北京商报讯(记者 廖蒙)2月12日，据中国人民银行官网公告，为保持银行体系流动性充裕，2026年2月13 日，中国人民银行将以固定数量、利率招标、多重价位中标方式开展10000亿元买断式逆回购操作，期 限为6个月（182天）。 ...

Core Viewpoint - The implementation of the "Implementation Opinions" aims to promote the high-quality development of low-altitude insurance through the establishment of a comprehensive data platform and improved risk management practices [1] Group 1: Development of Low-altitude Insurance - The National Development and Reform Commission, the Financial Regulatory Administration, and the Civil Aviation Administration of China have jointly released the "Implementation Opinions" to enhance low-altitude insurance [1] - The initiative includes the construction of a low-altitude insurance information platform to support actuarial pricing and risk monitoring [1] Group 2: Data Sharing and Collaboration - The plan encourages the integration of the low-altitude insurance information platform with low-altitude intelligent network systems to facilitate the sharing of essential information such as insurance underwriting, flight operation data, and records of violations [1] - It promotes collaboration between the insurance industry and low-altitude aircraft manufacturers and operators to enhance financial service levels [1] Group 3: Data Foundation for Risk Management - The initiative aims to solidify the data foundation necessary for precise insurance underwriting and claims processing, as well as for flight regulation, risk management, and accident handling [1]

Core Viewpoint - The implementation opinion aims to promote the high-quality development of low-altitude insurance, guiding insurance companies to align with the trends of the low-altitude economy and establish a comprehensive insurance product system covering the entire industry chain [1] Group 1: Insurance Product Development - The opinion encourages the development of insurance products that cover new risks associated with low-altitude operations, including safety in flight, technology, network and data, environmental and facility safety, and human operation safety [1] - There is a focus on increasing the supply of insurance for medium and large unmanned aerial vehicles while optimizing traditional insurance for manned aircraft [1] Group 2: Technological Integration - The implementation opinion emphasizes the use of emerging technologies to facilitate convenient and intelligent online operations for insurance related to micro, light, and small unmanned aerial vehicles [1] - It calls for the integration of professional resources to optimize underwriting and claims processes, thereby enhancing consumer satisfaction [1] Group 3: Support for Export and International Expansion - The opinion highlights the need to strengthen support for export credit insurance, export product liability insurance, and reinsurance to assist the low-altitude industry in expanding its overseas applications [1]

《实施意见》提到，引导保险机构会同低空航空器制造、运营企业加强对低空新型风险的研究，提升可 保风险识别、评估能力；完善经营管理，逐步推进数据积累，积极运用风险量化模型和风险评估工具， 提升产品开发科学性、费率厘定精准性。支持再保险机构充分发挥风险研究、精算定价、风险分散等功 能作用。支持保险专业中介机构发挥专项专长，辅助承保理赔。加大专业人才培育力度，加强从业人员 专业能力建设。 北京商报讯（记者 李秀梅）2月12日，国家发展改革委、金融监管总局、中国民航局发布《关于推动低 空保险高质量发展的实施意见》（以下简称《实施意见》）。 ...

《实施意见》提到，依法制定无人驾驶航空器责任保险强制投保实施办法，在风险可控原则下明确基本 责任范围和最低保障限额，建立健全无人驾驶航空器责任保险强制投保配套制度体系。 北京商报讯（记者 李秀梅）2月12日，国家发展改革委、金融监管总局、中国民航局发布《关于推动低 空保险高质量发展的实施意见》（以下简称《实施意见》）。 ...

Core Insights - The "Spring Festival 3 Billion Free Order" campaign by Qianwen App has generated significant user engagement, with users making 4.1 billion requests for assistance and AI completing over 120 million orders in just six days [1][4] - The campaign has notably increased consumption in county-level cities, with nearly half of the orders coming from these areas, and 1.56 million elderly users experiencing food delivery services for the first time [1][5] Group 1 - The "Qingke" event led to a surge in social media interest, with users ordering over 1,000 tons of eggs, more than 2,300 fitness equipment items, and over 1,500 books within six days [4] - The trend of using AI for purchasing snacks, beverages, and other holiday goods has contributed to a rapid increase in instant retail orders on Taobao Flash Purchase [4][5] - Retail orders for items such as hair dye products, gift flowers, and emergency baby supplies have increased by over 10 times since the launch of the Qianwen campaign [5] Group 2 - The AI technology has activated new consumption dynamics in county areas, with non-food category orders increasing by over 8 times since the campaign began [5] - Cities like Kunshan, Jinjiang, Nanchang, Puning, and Yiwu have emerged as popular locations for AI-driven consumption [5] - The convenience of AI-enabled ordering has allowed the elderly demographic to benefit from digital consumption, with nearly 10% of users in county areas being over 50 years old [5][6] Group 3 - The success of Qianwen illustrates the transformative impact of AI on daily life, supported by Alibaba's comprehensive AI capabilities, including self-developed chips and a robust cloud infrastructure [6] - Alibaba's AI strategy emphasizes the importance of technology in enhancing everyday experiences, not just in pursuit of advanced innovations [6][7] - The increasing adoption of AI for shopping across various age groups and regions marks the beginning of the first AI shopping year [7]

北京商报讯（记者 李秀梅）2月12日，国家发展改革委、金融监管总局、中国民航局发布《关于推动低 空保险高质量发展的实施意见》（以下简称《实施意见》）。 《实施意见》提到，有关部门应将保险纳入低空经济发展规划和制度建设总体部署，推动完善相关法律 法规。指导地方在低空经济发展布局中充分发挥保险的损失补偿、风险管理、优化生态等功能作用，鼓 励地方将保险纳入地方低空经济发展政策体系，因地制宜出台促进低空保险发展的支持政策。 ...

北京商报讯（记者 李秀梅）2月12日，国家发展改革委、金融监管总局、中国民航局发布《关于推动低 空保险高质量发展的实施意见》（以下简称《实施意见》）。 《实施意见》提到，对于按照法律法规应当投保的无人驾驶航空器，推动将强制投保要求纳入飞行活动 审批等管理环节的审查前置条件，在飞行运行管理中加强投保情况核查，在事故处置时"凡处必核"。研 究建立与强制投保相关的责任主体、责任认定、处置程序等制度规定。 ...

《实施意见》提到，各相关行业主管部门应当完善行业监管规则，采取有效措施，把保险作为强化场景 运营安全监管、健全事故处理制度的重要手段，推动有序拓展低空经济应用场景。 北京商报讯（记者 李秀梅）2月12日，国家发展改革委、金融监管总局、中国民航局发布《关于推动低 空保险高质量发展的实施意见》（以下简称《实施意见》）。 ...

《实施意见》提到，各相关行业主管部门要积极推进供需对接，培育低空保险发展生态。鼓励低空企业 尤其是低空航空器制造和运营企业，将购买保险作为完善内部安全管理体系的重要组成部分。推动低空 经济产业链链主企业通过保险协同上下游企业，降低产业链风险成本。支持中小企业运用保险增强创新 发展的风险防御能力。鼓励使用微型、轻型无人驾驶航空器从事非经营性飞行活动的主体投保责任保 险。 北京商报讯（记者 李秀梅）2月12日，国家发展改革委、金融监管总局、中国民航局发布《关于推动低 空保险高质量发展的实施意见》（以下简称《实施意见》）。 ...