Group 1 - The article discusses a personal pension contribution program that offers tax benefits and savings for participants [1] - The program allows individuals to enjoy discounts and reduced fees based on their participation in a low-carbon lifestyle challenge [2][3] - Participants can unlock energy discount coupons by accumulating check-in days, with varying discounts based on the number of days checked in [4][5][6] Group 2 - The activity runs from November 4, 2025, to December 31, 2025, providing a specific timeframe for participation [9] - The program encourages the use of electric transportation to promote lower carbon emissions during usage [10] - The article emphasizes that rewards for participation are not affected by interruptions in the check-in process, and each user can only claim each reward once [7]

Core Viewpoint - The article emphasizes the importance of tax-saving strategies for year-end bonuses, highlighting potential savings of up to 5400 yuan through personal pension contributions [3][4]. Tax Savings - By contributing 12000 yuan to a personal pension account, individuals can save up to 5400 yuan in taxes, assuming a marginal tax rate of 45% [4][5]. - The article outlines different tax-saving thresholds based on annual taxable income, with specific savings amounts for various income brackets [5][6]. Pension Contribution Incentives - The article promotes various incentives for pension contributions, including rewards for account opening and referrals, with potential earnings of up to 2000 yuan per month [8][9]. - Specific rewards are detailed for different contribution levels, encouraging higher initial deposits [8]. Investment Options - The article presents several pension fund options tailored to different age groups, suggesting a balanced approach to investment based on the individual's retirement timeline [10][11]. - It highlights the importance of adjusting investment strategies as individuals age, with a focus on risk management and liquidity for those nearing retirement [11]. Fund Performance - Performance metrics for specific pension funds are provided, indicating total returns and benchmarks since their inception, showcasing the potential for higher returns compared to standard indices [14].

Group 1 - The article promotes a mobile banking service by a bank, offering cash rewards for account registration and pension contributions [1][2][3] - Users can save up to ¥5400 by opening an account and locking in benefits [2] - The article emphasizes the importance of tax benefits and encourages users to start their pension planning through the bank's mobile app [3][4] Group 2 - The bank offers various rewards for pension contributions, including a maximum of ¥88 for first-time deposits and up to ¥380 for semi-annual contributions [8] - Users can receive additional rewards for meeting specific deposit thresholds, such as ¥20 for payroll clients [8] - The article highlights a promotional campaign that encourages users to complete their pension account contributions to unlock further benefits [7][8]

Group 1 - The article promotes a mobile banking feature that offers users the chance to receive WeChat discount coupons ranging from 10 to 100 yuan [1][2] - Users can earn task points by completing various tasks, which can then be used to open treasure boxes for rewards [2][6] - Daily sign-in rewards are available, with users able to accumulate points over a week [3][4] Group 2 - There are five categories of tasks available for users to choose from, allowing them to easily accumulate points for larger prizes [5] - The rules for opening treasure boxes are outlined, indicating that task points can be exchanged for opportunities to receive gifts [6][8] - The article includes tips on the validity period of task points and the nature of rewards available in the treasure boxes [8]

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Group 1 - The article promotes a series of discounts and benefits through the "建行生活" app, including WeChat discount coupons starting from 0.99 yuan for purchases over 36 yuan [2][5] - The promotional activities are scheduled from August 1, 2025, to December 31, 2025, targeting winter dining experiences [2] - Various WeChat discount coupons are available for different spending thresholds, such as 3 yuan off for purchases over 2.01 yuan and 10 yuan off for purchases over 10.01 yuan [7][9] Group 2 - Users can participate in the WeChat discount activities through the "中国建设银行" app or the "建行生活" app, with specific instructions provided for accessing the discount sections [12] - Refund policies for the WeChat discount coupons are outlined, indicating that full refunds will return the discount amounts if the order is fully refunded, while partial refunds will return the discount proportionally [13][14] - The article includes customer service contact information for issues related to the discount cards, available daily from 9:00 to 23:00 [17]

Group 1 - The event "Pay to Win Great Prizes" offers a chance to win up to 1998 yuan in WeChat discount from November 19 to December 9, 2025 [1][12]. - The "Bay Treasure Matching Game" allows participants to complete pattern matching within 14 seconds to earn a lottery chance, with daily participation available [2][10]. - Prizes include 400,000 vouchers for 1.88 yuan WeChat discount (minimum spend of 1.89 yuan) and 1,320,000 vouchers for 1 yuan WeChat discount (minimum spend of 1.01 yuan), both available while supplies last [3][21]. Group 2 - Participants can join the event through the "Construction Bank Life" app by navigating to the "Member Benefits - Popular Activities" section [5][17]. - There are three default game opportunities available each day, and players can click to start the game [10][12]. - Winners can claim their WeChat discount vouchers through the "My Prizes - Coupons - Claim Now" section, with a validity of three days from the date of receipt [21][23].

Core Viewpoint - The article highlights various promotional activities and discounts offered by China Construction Bank (CCB) through its mobile banking app and payment platforms, aimed at enhancing customer engagement and incentivizing the use of digital payment methods. Group 1: Promotional Activities - Customers can purchase a payment discount starting from 0.99 yuan, with a maximum discount of 36 yuan available [1] - From October 1, 2025, to December 31, 2025, customers can participate in a lottery for a chance to win up to 1998 yuan in WeChat payment discounts by using CCB cards for payments [4] - During November 2025, customers making a single WeChat transfer of at least 3888 yuan can enter a draw for monthly rewards [6] Group 2: Digital Currency Incentives - Throughout 2025, payments made using digital RMB wallets can enjoy discounts as low as 10% [7] - From April 22, 2025, to December 31, 2025, customers can receive WeChat payment discounts for utility bill payments made through the CCB app, with a minimum payment of 30 yuan [17] - In designated pilot areas, customers using digital RMB for specific bill payments can receive WeChat discounts ranging from 5 to 15 yuan based on the payment amount [21] Group 3: Customer Engagement and Rewards - New customers who bind their CCB cards can receive up to 361 yuan in benefits, including various discounts and rewards [10] - Customers using CCB credit cards for WeChat payments can earn up to 10,000 comprehensive points monthly, with each 1 yuan spent earning 1 point [11] - Special privileges and additional points can be earned through the "Treasure Privilege" program when using Alipay with CCB credit cards [13]

Group 1 - The article highlights various promotional activities organized by the bank for the year 2025, including rewards and discounts for customers [1][3][5] - Customers can participate in a winter activity with rewards up to 656 yuan and a chance to win 100 yuan in WeChat discount cash [1] - There are additional promotions such as a chance to win up to 1998 yuan in WeChat discount cash for meeting payment standards [3] Group 2 - The bank offers a program where customers can use their comprehensive points to redeem discounts on Alipay and Meituan, with a maximum deduction of 20 yuan [5][10] - There is a specific promotion for digital currency payments, allowing customers to receive up to 25 yuan in WeChat discount cash [7]