Mar. 31, 2026 Q4 and Full-Year 2025 Earnings Call T1 defines Adjusted EBITDA as net income (loss) from continuing operations before interest expense, income tax expense (benefit), depreciation and amortization, and further adjusted to exclude certain items that management does not consider indicative of the Company's core operating performance, including, but not limited to, non-cash charges, non-recurring items, and non-operating gains or losses. These adjustments include impairment charges, losses on debt ...

Nordea Bank Q1 2026 Pre-Close Call Summary Company Overview - **Company**: Nordea Bank (OTCPK:NBNK.F) - **Event**: Q1 2026 pre-close call - **Date**: March 31, 2026 Key Industry and Company Insights Macro Environment - Significant volatility in financial markets due to geopolitical developments in the Middle East, impacting interest rates and market making activities [2][3] - Recent sharp moves in interest rates have been against consensus positioning, leading to potential losses in trading [2] Financial Performance Indicators - **Interest Rates**: No changes in Nordic policy rates; three-month STIBOR increased by 9 basis points quarter-on-quarter [4] - **Equity Markets**: US dollar-denominated MSCI World Index increased by 2%, while OMX Nordic 40 rose by 8% [4] - **Fixed Income**: Bloomberg Global Aggregate Bond Index increased by 0.7% [4] - **Foreign Exchange (FX)**: SEK and NOK appreciated against the euro, with SEK up 2% and NOK up 3% quarter-on-quarter, providing a tailwind for euro-denominated income [5] Net Interest Income (NII) - Q4 NII reported at EUR 1,765 million; Q1 NII expected to decline due to lower day count, estimated impact of EUR 40 million [5] - Lending volumes grew strongly, contributing EUR 11 million to NII, but lending margin pressure resulted in a negative impact of EUR 31 million [6] - NII is expected to grow in line with volume and margin developments in the medium term [7] Net Fee and Commission Income - Q4 net fee and commission income was EUR 853 million, with a decline expected in Q1 due to lower day count and absence of annual fees [9] - Slightly positive market performance effect on average AUM despite declines in relevant indices in March [9] Net Fair Value - Expected to be within the normal quarterly range of EUR 200 million to EUR 250 million for Q1, likely around the midpoint due to market volatility [11][12] Costs and Restructuring - Restructuring costs of EUR 190 million to be booked in Q1, with gradual benefits expected in 2026 and 2027 [12][49] - Full-year resolution fee expected to be higher than average due to booking in Q1 [12] Credit Quality - Strong credit quality with loan loss level at 7 basis points in Q4; no significant direct impacts expected from current geopolitical situations [13] Capital and Dividends - CET1 ratio at 15.7% with a requirement of 13.8% [13] - Dividend policy to pay out 60%-70% of annual profits; semi-annual dividends approved by shareholders [14] Changes in Reporting - AUM reporting will be adjusted to better align with savings fees development, breaking down into investment product AUM and other assets [15][16] Additional Insights - The geopolitical situation may affect lending volumes and margins, with expectations of continued pressure on funding costs [6][7] - The impact of the recent increase in STIBOR on funding costs is expected to be minimal [69] - The weighting of IFRS9 scenarios is 20% adverse, 60% baseline, and 20% upside [69] This summary encapsulates the key points discussed during the Nordea Bank Q1 2026 pre-close call, highlighting the macroeconomic environment, financial performance, and strategic outlook for the company.

Investor Relations March 2026 NASDAQ:SIDU | SIDUSSPACE.COM IR PRESENTATION: Multi-Orbit. All Domain. Mission-Driven. End-to-End. Trusted. Sidus Space is an innovative space and defense technology company with core capabilities that include dual use satellite manufacturing & technology integration, AI products and services, space and defense hardware components and space-based data solutions. With deep heritage in flight-proven technologies, Sidus' portfolio spans LEO, GEO and Lunar satellites, all-domain av ...

Turning rare, unscalable biochemistry into predictable, high-purity natural products Enzymes eXoZymes = e X o Z y m e s I n c . Cell-Free and AI-Enhanced Biomanufacturing outside the cell The Next Generation of Biomanufacturing NASDAQ: EXOZ eXoZymes' Safe Harbor This presentation includes forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements, which are based on certain assumptions and describe the company's future plans, strategies ...

Investment Thesis Safe harbor statement Statements in this presentation regarding TD SYNNEX that are not historical facts are "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. Such forward-looking statements are inherently uncertain, and stockholders and other potential investors must recognize that actual results may differ materially from TD SYNNEX expectations as a result of a variety of factors. These forw ...

Agriculture at its best. March, 2026 Agenda 1. Market Overview/ 25/26 Crop Year 2. M&As 3. Net Debt 4. Financial Performance 5. Land and NAV 6. Strategy and Capital allocation 7. Innovation & Technology 8. ESG Market overview 2025/26 Crop Year Market overview Precipitation forecast Source: CPC NOAA | Note: Bias correction based on last 30-day forecast error Market Overview Soybean Price World supply & demand (million tons) (USD/Buschel) 2020 2021 2022 2023 2024 2025 2026 11.59 -18.6 360.0 341.4 2019/20 (CBO ...

Corporate Presentation April 2026 NASDAQ: PROP Disclaimer Forward-Looking Statements This presentation contains "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. All statements, other than statements of historical fact, included in this presentation regarding the strategy, future operations, financial position, estimated reserves, revenues and income or losses, projected costs and capi ...

Confidential and Proprietary Information of Restaurant Brands International Safe Harbor Statement This presentation contains confidential and proprietary information of RBI. You should not share the information in this pres entation with any third parties. This presentation contains certain forward -looking statements and information, which reflect management's current beliefs and expectations regardi ng future events and operating performance and speak only as of the date hereof. You should not rely upon f ...

Investor Outreach April 2026 Cautionary Statements Information Current as of February 19, 2026 Except as expressly noted, the information in this presentation is current as of February 19, 2026 – the date of filing IDACORP's and Idaho Power's Quarterly Report on Form 10-k for the year ended December 31, 2025 - and should not be relied upon as being current as of any subsequent date. IDACORP and Idaho Power disclaim any obligation to update this presentation, except as required by applicable law. Forward-Loo ...

Of Outdoor Pursuit 40 Years DNA FORWARD-LOOKING STATEMENTS This presentation includes forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 as contained in Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. Forward-looking statements in this presentation include, but are not limited to, our ability to more efficiently manage inventory, our ability to win profitable growth across our leading pursuits, our ability t ...