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【攻略】智能信贷新体验 服务升级更贴心
中国建设银行· 2026-02-04 09:09
流程引导全方位 线上服务更省心 小程序 智能信贷顾问 已就位 ➤ 申贷迷茫不用慌,对话气泡实时引导、精准导航! ➤ 流程中断遇难题,轻点抖动浮窗,客户经理即刻响应! ➤ 申贷测额需协助,按需选择专属服务即可开启! ➤ 产品详情需了解,点击抖动头像,趣味视频秒懂精髓! 惠客厅网页版首页 "试试您适合什么贷款"功能 "快速了解办贷款"功能 点击"测测您能贷多少" 跳转精准测额登录页 操作指引场景 流程中断场景 申贷反馈场景 产品介绍场景 惠客厅网页版全新上线 三大服务超便捷 线上"惠客厅"网页版来啦 ➤ " 试试您适合什么贷款 "功能,帮您精准匹配适配产品! ➤ " 快速了解办贷款 "功能,为您详细讲解申贷流程! ➤ " 测测您能贷多少 "功能,一键预估可贷额度! 更支持 一键转发分享 ,让优质信贷服务惠及更多身边亲友! 精准测额有联动 线下服务更高效 精准测额有额度,不知道如何申请?智能信贷顾问来帮您! 测额成功页新增" 联系客户经理 "按钮,点击即可联系线下客户经理,帮您把测额额度转化 为融资支持。 新增"立即联系"按钮 点击跳转 客户经理联系页面 注:实际贷款利率、额度及期限以最终审批结果为准。如有疑问,可 ...
【提醒】89.9元起办理ETC 多重防护 安心使用
中国建设银行· 2026-02-04 09:09
支付运标融好礼,至高抽1998元微信立减少 建行ETC, 让您放心办理, 安心使用 s FUTHE IC 本图片内容由AI生成 全新智能ETC l l f 车 + 9 活动时间 2026年2月1日至2026年2月28日 担心办理ETC会遇到信息泄露?害怕被乱扣费? 选择安全靠谱的ETC十分关键 看看建行ETC, 三款ETC套餐任选, 89.9元起 / 太阳能+Type-C充电 轻薄小巧 /安全防盗刷 可随时关/开 建行+支付点班 通行录部 简单安装 * 设备请以实物为准 专业级措施守护数据、隐私及交易扣费安全 面向9座以下 (含9座) 尚无ETC的个人小型客车 需要申办人身份证、建行卡或建行钱包同属一人 7 数据保障:采用金融级防护,加密敏感数据,防泄露。 2 隐私保障: 严密保护隐私信息, 无广告营销骚扰。 2 怎么查询建行ETC通行扣费? 如需查询通行记录等ETC服务,申办人可登录 "中国建设银行"手机银行APP搜索"ETC" 进入"ETC服务"页面-"通行记录查询"进行查询。 立即查询 RMB 享权益券包 基础款套餐 基础款无卡ETC 小巧轻薄 加油券 洗车券 打车券包 式行券包 5元*12张洗车券 3 ...
【惊喜】新年焕新颜 闲钱Flag“理”起来
中国建设银行· 2026-02-04 09:09
您的年度账单已送达, 请 會收 2026 速盈中产品为建行代销货币基金 基金有风险,投资需谨慎 -告 新年新气象 忙着写计划、立Flag? 别忘了给你的闲钱投资也做个"新年规划" 1 中国建设银行为客户提供现金管理工具的平台,对接 建信现金添利A等货币基金产品,低风险、低门槛、 高流动性,支持还卡还贷等特色服务,是日常打理闲 钱的好帮手。 2 Flag 1: 告别 "资金站岗" 工资一到账,还完账单、交完房租 会钱就在账户里"躺平",直到下次消费… 资金利用率低 逸 岛 来助攻 。 ● 支持余额自动买入 闲钱不赋闲 自行设定账户保留余额和买入金额,当(账户会 额-保留余额)>买入金额时,系统自动买入设 定金额的速盈产品。 ַ Flag 2: 实现 "用钱无忧" 节前备年货、包红包,或是临时聚会、出行订票· 急需用钱时,资金却被"锁住" 鴻 옮 来助攻 。 O 支持快速顾回 从容应对各种临时用钱需求 单日最高快速赎回额度1万元 流动性高,资金到账快 注:快速赎回服务仅支持速盈对接的建信现金添利货币基金A产品(代码:000693 ) 2 Flag 3: 摆脱"还款焦虑" 信用卡、房贷 …… 每月还款日就像闯关,一 ...
