Core Viewpoint - The article discusses the implementation of a fiscal interest subsidy policy for personal consumption loans by China Construction Bank, effective from September 1, 2025, aimed at supporting eligible customers in their consumption activities [1]. Group 1: Eligible Loans for Subsidy - Personal consumption loans issued by the bank, excluding credit card transactions, that are used for consumption and can be identified through the loan disbursement account are eligible for the subsidy [2]. - The subsidy covers consumption transactions under various categories, including but not limited to household vehicles, education, healthcare, and electronic products, with a focus on transactions below and above 50,000 yuan [2]. Group 2: Subsidy Standards - The annual subsidy rate is set at 1 percentage point, with a maximum limit of 50% of the loan contract interest rate [3]. - The total subsidy cap for all personal consumption loans during the policy period is 3,000 yuan, with a specific cap of 1,000 yuan for loans below 50,000 yuan [3]. Group 3: Application Process - Customers must follow the standard loan application process and sign a service agreement to authorize the bank to access transaction information for subsidy eligibility [4]. - The bank will automatically identify eligible transactions through its system, deducting the subsidy from the loan interest during repayment [4]. Group 4: Accessing Subsidy Information - A dedicated section for "Consumption Loan Fiscal Subsidy" has been established in the bank's mobile app, providing access to the service agreement, subsidy records, and application uploads [5]. Group 5: Signing the Service Agreement - New customers signing personal consumption loans from September 1 can access the service agreement through the mobile banking app [6]. - Existing customers who draw loans after September 1 must also sign the service agreement via the app [7]. Group 6: Automatic Identification of Transactions - The bank's system can automatically identify eligible transactions made from the designated debit card account linked to the personal consumption loan [8]. Group 7: Manual Invoice Submission - For transactions not automatically identified, customers can upload invoices for manual review starting September 5 [9]. - The process involves entering transaction details and uploading corresponding invoices for verification [9]. Group 8: Timing for Subsidy Deduction - The subsidy amount will only be calculated for the policy period from September 1, 2025, to August 31, 2026, and will be directly deducted from the loan interest during repayment [10].

Core Viewpoint - The article highlights various types of telecom fraud and emphasizes the importance of recognizing scam tactics to protect financial rights and maintain a good quality of life [3]. Group 1: Types of Scams - Refund Scam: A case where a woman was tricked into providing her bank details under the pretense of receiving a double refund for a defective product, resulting in a loss of 3000 yuan [5]. - Prize Scam: A woman received a message claiming she won a laptop but had to pay a 200 yuan "handling fee," leading to her losing the money without receiving the prize [7]. - Online Loan Scam: An individual was misled into paying 3000 yuan in fees and 5000 yuan in deposits for a loan that never materialized [11]. - Online Dating and Gambling Scam: A person was lured into gambling through a social media acquaintance, initially winning but ultimately losing all investments and incurring debt [15]. - Investment Fraud: An individual invested 50,000 yuan based on misleading information from a self-proclaimed investment expert, only to find the platform inaccessible when attempting to withdraw funds [19]. Group 2: Prevention Tips - The article advises adhering to the "three no's and one more" principle: do not click on unknown links, do not trust unknown calls, do not disclose personal information, and verify before transferring money [20].

Group 1 - The article promotes a rewards program where users can redeem points for discounts on phone bills, with a maximum discount of 25 yuan per transaction and a monthly cap of 25 yuan [2][4] - The promotional period for the phone bill discount activity is from August 1, 2025, to September 30, 2025 [2] - Users can check their available points and how much they can redeem, with 700 points equating to a 1 yuan discount [4] Group 2 - The article emphasizes that the discounts from this activity cannot be combined with other promotions, such as "phone bill red envelopes" [4] - The content includes advertisements related to the rewards program [7]

Core Viewpoint - The article promotes a romantic and personalized money transfer service offered by China Construction Bank, emphasizing the emotional connection and convenience of sending money as a form of expressing love [3][4]. Group 1: Service Features - The service allows users to customize their money transfer notifications with romantic themes, enhancing the emotional aspect of financial transactions [3][4]. - Users can participate in a promotional event where they can win a discount of 100 yuan by engaging with the transfer service [4][5]. Group 2: User Engagement - The article encourages users to log into the China Construction Bank app to complete their transfers and notify recipients, thereby increasing user interaction with the app [3][4]. - There is a call to action for users to follow the bank's official WeChat account to discover more features and promotions [5].

Group 1 - The article highlights the launch of limited edition jewelry and gold phone stickers by the Palace Museum, emphasizing the blend of traditional craftsmanship and modern aesthetics [4][10][32] - The products are designed to convey love and good fortune, with specific items like the "Fortune Pi Xiu" symbolizing wealth and prosperity [15][26] - Each piece is crafted under the guidance of renowned Chinese artisans, showcasing the museum's cultural heritage and artistic values [4][8][21] Group 2 - The article mentions various themed jewelry items, such as the "Auspicious Blue Luan" and "Auspicious Butterfly," each carrying unique meanings related to love and family harmony [20][15] - The "Hundred Years of Good Fortune Beads" set consists of 108 beads, symbolizing the elimination of worries and providing tranquility [29] - The gold phone stickers are described as a personal guardian, intended to bring blessings into everyday life [32][34]

Core Viewpoint - The article emphasizes the importance of low-carbon initiatives and how individuals can participate in energy-saving activities through digital platforms, particularly focusing on the benefits of using the China Construction Bank's carbon account services [5][9]. Group 1: Low-Carbon Initiatives - The campaign runs from August 1, 2025, to September 30, 2025, promoting low-carbon behaviors and offering rewards for participation [2]. - Users can earn energy credits by engaging in low-carbon activities such as walking, using shared bicycles, and making digital payments [6][7]. Group 2: Digital Payment and Financial Products - Digital payments are highlighted as a convenient way to support environmental efforts, with specific rewards associated with credit card usage and online transactions [7]. - Various financial products, including funds and savings, are presented as options for users to grow their investments while contributing to ecological sustainability [8].

