Financial Performance - Total premiums written increased by 12% year-on-year to HKD 150 billion[3] - Profit before taxation reached HKD 20 billion, reflecting a 15% increase compared to the previous year[3] - Profit attributable to owners was HK$2.797 billion, with total assets reaching HK$1,409.4 billion, up 2.2% from the previous year-end, and 11.7% in RMB terms[16] - The net operating profit for the life insurance business was HK$8,347 million, a decrease of 27.3% compared to HK$11,475 million in the previous year[104] - The net profit attributable to owners dropped by 62.8% to HK$2,796.61 million in 2022, down from HK$7,513.70 million in 2021[51] Investment Income - Investment income rose by 8% to HKD 30 billion, contributing significantly to overall profitability[3] - Net investment income for the year was HK$48.573 billion, an increase of 8.9% year-over-year[18] - The total investment income decreased by 32.0% to HK$40.024 billion in 2022, down from HK$58.837 billion in 2021[69] - The total investment yield fell by 2.04 percentage points from 5.35% in 2021 to 3.31% in 2022[69] Market Expansion and Strategy - The company plans to expand its market presence in Southeast Asia, targeting a 20% increase in regional revenue by 2025[2] - A strategic acquisition of a regional competitor is anticipated to enhance market share by 15%[2] - New product launches in health insurance are expected to drive a 25% increase in premium income over the next fiscal year[3] Customer Growth and Policyholders - The number of policyholders grew by 10% to 5 million, demonstrating increased market penetration[3] - The number of individual customers increased to 15,743,273, up by 5.7% from 14,886,564 in 2021[100] - The number of individual agents increased to 391,069, representing a growth of 1.6% from 385,038 in 2021[100] Risk Management and Technology - The company has implemented a comprehensive risk management enhancement project, consolidating its risk management capabilities across various fields[30] - The company is investing HKD 1 billion in technology upgrades to enhance customer service and operational efficiency[2] - The Group launched innovative products such as "Taiping Health Guardian" and "Taiping Encyclopedia," contributing to a total of 110 million services provided by the intelligent technology sharing platform[46] Dividend and Financial Health - The company aims for a dividend payout ratio of 40% of net profit, reflecting confidence in future earnings growth[3] - The company reported an embedded value of HKD 200 billion, indicating strong financial health and growth potential[2] - The embedded value per share attributable to owners was HK$55.11, a decrease of 9.0% from the last year-end figure[38] Economic Outlook - In 2023, the company anticipates a stabilization and recovery of the economy, which is expected to drive the development of the insurance industry[31] - China Taiping is optimistic about the long-term sustainability of China's economy and the insurance industry's transformation and upgrading[32] Performance Metrics - The combined ratio for TPI improved by 6.4 percentage points year-over-year, achieving the best level since resuming business in China[17] - The comprehensive solvency ratio decreased to 194% in 2022 from 208% in 2021, with available capital dropping to RMB 166,142 million[130] - The Group's return on equity (ROE) decreased to 5.22% in 2022 from 9.52% in 2021, reflecting a decline of 4.30 percentage points[50]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不 發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚賴該等內容而引致的任何損 失承擔任何責任。 本公告所載有關截至2022年及2021年12月31日止年度的財務資料並不構成本集團該等年度的法定年度綜合財 務報表，但乃源自該等財務報表。根據《公司條例》第436條須就該等法定財務報表披露的其他資料如下： 本集團已根據《公司條例》第662(3)條及附表6第3部向公司註冊處處長提交截至2021年12月31日止年度的財 務報表，並將適時提交截至2022年12月31日止年度的財務報表。 本集團的核數師已就該兩年度的綜合財務報表提交報告。核數師報告並無保留意見，亦無提述核數師在不就 該等報告作保留的情況下以強調的方式促請有關人士注意的任何事項，也沒有載列根據《公司條例》第406(2)、 407(2)或(3)條作出的陳述。 (於香港註冊成立之有限公司) (股份代號：966) 公 告 截至 2022 年 12 月 31 日止年度業績 中國太平保險控股有限公司 公告 - 截至 2022 年 12 月 31 日止年度業 ...

在 中国太平 CHINA TAIPING 201 Annual Report 股份代碼 Stock Code: HK 00966 與您共 您分擔風險 E Manage Your Risks Enjoy Taiping Service A INFORERS Contents 目錄 Corporate Information 公司資料 4 Simplified Ownership Structure 簡明公司架構 6 Chairman's Statement 董事長致辭 8 Management Review and Analysis 管理層回顧和分析 16 Independent Actuaries Report on Review of Embedded Value Information 關於內含價值信息的獨立精算師審閱報告 62 Embedded Value 內含價值 64 Biographical Details of Directors, Senior Management and Company Secretary 董事、高級管理層及公司秘書之履歷 74 Report of the Director ...