Core Insights - The article focuses on the performance of bank wealth management products with varying minimum holding periods, specifically highlighting the annualized returns of products with holding periods of 90 days, 180 days, and 365 days [1][5][8] Group 1: 90-Day Holding Period Products - The top-performing product is from Minsheng Bank, with an annualized return of 15.74% [4] - Other notable products include Minsheng Bank's Rongzhu Mixed Fund at 15.05% and Bank of China’s mixed product at 10.73% [4] Group 2: 180-Day Holding Period Products - Minsheng Bank's Kyoto is a unique product with a return of 9.19%, leading the 180-day category [6] - Other significant products include Minsheng Bank's Rongmen Mixed Anti-Inflation Fund at 9.04% and Bank of China's mixed product at 7.43% [6][7] Group 3: 365-Day Holding Period Products - The top product in this category is Minsheng Bank's Jinzhuhua FOF with an impressive return of 45.26% [9] - Other notable products include Bank of China's mixed product at 9.50% and another mixed product at 9.41% [9]

下一步，民生银行临沂分行营业部将认真总结本次活动经验，继续探索更多元、更精准的教育宣传形 式，如开展线上微课堂、联合社区举办专题讲座等，推动金融知识普及常态化、长效化，切实为守护老 百姓的"钱袋子"、助力人民群众的美好生活贡献坚实金融力量。 活动期间，民生银行临沂分行营业部各参与网点精心布置教育宣传区域，通过设立金融知识咨询台、摆 放易拉宝、发放宣传折页、播放主题宣传片等多种形式，营造浓厚的教育宣传氛围。工作人员及经过专 业培训的金融知识宣传员主动为到行客户，特别是中老年群体、新市民、青年学生等重点人群，提供针 对性的咨询服务。教育宣传内容涵盖账户安全、防范电信网络诈骗、识别非法金融广告、理财知识普 及、个人征信重要性等多个与消费者权益密切相关的领域。为激发客户的参与热情，分行营业部创新设 置"有奖问答、案例讲解微沙龙"等互动环节，通过真实案例剖析，以通俗易懂的语言揭示常见诈骗手 法，有效增强教育宣传的趣味性和实效性。此外，营业部下辖4家社区网点，深入周边社区，积极开 展"风险提示送上门"行动，将金融知识和防非反诈常识送至家家户户。本次活动取得了良好的社会反 响，现场气氛热烈，吸引了大量客户驻足咨询和参与互动 ...

通过面对面的宣传和交流，广大商户和群众对假币的危害有了更深刻的认识，防伪意识和鉴别能力得到 了有效提升。许多商户表示，以后在日常经营中会更加谨慎，严格把关现金收付环节，防止假币流入。 人民币防伪工作是一项长期而艰巨的任务，关乎金融秩序的稳定和广大群众的切身利益。此次宣传活动 只是民生银行舜华北路支行反假工作的一部分。未来，支行将继续加大宣传力度，创新宣传方式，深入 社区、学校、企业等场所，开展形式多样的防伪宣传活动，让更多的人了解人民币防伪知识，共同守护 好大家的"钱袋子"。 除了讲解识别方法，宣传员还向商户们介绍了发现可疑币后的正确处理流程，提示不能因为怕麻烦就将 可疑币再次流通，应及时到银行进行鉴定或报警，从源头上遏制假币的流通。此外，为了增强宣传效 果，支行还在部分店铺设置了防伪知识咨询点，安排专业人员现场解答群众的疑问，为大家提供一对一 的指导服务。 为进一步提高公众的反假货币意识，维护金融秩序稳定，保护广大群众的财产安全，民生银行舜华北路 支行近期开展了一场全面且深入的人民币防伪宣传活动。此次活动以"守护您的财富安全，解读人民币 防伪奥秘"为主题，旨在将防伪知识送到群众身边，提升公众的识假、防假能力 ...

