的提示性公告 本行股东青岛国信产融控股（集团）有限公司保证向本行提供的信息内容真实、准确、 完整，没有虚假记载、误导性陈述或重大遗漏。 本行及董事会全体成员保证公告内容与信息披露义务人提供的信息一致。 青岛银行股份有限公司（以下简称"本行"）于2025年9月15日收到青岛国信产 融控股（集团）有限公司（以下简称"国信产融控股"）出具的《关于增持青岛银行 股份有限公司股份的告知函》和《简式权益变动报告书》。国信产融控股于2025年 9月15日通过港股通渠道增持本行H股股份582,500股，占本行股份总数的0.01%。本 次增持后，国信产融控股持有本行股份655,205,743股，占本行股份总数的11.26%。 国信产融控股及其一致行动人合计持有本行股份873,053,673股，占本行股份总数的 15.00%，权益变动合计数触及5%整数倍，现将相关情况公告如下： | 信息披露义务人 | 青岛国信产融控股（集团）有限公司 | | | --- | --- | --- | | 法定代表人 | 刘冰冰 | | | 注册资本 | 1,000,000万元 | | | 住所 | 山东省青岛市市南区香港西路48号海天中心T2写字 ...

青岛银行公告，信息披露义务人青岛国信产融控股（集团）有限公司及其一致行动人计划继续通过二级 市场交易增持青岛银行股份，增持后信息披露义务人及其一致行动人的合计持股比例将达19.00%至 19.99%之间。2025年9月15日，信息披露义务人通过港股通渠道增持青岛银行58.25万股H股，占上市公 司已发行股份的比例为0.01%。此次权益变动前，信息披露义务人及其一致行动人持股比例为14.99%， 变动后为15.00%。信息披露义务人表示，增持行为基于对青岛银行股票长期投资价值的认可和支持青 岛银行长期发展的考虑。 ...

Group 1 - Qilu Bank announced a voluntary share buyback plan by its directors, supervisors, and senior management, with a total investment of no less than RMB 3.5 million, scheduled from September 16, 2025, to December 31, 2025, reflecting confidence in the bank's long-term investment value [1] - In September, six listed banks have announced share buyback plans or progress, indicating a trend of major shareholders and executives favoring bank stocks for their long-term investment potential [1] - Suzhou Bank's executives plan to buy back at least RMB 4.2 million worth of shares, citing confidence in the bank's future development [1] Group 2 - Huaxia Bank's share buyback plan was completed with a total of 4.2293 million shares purchased for approximately RMB 31.9 million [2] - Qingdao Bank's major shareholder plans to increase their stake to between 19.00% and 19.99%, intending to buy between 233 million and 291 million shares, based on the long-term investment value of the bank's stock [2] - Share buyback plans from Chengdu Bank and Everbright Bank have progressed, with total investments exceeding RMB 130 million [2] Group 3 - The steady progress of multiple banks' share buyback plans reflects shareholders' optimism about the banks' future development, which is expected to benefit the valuation of the banking sector [3] - The long-term logic of systemic valuation recovery for bank stocks remains unchanged, supported by improved operating conditions and sustained appeal to long-term capital [3] - Factors such as low interest rates and policy incentives are likely to bring stable incremental funds to the banking sector, enhancing the sustainability of valuation recovery [3]

Group 1 - Qingdao Bank's stock price decreased by 2.11% on September 12, trading at 5.11 CNY per share with a total market capitalization of 29.742 billion CNY [1] - The bank's stock has increased by 37.37% year-to-date, but has seen a decline of 3.77% over the last five trading days [1] - The bank's main business segments include corporate banking (47.29%), financial market business (26.27%), retail banking (21.87%), and other unallocated projects (4.57%) [1] Group 2 - As of June 30, the number of shareholders for Qingdao Bank increased to 51,100, with an average of 61,038 circulating shares per person [2] - For the first half of 2025, Qingdao Bank reported a net profit of 3.065 billion CNY, representing a year-on-year growth of 16.05% [2] Group 3 - Since its A-share listing, Qingdao Bank has distributed a total of 6.341 billion CNY in dividends, with 2.794 billion CNY distributed over the last three years [3]

Core Viewpoint - Qingdao Bank is focusing on optimizing its asset-liability structure and increasing loan issuance to support the real economy in 2025, with a target for stable growth in credit throughout the year [1] Group 1: Loan Issuance and Strategy - As of mid-2025, Qingdao Bank's total customer loans reached 368.406 billion yuan, an increase of 27.716 billion yuan from the end of the previous year, reflecting an 8.14% growth since the beginning of the year [1] - The bank plans to continue increasing credit issuance, aligning with national policy requirements and focusing on eight key sectors: technology finance, inclusive finance, green finance, blue finance, pension finance, quality manufacturing, public utilities, and rural revitalization [1] Group 2: Net Interest Margin Performance - In the first half of 2025, Qingdao Bank's annualized net interest margin was 1.72%, a slight decrease of 0.01 percentage points compared to the entire year of 2024 [1] - To stabilize the net interest margin, the bank has implemented various measures, including optimizing resource allocation and enhancing the proportion of high-yield assets in its interest-earning assets [1] Group 3: Cost Management - The bank is focused on reducing costs on the liability side by optimizing the structure of major liabilities and managing deposit costs through various strategies, including pricing adjustments and market-based interest rate regulation [1]

