2025年12月9日，辽宁金融监管局发布批复称，《中国农业银行（601288）辽宁省分行关于对徐伟任职 资格进行核准的请示》（农银辽发〔2025〕118号）收悉。经审核，现批复如下： 一、核准徐伟中国农业银行股份有限公司沈阳分行副行长的任职资格。 二、中国农业银行应要求上述核准任职资格人员严格遵守金融监管总局有关监管规定，自中国农业银行 政许可决定作出之日起3个月内到任，并按要求及时报告到任情况。未在上述规定期限内到任的，本批 复文件失效，由决定机关办理行政许可注销手续。 三、中国农业银行应督促上述核准任职资格人员持续学习和掌握经济金融相关法律法规，牢固树立风险 合规意识，熟悉任职岗位职责，忠实勤勉履职。 ...

12月12日，农业银行召开党委会议，传达学习中央经济工作会议精神，传达全国金融系统工作会议 要求，研究农业银行贯彻落实措施。农业银行党委书记、董事长谷澍主持会议并讲话。 会议要求，要坚守服务"三农"主责主业，进一步加大县域乡村融资投放，推动县域经济高质量发 展，持续巩固拓展脱贫攻坚成果。要围绕坚持内需主导和建设强大国内市场，全面对接"两新"政策 和"两重"项目，靠前做好提振消费和稳投资重大项目信贷投放。要创新完善科技金融服务体系，加大先 进制造业和新一轮重点产业链高质量发展贷款投放，助力建设现代化产业体系和发展新质生产力。要深 化普惠民生金融服务，进一步提升绿色金融和中小微企业金融服务质效。全面服务好高水平对外开放， 进一步支持外贸平稳增长。要更好统筹发展和安全，积极稳妥化解重点领域风险，确保资产质量稳定， 牢牢守住不发生系统性风险的底线。 责任编辑：杨喜亭 会议提出，要深刻认识和领会新形势下做好经济工作的"五个必须"，自觉把"五个必须"运用到金融 工作实践中，统筹好金融供给的总量、结构和节奏，兼顾防风险与促高质量发展，不断提升金融服务质 效。 会议强调，要切实把思想和行动统一到中央经济工作会议精神特别是习近 ...

随着数字技术与实体经济的深度融合以及客户行为与市场环境的深刻变迁，数智化转型已成为银行 业金融机构高质量发展、打造新质生产力的关键引擎。 当转型步入深水区，银行业金融机构对数智化的需求早已不是最初简单的技术叠加，而是向着更高 级别、更多联结、更广覆盖的金融生态转变。 从底层筑基到业务赋能，这场以技术为引擎、以客户为中心的深层次变革，正在从局部试点探索向 全流程、全体系的纵深推进阶段阔步前行，中国银行业已步入数智化转型的加速轨道。 升级核心系统 为转型发展筑基 "未来的银行必然是数字银行。"北京银行董事长霍学文在该行2025年半年度业绩说明会上道出了银 行业金融机构争先布局数智化转型的重要原因。 欲筑室者，先治其基。数智化转型的深化，绕不开底层核心系统的升级与革新。换言之，银行业数 智化转型的关键，在于借助技术力量重塑业务内核，以实现自身运营提效、客户体验升级和市场破局。 今年以来，多家银行的新一代核心系统上线或进一步优化，以分布式、云原生、自主可控等为重要 特征的技术底座，在一家又一家银行落地并迅速发挥效能。 数据是新型生产要素，也是银行业金融机构数字化、智能化转型的核心要素。2025年，银行业在数 据治理、 ...

Core Viewpoint - The approval and disapproval of financial executives' qualifications reflect the regulatory body's emphasis on corporate governance and risk management within financial institutions [2][10]. Group 1: Approved Executives - A total of 16 financial executives have received approval for their positions across various banks, including rural commercial banks and major state-owned banks [1][11]. - Specific approvals include Zhang Zhongsheng and Zhang Haiyan as independent directors at Youyu Rural Commercial Bank, and Zhang Guodong and Yang Shaorong as vice presidents at Shanyin Rural Commercial Bank [3][4]. - Other approved positions include Wang Wenchao and Niu Shijun as vice presidents at Youyu Rural Commercial Bank, and Li Yahui as a director at Yingxian Rural Commercial Bank [4][14]. Group 2: Disapproved Executives - Recent cases of disapproval include Li Honghong's qualification for the position of secretary of the board at Shanxi Jingle Rural Commercial Bank, which was denied due to a lack of necessary knowledge, experience, and capability [6][7]. - Another disapproval involved Zhang Yanqing's qualification for the position of president at Lingqiu County Changqing Village Bank, which was rejected for not meeting specific regulatory requirements [7][18]. Group 3: Regulatory Framework - The regulatory body has established a comprehensive set of standards for the qualification of financial executives, including eight basic conditions such as having full civil capacity and the necessary knowledge and experience for the position [8][19]. - For rural and small banks, additional requirements include familiarity with the management framework and profit model of similar institutions [19]. Group 4: Professional Development in Shanxi - The recent approvals of multiple financial executives are seen as a foundation for the healthy development of Shanxi's financial sector, enhancing management levels and risk control capabilities [9][20]. - The regulatory body has previously approved several executives, including Zhao Chongping as president of Jinshang Consumer Finance Co., and other vice presidents at major banks [9][20]. Group 5: Regulatory Dynamics - The approval and disapproval of executive qualifications illustrate the regulatory body's commitment to maintaining a baseline of competence while encouraging the selection of outstanding talent [10][20]. - All approved executives are required to continuously learn and understand relevant economic and financial laws and regulations, emphasizing the importance of risk compliance awareness [10][20].

