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数禾十年:以“TECH”之名构建金融科技服务生态
Cai Fu Zai Xian· 2025-05-27 09:07
Core Insights - The article highlights the significant milestone of Shuhe Technology as it celebrates its tenth anniversary and rebrands from "SHUHE GROUP" to "SHUHE TECH," reflecting a strategic shift and commitment to excellence in the fintech sector [1] - Shuhe Technology aims to provide optimal financial services for everyone, leveraging digital intelligence as a key driver by integrating cutting-edge technology with credit services [1] Group 1: Technological Empowerment in Credit Services - In the financial credit sector, technological innovation is essential for enhancing service quality and efficiency, with Shuhe Technology incorporating AI and big data into its credit service processes [2] - The company utilizes big data to analyze vast user data, creating detailed user profiles and offering personalized credit product recommendations, significantly improving service accessibility and matching [2] - Shuhe Technology's intelligent risk control is a core competitive advantage, employing advanced AI algorithms to build models that assess credit status and risks in real-time, thus enhancing credit evaluation and reducing lending risks [2] Group 2: Efficient Credit Matching Platform - Shuhe Technology has developed an efficient and transparent credit matching platform that uses intelligent algorithms to match user needs with financial institutions, facilitating quick and effective allocation of credit funds [3] - This precise matching model enhances the efficiency of fund utilization for financial institutions while providing users with high-quality and convenient credit services, promoting financial inclusivity [3] Group 3: Innovation and Intellectual Property - The company places a strong emphasis on technology research and intellectual property protection, having filed over 370 patents and received 97 software copyrights and 73 invention patents [4] - These achievements underscore Shuhe Technology's innovation capabilities and its core competitiveness in the fintech industry, earning it various accolades such as "High-tech Enterprise" and "Shanghai Specialized and Innovative Enterprise" [4] - The accumulation of patents and industry honors enhances the company's brand image and fosters market trust, motivating further technological advancements [4] Group 4: Customer Service Evolution - Shuhe Technology's subsidiary, Haibei, has evolved its customer service model to prioritize user experience, transitioning from basic text and voice interactions to an AI-driven customer service 3.0 model [5][6] - The AI customer service system boasts a 98% speech recognition accuracy and can proactively address user inquiries while suggesting solutions, significantly improving service quality [6] Group 5: Future Vision - Looking ahead, Shuhe Technology is committed to leveraging core technologies to advance inclusive finance and aims to be a lifelong intelligent financial partner for users, providing high-quality and personalized financial services [7]
金盛贵金属投资被骗?权威数据揭开合规平台的「安全密码」
Cai Fu Zai Xian· 2025-05-27 07:09
Core Viewpoint - Recent controversies surrounding precious metal platforms, particularly the false rumors about "Jinsheng Precious Metals Investment being scammed," have drawn investor attention to the risks of fraud in the market [1] Compliance and Security - Jinsheng Precious Metals is a compliant platform with qualifications from the Hong Kong Stock Exchange, supported by a global service network and a user base exceeding 30 million, with daily spot gold trading volume surpassing 1 billion USD [3] - As a member of the Hong Kong Gold Exchange, Jinsheng meets the highest industry standards for trading qualifications and risk control, ensuring that every transaction over 0.1 lots generates a unique "transaction code" for real-time verification [4] - The platform employs a three-tiered security system of "bank custody + independent auditing + risk reserve," ensuring client funds are stored separately in licensed bank accounts and undergo regular audits by third-party firms [4] Technological Advantage - Jinsheng's trading system boasts a transaction execution speed of under 0.03 seconds, with a slippage rate of only 0.05%, allowing investors to capitalize on market opportunities even during volatile periods [5] - The platform has introduced an "intelligent market alert system" that uses AI algorithms to analyze global financial data and send alerts when prices exceed preset thresholds, aligning with market trends [5] User Service - Jinsheng offers a comprehensive service system that includes support for novice investors through simulated accounts and educational resources, while advanced traders can develop personalized analysis models using 25 technical indicators [6] - The platform has achieved a leading position in customer service response times, with a 5-second response for inquiries and a complaint resolution time of no more than 1.5 hours [6] - Transaction costs are minimized with competitive spreads and a zero-commission policy, allowing investors to save over 35% on trading costs [6] Market Context - Despite Jinsheng's robust compliance and technological innovations, investors are advised to remain rational, especially given the rising risks of data manipulation in the precious metals market [7] - The company emphasizes the importance of verifying platform qualifications through regulatory numbers, transaction codes, and audit reports, while also warning against platforms promising guaranteed returns [7]
