AI基金汇添富红利智选混合发起式A（021515）披露2025年二季报，第二季度基金利润67.55万元，加权平均基金份额本期利润0.0654元。报告期内，基金净 值增长率为6.4%，截至二季度末，基金规模为1145.54万元。 该基金属于偏股混合型基金。截至7月18日，单位净值为1.112元。基金经理是温琪，目前管理2只基金。 基金管理人在二季报中表示，报告期内，我们始终保持高仓位运作。在组合配置上，我们（1）超配了港股高股息资产；（2）适度超配了银行、交运等相对 低波动的板块；（3）基于行业基本面情况，低配了煤炭行业而超配了有色金属行业；（4）考虑到当前流动性较好、投资者风险偏好上升的市场环境，我们 亦自下而上的选择部分估值相对便宜且兼具一定成长性的个股进行配置。整体而言，这些操作使得投资组合取得了较高的超额收益。预计未来较长时间段 内，红利风格都将是 A股市场重要的投资主线。本基金管理人将保持产品的红利风格不漂移，同时积极把握市场脉络，在低波动和质量等风格上做阶段性的 暴露，力求组合能够相对基准获取稳健的超额收益。 截至7月18日，汇添富红利智选混合发起式A近三个月复权单位净值增长率为10.38%，位于同 ...

证券代码：601288 证券简称：农业银行 公告编号：临 2025-032 号 中国农业银行股份有限公司 关于副行长任职的公告 中国农业银行股份有限公司董事会及全体董事保证本公告内容不存在任何虚 假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法 律责任。 中国农业银行股份有限公司（以下简称"本行"）收到《国家金 融监督管理总局关于王大军农业银行副行长任职资格的批复》（金 复〔2025〕423号）。王大军先生担任本行副行长的任职已生效。 特此公告。 中国农业银行股份有限公司董事会 2025年7月21日 1 王大军先生的简历请参见本行2025年6月24日刊载于上海证券 交易所网站（www.sse.com.cn）的《中国农业银行股份有限公司董事 会决议公告》。 ...

AI基金汇添富红利增长混合A（006259）披露2025年二季报，第二季度基金利润543.46万元，加权平均基金份额本期利润0.0104元。报告期内，基金净值增 长率为0.82%，截至二季度末，基金规模为7.35亿元。 截至6月30日，基金近三年夏普比率为-0.1277，位于同类可比基金160/240。 该基金属于偏股混合型基金。截至7月18日，单位净值为1.598元。基金经理是劳杰男和黄耀锋，目前共同管理2只基金近一年均为正收益。其中，截至7月18 日，汇添富研究优选灵活配置混合近一年复权单位净值增长率最高，达9.54%；汇添富红利增长混合A最低，为9.4%。 基金管理人在二季报中表示，展望 2025 年三季度，海外关税影响逐步减弱，国内低通胀环境难以快速改善，预计宏观政策将适时适度加码推动经济修复。 流动性方面，美联储或率先降息，国内央行进而跟上降息，流动性环境或依然保持充裕。从基本面来看，国内产能周期仍处于底部，全 A 盈利明显修复仍 要等到通胀等价格指标改善，结构上地产投资有望迎来降幅收窄、但仍保持磨底，消费受高基数影响存在增长压力，基建投资上行空间或可期待。风格方 面，国内经济弱修复、长端利率下行、 ...

近日，深圳近20家银行密集发布声明，称某贷款中介机构假冒合作方揽客。 多家银行更是罕见地在声明中直接点明该中介机构名称——鑫心惠邻（深圳）咨询服务有限 公司（以下简称"鑫心惠邻"）。 据媒体不完全统计，截至发稿，已有建设银行、工商银行、中国银行、农业银行、交通银 行、邮储银行、招商银行、平安银行、华夏银行等近20家银行的深圳分行，发布了相关声 明。 警惕怕天员刹甲介虚假亘传套路，避兄拴信 转员 降息""内部提额""洗白征信"等说法，注意个人信 『 息保护,谨防上当受骗,避免造成不必要的损 失。如有业务办理需求，请咨询我行网点，或致 电我行客服热线： 95599、4006695599(信用 卡)。 特此声明! 中国农业银行深圳市分行 2025年7月14日 声明内容基本一致，主要是澄清与鑫心惠邻及其关联公司不存在任何形式的合作关系，亦从 未授权或委托该公司及其关联公司以银行名义开展任何业务；并提醒消费者警惕虚假宣传套 路。 有媒体报道显示，鑫心惠邻在其门店、附近小区电梯广告位打出"携手某某银行"等宣传广 告，并声称多家银行为其战略合作伙伴，以"降息优化""贷款咨询"为社区邻居提供降息提额 服务，并收取高额服务费。 ...

