香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性或完整性亦不發表 任何聲明，並明確表示，概不就因本公告全部或任何部份內容而產生或因倚賴該等內容而引致之任何損失承擔任 何責任。 中國工商銀行股份有限公司 董事會 （於中華人民共和國註冊成立的股份有限公司） 股份代號：1398 董事會會議召開日期 中國，北京 2025年10月17日 於本公告刊發日期，董事會成員包括執行董事廖林先生、劉珺先生和王景武先生；非執行董事盧永真先生、曹利 群女士、董陽先生和鐘蔓桃女士；獨立非執行董事陳德霖先生、赫伯特•沃特先生、莫里•洪恩先生、陳關亭先生和 李偉平先生。 中國工商銀行股份有限公司 INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED 中國工商銀行股份有限公司（「本行」）董事會（「董事會」）宣佈，本行將於2025年10月30 日（星期四）舉行董事會會議，以批准本行截至2025年9月30日止九個月的業績，以及本 行優先股股息分配等事宜。 ...

格隆汇10月17日丨工商银行(01398.HK)宣布，本行将于2025年10月30日（星期四）举行董事会会议，以 批准本行截至2025年9月30日止九个月的业绩，以及本行优先股股息分配等事宜。 ...

董事會會議召開日期 中國工商銀行股份有限公司（「本行」）董事會（「董事會」）宣佈，本行將於2025年10月30 日（星期四）舉行董事會會議，以批准本行截至2025年9月30日止九個月的業績，以及本 行優先股股息分配等事宜。 中國工商銀行股份有限公司 董事會 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性或完整性亦不發表 任何聲明，並明確表示，概不就因本公告全部或任何部份內容而產生或因倚賴該等內容而引致之任何損失承擔任 何責任。 中國工商銀行股份有限公司 INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED （於中華人民共和國註冊成立的股份有限公司） 股份代號：1398 中國，北京 2025年10月17日 於本公告刊發日期，董事會成員包括執行董事廖林先生、劉珺先生和王景武先生；非執行董事盧永真先生、曹利 群女士、董陽先生和鐘蔓桃女士；獨立非執行董事陳德霖先生、赫伯特•沃特先生、莫里•洪恩先生、陳關亭先生和 李偉平先生。 ...

Group 1 - The core idea presented by Liu Jun at the 2025 Sustainable Global Leaders Conference emphasizes that true market vitality arises from a dynamic balance between creation and destruction, rather than mere market expansion [1] - Liu Jun interprets sustainability as a system's ability to self-evolve and maintain dynamic balance, advocating for a positive cycle of "breaking" and "establishing" to achieve long-term stability and prosperity in economic and social development [1][3] Group 2 - The concept of "creative destruction," introduced by economist Joseph Schumpeter, highlights that capitalism achieves economic structure through innovation competition rather than price competition, underscoring the role of innovation in replacing old technologies and production systems [2] - The recent announcement of the 2025 Nobel Prize in Economics awarded to Joel Mokyr, Philippe Aghion, and Peter Howitt reflects a significant revival of Schumpeter's ideas, recognizing their contributions to understanding how innovation drives economic growth [2] Group 3 - Liu Jun suggests that in the digital age, the "creation" aspect of creative destruction should encompass the cultivation of new ecosystems, models, and industries, as evidenced by the growth in the number of new companies and job creation [3] - The "destruction" aspect should highlight the transformative and disruptive power of innovation, which is directly reflected in the number and proportion of bankrupt companies [3] Group 4 - Liu Jun emphasizes that the balance between "breaking" and "establishing" is not static; when outdated production forces hinder social progress, "breaking" becomes a rational choice to prevent greater sunk costs and serves as a fundamental driver of paradigm shifts [4] - He argues that true sustainability is not about static continuation but rather about orderly rebirth, achieved through continuous creation, clearing out, and regeneration cycles [4] - Liu Jun calls for collective participation in the sustainable development process, where every participant is both a stakeholder and an actor, fostering a shared understanding of a sustainable future [4]