Core Viewpoint - The Minsheng Bank Liaocheng Branch has launched a "Financial Education Promotion Week" to enhance financial security awareness among merchants and protect their funds [1][2] Group 1: Financial Education Activities - The event focused on preventing telecom fraud, illegal fundraising, and ensuring safe and compliant payment processing [1][2] - Various methods were employed, including presentations, on-site Q&A, and case analyses to deliver practical financial knowledge to merchants [1] Group 2: Telecom Fraud Prevention - The presentation team detailed common telecom fraud tactics such as impersonating customer service for refunds, fake orders, and false investment platforms [1] - Real case examples were used to illustrate how fraudsters exploit merchants' urgency to close deals and reduce costs, emphasizing the need for vigilance [1] Group 3: Illegal Fundraising Awareness - The team highlighted the characteristics, common forms, and legal consequences of illegal fundraising [2] - Merchants were warned against being lured by false advertising promising "high returns with zero risk," with specific examples like "investment rebates" and "virtual currency" discussed [2] Group 4: Compliance in Payment Processing - The team explained compliance requirements for payment processing, including the legal use of POS machines and transaction security [2] - Potential risks associated with non-compliant behaviors such as "multiple uses of one code" and "transaction rerouting" were addressed, along with guidance on proper procedures [2] Group 5: Future Initiatives - The Minsheng Bank Liaocheng Branch plans to continue its outreach in communities and businesses to expand financial knowledge dissemination [2] - The goal is to contribute to a safe, harmonious, and orderly financial environment through ongoing educational activities [2]

Core Viewpoint - Minsheng Bank's Linyi Chengdong Branch is actively promoting financial literacy and risk awareness among local communities, focusing on consumer rights protection in finance [1] Group 1: Community Engagement Activities - The branch organized a series of financial consumer rights protection knowledge promotion activities under the theme "Protecting Financial Rights and Supporting a Better Life" [1] - The activities targeted financial hot topics of concern to the public, emphasizing financial product selection, risk identification, and prevention [1] - The branch designed educational content specifically for community residents, especially the elderly, using simple language and various formats such as brochures, on-site Q&A, and case explanations [1] Group 2: Focus on Financial Risks - Staff provided detailed explanations of common financial risks such as telecom fraud, illegal fundraising, and false advertising, using real local cases [1] - Residents were taught to recognize scam tactics and avoid investment traps through hands-on guidance [1] - The interactive approach ensured that the educational content was understandable, memorable, and applicable for the residents [1] Group 3: Impact and Outreach - The activities reached multiple communities, serving nearly 500 residents, with over 60% being elderly individuals [1] - There was a significant improvement in residents' ability to identify financial risks and their awareness of banking services [1] Group 4: Future Initiatives - The branch plans to continue fulfilling its social responsibility by conducting diverse and rich financial knowledge promotion activities tailored to different community needs [2] - The goal is to deepen the understanding of financial consumer rights protection knowledge at the grassroots level, ensuring the safety of every consumer's finances [2]

Core Points - The core focus of the news is the financial education initiative by Minsheng Bank's Liaocheng branch aimed at enhancing community residents' financial literacy and consumer rights protection [1][2] Group 1: Financial Education Initiative - Minsheng Bank's Liaocheng branch conducted a "Financial Education Promotion Week" in local communities to promote financial literacy [1] - The initiative emphasized the "three appropriateness" requirements related to financial products, sales channels, and target customers [1][2] - The bank staff used presentations and real-life examples to explain how to choose suitable financial products and identify misleading promotions [1] Group 2: Community Engagement - The event included interactive Q&A sessions where residents actively participated and raised practical questions about financial products [1] - Staff provided detailed answers to questions regarding risk assessment of investment products and handling unsuitable product recommendations [1] Group 3: Future Plans - Minsheng Bank's Liaocheng branch plans to continue innovating its promotional methods and expanding the reach of financial knowledge dissemination [2] - The bank aims to contribute to building a safe and harmonious community financial environment [2]

