Core Viewpoint - The People's Bank of China will issue the "80th Anniversary of the Victory of the Chinese People's Anti-Japanese War and the World Anti-Fascist War" commemorative coin, with a face value of 10 yuan and a total issuance of 80 million coins [1]. Group 1: Issuance Details - The issuance will adopt a reservation exchange method, with China Construction Bank (CCB) handling reservations in 11 regions [1]. - The reservation period is from September 16, 2025, 22:00 to September 17, 2025, 24:00, with a limit of 20 coins per person [2]. - Customers can reserve coins through various online and offline channels, including CCB's website and mobile banking [2][8]. Group 2: Verification and Exchange Process - The verification period will be from September 21, 2025, to September 23, 2025, during which all reservation records will be checked [3]. - Customers can check their reservation results after September 20, 2025, and only successful verifications will allow for coin exchanges [4]. - The exchange period is set from October 30, 2025, to November 5, 2025, with specific arrangements subject to local People's Bank requirements [5]. Group 3: Identification and Payment Methods - Valid identification for reservations and exchanges must be the original second-generation resident ID card, with specific provisions for proxy reservations [8]. - CCB supports cash, debit cards, and bankbooks for exchanges, with some branches also accepting digital RMB [10].

Core Viewpoint - The article promotes a low-carbon initiative by China Construction Bank, encouraging users to engage in low-carbon behaviors to earn rewards and discounts [3][4]. Group 1: Low-Carbon Initiative - Users can unlock energy discounts starting from 50% by completing low-carbon tasks [4]. - The initiative includes various activities that allow users to accumulate "green energy" by engaging in low-carbon behaviors such as walking, using shared bikes, and public transport [9][10]. Group 2: Energy Accumulation - Different activities yield varying amounts of energy: walking can earn up to 100g per day, shared bikes provide 75g per ride, and public transport offers 90g per trip [10]. - Credit card spending can accumulate up to 3000g monthly, while online payments and contactless payments yield smaller amounts [11]. Group 3: Rewards and Benefits - Users can redeem accumulated energy for popular rewards, including WeChat red packets and exclusive discounts on debit card transactions [6][7]. - The program aims to incentivize low-carbon lifestyles while providing tangible benefits to participants [9].

Core Viewpoint - The article outlines various promotional activities and discounts offered by China Construction Bank (CCB) through different payment platforms, aiming to attract customers and enhance user engagement with their financial services. Group 1: Promotional Activities - The "Save Money" campaign allows customers to purchase items starting from 0.99 yuan and receive a payment discount of up to 36 yuan, valid from January 1, 2025, to December 31, 2025 [3]. - The "Douyin Payment Rewards" event offers a chance to receive a 5 yuan discount for users participating through CCB's mobile banking from July 1, 2025, to September 30, 2025 [5]. - CCB is providing a special offer for WeChat transfers, where users can receive up to 60 yuan in rewards for successful transfers of 3888 yuan or more during September 2025 [7]. Group 2: Discounts and Offers - Customers can purchase a package of four 50% off ride coupons for just 0.01 yuan through Alipay from July 2, 2025, to September 30, 2025, with limited availability [8]. - New users who bind their CCB cards for the first time on Meituan can receive a welcome package worth 130 yuan during the back-to-school season from September 1, 2025, to September 30, 2025 [11]. - The "WeChat Consumption Points" program allows users to earn 1 comprehensive point for every 1 yuan spent using CCB credit cards through WeChat Pay, with a maximum of 10,000 points per month [14]. Group 3: Digital Currency Initiatives - A promotional event for digital currency payments runs from August 12, 2025, to December 31, 2025, where users can receive random WeChat discounts ranging from 2 to 10 yuan for payments over 50 yuan using digital RMB [30]. - Customers making utility payments through the CCB app can receive WeChat discounts of 2 to 5 yuan for payments of 30 yuan or more, valid from April 22, 2025, to December 31, 2025 [25].

Core Viewpoint - The article promotes the new features of the China Construction Bank mobile app, highlighting the benefits of the monthly statement function for clearer financial management [2][3]. Group 1: App Features - The China Construction Bank app has undergone an upgrade, introducing a monthly statement feature that allows users to see their income and expenses clearly [2]. - The app includes transaction categorization, making it easier for users to track their spending habits [2]. Group 2: Usage Steps - Users can access the monthly statement by logging into the China Construction Bank app and using the search function to find "monthly statement" [3]. - After entering the search term, users can click on the monthly statement option to view their financial summary [3].