Group 1 - Ping An Asset Management Co., Ltd. increased its stake in Agricultural Bank of China (01288.HK) by acquiring approximately 124 million shares at an average price of HKD 5.6901 per share, totaling around HKD 708 million [1] - Following this acquisition, Ping An's total shareholding in Agricultural Bank of China rose to 7,383,245,000 shares, increasing its ownership percentage from 23.61% to 24.01% [1]

智通财经APP获悉，香港联交所最新资料显示，12月11日，Ping An Asset Management Co., Ltd.增持农业 银行(01288)约1.24亿股，每股作价5.6901港元，总金额约为7.08亿港元。增持后最新持股数目约为73.83 亿股，最新持股比例为24.01%。 ...

香港联交所最新资料显示，12月11日，Ping An Asset Management Co.,Ltd.增持农业银行（601288） (01288)约1.24亿股，每股作价5.6901港元，总金额约为7.08亿港元。增持后最新持股数目约为73.83亿 股，最新持股比例为24.01%。 ...

Group 1 - The Zhejiang Financial Supervision Administration is implementing a financing coordination mechanism for small and micro enterprises to direct more financial resources to the real economy [1] - A three-level collaborative working mechanism has been established, involving various departments to enhance credit information sharing and government financing guarantees [1] - As of September, 498.3 million enterprises have been visited, with 139.1 million included in the recommendation list, and 126.6 million have received credit support totaling 4.03 trillion yuan [1] Group 2 - Zhejiang Guoyue Technology Co., Ltd. focuses on improving the success rate of out-of-hospital cardiac arrest rescues by developing customized software and hardware for emergency rescue training and management [2] - The Agricultural Bank of Ningbo provided a credit line of 10 million yuan to Guoyue Technology, which has helped the company alleviate financial pressure and increase its revenue from over 10 million yuan in 2022 to over 30 million yuan in 2023 [2] - The bank has also approved an additional 5 million yuan credit loan for Guoyue Technology's affiliated company, demonstrating confidence in its growth prospects [3] Group 3 - The Agricultural Bank of Ningbo collaborates with local governments to conduct enterprise visits and provide tailored financial services based on precise analysis of small and micro enterprises [3] - The Ningbo Financial Supervision Administration has established a multi-department information-sharing mechanism, sharing over 50,000 enterprise lists with banks this year [3] - A cross-departmental enterprise visit management system has been developed to track the progress of bank interactions with enterprises, including credit issuance and loan disbursement [3]

Core Viewpoint - The banking sector continues to experience a downward trend, with major banks showing significant declines in stock prices due to weak credit demand and market volatility [1] Group 1: Stock Performance - Agricultural Bank of China (601288) fell by 3.11%, trading at HKD 5.3 [1] - China Construction Bank (601939) decreased by 2.12%, trading at HKD 7.39 [1] - China Merchants Bank (600036) dropped by 1.84%, trading at HKD 49.72 [1] - Industrial and Commercial Bank of China (601398) declined by 1.97%, trading at HKD 5.97 [1] Group 2: Market Analysis - According to Galaxy Securities, effective credit demand remains weak, and the trend of deposit migration has slowed [1] - Recent fluctuations in the bond market have raised concerns, with 10-year and 30-year government bond yields at 1.84% and 2.25% respectively, showing an upward trend since early November [1] - The impact on bank trading positions is short-term and relatively low, with the central bank focusing on financial market stability [1] Group 3: Dividend Insights - Changjiang Securities noted that the four major state-owned banks have recently completed their mid-term dividend ex-dividend dates, which historically leads to stock price adjustments [1] - The mid-term dividend ex-dividend date for these banks was moved up to December this year, with expectations for other large banks like China Transportation Bank and Postal Savings Bank to follow suit [1] - Long-term investors may find good entry points if stock price adjustments occur due to ex-dividend trading factors [1]

Core Viewpoint - Commercial banks are accelerating their exit from the personal precious metals trading business at the Shanghai Gold Exchange due to significant fluctuations in precious metal prices, with major banks like Industrial and Commercial Bank of China (ICBC) announcing changes to their operations [2][3][4]. Group 1: Actions by Major Banks - ICBC announced that starting December 19, 2025, it will transfer the balances of margin accounts with no positions, inventory, or debts to the linked settlement accounts and close related business functions [2]. - China Construction Bank and Agricultural Bank of China have also taken steps to terminate agreements with clients who have not engaged in trading for a month, with notifications sent to clients regarding the transfer of funds [3][4]. - Postal Savings Bank announced the cessation of its personal precious metals business, requiring clients to liquidate their positions by October 31 [3][4]. Group 2: Broader Industry Trends - Other banks, including Citic Bank and Ningbo Bank, have also implemented measures to clean up accounts with no trading activity, indicating a broader trend among banks to withdraw from the precious metals trading sector [4][5]. - The adjustments in precious metals business by banks are closely linked to the significant price volatility in recent years, with many banks previously halting gold and silver trading during the commodity price fluctuations in 2022 [6]. - The World Gold Council has indicated that while 2025 may see strong performance in precious metals, uncertainties will persist into 2026, suggesting a cautious outlook for the market [6].