Core Viewpoint - The recent anti-counterfeit currency campaign by China Minsheng Bank's Jinan Lishan Branch aims to enhance public awareness and recognition of counterfeit currency, thereby fostering a safer financial environment [1][2] Group 1: Campaign Activities - The branch conducted a series of promotional activities focusing on "prop-type" counterfeit currency cases, utilizing both online and offline methods to disseminate knowledge about counterfeit recognition [1] - A significant participation rate was observed in the "Anti-Counterfeit Currency Knowledge Online Quiz" organized by the People's Bank of China, with 100% employee participation and over 200 customer participants, achieving a correct answer rate exceeding 90% [1] - The branch showcased common "prop-type" counterfeit currency cases through various means such as display boards, videos, and brochures, highlighting the tactics used by fraudsters and the importance of vigilance [1] Group 2: Educational Initiatives - Professional personnel were invited to conduct lectures on anti-counterfeit currency knowledge, demonstrating identification techniques through "look, touch, listen, and test" methods, and using real cases for better understanding [2] - A Q&A session was held after the lectures to reinforce the effectiveness of the promotional efforts [2] - The branch aims to continue enhancing its promotional efforts and innovate its methods to ensure the long-term sustainability of anti-counterfeit currency initiatives [2]

近年来，不法中介以"代理维权""退还息费""征信修复""债务优化"等名义，教唆消费者实施恶意投诉， 严重影响金融市场稳定。在此，中国民生银行信用卡中心（下称"民生信用卡中心"）为您揭示不法中介 的常见套路： 不法中介谎称可帮助客户"追回信用卡利息""减免逾期费用"，诱导客户提供身份证、银行卡、联系方式 等敏感信息，甚至教唆客户伪造贫困证明、病历等材料，通过恶意投诉向银行施压。此类行为不仅涉嫌 欺诈，客户还可能因提供虚假信息承担法律责任。 宣称"修复征信"骗局 虚假承诺"全额退息退费" 树立理性消费观念：量入为出，合理使用信用卡，遇到还款困难可主动联系银行进行协商。 个人征信由国家统一管理，任何机构或个人不能随意修改。不法中介以"消除不良记录"为幌子收取高额 费用，实际通过伪造材料或反复投诉等手段扰乱正常金融秩序，最终导致客户资金损失且征信问题未解 决。 "债务优化"陷阱 部分中介打着"低息重组""停息挂账"的旗号，唆使客户暂停还款或违规协商分期，借此收取高额代理 费。实际银行对还款困难客户已有正规协商渠道，中介的干预可能加剧客户债务风险，甚至导致征信进 一步恶化。 民生信用卡中心在此提示您： 正规渠道维权：如 ...

Group 1 - The core viewpoint of the news is that China Minsheng Bank's Jinan Wendon Branch actively promotes deposit insurance awareness to enhance financial consumer rights protection and public trust in the deposit insurance system [1][2] - The bank established a dedicated promotional team and organized a special meeting to clarify the theme, schedule, and content of the deposit insurance campaign [1] - A consultation desk for deposit insurance was set up in the bank's lobby, where service managers introduced deposit insurance policies and distributed promotional materials to customers [1] Group 2 - The bank extended its outreach by conducting deposit insurance promotional activities in the community, targeting different demographics with tailored approaches [2] - For elderly individuals, staff explained the coverage and the 500,000 yuan compensation limit in simple terms, using real-life examples to illustrate the importance of deposit insurance for retirement savings [2] - The promotional activities reached over 300 people, distributing more than 300 informational brochures, thereby enhancing public understanding of deposit insurance and strengthening trust between the bank and consumers [2]

Core Viewpoint - The article highlights a public awareness campaign conducted by China Minsheng Bank to educate the community about counterfeit currency and enhance their ability to identify fake banknotes [1][2] Group 1: Campaign Details - On September 5, China Minsheng Bank's Jinan Zhangzhuang Road branch organized an event themed "Popularizing Anti-Counterfeit Currency Knowledge, Strengthening Financial Security" to promote awareness of counterfeit currency [1] - The campaign included setting up promotional booths, displaying anti-counterfeit currency posters, and distributing informational brochures to engage the public [1] - Bank staff provided hands-on guidance on identifying counterfeit banknotes using a four-step method: "look, touch, listen, and test" [1] Group 2: Target Audience and Special Services - The campaign specifically addressed the elderly population, who are often more vulnerable to counterfeit scams, by offering one-on-one explanations and answering their questions about handling and avoiding counterfeit currency [2] - Participants were advised to carefully verify the authenticity of banknotes during transactions and to report suspicious notes to the bank or authorities [2] Group 3: Future Initiatives - The Jinan Zhangzhuang Road branch plans to continue its social responsibility efforts by integrating anti-counterfeit currency education into daily services and expanding outreach to communities, businesses, and schools [2]