Core Viewpoint - The article promotes a special promotional event by Ctrip for users of the 62-starting Dragon Card credit card, offering discounts and interest-free installment options for travel purchases during the winter season [2][9]. Group 1: Promotional Details - The promotional period runs from December 1, 2025, to March 31, 2026 [5]. - Users can enjoy discounts based on their purchase amounts: a discount of 15 yuan for purchases over 500 yuan, 100 yuan for over 2000 yuan, and 300 yuan for over 6000 yuan [9]. - The maximum number of users eligible for each discount tier is set at 11,000 for the 15 yuan discount, 6,000 for the 100 yuan discount, and 4,000 for the 300 yuan discount [11]. Group 2: Eligibility and Participation - The promotion is available to holders of the 62-starting Dragon Card credit card (excluding business and special installment cards) who register as Ctrip members [7]. - Each user can only enjoy the discount once per tier, and the discounts cannot be combined [11]. - Users must use their own devices and accounts to participate in the promotion [11]. Group 3: Refund and Terms - If a transaction benefiting from the discount is refunded, the rules state that full refunds will result in the loss of the discount, while partial refunds may allow the user to retain the discount if the remaining order amount exceeds the promotional threshold [11].

Group 1 - The article highlights various promotional activities by China Construction Bank (CCB) aimed at encouraging customers to use their banking services through WeChat and Alipay, offering rewards such as cash discounts and points accumulation [2][3][6]. - CCB is running a campaign from October 1, 2025, to December 31, 2025, where customers can win up to 1998 yuan in WeChat discounts by meeting specific payment thresholds using CCB cards [2]. - There are additional incentives for transferring money via WeChat, where customers can receive rewards for transactions over 3888 yuan during December 2025 [3]. Group 2 - CCB is promoting the use of digital currency wallets, offering discounts as low as 0.99 yuan for transactions made with digital RMB, valid throughout 2025 [4]. - The bank is also providing significant discounts on transportation vouchers through Alipay, allowing customers to purchase multiple tickets at a reduced price [5]. - New customers who bind their CCB cards can receive up to 361 yuan in benefits, including various cash discounts and gift packages [7]. Group 3 - CCB is incentivizing credit card usage by offering comprehensive points accumulation for WeChat payments, where customers can earn up to 10,000 points monthly based on their spending [8]. - The bank has introduced a special program for Alipay users, allowing them to earn additional points and rewards for transactions made with CCB credit cards [12]. - Customers can also benefit from utility bill payments through the CCB app, receiving WeChat discounts for payments over 30 yuan [15].

来源：市场资讯 （来源：今日建行） 近日，人民日报刊发《中国建设银行供需两端齐发力，精准助力扩大内需、提振消费》，报道建行支持提振和扩大消费，以综合金融服务满足消费领域金 融需求。"今日建行"转载如下： 党的二十届四中全会提出，坚持扩大内需这个战略基点，坚持惠民生和促消费、投资于物和投资于人紧密结合，以新需求引领新供给，以新供给创造新需 求，促进消费和投资、供给和需求良性互动，增强国内大循环内生动力和可靠性。 "十四五"时期消费对经济增长的贡献率预计将达63%左右，正日益成为当前中国经济增长的重要动力。建行深刻把握金融工作的政治性、人民性，将支持 提振和扩大消费作为增强服务国家建设能力、提升服务实体经济质效的重要着力点，启动实施"消费金融专项行动"，坚持供需两端综合施策、集团上下协 同联动，以综合金融服务更好满足消费领域金融需求。截至10月末，建行服务消费重点领域贷款规模超万亿元，个人消费贷款当年投放约8100亿元，为激 发消费活力注入金融动能。 精准落实国家有关政策 助力放大政策效应 全面融入提振消费专项行动。建行积极贯彻落实《提振消费专项行动方案》部署，今年初在全行启动以"提振消费扩内需，消费金融在行动" ...

党的二十届四中全会提出，坚持扩大内需这个战略基点，坚持惠民生和促消费、投资于物和投资于人紧 密结合，以新需求引领新供给，以新供给创造新需求，促进消费和投资、供给和需求良性互动，增强国 内大循环内生动力和可靠性。 建行重庆市分行在全市4200余户重点商家布放可受理全球主流银行卡的POS终端，为境外游客提供便利 消费环境，带动外卡交易超1600万元。 当时代的画卷铺展向高质量发展的新篇章，消费作为经济增长的"主引擎"和"稳定器"，其战略地位日益 凸显。 "十四五"期间，消费对经济增长的年均贡献率达到60%左右，这一跃动的数字，不仅是中国经济澎湃活 力的生动注脚，更是驱动未来发展的关键所在。 政策领航 精准落地 扩大效应促消费 政策的生命力在于落地生根，政策的效应在于充分放大。 建设银行始终做国家重大决策部署最坚定的执行者和最有效的传导者，全面融入国家提振消费专项行动 的宏大格局中，积极贯彻落实相关部署。 今年2月份，建设银行在全行启动以"提振消费扩内需，消费金融在行动"为主题的消费金融专项行动， 强化企业级统筹，深化产品服务融合、集团协同融合、场景金融融合，打造"信贷+场景+支付+衍生服 务"的消费金融全链条综合 ...

