从机械手臂精准装配到AGV（智能搬运机器人）小车穿梭送料，从监控大屏实时流转生产数据到AI算 法全程优化调度……在青岛，一座充满未来感的"领航级工厂"正诠释着中国智能制造的崭新高度。 近日，工业和信息化部公布了2025年度领航级智能工厂培育名单，全国仅15家企业入选，其中，青岛海 尔中央空调有限公司旗下海尔青岛中央空调互联工厂榜上有名。 这样的AI场景应用在工厂中屡见不鲜。在AI精密加工环节，零部件加工精度最小能做到0.01毫米，相当 于头发丝直径的十分之一；在AI无人化装配环节，能够灵活调配全厂设备仪器，将1000多个零部件精 准组合，实现生产零误差。在风冷智能柔性测试台前，工厂生产负责人冯伟国介绍，"以前质量检测更 多依靠人来判定，可能受主观因素影响，但AI检测是合格就放行，不合格就停下，检测准确率显著提 高"。 智能排产提效能 不同于家用电器，商用中央空调多应用于写字楼、商场、工厂、数据中心等场景，不同环境对空调的冷 量需求、设备尺寸、接口标准、控制系统、能效等级等方面有不同要求，这种个性化需求对传统的标准 化生产模式构成了挑战。而且，大型中央空调系统复杂，生产工序有上百道，传统模式下产品整体的生 产周 ...

Core Viewpoint - The implementation of the national standard "Energy Consumption Limits for Electric Vehicles Part 1: Passenger Cars" marks the world's first mandatory standard for electric vehicle energy consumption, aiming to enforce substantial technological upgrades in the automotive industry and curb the increasing weight of electric vehicles [2][4]. Group 1: Industry Trends - By 2025, China's production and sales of new energy vehicles (NEVs) are projected to reach 16.626 million and 16.49 million units, respectively, representing year-on-year growth of 29% and 28.2%, maintaining the global leadership for 11 consecutive years [2]. - The increasing performance of products, such as longer driving ranges for pure electric passenger vehicles, is a key factor driving the growth of NEVs, alleviating consumer range anxiety [2]. Group 2: Challenges in Vehicle Weight - The trend of blindly "stacking batteries" is identified as the primary reason for the increased weight of new energy vehicles, with some models claiming ranges exceeding 800 kilometers, leading to heavier vehicle weights due to larger battery packs [3]. - The added weight negatively impacts energy consumption, as heavier vehicles require more energy to operate, often resulting in actual ranges falling short of theoretical values [3]. Group 3: New Standards and Regulations - The new standard introduces stricter energy consumption limits, approximately 11% more stringent than the previous recommended standards, while accommodating diverse vehicle types and promoting a shift from a "large battery for long range" model to a "high efficiency, low energy consumption" approach [4][5]. - A transitional mechanism is established, allowing existing models a two-year buffer period to comply with the new standards, ensuring that manufacturers have adequate time to adjust and upgrade their technologies [5]. Group 4: Future Implications - The new standards are expected to compel companies to increase R&D investments in core technologies, focusing on lightweight vehicle design, electric drive system efficiency, and thermal management technology, while also exploring solid-state battery advancements [5]. - The anticipated outcome is that future NEVs will not only travel further but also consume less energy, providing consumers with a more economical and reliable green travel experience [5].

新安江流过杭州建德市下涯镇时，灵巧地拐出一道"之"字湾，之江村的名字便由此而来。晨昏时分，温 暖湿润的空气流经冰冷的江面，凝结成一层流动的薄雾，如梦似幻。 凌晨4点，正是雾最浓的时候。如果起得够早，或许能遇见"渔夫"唐玲珑。他手腕一抖，一张渔网在空 中划出饱满的弧线——仔细看，网边缀着一圈特制的铅坠。这并非为了捕更多的鱼，而是为了在按下快 门的瞬间，网能在空中定格出最完美的形状。岸边，快门声早已响成一片。 55岁的王建录站在自家民宿露台上，像过去十几年一样，望着江雾，一遍遍琢磨着村子的事儿。江雾如 常，快门声如旧。但他心里清楚，一切早已不同。 那些穿透晨雾飘来的，除了熟悉的潮湿水汽，还有隐约可闻的咖啡香。这个他守护了许久的村庄，正被 一群年轻人，用他未曾想象过的方式，一笔一笔地重新描绘着。 "鸡粪村"的翻身仗 1971年出生的王建录，是土生土长的之江村人。和村里许多同龄人一样，他年轻时外出闯荡做过生意， 甚至玩过一阵子赛车。直到2012年，他听说一个消息：没人愿意当村党支部书记了。 彼时的之江村，有个不光彩的外号——"鸡粪村"。20多家养鸡场散落在村里，人还没进村，刺鼻气味先 撞个满怀。王建录参加过一次村里的 ...