【宝藏】2026年育儿补贴全面开放申领,建行社保卡领取福利多
中国建设银行· 2026-02-04 09:09
您的年度账单已送达,请查收 POPERE =儿都见指定:可分散留领 建行社保卡领取得 各位宝爸宝妈注意了! 2026年1月5日起, 2026年育儿补贴全面开放申领。 符合条件的家长, 千万记得申领每年3600元/孩的育儿补贴。 * 育儿孙贴Tips * 续颁辟请。" 2026年育儿补贴线上申请, 在2025年的基础功能上增加了续领功能。 2025年已申领过育儿补贴, 目符合新一年继续申领条件的婴幼儿, 其申领人可以进行续领申请。 领取方式 会 符合条件的申领人, 可通过支付宝/微信平台的"育儿补贴"小程序, 以及婴幼儿户籍所在省份的政务服务平台 育儿补贴申领专区线上申领, 也可到户籍所在地相关部门线下申请办理。 * 领取膏儿孙贴,建行衬保卡育福利* 使用建行社保卡领取育儿补贴, 助您育儿生活更轻松,生活更美好! 村保卡开卡激活礼 D 0 2026年1月15日-3月31日 微信立减金 微信立减金 活动期间 激活实体社保卡 金融账户 新开通实体社保卡 去参加▶ 民生消费福利日 Y 冀活动参与时间以活动详情页为准 每周三15:00准点开领! 满60元立减20元银联优惠券,每人每月限领1张。 每周三活动日报人数前10 ...
【福利】@所有人 来年货节瓜分千万红包 抽手机
中国建设银行· 2026-01-29 09:52
fir 支付达标赢好礼,至高抽1998元徽信立减金 ranger 10 Free | T 14. ant the first to the state of the state of the state of the state of the states of the see and , NET , 1 活动时间: 1月20日—2月28日 0 6 ● 财富会员年货节重磅上线 整合金融与生活双重优质资源 汇聚天猫、京东、美团等多平台权益 参与即可抽万元豪礼,领大牌满减券 购全网年货,兑品牌权益 共富迎新年,马上享好礼c? 四重福利 一次到位 IIIIIIIII iPhone 17 Pro、机票、 会员等级加码好礼 大领红包 IIIT 淘宝闪购/猫超/美团 大牌年货专属折扣 专享好券 展制前往 活动 好运连连抽,万元好礼等您开启 参与活动,即可抽取多重礼遇 N 京东年货券 iPhone 17 Pro 8 ww 2000元 猫超年货券 点简前往 \\1 活动 福利叠叠加, 等级福利加码 白银级及以上财富会员 新春福利再升级 抽最高1888元红包 把好礼带回家 Farmic 腾河宫 年货折折享,精选品牌年货 联合多 ...
【问答】中国建设银行关于中小微企业贷款贴息政策客户关注问题解答
中国建设银行· 2026-01-29 07:59
Core Viewpoint - The article discusses the implementation of a loan interest subsidy policy for small and micro private enterprises, aimed at reducing financing costs and stimulating private investment in key industries as per the directives of the central government [1]. Group 1: Policy Scope - The loan interest subsidy policy applies to fixed asset loans and new policy financial tool funds for small and micro private enterprises starting from January 1, 2026, targeting key industry chains and their upstream and downstream sectors [1]. Group 2: Supported Industries - The policy supports various key industries including but not limited to new energy vehicles, industrial mother machines, pharmaceuticals, medical equipment, basic software, industrial software, civil aircraft, servers, mobile communication devices, new displays, instruments, industrial robots, rail transit equipment, marine engineering equipment, agricultural machinery, and emerging fields like artificial intelligence [2]. Group 3: Subsidy Standards - The central government will provide a subsidy of 1.5 percentage points on the principal of eligible loans for a maximum term of 2 years, with a cap of 50 million yuan per borrower. For example, a manufacturer of agricultural machinery could save 1.5 million yuan in interest expenses on a 50 million yuan loan over 2 years [3]. Group 4: Policy Duration - The policy is initially set to last for one year, with the possibility of extension based on further evaluations by relevant authorities [4]. Group 5: Loan and Subsidy Process - Eligible enterprises can apply for loans directly, providing necessary documentation. The bank will approve loans based on market principles and will handle the subsidy payments without charging any service fees [6][7][9]. Group 6: Compliance and Penalties - The bank will monitor the use of loan and subsidy funds, and any serious violations by the enterprises may result in the recovery of subsidy funds [8].
【攻略】“惠懂你”电子发票功能 还完利息即可在线开
中国建设银行· 2026-01-29 07:59
Core Viewpoint - The article introduces the "建行惠懂你" App, which allows businesses to conveniently issue invoices for various financial services without the need to queue at bank counters [2]. Group 1: Applicable Audience - The service is available for legal representatives of enterprises or individual business operators who have completed enterprise certification on the "建行惠懂你" App [4]. Group 2: Invoice Issuance Process - **Step 1: Invoice Application** - Users can search for the "电子发票" function in the app's homepage and select the required invoice type [6]. - **Step 2: Invoice Issuance** - On the "电子发票开具" page, users can filter transaction details by "交易截止日期" and "业务类型" [7]. - Users select the transaction for invoicing, view details, and proceed to the invoice entry page [7]. - After entering the email address and completing verification, users can click "开票" to finalize the invoice [8]. - **Step 3: Invoice Query and Download** - Users can switch to the "发票查询" page to check invoice records across multiple channels, including counter and corporate online banking [8]. - The invoice details include product quantity, unit price, total amount, tax rate, and total amount including tax [8]. Group 3: Frequently Asked Questions - The app currently supports issuing invoices for loan interest expenses incurred after December 15, 2023. For earlier invoices, users must consult their account bank [12]. - Users can query invoices issued at physical counters through the app, which supports various types of invoices including VAT special invoices and electronic ordinary invoices [12].