Core Viewpoint - The article highlights the innovative "流水e贷" (Flow Loan) product launched by Agricultural Bank of China in Hunan province, aimed at supporting small and micro enterprises by providing credit based on transaction data rather than traditional collateral [10][11]. Group 1: Product Overview - "流水e贷" is a credit loan product that leverages transaction data from the "Hunan Province Enterprise Income and Expenditure Flow Credit Platform," which integrates data from 2.66 million enterprises across various banks [10]. - The product allows for a maximum credit limit of up to 5 million yuan, with the approval process being fully automated and completed online [11]. Group 2: Impact on Businesses - The product has significantly benefited companies like Hunan Fufeng Fertilizer Co., which reported a 20% year-on-year increase in organic fertilizer revenue and a 30% increase in compound fertilizer revenue after obtaining the loan [10]. - As of the end of May, the Hunan branch of Agricultural Bank had issued credit to 24,000 clients, amounting to 14.7 billion yuan, and disbursed loans to over 7,460 clients, totaling 10.7 billion yuan [11]. Group 3: Market Reception - The introduction of "流水e贷" has been well-received, with the product being described as a key offering for supporting small and micro enterprises and enhancing the quality of service to the real economy [11].

Core Viewpoint - China Agricultural Bank (601288) announced a scheduled maintenance of its production system, which will temporarily affect various banking services for customers during specific time frames. Group 1: Service Interruptions - From July 18, 23:00 to July 19, 1:00, personal mobile banking services and online banking features will experience two brief service interruptions, each lasting less than 1 minute [1] - From July 18, 23:00 to 23:20 and July 19, 23:20 to 23:40, the payment center's services for seamless travel will each have one interruption lasting up to 5 minutes [1] - From July 18, 23:00 to 23:20 and July 19, 23:20 to 23:40, various payment services will each experience one interruption lasting up to 10 minutes [1] - From July 18, 23:00 to 23:20 and July 19, 23:30 to 23:50, account notification services will have extended response times, each lasting up to 2 minutes [1] Group 2: Digital Currency and ATM Services - From July 19, 1:00 to 1:30 and July 20, 1:00 to 1:30, digital currency services across multiple platforms will experience one interruption lasting up to 2 minutes [2] - From July 19, 2:00 to 6:00, transactions for certain customers involving savings bonds will have one interruption lasting approximately 2 minutes [2] - From July 20, 3:00 to 6:00, ATM services will face transaction failures lasting up to 30 minutes [7] Group 3: Transaction Delays - From July 19, 23:00 to 20:00, various banking services will experience multiple transaction delays or interruptions, each lasting less than 1 minute [3][4][5][6] - From July 19, 23:00 to 20:00, services related to corporate banking will also face similar transaction delays or interruptions, each lasting less than 1 minute [4][5][6] Group 4: Marketing and Promotional Services - From July 19, 23:00 to 20:00, various marketing and promotional services within the personal banking system will be temporarily unavailable [3] - From July 19, 23:00 to 20:00, corporate banking marketing services will also face multiple transaction delays or interruptions, each lasting less than 1 minute [4]

Core Viewpoint - The Agricultural Bank of China’s Zibo Branch is actively integrating financial services with the development needs of the Yiyuan revolutionary area, focusing on major projects, infrastructure, small and micro enterprises, and characteristic industries to stimulate local economic growth and support rural revitalization [1]. Group 1: Major Projects - The Yiyuan Economic Development Zone is identified as a core engine for regional economic transformation, with the bank providing over 400 million yuan in loans to key industrial projects [2]. - A specialized service team was formed for the Huaren Wind Power project, completing a loan approval of 387.8 million yuan in just 45 days, with over 32 million yuan already disbursed [2]. - The project is expected to generate 180 million kWh annually, benefiting local farmers with an average annual income increase of over 20,000 yuan per household [2]. Group 2: Infrastructure Development - The bank is addressing infrastructure weaknesses by providing 276 million yuan in loans for water supply improvements, benefiting 230,000 rural residents and increasing drinking water quality from 75% to 100% [4]. - A loan of 87 million yuan was issued for upgrading heating networks, improving heating performance from 82% to 98% for 28,000 households [5]. Group 3: Support for Small and Micro Enterprises - The bank has launched innovative financial products to support technology-based small and micro enterprises, providing 85 million yuan in credit to 23 companies [6]. - A dual approach of offline visits and online products has been implemented, resulting in a 40% increase in first-time loan approvals [6]. Group 4: Agricultural Development - The bank is enhancing the "Yiyuan Red" apple brand by providing 300 million yuan in credit for cooperative expansion and supporting over 500 farmers to increase apple yields by 15% [7]. - A total of 23.36 million yuan in loans has been issued to lead enterprises, fostering a model of "enterprise-led, cooperative-organized, farmer-participated" development [8]. Group 5: Community Engagement and Party Building - The bank has integrated party building with financial services, addressing 136 financing challenges faced by cooperatives and farmers [9]. - During the pandemic, a "green channel" was established to ensure uninterrupted supply of agricultural materials, with 8 million yuan in loans disbursed to 12 cooperatives within three days [9].

