威海银行创新落地"林业碳汇预期收益权，质押 +CCER开发挂钩"贷款 为深入贯彻国家"双碳"战略部署，威海银行积极探索绿色金融服务模式创新，近日成功为天津市蓟州区 某苗圃企业发放1000万元"林业碳汇预期收益权质押+CCER（国家核证自愿减排量）开发挂钩"贷款， 通过以"碳"换"贷"盘活林业资源，破解企业融资难题，为区域绿色经济发展注入新动能。 业务办理过程中，威海银行携手天津排放权交易所，借助专业评估模型，对林业碳汇预期收益权价值进 行精准量化，为林业生态产品赋予了清晰的"价格标签"，确保贷款质押物价值的科学性和合理性。该笔 业务的成功落地，实现了环境效益与经济效益的深度协同，丰富了信贷增信担保方式，为区域绿色金融 领域打造出可复制、可推广的创新产品模板，开辟了以生态权益质押的新融资渠道，帮助山间"绿叶 子"变成致富"钱袋子"。 下一步，威海银行将持续深耕绿色金融，聚焦打造"绿色成金"特色品牌，探索"碳汇+"模式，持续挖掘 金融支持绿色经济发展的新方向、新渠道，以金融之力激活生态资源的经济价值，助力区域经济高质量 发展与生态保护协同共进。 天津市蓟州区农林产业集聚，威海银行聚焦区域特色优势，主动对接当地农林 ...

"重疾一日赔"超24万件，国寿寿险用"速度"传递"温 度" 保险的意义，不仅在于白纸黑字的承诺，更在于危难之际的"雪中送炭"与平凡生活的"未雨绸缪"。日 前，中国人寿保险股份有限公司（以下简称"中国人寿寿险公司"）公布了2024年十大温暖理赔服务案 例。一起来看中国人寿如何用速度传递温度，以专业诠释责任。 案例一：重大疾病一日赔 案例三：理赔预付提前赔 2024年5月，小欣同学不慎从宿舍楼坠下，导致腰3椎体爆裂性骨折、右肾血肿、右侧胫腓骨骨折和右跟 骨骨折，被紧急送往医院救治。接到报案后，中国人寿寿险公司启动学平险理赔预付服务，审核通过后 快速给付保险金1.94万元，大大减轻了客户面临的治疗费压力。 住院预付服务打破了"就医后理赔"的传统模式，在客户医疗费用筹措困难的情形下提前解决客户的实际 困难，保障后续治疗。2024年，中国人寿寿险公司为超5.8万名客户提前送去关爱，预付金额超9.2亿 元，受到客户的广泛好评。 刘女士投保了康宁定期保险、国寿福终身寿险（臻享版）和国寿附加国寿福提前给付重大疾病保险（臻 享版）。2024年5月，刘女士确诊右肺上叶恶性肿瘤，出院后由保单服务人员协助申请重大疾病保险 金。中国人 ...

Core Viewpoint - China Petroleum & Chemical Corporation (Sinopec) reported a strong financial performance for 2024, with a focus on shareholder returns and strategic growth in oil and gas production, refining, and green energy initiatives [1][2][3][4][5]. Financial Performance - The company achieved a total revenue of RMB 3.07 trillion and a net profit attributable to shareholders of RMB 48.94 billion, resulting in earnings per share of RMB 0.404 [1]. - The expected cash dividend per share is RMB 0.286, leading to a profit distribution ratio of 75% when combined with share buybacks [2]. Oil and Gas Production - Sinopec's total oil and gas equivalent production reached 515.35 million barrels, marking a 2.2% year-on-year increase. Domestic crude oil production was 254 million barrels, up 0.9%, while natural gas production rose by 4.7% to 14,004 billion cubic feet [2]. - The company reported a domestic oil and gas reserve replacement ratio of 144% [2]. Refining and Chemical Operations - Sinopec processed 252 million tons of crude oil, producing 153 million tons of refined products, with gasoline and kerosene production increasing by 2.6% and 8.6%, respectively [3]. - The company achieved a record high in PX production and increased its ethylene output to 13.47 million tons, with total chemical product operations reaching 83.45 million tons, including a 13.1% rise in export volume [3]. Green and Innovative Development - Sinopec is advancing its integrated energy service model, focusing on low-carbon development and expanding its hydrogen and electric service offerings [4]. - The company has made significant strides in technology and innovation, including breakthroughs in deep shale gas exploration and the establishment of a national-level research institution in the energy sector [4]. - Sinopec's carbon capture and methane recovery efforts saw increases of 20.1% and 9.4%, respectively, while comprehensive energy consumption per unit of output decreased by 4.9% [4]. Future Outlook - The chairman of Sinopec indicated that by 2025, the company aims to enhance its transformation and upgrade towards high-end, intelligent, and green development, focusing on high-quality growth [5].

