Core Viewpoint - Zhejiang Zheshang Bank has undergone significant leadership changes in July 2023, with Chairman Lu Jianqiang resigning due to age, and CEO Chen Haiqiang taking over the chairman's responsibilities, reflecting a trend towards younger leadership in the banking sector [2][4][11]. Leadership Changes - On July 10, 2023, Zhejiang Zheshang Bank announced the resignation of Chairman Lu Jianqiang due to age, with CEO Chen Haiqiang approved to assume the chairman's duties [2][4]. - Chen Haiqiang was appointed as the bank's president on April 10, 2023, and his qualifications were approved by the National Financial Regulatory Administration on July 8, 2023 [4][11]. Industry Trends - The trend of younger executives is becoming more pronounced in the banking sector, with seven bank presidents born in the 1970s and one in the 1980s, while most chairpersons are from the 1960s [11][14]. - The leadership changes at Zhejiang Zheshang Bank are part of a broader pattern, as several other banks have also seen new appointments in 2023 [11][14]. Performance and Strategy - Zhejiang Zheshang Bank has been focusing on addressing non-performing loans, with a significant increase in the transfer of bad loans to asset management companies, amounting to 20.144 billion yuan in 2024, a 274.77% increase from 2023 [4]. - The bank's credit impairment losses were reported at 28.195 billion yuan in 2024, up 7.97% from the previous year [4]. - The bank has successfully reduced its real estate non-performing loan ratio from 2.48% to 1.55% over the past year [4]. Key Initiatives by Lu Jianqiang - Lu Jianqiang emphasized the importance of resolving shadow banking issues and managing nearly 200 billion yuan in non-performing assets during his tenure [5][10]. - He introduced the "Good Financial" concept, focusing on the social value of finance, and aimed for high-quality development goals, achieving over 60 billion yuan in revenue for the first time in 2022 [9][10]. - The "Digital Zheshang" strategy was launched to enhance digital transformation, with a focus on customer-centric reforms and breaking down internal barriers [10].

Meeting Overview - The meeting for the fund holders of the Guangfa Stable Macro One-Year Holding Mixed Securities Investment Fund will be held via communication methods [1][2] - The fund was approved for registration on August 10, 2022, and officially commenced operations on April 6, 2023 [2] - The meeting aims to discuss the proposal for the continuous operation of the fund [4] Voting Details - Voting will take place from July 15, 2025, to August 18, 2025, at 15:00 [2] - Fund holders must submit their completed ballots and required documents to the designated recipient during the voting period [3][9] - Both paper and telephone voting options are available, with specific instructions for each method [10][11] Agenda Items - The main agenda item for the meeting is the proposal regarding the continuous operation of the fund [4][31] - The rights registration date for fund holders to participate in the meeting is set for July 14, 2025 [5] Authorization and Proxy Voting - Fund holders can authorize others to vote on their behalf, with specific requirements for both individual and institutional holders [13][14] - The authorization process includes providing necessary documentation and ensuring compliance with legal regulations [15][16] Voting Validity and Counting - The validity of votes will be determined based on specific criteria, including the completeness of ballots and timely submission [24][25] - The counting of votes will be supervised by authorized personnel and notarized [23] Conditions for Resolutions - A quorum requires that the votes represented by fund holders or their proxies exceed 50% of the total fund shares on the rights registration date [26] - If the meeting does not meet the quorum, a second meeting may be convened [27][28]

Core Viewpoint - Zhejiang Zheshang Bank's wealth management subsidiary, Zhejiang Yin Wealth Management, has launched its first "Common Prosperity" themed wealth management product, "Congjian Baoshi No. 7," as part of its initiative to support the construction of common prosperity demonstration zones [1][3]. Group 1: Product Launch and Strategy - The launch of three "Common Prosperity" themed wealth management products is a significant step for Zhejiang Yin Wealth Management in promoting common prosperity [3]. - The products are designed to integrate the concept of "deepening Zhejiang" into their management system, utilizing management fees for charitable causes and increasing financial support in specific areas [3][4]. - The "Congjian Baoshi No. 7" product links management fees to the net asset value of the product, incentivizing the management team to enhance investment performance [3][4]. Group 2: Charitable and Financial Support - The "Tongshan Gongfu" product allocates part of its management fees to charity, focusing on rural education, poverty alleviation, and investor rights protection [4]. - The "Tongxin Gongfu" product emphasizes support for specialized, innovative sectors, ESG initiatives, and pension security, guiding residents' wealth towards new productive investments [4]. Group 3: Broader Financial Initiatives - Zhejiang Zheshang Bank aims to provide low-threshold, low-risk, and low-fee products to accelerate financial inclusivity and help residents preserve and increase their wealth [5]. - The bank has been actively involved in enhancing financial services in mountainous and island counties, demonstrating a commitment to high-quality development [6]. - The establishment of financial advisory studios and the deployment of over 5,000 financial advisors across Zhejiang province aim to support local enterprises and farmers [6]. Group 4: Industry Impact - Analysts believe these initiatives translate the grand goal of common prosperity into executable financial solutions, positioning Zhejiang Zheshang Bank as a model for comprehensive financial services in county areas [7].