Core Viewpoint - Recently, nearly 20 banks in Shenzhen issued statements regarding a loan intermediary, Xin Xin Hui Lin (Shenzhen) Consulting Service Co., Ltd., which allegedly impersonated these banks to attract customers [1][6]. Group 1: Bank Responses - Multiple banks, including major institutions like China Construction Bank, Industrial and Commercial Bank of China, and Agricultural Bank of China, publicly clarified that they have no partnership with Xin Xin Hui Lin and have not authorized it to conduct any business on their behalf [1][6]. - The banks warned consumers about the deceptive advertising practices employed by the intermediary, which falsely claimed to be strategic partners with several banks [6][7]. Group 2: Xin Xin Hui Lin's Operations - Xin Xin Hui Lin was established only six months prior to the incident, with a registered capital of 10 million yuan, and has rapidly expanded by being a shareholder in nine other consulting service companies [6][8]. - The intermediary has been promoting services such as "interest rate optimization" and "loan consulting" while charging high service fees, misleading consumers into believing they are affiliated with banks [6][7]. Group 3: Regulatory Environment - The collective action by banks reflects a strong commitment to compliance, consumer protection, and ongoing regulatory efforts to combat financial "black and gray industries" [9][10]. - Regulatory bodies have intensified their crackdown on illegal loan intermediary services and other financial misconduct, indicating a broader effort to enhance oversight in the financial sector [9][10].

成立大会现场，联盟理事长单位中国银行深圳分行现场介绍联盟架构与发展规划，明确"政策引导+市 场运作+生态协同"的发展路径；副理事长单位深圳港资本公司呼吁共筑"产金协同"新方式，共拓"蓝色 金融"新空间，共同书写"金融向海"的深圳答卷。 首次投融资对接会同步举行，实现金融供给与产业需求精准"握手"。中银金租、建设银行、农业银行、 工商银行、国信弘盛5家金融机构集中推介海洋专属金融产品，7家重点涉海企业在融资路演环节依次上 台展示需求，两位深交所邀请的评委现场指导，对接了涉海融资项目26个，涉及绿色航运、高端装备、 海洋能源开发、海洋渔业等领域，涵盖科创贷、渔业贷等特色海洋金融产品。 据联盟理事长单位代表介绍，未来联盟将每年至少举办1至2次投融资对接活动，持续推动信贷、股权、 风险保障等服务落地，为涉海企业纾困解难注入"金融动能"。 中新网深圳7月18日电 (索有为 王晨)深圳市海洋金融联盟17日举行成立大会，政企金多方齐聚为"金融 +海洋"深度融合按下加速键，助力深圳海洋金融生态建设，加快推进全球海洋中心城市建设。 据了解，深圳海洋生产总值稳居全国城市前列，2024年产值达到5409亿元、占全市GDP比重14. ...

Core Viewpoint - The AI Fund Zhongtai Dividend Quantitative Stock Selection A (021167) reported a profit of 69,300 yuan in Q2 2025, with a net value growth rate of 0.58% for the period, and a total fund size of 12.2475 million yuan as of the end of Q2 2025 [3][16]. Fund Performance - As of July 17, the fund's unit net value was 1.066 yuan [3]. - The fund's performance over different periods includes a 4.66% growth rate over the last three months, 3.23% over the last six months, and 8.37% over the last year, ranking 93rd, 97th, and 92nd respectively among comparable funds [4]. Investment Strategy - The fund employs a quantitative investment strategy based on objective indicators, focusing on dividend yield, historical volatility, and stability of historical dividend yields when selecting stocks [3]. - The investment portfolio is constructed to minimize exposure to non-dividend-related factors such as scale and industry [3]. Portfolio Composition - As of Q2 2025, the fund's investment portfolio is heavily weighted in the industrial, financial, and consumer discretionary sectors [3]. - The top ten holdings include China National Offshore Oil Corporation, Agricultural Bank of China, China State Construction Engineering, Kweichow Moutai, China Merchants Bank, Anhui Conch Cement, Industrial and Commercial Bank of China, Gree Electric Appliances, Jiuli Special Materials, and Meihua Holdings [19]. Risk Metrics - The fund's Sharpe ratio since inception is 0.616 [9]. - The maximum drawdown since inception is 12.37%, with the largest quarterly drawdown occurring in Q2 2025 at 6.3% [11]. Fund Positioning - The average stock position since inception is 90.04%, compared to the industry average of 88.05%. The fund reached a peak stock position of 92.43% at the end of H1 2025 and a low of 85.08% at the end of Q3 2024 [14].