Core Viewpoint - The underground oil-water separation injection and production technology is a disruptive innovation that fundamentally reconstructs traditional oilfield extraction methods [2] Group 1: Technology Development - The technology has evolved from pilot testing to large-scale application, initially improving processes for underground oil-water separation and ensuring the separated water can be received by wells [2] - Recent advancements include interactive injection and production among well groups, breaking traditional injection-production relationships and enabling the development of multiple layers without drilling new wells [2] - This technology addresses the challenges posed by aging oilfields, particularly those with a comprehensive water cut exceeding 98%, and is seen as a key to high-quality development in these fields [2] Group 2: Research and Collaboration - The development process involves numerous optimizations and tool improvements, requiring interdisciplinary collaboration across reservoir management, development, and engineering [2] - Continuous questioning of existing processes aims to maximize the utilization of remaining oil and meet the precise extraction needs of oilfields, ensuring practical value in solutions [2] Group 3: Future Directions - A complete block interactive injection and production trial is set to begin, with all preparations in place, indicating growing recognition of the technology [3] - The commitment to energy security and self-reliance is emphasized, with the technology serving as a concrete example of this broader narrative [3] - The goal is to ensure a continuous flow of valuable underground resources into the national economy, reflecting the mission and honor of the current generation of petroleum researchers [3]

Core Viewpoint - The underground oil-water separation injection and production technology is a disruptive innovation that fundamentally reconstructs traditional oilfield extraction methods [2] Group 1: Technology Development - The technology has evolved from pilot testing to large-scale application, initially improving processes for underground oil-water separation and ensuring the separated water can be received by wells [2] - Recent advancements include interactive injection and production among well groups, breaking traditional injection-production relationships and enabling the development of multiple layers without drilling new wells [2] - This technology addresses the challenges posed by aging oilfields with a comprehensive water cut exceeding 98%, serving as a key to high-quality development in these fields [2] Group 2: Research and Collaboration - The development process involves numerous optimizations and tool improvements, requiring interdisciplinary collaboration across reservoir management, development, and other fields [2] - Continuous questioning of existing processes aims to maximize the utilization of remaining oil and meet the precise extraction needs of oilfields, ensuring practical value in solutions [2] Group 3: Future Directions - A complete block interactive injection and production test is set to begin this year, with all preparations in place, indicating growing recognition of the technology [3] - The commitment to energy security and self-reliance is emphasized, with the technology serving as a concrete example of this broader narrative [3] - The goal is to ensure a steady flow of valuable underground resources into the national economy, reflecting the mission and honor of the current generation of petroleum researchers [3]

"十五五"规划建议提出，加快高水平科技自立自强，引领发展新质生产力。这无疑精准锚定了新一轮科 技革命和产业变革的时代脉搏。在中国式现代化建设的关键阶段，科技自立自强是引领新质生产力发展 的引擎，新质生产力是科技自立自强的载体，二者辩证统一、同向发力，为经济社会发展注入不竭动 能。 （文章来源：经济日报） 筑牢原始创新与核心技术攻关的双基石，是科技自立自强引领发展新质生产力的前提。原始创新是从0 到1的基础跨越，是科技自立自强的源头活水，为关键核心技术攻关提供底层理论支撑与方向指引。这 要求我们聚焦基础学科与前沿领域，加大长期稳定投入，鼓励科研人员自由探索、勇闯"无人区"，在基 础科学领域深耕细作，孕育更多原创性突破。关键核心技术攻关是破解"卡脖子"困境的必由之路。需以 国家战略需求为导向，依托创新联合体整合"产学研用"优势资源，打通从实验室到生产线的转化通道， 推动科技成果高效落地。二者协同发力，才能筑牢坚不可摧的科技长城，为新质生产力培育提供坚实的 技术支撑。 推动科技创新与产业创新深度融合，是科技自立自强引领发展新质生产力的关键。科技自立自强的价 值，最终要体现在新质生产力的发展上，而新质生产力的壮大则依 ...

Core Viewpoint - The rail transportation equipment industry in China has achieved significant advancements from following to leading in technology, aligning closely with national strategies during the "14th Five-Year Plan" period, and is set to continue this trajectory into the "15th Five-Year Plan" period through innovation and collaboration [1][2]. Group 1: Technological Advancements - The industry has made systematic breakthroughs in technology and industrial upgrades, exemplified by the successful operation of the "Fuxing" and "Lancang" train models in challenging environments [1]. - The introduction of a diverse power spectrum, including light hybrid, heavy hybrid, and pure electric locomotives, showcases the industry's commitment to renewable energy and modernization [1]. Group 2: Innovation and Development Strategy - The focus for the "15th Five-Year Plan" will be on fostering an innovative culture, enhancing the role of enterprises in technological innovation, and promoting platform-based, modular, and standardized R&D approaches [2]. - A dedicated team will be established to tackle key system bottlenecks, ensuring equipment operates reliably in extreme conditions, which is crucial for enhancing product competitiveness [2]. Group 3: Green and Digital Transformation - The industry aims to create a new energy locomotive ecosystem that integrates technology breakthroughs, product development, standard setting, and supply chain collaboration, thereby accelerating the application of major technological achievements [2]. - There will be a strong emphasis on integrating digital technologies with manufacturing processes to reshape the future of equipment and improve efficiency [2].

