Core Viewpoint - The article provides a detailed guide on how to easily convert physical gold into cash through the gold repurchase service offered by China Construction Bank, emphasizing the convenience, professional service, and efficient process involved in the transaction [6][8]. Summary by Sections Gold Repurchase Overview - The gold repurchase business is a service provided by China Construction Bank that allows customers to "liquidate" their physical gold holdings by purchasing gold products that fall within the bank's repurchase scope [8]. Eligible Gold Products - The repurchase service supports "CCB Gold" self-operated physical gold products, with specific product types available for repurchase listed in the mobile banking app [9]. Steps to Complete the Repurchase - The process to complete a gold repurchase involves three main steps: 1. **Initiate the Repurchase**: Customers can start by opening the China Construction Bank app and navigating to the gold repurchase section [11][18]. 2. **Visit the Bank**: Customers must bring necessary documents, including their ID, bank card, and physical gold products, to the designated branch at the scheduled time [20]. 3. **Await Fund Transfer**: After completing the necessary procedures, the repurchase funds will be transferred to the customer's bank account, initially in a frozen state until verification is complete [22]. Operational Details - The service is available on weekdays from 9:30 AM to 3:00 PM, with operations paused on weekends and public holidays [23]. - As of September 17, 2025, over 70 branches nationwide will offer the gold repurchase service, and customers can check availability through the mobile banking app [24].

Core Viewpoint - The article promotes a discount campaign by China Construction Bank (CCB) through its "CCB Life" app, offering users the opportunity to purchase discount vouchers starting from 0.99 yuan and receive a payment reduction of up to 36 yuan during the promotional period from August 1, 2025, to December 31, 2025 [2]. Group 1: Discount Campaign Details - The discount vouchers can be purchased starting at 0.99 yuan, with a maximum reduction of 36 yuan available [2]. - The campaign is set to run from August 1, 2025, to December 31, 2025, allowing users to take advantage of the offers during this period [2]. - Users can access the discount vouchers through the "CCB Life" app by navigating to the "Discount" activity page [13]. Group 2: Participation Instructions - To participate in the discount campaign, users must enter the "CCB Life" app, find the "Discount" activity page, and select available merchants to use the vouchers [13]. - Payment must be made using WeChat Pay at the participating merchants to redeem the discount vouchers [13]. - The app provides a list of merchants where the discount vouchers can be utilized, and users are encouraged to check for updates on participating merchants [11].

Core Viewpoint - The article discusses a promotional campaign by China Construction Bank (CCB) that encourages the use of digital RMB for utility payments, offering incentives such as WeChat discounts for eligible transactions [3][5]. Group 1: Promotion Details - The campaign allows customers to receive WeChat discounts ranging from 2 to 10 yuan when they pay utility bills or mobile phone fees using digital RMB, with a minimum payment of 50 yuan required [5]. - Customers can participate in the promotion from August 12, 2025, to December 31, 2025, specifically targeting users of the CCB digital wallet [4]. Group 2: Eligible Regions - The digital RMB trial regions include major cities and provinces such as Beijing, Shanghai, Guangdong, and others, indicating a broad geographical focus for the promotion [3]. Group 3: Participation Rules - Each customer can only claim the WeChat discount once per calendar month, with strict identification measures in place to prevent multiple claims from the same individual [5].

Core Viewpoint - The article emphasizes the importance of personal pension plans as a government-supported, voluntary, and market-oriented system that serves as a supplementary function for retirement insurance, providing individuals with peace of mind for their future retirement [3]. Summary by Sections Personal Pension Overview - Personal pensions are designed to enhance retirement security through government policy support and voluntary participation, allowing individuals to invest in a market-driven manner [3]. Tax Benefits - Individuals can enjoy a maximum tax deduction of 12,000 yuan per year on contributions, with investment income not taxed until withdrawal, where a 3% tax rate applies [4]. - The tax structure allows for various income brackets with corresponding marginal tax rates, providing opportunities for tax savings [6][7]. Incentives and Rewards - The article outlines various rewards for individuals who open and contribute to personal pension accounts, including a maximum of 2,696 yuan in benefits for initial contributions [2][10]. - Additional rewards are available for reaching specific contribution milestones, such as 88 yuan for the first deposit and up to 380 yuan for contributions of 10,000 yuan [10]. Investment Products - The article promotes a specific investment product, the "建信优享进取养老目标五年持有混合发起(FOF)Y," which is designed for long-term holding with a minimum period of five years to mitigate short-term market fluctuations [13][14]. - The fund aims to balance equity positions to capture market opportunities while maintaining a solid foundation through fixed income [15]. Fees and Charges - Management and custody fees for the promoted fund are set at 50% of the standard A-class share fees, making it a cost-effective option for investors [16].

Core Viewpoint - The article promotes the high-end credit card offerings from China Construction Bank, highlighting a dual reward program for new cardholders that includes significant bonus points for meeting spending criteria during a specified promotional period [1][23]. Group 1: Activity Overview - The promotional event, titled "High-End Credit Card Dual Enjoyment Gift," runs from July 16, 2025, to December 31, 2025 [23]. - The target audience for this promotion is wealth management members of the bank with an average monthly financial asset of at least 200,000 RMB [7][23]. Group 2: Activity Details - Activity One: For holders of the Family Love Credit Card (UnionPay version), completing three transactions of at least 99 RMB each after binding the card to WeChat or Alipay will earn them 50,000 bonus points, with a limit of 43,000 offers available for the year 2025 [10][23]. - Activity One: For holders of the Prestige Platinum Credit Card (excluding Visa single-brand version), completing the same transaction criteria will earn them 100,000 bonus points, with a limit of 25,000 offers available for the year 2025 [10][23]. Group 3: Cardholder Benefits - The Prestige Platinum Credit Card offers various benefits, including two domestic airport/high-speed rail chauffeur services, six appointments with top-tier hospital specialists, and two free additional cards [3][5]. - The Family Love Credit Card provides similar benefits, including access to global airport lounges and high-end hotel booking discounts [5][14]. Group 4: Financial Incentives - Cardholders can earn additional points if their average monthly financial assets increase compared to the previous month while meeting the spending criteria [12][13]. - The Family Love Credit Card has an annual fee of 580 RMB, while the Prestige Platinum Credit Card has a higher fee of 1,800 RMB, with both offering point redemption options to offset these fees [16].

