12月31日，从市交通委获悉，2026年元旦假期期间，市民跨年活动、走亲访友、休闲购物等出行需求较 多，预计市内火车站、机场、公园景区、商业街区、部分公路出京通道等重点区域的交通压力将增大。 为了保障市民出行，跨年夜10条地铁线路延时，4号线假期首尾延时。 （北京日报） 作者丨彭鑫 编辑丨安安 ...

Core Insights - The "one visa multiple entries" policy for travel from Hengqin to Macau has been implemented for one year as of December 31, 2025, significantly boosting cross-border movement and integration between Hengqin and Macau [1] - Over 830,000 individuals have utilized this visa at the Hengqin port in the past year, indicating strong demand and effectiveness of the policy [1] - The population in the cooperation zone has reached 46,000 residents by the end of September 2025, reflecting a year-on-year growth of 20.4% [1] Policy Impact - The introduction of convenient measures such as "one visa multiple entries" and facial recognition for border crossing has led to continuous policy benefits and enhanced integration [1] - Approximately 60% of eligible residents have successfully obtained the "one visa multiple entries" visa, showcasing the policy's accessibility [1] Future Projections - The Hengqin border checkpoint anticipates an average daily flow of over 100,000 visitors during the New Year holiday in 2026, representing a more than 30% increase compared to the same period last year [1] - Travelers are advised to monitor traffic dynamics at the port to optimize their travel plans and enhance crossing efficiency [1]

Core Insights - The strategic cooperation between Jianlin Home and Jieke Robotics focuses on four key areas: product procurement empowerment, joint laboratory establishment, deepening technical exchanges and talent cultivation, and building a long-term stable strategic partnership [1] Group 1: Strategic Cooperation Focus - The cooperation emphasizes on empowering product procurement, with Jianlin prioritizing the use of Jieke Robotics to enhance quality and efficiency in industrial scenarios [1] - A joint laboratory will be established to explore innovation in smart manufacturing, smart home, and health care, developing solutions for health care services and intelligent companion robots [1] - The collaboration aims to deepen technical exchanges and cultivate talent teams, creating an efficient cooperation platform [1] - The partnership seeks to identify new growth points in emerging industries [1] Group 2: Procurement and Application - Jianlin will procure a batch of various models of robots from Jieke Robotics, including collaborative robots and embodied intelligent robots, to be applied in smart manufacturing scenarios [1] - The goal of this procurement is to enhance the efficiency of lean production [1] - The procurement amount at this stage has not reached the disclosure standard [1]

Core Insights - The public fund issuance market in 2025 experienced significant growth, with a total of 1,552 new public fund products established, marking a 35.87% increase from 2024 and reaching a four-year high in issuance numbers [1] - The average subscription period for new funds decreased to 16.41 days from 22.61 days in the previous year, indicating heightened market enthusiasm [1] - The equity market's favorable conditions laid a solid foundation for this growth, with 1,109 new equity funds accounting for 71.41% of the total new funds [1] Fund Types - Among the new funds, stock funds were the primary contributors, with 835 stock funds issued, representing 53.77% of the total, while 274 mixed equity funds accounted for 17.64% [1] - The trend towards passive investment has become a core driver, with the introduction of a fast-track approval process for ETFs, allowing for registration within five working days [1] ETF Market - A total of 358 new ETFs were established in 2025, with an issuance volume of 2,581.66 billion units, both figures setting historical records and surpassing the total issuance of the previous two years [1] - Stock ETFs were the mainstay, with 319 stock ETFs issued, totaling 1,629.16 billion units, which constituted 89.1% of the total ETF issuance [2] Institutional Participation - The market concentration for new fund issuance was high, with 133 institutions participating, and 24 of them issuing more than 20 products each [2] - Leading institutions included E Fund with 69 new products, followed by China Universal Fund and Huaxia Fund with 64 and 61 products respectively, focusing on equity and index sectors [2] Market Dynamics - The continuous allocation of long-term funds has strengthened the liquidity and scale advantages of leading ETFs, creating a "Matthew Effect" that attracts more follow-on investments [2] - The introduction of innovative products, such as FOFs, saw explosive growth with 88 new issuances, more than doubling from 2024, and various innovative ETFs catering to diverse investor needs [2] REITs Market - The public REITs market in 2025 witnessed a surge in subscription enthusiasm, with some offerings experiencing subscription multiples in the hundreds, such as 320 times for a commercial REIT and 340 times for a clean energy REIT [3] - By the end of 2025, the domestic public REITs market had 79 products with a total issuance scale exceeding 210 billion yuan, establishing itself as the largest REITs market in Asia and the second largest globally [3] Future Outlook - The fund issuance market for 2026 is set to commence, with 39 new funds expected in the first week, predominantly focusing on equity and FOF funds, with technology sectors being a key area of interest [4]