Core Points - Several banks in China are tightening management of long-term inactive accounts, with some lowering the threshold for inactivity from 100 yuan to 10 yuan [1][2] - The People's Bank of China reported that as of Q2 2025, there were 15.122 billion personal bank accounts, reflecting a 0.93% quarter-on-quarter increase [2] - The adjustments in the definition of long-term inactive accounts are seen as a necessary measure for banks to mitigate financial risks and optimize resource allocation [2][3] Group 1: Changes in Inactive Account Standards - Xinyu Bank announced a new standard for long-term inactive accounts effective October 15, reducing the balance threshold from 100 yuan to 10 yuan and extending the inactivity period from 180 days to 365 days [1] - Other banks have varying standards for defining long-term inactive accounts, with some requiring no transactions for up to three years and balance thresholds ranging from 10 yuan to 100 yuan [3][4] - The adjustments reflect a trend towards more precise management of accounts, balancing risk control with customer experience [3][4] Group 2: Implications for Customers - Customers with long-term inactive accounts may face restrictions on transactions and services, but accounts with remaining balances will not be automatically closed [6][7] - To reactivate a restricted account, customers must verify their identity at a bank branch or through mobile banking [6] - Customers are advised to conduct small transactions periodically to avoid their accounts being classified as long-term inactive [6][7]

在当前市场环境下，黄金成为当之无愧的 "黑马资产"。特别是10月以来，伦敦金现价格在10月初成功 突破4000美元/盎司大关后，于10月15日盘中一度冲破4200美元/盎司，年内累计涨幅已超60%，在市场 中表现极为亮眼，位居各类资产涨幅前列。 面对金价的持续大幅波动，上海黄金交易所、工商银行等多家机构接连发布风险提示 ↓↓↓ 紧急提醒 16日，上海黄金交易所在网站发布提示，近期影响市场不稳定的因素较多，国际贵金属价格波动剧烈。 请各会员提高风险防范意识，继续做好风险应急预案，维护市场平稳运行。同时，提示投资者做好风险 防范工作，合理控制仓位，理性投资。 今晨，现货黄金突破4300美元/盎司，一度触及4380美元/盎司，再创历史新高。 与此同时，工商银行、建设银行等多家银行发布提示，近期国内外贵金属价格波动加剧，市场风险提 升，建议投资者基于财务状况及风险承受能力理性投资，合理安排贵金属资产规模。 此外，随着国际金价持续走高，银行销售的投资金条被不少人视为"硬通货"。但金条购买容易，如果想 变现，其中还有许多回购规定。比如，各家银行的回购规则不一样，不是所有金条银行都照单全收，也 不是每个银行网点都能回购金条 ...

工行卢森堡分行金融市场部副总经理赵晨 表示： " 完成欧洲首笔'互换通'交易，是工行全球衍生品业务拓展的重要里程碑，这笔交易不仅反映国际客 户对对冲中国资产敞口风险的需求日益增长，也彰显我们具备为客户提供稳健、高效进入境内人 民币市场能力。" 彭博全球新兴市场交易产品负责人Andrew Beacham 表示： 彭博近日宣布， 中国工商银行（"工行"）卢森堡分行通过 彭博"互换通"解决方案 ，成功完成欧 洲首笔"互换通"交易。 继工行迪拜分行通过彭博完成中东地区首笔"互换通"交易之后，工行海外 分行进一步拓展该项业务，标志着"互换通"机制在全球市场不断扩展，有力推动国际投资者更广泛 参与中国境内衍生品市场。 这笔交易凸显"互换通"在境外机构管理人民币利率风险方面的加速应用，也体现了在香港和内地监 管机构共同推动下，中国金融市场的开放与便利。 我们很高兴与工行深化合作，支持其在欧洲和中东率先开展'互换通'交易。彭博致力于为市场参与 者提供有效的风险对冲工具，推动流动性提升并扩大境外投资者参与中国债券市场。我们期待继 续发挥引领作用，推动'互换通'惠及欧洲及其他地区的更多机构。" "互换通" 于2023年5月推出， ...