Core Points - The Financial Regulatory Administration held a meeting to summarize 2025's work and plan for 2026, emphasizing risk prevention, strong regulation, and promoting high-quality development [1][2] Group 1: 2025 Achievements - The administration focused on preventing systemic financial risks, achieving significant progress in reforming small and medium financial institutions and enhancing the urban real estate financing coordination mechanism [2] - Strict implementation of the "first agenda" system and promotion of the spirit of the 20th Central Committee's Fourth Plenary Session were highlighted [2] - A strong regulatory atmosphere was gradually formed, with accelerated improvement of financial regulatory laws and severe punishment for illegal activities [2] Group 2: 2026 Objectives - 2026 marks the beginning of the "14th Five-Year Plan," with a focus on implementing the new development concept and ensuring a stable and progressive financial development path [3][4] - The administration aims to enhance political awareness, responsibility, and proactive planning in regulatory work [5] - Key areas of focus include risk resolution for small financial institutions, prevention of illegal financial activities, and promoting high-quality industry development [5] Group 3: Regulatory Enhancements - The meeting emphasized the need for comprehensive financial regulation, focusing on substantial risks and practical issues, while enhancing the capacity for legal regulation [6] - Strengthening the political construction of the party and improving the leadership and organizational functions of financial institutions were also discussed [6] Group 4: Financial Services and Support - The administration plans to enhance financial services for economic and social quality, focusing on major strategies, key areas, and weak links [5] - There will be an emphasis on supporting small and micro enterprises, optimizing financial services for new employment groups, and enhancing financial support for public welfare sectors [5]

首先，从产品属性看，"黄金+存款"产品的本质依然是存款，只不过是一种结构性存款。既然是存款， 其本金就有保障，受我国存款保险制度保护，这也是结构性存款与结构性理财的最大不同之处，后者目 前已打破刚性兑付，既不保本也不保息，投资者存在损失本金的潜在可能。 看懂"黄金+存款"产品 作为一线服务窗口，金融机构在销售结构性存款产品时，要充分尊重投资者的知情权与选择权，为投资 者提供专业的解惑答疑服务，不可误导投资者。笔者曾在部分银行网点看到，对于投资者的询问，一线 服务人员或是缺乏专业知识支撑，或是缺乏耐心，要么导致投资者误解，要么引发投资者不满。与此同 时，随着移动互联网飞速发展，投资者通过线上渠道解惑答疑的需求日益增长，面对此需求，部分金融 机构的服务能力也较为有限。接下来，金融机构要从线上、线下渠道入手，重点加强对一线服务人员的 培训与监督，有效弥合金融产品与投资者之间的信息不对称，让投资者理性选、放心买。(作者：郭子 源 来源：经济日报) 受国际金价波动影响，今年开年以来，多家股份制商业银行、外资银行推出了黄金相关存款产品，即黄 金挂钩结构性存款，备受市场关注。与此同时，部分上市公司近期披露的公告显示，已购买 ...

Core Insights - The State Council's recent meeting emphasizes the transition from household registration-based public service provision to residence-based services, aiming to address the urgent needs of the unregistered permanent population [1][2] - The shift will allow unregistered residents to access equal public services in education, healthcare, social security, and housing, breaking the rigid link between public services and household identity [1][2] Group 1: Demographics and Needs - The unregistered permanent population is primarily composed of new-generation migrant workers who are better educated and more eager to integrate into urban life [2] - There is a growing trend of families migrating together rather than individuals, leading to increased demand for comprehensive public services related to education, healthcare, and housing [2] - Major inflow areas include developed eastern coastal regions and key city clusters, resulting in significant public service supply-demand imbalances in these regions [2] Group 2: Economic Implications - Providing public services based on residence is crucial for unlocking domestic demand and increasing investment in human capital [3] - Research indicates that once farmers transition to urban permanent residents, their per capita consumption can increase by 30%, with an additional 30% increase after settling in urban areas [3] - A 1% increase in urbanization rate can generate over 200 billion yuan in consumer demand and more than 1 trillion yuan in investment demand [3] Group 3: Policy Implementation - The meeting outlines targeted measures to address pressing issues in education, housing, and social security, including improving policies for the education of migrant children and expanding public rental housing [3][4] - Emphasis is placed on a scientific and regionally tailored approach to policy implementation, allowing for local exploration while maintaining a unified national policy framework [3][4] - The reform aims to enhance the attractiveness and livability of cities, shifting the focus from GDP and large projects to human-centric development and overall quality of life [4]