Core Viewpoint - The aging population in China is driving a growing and diversified demand for retirement security, prompting Huatai Life to launch the "Huatai Life Xinsengshi Pension Annuity Insurance (Dividend Type)" product, which has been recognized as the "Annual Outstanding Pension Annuity Product" in the 2025 Financial Industry Awards for its innovative design and comprehensive customer experience [1][2]. Group 1: Product Features - The product addresses core challenges in China's pension system through structural innovation, offering a dual protection mechanism of "safety and stability + growth potential" [1]. - It provides a predictable financial guarantee against longevity risk through a unique design that includes increasing pension payments until age 105 and a high death benefit at age 99 [2]. - The product's design allows for a "high initial payout" and "high later payouts," balancing liquidity and security for customers [2]. Group 2: Inclusivity and Accessibility - The product is designed with inclusivity in mind, allowing individuals up to age 75 to purchase, reflecting a commitment to accessible financial services [2]. - It effectively addresses customer concerns about liquidity during the early stages of retirement savings while ensuring a stable income source in later years [2]. Group 3: Market Position and Strategy - Huatai Life has a strong track record in the dividend insurance sector, having disclosed dividend realization rates for 11 consecutive years since 2014, showcasing the company's robust dividend strategy and confidence in long-term operations [2]. - The company also connects various service resources in the fields of pension, health, and education, offering comprehensive support for customers holding the "Xinsengshi" policy [2]. Group 4: Future Outlook - "Xinsengshi" is positioned not just as an insurance product but as a future-oriented wealth solution for retirement, with Huatai Life aiming to provide a solid foundation for wealth growth through professional investment management and stable operations [3].

Core Insights - The Chinese public fund industry has achieved significant results in high-quality development, with total assets under management reaching a historic high of 37 trillion yuan, marking an increase of over 4 trillion yuan from the beginning of the year [2] - The ETF market has experienced explosive growth, with total assets surpassing 6 trillion yuan, reflecting a year-on-year increase of over 56% [1][4] - ETFs have become a crucial tool for wealth management among residents and long-term funds such as insurance and pensions, indicating a maturation of the capital market [1] Fund Industry Overview - As of November 2025, the total net asset value of public funds in China reached 37.02 trillion yuan, marking a continuous increase for eight months [2] - The number of public fund management institutions stands at 165, with 150 being fund management companies [2] - The growth in public fund size is primarily driven by fixed-income and specialty products, with money market funds and bond funds showing significant increases [2] ETF Market Dynamics - The ETF market has seen a remarkable increase, with total assets growing by 61.66% year-on-year, reaching 6.03 trillion yuan [4][5] - The number of ETF products has risen to 1,391, with passive index ETFs dominating the market, accounting for 86.84% of the total [5] - Bond and commodity ETFs have shown particularly strong growth, with bond ETFs increasing by 362.62% and commodity ETFs by 239.72% over the year [5] Institutional Landscape - The ETF market is characterized by a clear head effect, with 16 public institutions managing ETFs exceeding 100 billion yuan, collectively accounting for 89.55% of the total ETF market size [6] - Leading institutions include Huaxia Fund and E Fund, with significant ETF assets under management [6] - The future of the ETF market may see a more objective approach from fund managers regarding index business, focusing on product innovation and strategy iteration [6]

Core Viewpoint - The company, Haiwang Bio (000078), announced the transfer of 100% equity of Henan Dongsen from its subsidiary, Henan Haiwang Group, to Henan Huicheng for a price of 248.0079 million yuan, aiming to optimize its asset and business structure [1] Group 1 - The equity transfer will result in Henan Huicheng holding 100% of Henan Dongsen, and Henan Haiwang Group will no longer hold any equity in Henan Dongsen [1] - Following the completion of the transfer, Henan Dongsen will no longer be a subsidiary within the company's consolidated scope [1] - The transfer is part of the company's strategy to focus on core business development and overall strategic implementation in the pharmaceutical distribution sector [1] Group 2 - The purpose of the equity transfer is to release trapped resources, reduce overall operational management costs, and improve the asset-liability structure [1] - The company aims to concentrate resources on high-margin businesses such as medical devices and pharmaceutical manufacturing [1] - This move is aligned with the company's long-term strategic planning to enhance sustainable operations and healthy development capabilities [1]