AI助力天猫618提效:助超140万商家提升投放效率,生成超1亿商品素材
Cai Fu Zai Xian· 2025-05-27 04:52
Core Insights - Tmall's 618 shopping festival is set to launch its second wave, with Alibaba providing various growth initiatives for merchants, including integration of AIGX technology to enhance operational efficiency [1] Group 1: AIGX Technology Implementation - The AIGX technology system has been successfully implemented across various Tmall services, improving product visibility and consumer engagement through AI-driven indexing and recommendations [3][4] - During the 618 shopping festival, AI is expected to significantly enhance merchants' production and conversion efficiency, addressing the high consumer demand [4] Group 2: New Product Launches - Tmall has introduced the AIGC product "Image to Video," which has generated over 1.5 million video materials for merchants, reducing video production time by more than 15 days on average [5] - The "Image to Video" feature allows merchants to create dynamic short videos by simply uploading product images, thus improving product browsing and conversion rates [5] Group 3: Marketing and Advertising Enhancements - The "All-Station Promotion" has been upgraded to "Product All-Station Push," utilizing AI to identify and promote products with potential GMV growth, resulting in a 10% increase in ROI delivery rate [6] - The marketing tools have assisted over 1.4 million merchants, with notable increases in sales for key products, such as a 2.7 times increase for Haier's core products [6] Group 4: AI Assistance for Merchants - Tmall has provided AI Agents to assist merchants in managing their stores, performing over 1.8 million store management tasks, including data analysis and content creation [7] - The "Business Manager" has served over 7 million merchants, generating over 100 million marketing materials and conducting extensive data analysis during the 618 preparation and sales period [7]
迅销科技: ​智链万象,探索金融・航空・零售多行业生态价值经营
Cai Fu Zai Xian· 2025-05-27 04:51
Core Viewpoint - Shenzhen Xunxiao Technology Co., Ltd. believes that "technology + innovation + integration" is the new development path for enterprises to transcend industrial cycles, focusing on enhancing capabilities in technology research and development, AI integration, business innovation, and resource management [1] Group 1: Industry Focus and Service Model - Xunxiao Technology has been deeply rooted in the financial industry for 21 years, positioning itself as a comprehensive service provider for enterprise user operations, particularly in banking, insurance, and the broader financial sector [1] - The company aims to optimize large enterprise user management service models and strengthen data-driven business capabilities while maintaining and increasing technological investments [1] Group 2: Technological Advancements - The company is developing AI-driven user behavior prediction models, intelligent decision engines, and automated operational tools to achieve dynamic user profiling and precise targeting [4] - Xunxiao Technology is enhancing its data capabilities by establishing a cross-industry data platform that provides real-time analysis and visualization insights [4] Group 3: Ecosystem Development - The company is building an open platform strategy by creating a user operation PaaS platform that attracts brand merchants and supply chain partners, forming an ecosystem that integrates rights resources, technical services, and traffic interconnectivity [6] - Xunxiao Technology is actively expanding its overseas supply chain and customer markets, leveraging domestic digital operation experiences to provide localized user growth services for cross-border enterprises [6] Group 4: Market Insights and User Value Management - The company collaborates with over 20 state-owned and joint-stock commercial banks to provide customized customer acquisition and core business conversion solutions for more than 50 large and medium-sized enterprises across various industries [8] - Xunxiao Technology integrates user marketing strategies across industries, enhancing user lifecycle value through supply chain integration and resource collaboration [11] Group 5: User Insights and Marketing Strategies - The company has identified a trend of high net worth and younger consumers, focusing on users aged 25-50 who seek quality living and asset appreciation, with an average monthly consumption exceeding 5,000 yuan [12] - Xunxiao Technology employs data-driven strategies to create user profiles and implement targeted marketing strategies, enhancing customer satisfaction and loyalty [14] Group 6: Business Model Evolution - The company has transitioned from being an industry user operator to an integrator of industrial resources, proposing the S2B2C model that optimizes supply chain and customer channel relationships [15] - Xunxiao Technology's S2B2C model facilitates a shift from "single-point competition" to "ecological win-win," leveraging technology and data to help enterprises acquire and retain customers at lower