当时代的画卷铺展向高质量发展的新篇章，消费作为经济增长的"主引擎"和"稳定器"，其战略地位日益 凸显。 政策领航 精准落地扩大效应促消费 政策的生命力在于落地生根，政策的效应在于充分放大。 建设银行始终做国家重大决策部署最坚定的执行者和最有效的传导者，全面融入国家提振消费专项行动 的宏大格局中，积极贯彻落实相关部署。 今年2月份，建设银行在全行启动以"提振消费扩内需，消费金融在行动"为主题的消费金融专项行动， 强化企业级统筹，深化产品服务融合、集团协同融合、场景金融融合，打造"信贷+场景+支付+衍生服 务"的消费金融全链条综合服务体系。通过这一体系，优化金融供给结构，精准服务扩大内需的战略目 标，为消费市场的繁荣搭建起坚实的金融桥梁。 在货币政策导向的落实上，建设银行充分发挥信贷支持主渠道作用，积极运用服务消费与养老再贷款等 结构性货币政策工具，配套经济资本打折、内部资金转移价格优惠、审批绿色通道等差异化支持措施， 加大信贷投放支持力度。政策发布以来，建设银行在服务消费与养老领域贷款投放已超过1000亿元，宁 波、山东、湖南、安徽等分行快速实现了相关领域贷款投放，有力支持了旅游景区、住宿餐饮、文化体 育等领域 ...

Core Viewpoint - The article highlights various promotional activities and discounts offered by China Construction Bank (CCB) through its mobile banking app and payment platforms, aimed at enhancing customer engagement and incentivizing the use of digital payment methods. Group 1: Promotional Activities - Customers can purchase a payment discount starting from 0.99 yuan, with a maximum discount of 36 yuan available [1] - From October 1, 2025, to December 31, 2025, customers can participate in a lottery for a chance to win up to 1998 yuan in WeChat payment discounts by using CCB cards for payments [4] - During November 2025, customers making a single WeChat transfer of at least 3888 yuan can enter a draw for monthly rewards [6] Group 2: Digital Currency Incentives - Throughout 2025, payments made using digital RMB wallets can enjoy discounts as low as 10% [7] - From April 22, 2025, to December 31, 2025, customers can receive WeChat payment discounts for utility bill payments made through the CCB app, with a minimum payment of 30 yuan [17] - In designated pilot areas, customers using digital RMB for specific bill payments can receive WeChat discounts ranging from 5 to 15 yuan based on the payment amount [21] Group 3: Customer Engagement and Rewards - New customers who bind their CCB cards can receive up to 361 yuan in benefits, including various discounts and rewards [10] - Customers using CCB credit cards for WeChat payments can earn up to 10,000 comprehensive points monthly, with each 1 yuan spent earning 1 point [11] - Special privileges and additional points can be earned through the "Treasure Privilege" program when using Alipay with CCB credit cards [13]

Core Viewpoint - The 20th Central Committee of the Communist Party of China emphasizes the importance of expanding domestic demand as a strategic foundation for economic growth, with a focus on enhancing consumption and investment to stimulate economic activity [1] Group 1: Economic Contribution and Strategy - During the 14th Five-Year Plan period, consumption is expected to contribute approximately 63% to economic growth, highlighting its increasing role as a key driver of China's economic expansion [1] - China Construction Bank (CCB) aims to support the enhancement and expansion of consumption as a critical aspect of its service to national development, launching a "Consumption Finance Special Action" to better meet financial needs in the consumption sector [1][2] Group 2: Implementation of Policies - CCB actively implements national policies to amplify their effects, launching a comprehensive consumption finance service system that integrates credit, payment, and derivative services to optimize financial supply [2] - The bank has utilized structural monetary policy tools, such as service consumption and pension re-loans, to increase credit support, with over 100 billion yuan allocated to service consumption and pension sectors since the policy's introduction [2] Group 3: Financial Support and Infrastructure - CCB has effectively utilized fiscal support policies, managing to distribute over 20.9 billion yuan in consumer vouchers across 309 cities, which has directly stimulated consumption by approximately 151.1 billion yuan [3] - The bank has focused on key consumption sectors, increasing loan support for tourism, culture, sports, health, education, and elderly care, with loans in these areas growing over 60% since the end of 2022 [4] Group 4: Enhancing Consumer Services - CCB has expanded personal consumer loans, serving around 35 million customers with a loan balance of 652.7 billion yuan, positioning itself as a leader in the industry [6] - The bank has introduced innovative payment solutions, such as quick payment functions for consumer loans, enhancing the integration of credit products with payment services [7] Group 5: Integration into Consumer Ecosystem - CCB is leveraging its comprehensive financial services to actively engage in the consumer ecosystem, collaborating with major e-commerce platforms to create a seamless consumer experience [8] - The bank is focusing on deepening services for group chain customers, integrating financial and non-financial services to support the consumption ecosystem [9] Group 6: Future Directions - CCB plans to continue implementing national policies aimed at expanding domestic demand and boosting consumption, with a focus on new consumption trends such as green and digital consumption [9]

