payment and financing services to support brands going global, providing comprehensive financial services for cross-border e-commerce [5]. - The company has introduced products like cross-border logistics financing to address the capital occupation issues faced by distributors [5][6].