让供应商当股东，哪吒汽车的故事还能讲多久 "我们忘了初心……" 3月14日下午5点，桐乡一家酒店内，60多名被欠款的供应商坐在台下，方运舟走上台，话还没说出口就 哽咽住了，他擦了擦眼角的泪，向大家深情地鞠了一躬。 当天，作为合众新能源汽车股份有限公司（简称哪吒汽车）创始人兼董事长，方运舟被北京市朝阳区人 民法院限制高消费，这已经是他第9次被限高。 眼下，哪吒汽车整体已资不抵债，无法清偿金融机构及供应商的到期债务。为了获得新的投资，正在按 照意向投资人的要求梳理存量债务并推进债务协议重组。 2024年8月，哪吒汽车与海外主权基金接洽，爆出了E轮融资的消息，计划融资规模约40亿-45亿元，其 中领投方将投资约30亿元。 哪吒汽车表示，如债务协议重组失败，投资款无法争取，公司大概率将进入法律重组程序，广大债权人 尤其是供应商将面临惨重损失。 方运舟登台前，哪吒汽车总裁助理兼汽车工程研究院常务副院长张洪雷向供应商们提出了"化债"的还款 方式，即"70%债转股+30%免息分期"。 简而言之，就是供应商70%的债权将转化为合众汽车（哪吒汽车母公司）的股权，剩余30%的债权作为 无息留债以现金方式分期清偿；债权平均分为15 ...

Core Viewpoint - The CEO of XPeng Motors, He Xiaopeng, emphasizes that the charging speed in the 5C and 6C categories will remain stable for a long time, highlighting the importance of standardized mass production in the automotive industry [3][4]. Group 1: Charging Technology - He Xiaopeng states that the 5C charging speed, which allows for a significant range in about 10 minutes, is optimal for battery charging and will not be surpassed in the near future due to its impact on the power grid and vehicle safety [3]. - The focus should be on standardizing mass production rather than on marginal improvements in user experience, as achieving widespread adoption is crucial for advancing charging efficiency and AI in vehicles [3]. Group 2: Smart Vehicle Development - The trend towards smart vehicles necessitates in-house research and development, as companies cannot rely on external sources for integration [4]. - He Xiaopeng believes that the automotive industry must leverage AI to integrate various technologies, which requires a deep understanding of numerous specialized fields [4]. Group 3: Global Expansion Challenges - He Xiaopeng identifies regulatory challenges as a significant barrier to the international expansion of smart vehicles, particularly in Europe, where existing regulations may hinder the adoption of new technologies [5]. - The demand for smart driving in Europe is currently low, indicating a need for a long-term cultivation process, although advancements in China, such as the introduction of L3 autonomous driving, may accelerate interest in smart vehicles globally [5].

2月7日，河南省焦作市住房保障中心发布消息，为贯彻落实河南省、焦作市关于做好一季度经济"开门 红"工作的决策部署，促进住房消费，助力群众置业，焦作市开展系列购房补贴促销费活动，包括发放 家电消费券和购房补贴。 2024年1月1日到3月31日在市城区购买新建商品住房的，按购房款的0.5%申领家电消费券。 购房补贴分为三类，不得重复享受。 1、2024年1月1日到3月31日在市城区购买新建商品住房的，户口在焦作市农村的居民给予购房款1%的 补贴，单套补贴金额不高于1万元。 2、2024年1月1日到3月31日在市城区购买新建商品住房的，焦作市符合生育政策的二孩家庭给予购房款 1%的补贴，单套补贴金额不高于1万元，三孩家庭给予购房款2%的补贴，单套补贴金额不高于2万元。 3、2024年1月1日到3月31日出售市城区自有商品住房，并在售房后于12月31日前在市城区购买新建商品 住房的，按新购商品住房购房款的1%给予补贴，单套补贴金额不高于1万元。 1月30日，焦作市住房保障中心召开全市住房保障工作会议。今年的住房保障工作，焦作市将全力促进 房地产市场平稳健康发展，巩固提升住房保障能力，充分发挥物业在基层治理中的作用，为 ...