Core Viewpoint - Consumption is identified as the "main engine" driving economic growth, with a focus on boosting domestic demand and achieving high-quality development as a priority for economic work in 2025 [1] Group 1: Economic Policy and Strategy - The Central Economic Work Conference emphasizes the importance of significantly boosting consumption and improving investment efficiency as key strategies for expanding domestic demand [1] - The State Council's action plan for 2024 includes four major initiatives: equipment updates, old-for-new consumption, recycling, and standard upgrades [1][5] Group 2: Digital Transformation and Financial Services - The Qingdao branch of China Construction Bank is actively developing a digital operating system for personal consumption business, utilizing financial technology to enhance customer engagement and service efficiency [2] - The branch has issued 1.7 billion yuan in personal loans, serving over 42,500 households, demonstrating the effectiveness of its digital strategy [2] Group 3: Consumer Support Initiatives - The bank has launched various promotional activities targeting daily consumption scenarios, achieving over 1 million transactions and enhancing brand influence [4] - The bank's support for consumer financing includes tailored products like "Jianyi Loan," which has provided timely assistance to individuals facing financial difficulties [3] Group 4: Green Consumption and Industrial Upgrading - The bank is facilitating green consumption through innovative financial tools, including a 1.5 billion yuan green bond issuance aimed at promoting energy-efficient home appliances [7] - The Qingdao branch has also supported the development of smart agricultural equipment, projecting an annual output value increase of 1.2 billion yuan [6] Group 5: Comprehensive Financial Ecosystem - The bank is transitioning from traditional credit support to a comprehensive empowerment model that integrates policy response, scenario reconstruction, and ecosystem cultivation [8] - By aligning financial services with national strategies, the bank aims to stimulate consumption and support high-quality economic development [8]

Group 1 - The article discusses various promotional activities and discounts offered by China Construction Bank (CCB) through its mobile banking app and partnerships with platforms like WeChat and Alipay [11][14][28] - CCB is providing incentives such as cash rebates, discount coupons, and loyalty points for customers who use their bank cards for payments during specific promotional periods [4][19][24] - The promotions include opportunities to win prizes through lucky draws based on monthly spending thresholds, encouraging increased usage of CCB's financial services [4][11][19] Group 2 - Specific promotional periods are highlighted, such as from July 1, 2025, to December 31, 2025, where customers can earn rewards for using their CCB cards for transactions [8][24] - The article mentions the use of digital currency for payments, with additional discounts available for transactions made using digital RMB in designated areas [33] - CCB is also promoting its credit card services by offering bonus points for transactions made through various payment platforms, enhancing customer engagement and loyalty [19][24][28]

Core Viewpoint - The article promotes a promotional event for users of the 62-starting Dragon Card credit card, offering discounts and interest-free installment options for purchases on Taobao and Tmall during specific periods [1][6]. Group 1: Promotion Details - The promotional period for 3C category products is from October 20, 2025, to November 30, 2025, while the full category runs from October 15, 2025, to December 31, 2025 [4]. - Users can enjoy discounts based on their spending: for full category purchases, discounts include 25 yuan for spending over 500 yuan, 75 yuan for over 1500 yuan, and 200 yuan for over 5000 yuan; for 3C category purchases, discounts are 200 yuan for over 3000 yuan and 400 yuan for over 6000 yuan [6]. - Users can also benefit from up to 24 months of interest-free installments, with an approximate annualized interest rate of 0% [6]. Group 2: User Eligibility and Limitations - The promotion is available to users holding the 62-starting Dragon Card credit card, excluding business and special installment cards [5]. - Each user can access three discount tiers for the full category and two for the 3C category each month, with no overlapping discounts allowed [7]. - The total number of discount slots is limited, with at least 85,000 slots for October and 60,000 for November in the full category, and at least 1,500 for October and 1,000 for November in the 3C category [7]. Group 3: Participation Requirements - Only users with real-name authentication on Alipay can participate, and they must bind their 62-starting Dragon Card credit card to their Alipay account [9]. - Users must complete real-name authentication and bind their phone numbers to be eligible for the promotion [9].