costs [15] Group 7: Digital Management and AI Integration - The company has developed a proprietary enterprise-level digital management platform that supports various user operation scenarios, including private domain e-commerce and membership rights platforms [19] - Xunxiao Technology provides a comprehensive digital marketing system that covers the entire customer journey from acquisition to retention, utilizing automated marketing engines and scenario-based marketing tools [21] Group 8: Data Analysis and Security - The platform offers real-time data dashboards to monitor key metrics and employs predictive models to assess customer churn risks and purchasing tendencies [22] - Xunxiao Technology ensures data security through multiple encryption technologies and has achieved level three certification for data protection, supporting rapid integration with third-party service providers [23]
Gen AI笔记本电脑出货量达24.1万台,ICT龙头锚定新增长极
Cai Fu Zai Xian· 2025-05-27 04:51
Group 1 - The core viewpoint of the articles highlights the significant growth of AI PCs in the Chinese market, with shipments of laptops equipped with 40 TOPS and above NPU reaching 241,000 units in Q1 2025, representing 5.3% of the total notebook market, up from 1.4% in the previous quarter [1] - The PC market is experiencing a recovery in demand, driven by a new replacement cycle occurring every 4-5 years and the recent updates to the Windows operating system, which are boosting PC demand [2] - AI PCs are emerging as a new driving force for market demand, particularly in the commercial sector, where their low cost, security, and offline capabilities are appealing to users [4] Group 2 - IDC categorizes laptops based on NPU performance into traditional, basic AI, and generative AI categories, with over 68.1% of laptops priced above $1,000, indicating a strong market for high-end AI laptops [5] - The growth of AI PCs is supported by government subsidies, hardware upgrades from manufacturers, and the increasing demand for personalized experiences from Generation Z, which is accelerating the adoption of AI technologies [5] - The optimistic outlook for the PC market in 2023 is attributed to the large-scale introduction of AI PCs, which is reshaping the notebook market, particularly benefiting lightweight models [6] Group 3 - Lenovo Group is positioned as a leader in the AI PC market, achieving significant sales and aiming to build a comprehensive ecosystem of AI products, including innovative device forms showcased at major tech events [7] - Numerous investment banks have issued positive reports on Lenovo Group, highlighting its growth potential in the AI PC and AI server sectors, with a consensus on maintaining "buy" or "hold" ratings [9] - Lenovo's market share in AI PCs is leading, with a 16% share in the Chinese notebook market and being the top player in the global Windows market, while its AI server revenue is expected to grow significantly [9][10]
海天瑞声联合华为发布海天瑞声x昇腾DeepSeek数据飞轮智能体
Cai Fu Zai Xian· 2025-05-27 03:34
Core Insights - The launch of the "Haitian Ruisheng X Ascend DeepSeek Data Flywheel Intelligent Agent" aims to address the core challenges of digital transformation for enterprises, providing a zero-code, low-threshold deployment solution for intelligent agents [1][7] Group 1: Technological Empowerment - The new solution tackles high deployment barriers and data security risks associated with AI technology in various industries, leveraging the Ascend AI foundational hardware and software platform for robust computational support [3] - The software integrates the Haitian Ruisheng Data Flywheel Intelligent Agent platform, DOTS data labeling platform, and AI research and development platform, creating a complete closed loop from data labeling to model training [3] Group 2: Three Key Advantages - The intelligent agent system is designed to ensure data security while allowing for rapid deployment with minimal transformation costs, tailored to meet specific business needs [4] - Utilizing Retrieval-Augmented Generation (RAG) technology, the solution deeply extracts internal data value and supports multi-source data mixed retrieval, ensuring outputs are closely aligned with business scenarios [4] - The system features built-in intelligent parsing, automated labeling, and dynamic feedback mechanisms, forming a "data-training-application-feedback" loop that promotes continuous iteration of the intelligent agent and reduces manual maintenance costs [4] Group 3: Future Collaboration - The partnership between Haitian Ruisheng and Ascend not only addresses the "last mile" challenge of AI implementation but also builds a sustainable intelligent ecosystem, supporting the intelligent development across various industries [7]
普华永道:未来十年人工智能或大幅增效能源,抵消自身能耗
Cai Fu Zai Xian· 2025-05-27 03:34
企业其实可以利用人工智能来提高经济其他领域的能源效率。现在已经有一些应用,能自动调整电动汽 车的充电模式,还能微调制造流程。未来这类应用可能会越来越多。2024年前九个月,利用人工智能的 气候科技初创公司就筹集了60亿美元的风险投资。假设人工智能的使用量每增加1个百分点,能源效率 就能提高0.1个百分点,那么预计到2035年,数据中心以外的能源使用量会比基准水平减少0.3%到 1.3%。在2024年到2035年期间,数据中心以外的能源总节省量能达到0.1%到1.0%。 综合考虑数据中心能源消耗的增加和人工智能驱动的效率提升潜力,人工智能的普及会让整个经济的能 源消耗有所减少。到2035年,能源使用的净减少量会在0.5%到1.1%之间。在2024年到2035年期间,人 工智能的普及会让能源使用有累积变化,范围可能从减少0.9%到增加0.1%不等。基本上,数据中心增 加的能源消耗会被经济其他领域节省的能源抵消掉。 再看看对气候的影响,评估发现,要是广泛采用人工智能,在2024年到2035年期间,温室气体的总排放 量能减少0.1%到1.1%。到2035年,排放量会比不采用人工智能时降低0.3%到1.9%。 强大的人 ...