Core Viewpoint - The article discusses the new personal pension policy implemented by the Ministry of Human Resources and Social Security and other departments, which expands the scenarios for receiving personal pensions and clarifies the application process starting from September 1 [2]. Policy Interpretation - The original scenarios for receiving personal pensions included three situations: going abroad, reaching the age for basic pension, and complete loss of labor capacity [3][4]. - Three new scenarios have been added for receiving personal pensions: 1. Medical expenses exceeding the average disposable income of residents in the province for the previous year after insurance reimbursement [7]. 2. Receiving unemployment insurance for a cumulative total of 12 months within the last two years [7]. 3. Currently receiving urban and rural minimum living security [7]. Application Channels - The original application channel was through the bank where the personal pension fund account was opened [8]. - Two new application channels have been introduced: 1. A national unified online service portal [9]. 2. Social insurance agencies, including the national social insurance public service platform and the "掌上12333" app [9]. Review and Receiving Process - Social insurance agencies are responsible for verifying the pension application and uploading the results to the personal pension information management service platform [10]. - For approved applications, the bank will deduct a 3% personal income tax and transfer the funds to the individual's social security card bank account [10][11].

Core Viewpoint - The article emphasizes the support provided by the company to small and micro enterprises, highlighting promotional activities aimed at enhancing business growth and customer engagement [3][5]. Group 1: Promotional Activities - The company is running a promotional event from July 7, 2025, to September 30, 2025, offering a monthly limited number of benefits, which are available on a first-come, first-served basis [3]. - The promotional campaign is designed to inject momentum into small businesses and individual merchants, showcasing the company's commitment to understanding and meeting their needs [5]. Group 2: Customer Engagement - The company positions itself as a supportive partner for businesses, emphasizing its role in providing professional services and personalized care to foster growth and mutual success [5]. - The article encourages potential customers to engage with the company's services through its official WeChat account for more information [7].

Core Viewpoint - The victory of the Chinese People's Anti-Japanese War not only safeguarded national sovereignty but also laid a solid foundation for national rejuvenation, contributing significantly to the global anti-fascist war and promoting the global national liberation movement, thereby having a profound impact on world peace [2] Group 1: Commemorative Coin Issuance - The People's Bank of China will issue a set of gold and silver commemorative coins on September 3, 2025, to mark the 80th anniversary of the victory in the Chinese People's Anti-Japanese War and the World Anti-Fascist War [4] - The commemorative coin set consists of three coins: one 8-gram gold coin, one 150-gram silver coin, and one 30-gram silver coin, all of which are legal tender in the People's Republic of China [4] - The sales price for the 8-gram gold coin and 30-gram silver coin is set at 8,490 yuan and 690 yuan respectively, with a total issuance of 820 sets for each type [6][12] Group 2: Purchase and Reservation Process - Customers can reserve the commemorative coins from September 1, 2025, 9:30 AM to September 10, 2025, 2:30 PM, through the China Construction Bank app [13] - The reservation will be conducted via a lottery system, where customers must ensure sufficient balance in their selected bank account for the frozen payment during the lottery registration [15] - Successful lottery participants will have their payment deducted on the same day, while those who do not win will have their frozen funds released within three working days [14]

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Group 1 - The article highlights promotional offers for new mobile banking customers, including discounts ranging from 10 to 100 yuan for WeChat payments [3][5] - It mentions a specific promotion where customers can start with a minimum purchase of 0.99 yuan to receive a payment discount of 36 yuan [1] - The article encourages users to complete specific tasks, such as making a transfer and browsing payment pages, to earn additional rewards and the chance to win 100 yuan in WeChat discounts [5] Group 2 - The article emphasizes the importance of seasonal changes, suggesting activities like enjoying autumn tea and preparing for the fall season [4] - It promotes a special gift for customers as part of the autumn campaign, indicating a focus on customer engagement during this period [4]

Core Viewpoint - The article provides a comprehensive guide for using credit cards abroad, emphasizing the importance of having a chip card for international transactions and offering tips for card management before traveling. Group 1: Preparation for International Travel - Chip cards are essential for overseas payments as most merchants in regions like Europe, Japan, South Korea, Singapore, and Australia prefer chip card transactions over magnetic stripe cards [1] - Different chip cards can be applied for based on travel needs, such as the Dragon Card World Elite Platinum Card for tourism or the Dragon Card Study Abroad Credit Card for students [1] Group 2: Card Management - Users can upgrade their UnionPay Visa dual-standard magnetic stripe cards to chip cards for free through the China Construction Bank mobile banking app [3] - In case of card damage, users can request a replacement card via the mobile banking app [4] - Users can check and manage card status, including unlocking cards that are under various control conditions, through the mobile banking app [4][5] Group 3: Card Activation and Validity - Credit cards must be activated before use, and users should ensure that their physical cards are activated [5][6] - The bank automatically renews activated credit cards before expiration, and users should activate new cards promptly upon receipt [7] Group 4: Security and Limits - Users can set up a security lock for their credit cards and adjust overseas transaction limits through the mobile banking app [8] - Users can also reset transaction withdrawal passwords and manage credit card limits via the app [9][10] Group 5: Travel Notifications and Support - It is recommended to register travel dates and destinations with the bank to enhance transaction security and reduce the likelihood of transaction failures while abroad [12] - Users are encouraged to follow the bank's WeChat service account for real-time transaction alerts and assistance with overseas card issues [13]