Core Viewpoint - The article highlights various promotional activities related to digital currency, specifically focusing on discounts and benefits offered by Southern Airlines and Vipshop during the summer season, encouraging users to utilize digital RMB for transactions [3][5][13]. Group 1: Southern Airlines Promotions - Southern Airlines is offering a "Digital Currency Flexible Flight" promotion, providing significant discounts for travelers during the summer [4][5]. - The promotion includes options for users to receive discounts of 100 RMB on purchases over 500 RMB or 300 RMB on purchases over 1500 RMB, applicable without the need for coupon collection [6]. - The promotional period for this offer is from August 1, 2025, to September 30, 2025, and is exclusive to users of the Bank of China’s digital currency wallets [6]. Group 2: Vipshop Promotions - Vipshop has launched a digital currency campaign, featuring discounts and special offers for users who open a digital currency wallet [13]. - New users can enjoy a 20 RMB bonus for opening a second-tier wallet, with additional discounts available directly during payment [14]. - The promotional period for Vipshop's digital currency offers is from September 1, 2025, to September 30, 2025 [15]. Group 3: Other Promotions - Additional promotions include discounts from Luckin Coffee and Meituan, running from July 1, 2025, to September 30, 2025, and May 24, 2025, to November 30, 2025, respectively [19][20]. - SF Express is also offering digital currency red envelopes as part of its promotional activities, valid from May 15, 2025, to November 30, 2025 [21].

Core Viewpoint - The article discusses a promotional event organized by China Construction Bank, offering users the opportunity to purchase selected products at a discounted price using a one-yuan coupon, with specific rules and timeframes for participation [1][4]. Group 1: Event Details - The promotional event runs from August 1, 2025, to September 3, 2025 [2]. - Each user is limited to participating once in the event, and using the one-yuan coupon is considered participation [4]. - Coupons can only be obtained through the China Construction Bank APP and must be used for designated products on the event page [4]. Group 2: Coupon Usage and Timing - The event features two daily sessions for coupon distribution: the first session from 9:00 AM to 12:59 PM and the second session from 2:00 PM to 11:59 PM [5]. - Users can enjoy a one-yuan purchase after applying the coupon, with payment exclusively through China Construction Bank's Dragon Pay [4]. Group 3: Product Offerings - Various products are highlighted for the promotion, including: - 3 kg of sweet and juicy mangoes priced at ¥22 [6]. - 5 kg of sweet and fragrant potatoes priced at ¥23 [7]. - 160g of crispy walnuts priced at ¥24 [7]. - 240g of fine-width noodles priced at ¥23 [8]. - Additional promotions include discounts for cross-store purchases, such as a ¥100 discount on purchases over ¥300 [9].

Core Viewpoint - The article emphasizes the benefits of a target investment strategy offered by the bank, which includes automatic profit-taking features to help investors manage their investments more effectively [10][17][20]. Summary by Sections Investment Strategy - The target investment strategy allows investors to set predefined profit goals, such as 5%, 10%, 15%, or 20%, and the system will automatically take profits once these targets are reached [19][20]. - This approach alleviates the stress of timing the market and reduces emotional trading, as investments are made systematically [12][13]. Benefits of Target Investment - The strategy offers three main advantages: it simplifies the decision-making process regarding when to buy, it automates regular purchases to avoid emotional reactions during market fluctuations, and it helps average the investment cost over time [13][15]. - The target investment strategy is designed to be user-friendly, allowing investors to engage in a more relaxed investment process without the burden of constant decision-making [21]. Performance and Selection Criteria - The article highlights that the selected funds for the target investment strategy are chosen based on their long-term performance and stability, ensuring they are suitable for regular investment [15][17]. - The strategy focuses on funds that have shown consistent performance and are appropriate for systematic investment [15].

Group 1 - The article discusses various promotional activities and discounts available during a specific period, highlighting the potential savings for consumers [2][4][30] - It mentions a mobile banking registration incentive, offering a cash rebate of 10-100 yuan through WeChat [1] - The article outlines specific coupon offers, such as discounts on certain products when spending above a set amount, with some coupons allowing up to 90% points redemption [10][12][19] Group 2 - The promotional period is defined as July 30 to August 14, with limitations on the number of coupons that can be redeemed per person per day [7][9] - Various products are featured with specific discount thresholds, such as 30 yuan off when spending 99 yuan, and 50 yuan off when spending 199 yuan [24][30] - The article emphasizes the urgency of these promotions, indicating that quantities are limited and available on a first-come, first-served basis [7][9]