从“制造”“智造”,树根互联工业AI助推广东建工机械领跑建筑装备智能化新赛道
Cai Fu Zai Xian· 2025-05-27 01:19
Group 1 - The core viewpoint of the articles highlights the collaboration between Shugen Interconnection Co., Ltd. and Guangdong Construction Machinery to drive the intelligent transformation of the construction machinery industry through "industrial large models + scenario-based intelligence" [1][3] - Shugen Interconnection will assist Guangdong Construction Machinery in optimizing and upgrading its construction intelligent equipment R&D and manufacturing base, leveraging its expertise in smart manufacturing [3] - The partnership aims to explore deeper integration of AI with construction machinery, facilitating a digital transformation and collaborative development across the entire industry chain [5][6] Group 2 - Shugen Interconnection has developed various core capabilities in industrial AI, including predictive maintenance, real-time analysis for decision optimization, and intelligent resource scheduling [5] - The industrial AI solutions have been successfully applied across multiple scenarios in enterprise management and production manufacturing, demonstrating significant effectiveness in performance management, customer service, and energy conservation [5] - The "Genling Industrial Large Model" is set to complete national-level registration by January 2025, utilizing high-quality data to enhance problem-solving efficiency and knowledge reuse in the industry [6]
华为钱包畅行无忧卡无需预充值,一碰就出发
Cai Fu Zai Xian· 2025-05-26 10:05
无需预充值, 0元激活即可畅行全国330+城市 本周末即将迎来端午节小长假啦,作为今年上半年最后一个法定假期,相信很多朋友都会计划出门好好 放松一下,给自己充充电。三天假期,无论是去到周边城市短途旅行,还是探索一个没打卡过的城市地 标,都是不错的选择。说起出行,公共交通还是会被大家更多地选择,而手持华为手机的花粉小伙伴 们,出行前一定要去钱包APP内开通畅行无忧卡,这张华为钱包内的"宝藏"交通卡,一定会让你的端午 假期出行"粽"享丝滑。 同时得益于智闪卡技术,华为钱包已支持多张门禁、交通卡、车钥匙、智能门锁等自动选卡,基于你的 地理位置和日常使用习惯,自动帮你切换所需要的卡片,而无需轻碰后再重新筛选卡片,让大家的"碰 一碰"体验更加便捷。卡片绑定同样十分简单:双击手机电源键,点击右上角的"∷",选择银行卡、交 通卡、门禁卡、车钥匙、医保卡、校园卡等各种你需要的电子卡片即可操作绑卡,开启便捷假期生活。 这张畅行无忧卡是华为钱包联合江苏一卡通推出的NFC电子交通卡。与传统NFC电子交通卡不同的是, 畅行无忧卡无需预充值,0元激活,没有手续费,开通后只需息屏轻碰闸机即可快速通过,出站后自动 扣款。相较于传统NFC电 ...
泰康基金:初心长伴,做有温度的金融工作者
Cai Fu Zai Xian· 2025-05-26 09:13
2025年5月22日,泰康基金2025年首场"一司一省一高校"暨"金融知识进校园"活动在对外经贸大学成功 举办。本次活动在中国证券投资基金业协会的指导下,依托"北青大学生财商教育服务平台",吸引了众 多对外经贸大学的在校生前来参加。泰康基金的讲师们围绕金融市场介绍、基础投资知识普及、金融防 非宣传、初级职业规划等主题,为对外经贸大学的在校生们带来了一堂别开生面的金融投教课。 本次活动是泰康基金响应行业号召、落实投资者保护责任的具体行动,也是公司2025年"一司一省一高 校"、"金融知识进校园"系列活动的北京首场。在课程设置方面,泰康基金根据对外经贸大学的学生特 点和实际需求,除了常规的金融风险知识和防非反诈宣传外,还特别在活动中增加了金融产品生命周 期、初级职业规划等专业方面的课程的内容,力求做到为学生们提供有价值的金融投教服务。 5月17日参加由中国证监会北京证监局、中国金融期货交易所指导,19家同业共同举办的"第七届全国投 资者保护宣传日"北京站活动。本次活动以"投教伴你行,'京'彩来相会"为主题,结合北京中轴线非物质 文化遗产设计投教集市,通过活动启幕、带有北京特色投教宣传节目、游园打卡、现场投教问答互 ...