Industry Focus - 17 listed banks have announced the cancellation of their supervisory boards, influenced by the revised Company Law and financial regulatory policies set to take effect in 2024 [1] Corporate Dynamics - Hangzhou Bank has completed the market-oriented conversion of 15 billion yuan in convertible bonds, marking significant progress in capital replenishment [4] - JiuTai Rural Commercial Bank is facing a pre-loss forecast of 1.7 billion to 1.9 billion yuan for 2024 and is set to delist following a voluntary conditional cash offer for its H-shares and domestic shares [5] - Chengdu Rural Commercial Bank plans to absorb and merge six village banks located in Sichuan Province [6] - Chongqing Rural Commercial Bank has obtained fund custody qualifications, becoming the first commercial bank to do so this year [7] - Shunde Rural Commercial Bank has withdrawn its IPO application after a prolonged lack of progress since its initial submission in 2019 [8] Financial Personnel - Zheshang Bank announced the resignation of Chairman Lu Jianqiang due to age, with Chen Haiqiang approved to take over as the new president [9][10]

Core Viewpoint - The recent leadership change at Zhejiang Commercial Bank, with Lu Jianqiang resigning as chairman due to age, marks a significant transition in the bank's governance and reflects normal operational adjustments within the banking sector [1][5]. Group 1: Leadership Transition - Lu Jianqiang resigned from his positions as chairman and executive director of Zhejiang Commercial Bank on July 10, citing age as the reason [1]. - Chen Haiqiang, the current executive director and president, will temporarily assume the role of chairman [1]. - Lu's tenure lasted over three years, during which he was credited with enhancing corporate governance, strategic framework, and operational stability [1]. Group 2: Lu Jianqiang's Background and Contributions - Lu Jianqiang, born in April 1965, has a background in market regulation and served as the deputy secretary-general of the Zhejiang provincial government before becoming chairman of Caitong Securities in 2018 [2]. - Under his leadership, Caitong Securities experienced rapid growth, with assets increasing from approximately 60 billion to 100 billion [3]. - Lu was appointed as the party secretary of Zhejiang Commercial Bank in January 2022 and became chairman in August 2023 [4]. Group 3: Strategic Initiatives and Achievements - During his leadership, Lu introduced the "Good Financial" concept and established a comprehensive financial advisory system and a county-level financial ecosystem [6]. - He emphasized the importance of financial functionality and aimed to align financial practices with social values, stating that finance should be based on goodness [7]. - As of March 2023, Zhejiang Commercial Bank's total assets exceeded 3.4 trillion, reflecting a 3.5% growth since the beginning of the year, with a first-quarter revenue of 17.11 billion and positive growth in net interest income and net profit [8]. Group 4: Industry Context - The leadership change at Zhejiang Commercial Bank is part of a broader trend, with three national joint-stock banks experiencing changes in leadership within the year [9].

Group 1 - The chairman of Zhejiang Commercial Bank, Lu Jianqiang, resigned due to reaching retirement age, and the current president, Chen Haiqiang, will serve as acting chairman until a new chairman is elected and approved [1] - Lu Jianqiang has been in the position for over three years and has a background in various governmental roles in Zhejiang province before leading Zhejiang Commercial Bank [1] - Under Lu's leadership, the bank set a vision to become a "first-class commercial bank," achieving over 60 billion yuan in revenue for the first time in 2022 and surpassing 3 trillion yuan in asset size in 2023 [2][3] Group 2 - Lu introduced the "Good Financial" concept, emphasizing that financial functionality is primary, while profitability is secondary, aiming to reshape financial logic from a social value perspective [3] - The bank has implemented a financial advisor system that has expanded nationwide, establishing 235 offices across 24 provinces and serving over 100,000 enterprises with financing needs totaling 1,087.8 billion yuan [3] - The "Digital Zhejiang Bank" strategy was launched, focusing on digital transformation as a key strategic priority, with a new ITBP model requiring department heads to collaborate with technology personnel [4] Group 3 - The bank expressed gratitude for Lu Jianqiang's contributions during his tenure, highlighting improvements in corporate governance, strategic systems, and risk management [4] - There is a noticeable trend of leadership changes in several banks due to age, with younger executives increasingly taking on high-level positions in the banking sector [5]