Group 1 - The article promotes the "速盈" product from China Construction Bank, highlighting its features for quick fund redemption and automatic payment capabilities [3][5][6] - "速盈" allows users to quickly redeem up to 10,000 yuan per day, making it convenient for urgent cash needs [3] - The product is linked to the "建信现金添利货币基金A" (code: 000693), which has a management fee of 0.30% per year, a custody fee of 0.05% per year, and a sales service fee of 0.15% per year [4] Group 2 - The article emphasizes the ease of managing finances with "速盈," allowing users to invest small amounts starting from 0.01 yuan with no transaction fees [4] - It supports automatic credit card repayments, where the system can automatically redeem fund shares to pay off credit card balances [5] - "速盈" also offers an automatic mortgage repayment feature, which allows users to set up regular transfers from their investment account to cover mortgage payments [6]

Core Viewpoint - The article primarily focuses on promotional offers and discounts available through the China Construction Bank's (CCB) lifestyle services, particularly in relation to food delivery platforms like Ele.me and Meituan, highlighting the benefits of using CCB's points system for savings on orders [4][12][13]. Group 1: Promotional Offers - CCB offers various discounts on food delivery services, with specific coupons available for use on platforms like Ele.me and Meituan, encouraging users to take advantage of these promotions [10][12]. - The promotional period for these offers is from July 1, 2025, to September 30, 2025, indicating a strategic marketing push during this timeframe [5]. - Users can receive significant savings, such as discounts of up to 50% on certain orders, and can stack coupons with points for additional savings [13][14]. Group 2: Points System - CCB's points system allows users to redeem points for discounts on food delivery, with specific examples showing how many points can be used for various amounts off their orders [14][15]. - The article mentions that users can accumulate points through various payment methods, including WeChat Pay and Alipay, enhancing the appeal of using CCB's services [16]. - The integration of points with promotional offers is emphasized, allowing for a more cost-effective dining experience [13][14].

Core Viewpoint - The article promotes a promotional event called "Golden Autumn Action," offering various discounts and coupons for consumers during the period from September 4 to September 18, 2025, aimed at enhancing consumer spending and engagement [1]. Summary by Sections Promotional Offers - Consumers can receive a discount of 100 yuan when spending 300 yuan across stores during the promotional period [1]. - Each person is limited to one coupon per day, available starting at 6 AM, with a daily expiration [2]. Specific Product Promotions - Various products are highlighted with specific discount offers, such as: - Oatmeal (500g) priced at 44 yuan [2]. - Bamboo shoots (60g) priced at 12.9 yuan [3]. - Honey (15g*7 bags) priced at 27.8 yuan [4]. - Barley noodles (500g) priced at 18.8 yuan [5]. Additional Discounts on Fruits and Other Goods - Discounts on fruits include: - Durian with a coupon discount of 30 yuan on purchases over 99 yuan, with a final price starting at 98 yuan [6]. - Red Fuji apples with a coupon discount of 10 yuan on purchases over 49 yuan, resulting in a price of 39.5 yuan for 5 kg [7]. Other Promotions - Various other products such as rice, peanut oil, and mooncake gift boxes are also included in the promotional offers, with specific discount thresholds [8][9][12]. - The event includes a chance to win prizes, such as a bottle of Moutai liquor, for participating in the shopping activities [15].

Group 1 - The article highlights a promotional campaign by China Construction Bank in collaboration with China Resources, offering discounts on various products and services through the Dragon Card credit card [5][8]. - The promotion includes a tiered discount structure, where customers can receive up to 66 yuan off on purchases over 300 yuan, and up to 166 yuan off on purchases over 2000 yuan, applicable on specific days of the week [6][5]. - The campaign runs from June 25, 2025, to December 31, 2025, encouraging customers to engage with popular shopping districts [5].

Core Viewpoint - The article emphasizes the importance of recognizing and avoiding various types of scams, particularly those related to high-return investment schemes and online frauds [1][2]. Group 1: Scam Types - The article describes a common scam involving "刷单兼职" (order brushing jobs) that promises high commissions of up to 15% for simple tasks, luring individuals into a false sense of security with the prospect of easy money [4]. - It highlights the tactic of small returns to build trust, followed by significant investments that lead to losses when the scammer disappears [5][6]. Group 2: Warning Signs - The article provides several warning signs of scams, such as the requirement to invest upfront, promises of high returns with no risk, and the use of unofficial apps [7][12]. - It advises individuals to stop any investment that requires upfront capital and to be cautious of any offers that seem too good to be true [7][12]. Group 3: Case Studies - The article includes examples of individuals who fell victim to scams, detailing how they were manipulated into investing larger sums of money, only to face withdrawal failures when attempting to retrieve their funds [10][11]. - It illustrates the deceptive nature of fake investment platforms that promise unrealistic returns, showcasing fabricated success stories to entice new investors [9][10].