Group 1: Loan Growth and Structure - As of mid-2025, the total customer loans of Qingdao Bank reached CNY 368.406 billion, an increase of CNY 27.716 billion from the end of the previous year, representing a growth of 8.14% [2] - The loan-to-asset ratio is 49.58%, up by 0.2 percentage points compared to the end of the previous year [2] - The bank plans to continue increasing credit investment to support the real economy, with a focus on eight key sectors including technology finance and rural revitalization [2][3] Group 2: Net Interest Margin Performance - The annualized net interest margin for the first half of 2025 is 1.72%, a slight decrease of 0.01 percentage points from the full year of 2024 [4] - The bank has implemented various measures to address the pressure of narrowing interest margins, including optimizing asset structure and increasing loan investments [4] - On the liability side, the bank aims to reduce costs by optimizing the structure of major liabilities and managing deposit costs effectively [4]

Group 1 - Recent announcements from banks such as Suzhou Bank, Qingdao Bank, and Nanjing Bank indicate that major shareholders and executives plan to increase their holdings in their respective banks, reflecting confidence in the long-term prospects of the Chinese capital market and the banks' investment value [1][2] - Suzhou Bank's chairman and other executives intend to collectively purchase at least 4.2 million yuan worth of A-shares between September 8 and December 31, funded by their own resources [1] - Qingdao Bank's major shareholder plans to acquire between 233 million and 291 million shares, increasing their stake to between 19.00% and 19.99% within six months from the announcement [1] Group 2 - Nanjing Bank's shareholder, Nanjing Gaoke, increased its stake from 8.94% to 9.00% by purchasing 7.5077 million shares between July 24 and August 4, demonstrating confidence in the bank's future development [2] - More than ten listed banks have reported similar plans for share buybacks this year, indicating a broader trend of confidence among bank executives and major shareholders regarding future growth and profitability [2] - The overall performance of the banking sector has improved, with a year-on-year increase in operating income and net profit of 1.0% and 0.8%, respectively, supported by growth in non-interest income [2] Group 3 - Insurance capital has shown a preference for bank stocks, with over 700 stocks appearing in the top ten circulating shareholders of A-share listed companies, and six of the top ten heavyweights being bank stocks [3] - The stability and quality of bank assets have attracted long-term funds, as banks provide high and stable dividend yields, making them appealing in the current "asset scarcity" environment [3] - The investment logic for bank stocks has shifted from a "growth cycle" based on macroeconomic factors to a focus on "low volatility dividends" driven by asset scarcity, with state-owned banks being core dividend assets due to their high yields and low valuations [3]

Group 1 - Qingdao Bank plans to hold a temporary shareholders' meeting on September 26 to report and review several important proposals [1] - The bank intends to issue up to 28 billion yuan in financial bonds, including 15 billion yuan in non-capital financial bonds and 13 billion yuan in capital financial bonds [1] - The non-capital financial bonds aim to optimize the long-term asset-liability matching structure, while the capital financial bonds are intended to enhance the bank's capital support for its development [1] Group 2 - As of June 30, Qingdao Bank's total assets reached 743.03 billion yuan, a year-on-year increase of 7.69% [2] - The bank reported operating income of 7.66 billion yuan for the first half of the year, a year-on-year growth of 7.50%, and a net profit attributable to shareholders of 3.07 billion yuan, up 16.05% year-on-year [2] - The capital adequacy ratio stood at 13.52%, down 0.28 percentage points from the end of the previous year, while the core tier 1 capital adequacy ratio was 9.05%, a decrease of 0.06 percentage points [2]

Bank of Qingdao Co., Ltd.* * H 3866 於2025年9月26日（星期五）舉行之 2025年第一次H股類別股東大會之代表委任表格 與本代表委任表格有關的H股股份數目 （附註1） 本人持有的全部H股股份中質押股份數目 本人持有的全部H股股份中質押股份所佔比例 本人╱吾等 （附註2） 地址為 為青島銀行股份有限公司（「本行」）股本中每股面值人民幣1.00元的H股 股 茲委任大會主席或 （附註4） 地址為 為本人╱吾等的代表，代表本人╱吾等出席本行謹定於2025年9月26日（星期五）緊接2025年第一次臨時股東大會及 2025年第一次A股類別股東大會於中國山東省青島市嶗山區秦嶺路6號舉行的2025年第一次H股類別股東大會及其任 何續會（「2025年第一次H股類別股東大會」），並在2025年第一次H股類別股東大會及任何續會上代表本人╱吾等投票 及行使法律、法規及本行章程賦予代表的一切權利。本人╱吾等希望本人╱吾等的代表按以下指示就將於2025年第 一次H股類別股東大會上提呈的各項決議案投票 （附註5） 。 | | 特別決議案 | （附註5） 贊成 | 反對 | （附註5） | 棄權 | ...

本人╱吾等 （附註2） 地址為 為青島銀行股份有限公司（「本行」）股本中每股面值人民幣1.00元的H股 股 茲委任大會主席或 （附註4） （附註3） 的登記持有人， Bank of Qingdao Co., Ltd.* * H 3866 於2025年9月26日（星期五）舉行之 2025年第一次臨時股東大會之代表委任表格 | （附註1） | | --- | | 與本代表委任表格有關的H股股份數目 | | 本人持有的全部H股股份中質押股份數目 | | 本人持有的全部H股股份中質押股份所佔比例 | 附註： 1. 請填上以 閣下名稱登記與本代表委任表格有關的本行H股股份數目。如填上數目，則代表委任表格將被視為僅與該等股份有關。如未有填上 數目，則代表委任表格被視為與以 閣下名稱登記的所有本行H股股份（無論單獨或與他人共同持有）有關。 2. 請用正楷填上全名及地址。 3. 凡有權出席2025年第一次臨時股東大會並在會上投票的股東均有權委派一位或數位代表出席2025年第一次臨時股東大會，並代其投票。受委任 代表毋須為本行股東，惟須親自代表 閣下出席2025年第一次臨時股東大會。就任何股份的聯名股東而言，只有在股東名冊上排 ...