证券代码：601916 证券简称：浙商银行 公告编号：2025-038 重要内容提示： 浙商银行股份有限公司（以下简称"本公司"）董事会于近日收到陆建强先 生提交的辞职报告。陆建强先生因到龄辞去本公司董事长、执行董事、董事会战 略与可持续发展委员会主任委员及 H 股授权代表职务。 浙商银行股份有限公司 关于董事长辞任的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 陆建强先生在任职期间，加强公司治理建设，健全战略体系，完善企业文化， 推进风险管理与合规建设，落实服务实体经济任务，经营管理工作平稳有序，各 项工作和业务发展取得较大进步。 | 姓名 | 离任职务 | 离任时间 | 原定任期 | 离任原因 | 是否继续在上 市公司及其控 | 具体职务 | 是否存在 未履行完 | | --- | --- | --- | --- | --- | --- | --- | --- | | | | | 到期日 | | 股子公司任职 | （如适用） | 毕的公开 承诺 | | | 董事长、 | | | | | | | | | 执行董 | ...

证券代码：601916 证券简称：浙商银行 公告编号：2025-039 浙商银行股份有限公司 第七届董事会 2025 年第六次临时会议决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 一、通过《关于推举董事代为履行董事长职责的议案》 经全体董事一致表决同意，由执行董事、行长陈海强先生代为履行董事长、 董事会战略与可持续发展委员会主任委员及法定代表人职责，直至选举产生新 任董事长且其任职资格获国家金融监督管理总局核准之日止。 表决结果：11票赞成，0票反对，0票弃权。 二、通过《关于委任浙商银行股份有限公司授权代表的议案》 同意委任陈海强先生为H股授权代表，任期与第七届董事会任期一致。 浙商银行股份有限公司（以下简称"本公司"或"浙商银行"）第七届董 事会 2025 年第六次临时会议经全体董事同意豁免通知期限要求，于 2025 年 7 月 8 日发出会议通知，以书面传签方式召开，表决截止日为 2025 年 7 月 9 日。 本公司董事会现有董事 11 名，实际参与书面传签表决的董事共 11 名。本次会 议的召开符合法律、 ...

Core Viewpoint - The approval of new executive appointments in several banks, particularly the promotion of internal candidates, is seen as a strategy to maintain stability and drive innovation within the banking sector [2][3][12]. Group 1: Executive Appointments - The National Financial Regulatory Administration has approved the appointment of Chen Haiqiang as the president of Zhejiang Commercial Bank, along with several other executives from various joint-stock banks [2][4]. - Chen Haiqiang, aged 50, has extensive experience in banking, having worked at major institutions such as ICBC, China Development Bank, and China Merchants Bank before joining Zhejiang Commercial Bank in 2015 [5][6]. - The recent appointments reflect a trend where many executives are promoted from within their organizations, which is believed to enhance strategic stability and foster innovation [3][12][18]. Group 2: Internal Promotions - Since June, six executives from four joint-stock banks have had their appointments approved, with most being internal promotions [12]. - Notable appointments include Xu Mingjie as vice president of China Merchants Bank and Zhang Kai as vice president of Guangfa Bank, both of whom have long tenures within their respective banks [13][14]. - The trend of internal promotions is contrasted with smaller banks that often seek external candidates, highlighting a difference in strategic approaches between mature and growing institutions [16][19]. Group 3: Strategic Implications - Internal promotions are believed to strengthen corporate culture and ensure continuity in strategic direction, which is crucial for long-term success [18]. - The focus on internal talent is seen as a way to align decision-making with actual business needs, reducing the risks associated with external hires who may lack familiarity with the organization [17]. - Analysts suggest that the internal promotion strategy reflects a "stability first" approach for joint-stock banks, while smaller banks prioritize "breakthrough first" strategies during their growth phases [19].

2025 年 7 月 8 日 特此公告。 关于行长任职资格获监管机构核准的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 近日，浙商银行股份有限公司（以下简称"本公司"）收到《国家金融监 督管理总局关于陈海强浙商银行行长任职资格的批复》（金复〔2025〕404 号）。根据有关规定，国家金融监督管理总局已核准陈海强先生的浙商银行行 长任职资格。 陈海强先生的简历详见本公司 2025 年 4 月 11 日刊登于上海证券交易所网 站（www.sse.com.cn）的《浙商银行股份有限公司关于聘任行长的公告》（公 告编号：2025-020）。 证券代码：601916 证券简称：浙商银行 公告编号：2025-037 浙商银行股份有限公司 浙商银行股份有限公司董事会 ...