【宝藏】锦绣龙卡信用卡 | vivo分期至高满减266元
中国建设银行· 2026-01-29 07:59
至高24期分期购 分期满减优惠至高立减266元 快来vivo挑选你的心仪产品吧~ 活 动 详 情 福利一:分期至高满减266元 龙卡分期 福利继续 分期购 vivo , " 分 " 享你的美 在"vivo商城"APP 或"vivo"线下门店及合作门店 购买指定商品使用建行信用卡分期支付 福利二: 至高24期分期购 活动时间 : 2026年1月1日至2026年3月31日 活动内容 : 活动期间,持卡人在"vivo商城"APP或"vivo"线下门店及合作门店购买指定商 品并在支付时选择使用龙卡信用卡(商务卡、专项分期卡、外币单标卡、美国运通人民币 信用卡除外)进行分期支付,可享至高24期0分期利息 (0分期利息时,近似折算年化利率 (单利)为0%) 。 活 动 细 则 ↓以下为重要告知,请向上滑动认真阅读↓ 活动时间 : 2026年1月1日至2026年3月31日 活动内容 : 活动期间,用户在"vivo商城"APP或"vivo"线下门店及合作门店选购指定产品 并在支付时选择已绑定的 62开头的龙卡信用卡银联单标卡 (商务卡、专项分期卡除外) 进行 分期支付 , 有机会享受订单金额实付满3000元减126元或满45 ...
【提醒】退休后每月能领多少钱?点击测算
中国建设银行· 2026-01-29 07:59
支付达标赢好礼,至高抽1998元微信立减 t 2 172 图片自A南助年成 规划 测算 工具 速速码生 球直营 引示了 1167 AULH 建行养老账户 < 养老总资产 (1 退休后预估可领0 社保 亚洲 郎亦在要 个人养老金 其他备老 资金 投当年缴纳12000元个人养老金计算 全年应纳 税所得额 全年应纳 税所得额 全年应纳 96万以上 全年应纳 66-96万 积所得额 42-66万 全年应纳 税所得额 边际积率 全年应纳 30-42元 边际税率 全年应纳 税所得额 4.5% 14.4-30万 祝所得额 边际税率 35% 3.6-14.4万 当年至高 30% 边际税率 0-3.6万 当年至高 TI AR 边际税率 25% 节积 当年至高 5400 20% 边际税率 市祝 4200 当年至高 边际税率 10% 节积 3600 当年至高 3% 节祝 当年至高 3000 节祝 2400 当年至高 1200 市祝 360 * 全年应纳税所得额= init - " 用异老规划工具 快速测算退休收入 美老规划不知道从哪一步开始? 现在,通过养老规划测算工具 只需输入 年龄 品 等基础信息 收入 詞 即可快速测算退休后 ...
智简焕新 您的新版手机银行已上线
中国建设银行· 2026-01-29 07:59
Core Viewpoint - The article emphasizes the comprehensive upgrade of China Construction Bank's mobile banking services, focusing on user-centric financial solutions, innovative technology, and enhanced service capabilities to provide a seamless digital financial experience [5][42]. Group 1: Wealth Management Solutions - The bank offers a full range of wealth management solutions tailored to meet diverse investment needs, ensuring personalized product recommendations for both novice and experienced investors [6][8]. - The "Dragon Money Treasure 1" product allows users to enjoy investment returns while maintaining liquidity for daily expenses, with an average annualized return of 7% as of July 11 [10][12]. Group 2: Loan Services - The bank has streamlined its loan services, enabling users to easily calculate their loan eligibility online without cumbersome processes, with consumer loans starting at an annual interest rate of 5.68% [16][18]. - Customized loan solutions are available, allowing users to select loan products that best fit their individual needs, including options for small and micro enterprises as well as agricultural loans [17][18]. Group 3: Cost-saving Services - The bank has enhanced its utility payment services, providing timely reminders for bills and offering discounts for prompt payments, such as a WeChat discount for immediate bill payments [20][24]. - The "Construction Bank Savings Card" offers monthly discounts and rewards for meeting spending thresholds, promoting cost-saving opportunities for users [23][25]. Group 4: User Experience Enhancements - The mobile banking app has undergone significant improvements to ensure a smooth and efficient user experience, with features like precise search capabilities and seamless identity verification processes [30][35]. - The introduction of conversational banking services allows users to perform transactions and inquiries through natural language commands, significantly increasing operational efficiency [38][40]. Group 5: Technological Innovations - The bank's mobile banking platform leverages advanced technology to provide a more intelligent and user-friendly experience, aiming to democratize access to financial services across different demographics [35][43]. - The proactive service model anticipates user needs by monitoring asset changes and risk preferences, offering timely financial advice and loan assessments [41][42].