Core Viewpoint - Ningbo Bank has been recognized as the "Annual Listed Bank" in the 2025 Financial Industry Annual Selection for its outstanding performance in business development and commitment to serving the real economy [1] Group 1: Financial Performance - As of September 2025, Ningbo Bank's total assets reached 35,783.96 billion yuan, a 14.50% increase from the beginning of the year [2] - The bank reported operating income of 54.976 billion yuan and a net profit attributable to shareholders of 22.445 billion yuan, reflecting year-on-year growth of 8.32% and 8.39%, respectively, outperforming the industry average [2] Group 2: Loan and Deposit Growth - Total loans and advances amounted to 17,168.23 billion yuan, marking a 16.31% increase since the beginning of the year [3] - Total deposits reached 20,478.04 billion yuan, up 11.52% from the start of the year [3] Group 3: Risk Management - As of September 2025, the non-performing loan ratio stood at 0.76%, unchanged from the beginning of the year, with a provision coverage ratio of 375.92% [3] - The bank has maintained a non-performing loan ratio below 1% for 18 consecutive years since its listing, showcasing strong asset quality [3] Group 4: Strategic Initiatives - Ningbo Bank is committed to integrating national strategies with its development, focusing on five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance [3][4] - The bank has been recognized for its achievements, ranking 72nd in the Global 1000 Banks list by The Banker magazine, an improvement of 8 places from the previous year [4] Group 5: Social Responsibility and Innovation - The bank emphasizes its role in supporting the real economy and has developed specialized products like patent loans and technology loans to foster new technologies [5] - It has also integrated green development into its strategic management, with green loan balances exceeding 68 billion yuan, expected to facilitate a carbon reduction of over 230,000 tons [5] Group 6: Future Outlook - Looking ahead, Ningbo Bank aims to uphold the principle of "professionalism creates value" while continuing to serve the real economy and empower social progress [7]

近日，在财经网2025年金融业年度评选中，泰康在线财产保险股份有限公司（以下简称"泰康在线"）凭 借其卓越的综合实力、突出的科技创新能力以及扎实的社会责任实践，获评"年度财险公司"荣誉奖项。 作为泰康保险集团旗下的专业互联网保险公司，泰康在线成立十年来始终坚持互联网财险专业化经营战 略，谋求高质量发展。截至目前，泰康在线已累计服务客户超3亿人，赔付金额突破305亿元，保费规模 稳健增长，连续五年荣登湖北民营企业百强，核心经营指标持续位居行业前列。 业务布局覆盖广泛，结构均衡彰显综合实力 泰康在线作为互联网保险公司，自成立之初便确立了科技驱动的基因，承载着以科技破解传统保险"流 程繁、效率低、覆盖窄"痛点的数字化使命。 泰康在线高度重视科技能力建设，累计科技投入超20亿元，申请专利超400件，构建了云原生架构与智 能化运营体系。通过AI与大模型技术深度赋能业务全链路，实现承保自动化率99%、理赔自动化率 97%，单日最高处理保单超5000万笔，新产品最快30分钟上线。 在智能核保、智能理赔、智能客服等环节，泰康在线实现全面技术突破，有效支撑业务规模化增长与精 细化风控，成为互联网保险领域数字化转型的典范。 据了 ...

在寿险行业深度转型、迈向高质量发展的关键时期，创新是推动企业持续发展的核心动力。近日，在财 经网2025年金融业年度评选中，富德生命人寿凭借其在产品创新领域的持续探索，获评年度产品创新企 业。 通过构建客户多维度画像标签体系，富德生命人寿能够基于客户的基础属性、行为特征及风险偏好等实 现差异化精准定价，进行定制化产品开发。例如，对保障期满和缴费期满客户提供支持方案，同时研发 慢性病医疗产品，完善客户的保障需求；对于中高端客户，完成VIP客户专属产品市场研究，提供中高 端医疗产品。 此外，AI与大数据的应用已深入风险定价、智能核保、理赔管理、反欺诈监测及客户服务等环节，实 现了运营提效、风险防控与服务优化的协同提升。 富德生命人寿是一家全国性的专业寿险公司，成立于2002年，总部位于深圳，注册资本117.52亿元。紧 扣经济社会发展和人民群众保险需求变化，富德生命人寿围绕"教育、财富、健康、养老"四大领域持续 丰富产品供给，以保障全面、功能丰富、持续创新等产品优势诠释着"好产品，在富德"的内涵。 前瞻布局，多维应对利率风险 在低利率环境成为行业新常态的背景下，依靠高负债成本产品"挪储"的策略不可持续，保险公司需 ...