Group 1 - COMEX gold prices opened higher on October 17, surpassing $4,360 per ounce, reaching a peak of $4,392 per ounce, marking a new historical high [1] - As of the report, spot gold was priced at $4,357.19 per ounce, reflecting a 0.71% increase from the previous day [1] - Domestic gold jewelry prices also rose, with brands like Lao Miao and Zhou Sheng Sheng seeing significant daily increases in their gold prices per gram [2][3] Group 2 - The surge in gold trading is partly supported by rising expectations of a Federal Reserve interest rate cut, amid uncertainties regarding the U.S. government shutdown and its potential economic impacts [3][4] - Global central banks are actively purchasing gold, and there is a trend of reallocating funds from U.S. Treasury securities to gold among various investors [4] - Bank of America predicts that factors such as the expanding U.S. fiscal deficit and rising debt levels will continue to drive gold prices higher in the coming year [4] Group 3 - The Shanghai Gold Exchange issued a notice on October 16, urging member units to enhance risk control measures due to recent volatility in international precious metal prices [4] - Several banks, including Industrial and Commercial Bank of China and China Construction Bank, have issued warnings about increased market risks associated with precious metal price fluctuations [5] - China Bank announced an adjustment in the minimum purchase amount for gold accumulation products, increasing it from 850 yuan to 950 yuan [8]

Core Viewpoint - The banking sector is experiencing a rebound after a market style shift, with the China Securities Banking Index achieving a seven-day consecutive rise [1] Group 1: Market Performance - Agricultural Bank of China (ABC) has emerged as the leader in this market rally, surpassing Industrial and Commercial Bank of China (ICBC) in total market capitalization [1] - On Wednesday, ABC's total market capitalization exceeded ICBC's for the first time in over a month, reaching 2.58 trillion yuan, while ICBC's market cap was 2.53 trillion yuan [1] - As of the latest trading session, ABC's A-share price hit a new high of 7.69 yuan per share, marking an 11-day consecutive increase [1] Group 2: Stock Price Changes - Since the National Day holiday, ABC's A-share price has increased by nearly 14%, while ICBC's A-share price has risen by approximately 5% [1] - As of the close on Wednesday, ABC's total market capitalization was reported at 2.47 trillion yuan, while ICBC's was at 2.52 trillion yuan [1] - By Thursday's close, ABC and ICBC had total market capitalizations of 2.55 trillion yuan and 2.52 trillion yuan, respectively [1]

Group 1 - The core viewpoint of the articles highlights the significant growth in strategic emerging industry loans by the Industrial and Commercial Bank of China (ICBC), increasing from 1 trillion yuan at the end of December 2021 to 4.2 trillion yuan by the end of June 2025 [1] - As of June 2025, ICBC has become the first in the industry to exceed 6 trillion yuan in technology loans, 2.6 trillion yuan in loans to technology enterprises, and 5 trillion yuan in loans related to technology industries [1] - ICBC has established a "five specialized" service mechanism tailored for technology enterprises, which includes specialized institutions, actions, products, risk control, and resources, with a comprehensive coverage of innovation hubs [1] Group 2 - From the perspective of direct financing, ICBC has pioneered equity valuation services among domestic commercial banks, creating an enterprise valuation system covering 37 industries and an online valuation system applicable to various scenarios [2] - As of August 2025, ICBC has achieved full coverage of 18 pilot regions for its financial asset investment company (AIC) equity investment pilot, establishing 33 funds with a subscribed scale of nearly 40 billion yuan [2] - The bank plans to continue enhancing its financial services for technology finance, optimizing its product system, and expanding its ecosystem to support the development of new productive forces [2]