Financial Performance - Net profit attributable to shareholders for Q1 2022 was RMB 57,751 million, reflecting a year-on-year increase of 6.97%[2] - In Q1 2022, the group achieved a net profit of RMB 60.541 billion, representing a year-on-year growth of 5.64%[6] - The net profit for Q1 2022 was RMB 60,541 million, an increase of 3.3% compared to RMB 57,309 million in Q1 2021[13] - Total comprehensive income for Q1 2022 was RMB 46,649 million, down 14.1% from RMB 54,282 million in Q1 2021[13] Earnings and Dividends - Basic earnings per share for Q1 2022 were RMB 0.19, up 7.20% from the same period last year[2] - The company reported a diluted earnings per share of RMB 0.19, consistent with the basic earnings per share[2] - The basic earnings per share for the period was RMB 0.19, compared to RMB 0.18 in the same period last year[12] - The company declared a dividend of approximately USD 101.5 million for the second phase of overseas preferred shares, with a dividend rate of 3.60%[9] Assets and Liabilities - Total assets as of March 31, 2022, reached RMB 27,459.04 million, an increase of 2.76% compared to December 31, 2021[2] - Total assets reached RMB 27,459.038 billion, growing by 2.76% compared to the end of the previous year[8] - Total liabilities increased to RMB 25,064,267 million as of March 31, 2022, compared to RMB 24,371,855 million at the end of 2021[15] Equity and Shareholders - Total equity attributable to shareholders was RMB 2,269,549 million, an increase of 2.00% from the end of 2021[2] - The total number of ordinary shareholders as of March 31, 2022, was 694,509, including 519,977 A-share shareholders and 174,532 H-share shareholders[4] - The largest shareholder, Central Huijin Investment Ltd., held 64.02% of the shares[4] - The second-largest shareholder, Hong Kong Central Clearing Limited, held 27.80% of the shares[4] - The bank's total equity as of March 31, 2022, was RMB 2,394,771 million, an increase from RMB 2,350,553 million at the end of 2021[15] Cash Flow - Net cash flow from operating activities showed a net outflow of RMB 294,137 million, a decline of 150.67% year-on-year[3] - The cash flow from operating activities showed a net outflow of RMB 294,137 million in Q1 2022, compared to an inflow of RMB 580,504 million in Q1 2021[16] - The cash flow from financing activities in Q1 2022 was a net inflow of 64,911 million RMB, compared to a net inflow of 44,557 million RMB in Q1 2021[17] - In Q1 2022, the net cash flow from investment activities was 14,993 million RMB, a significant improvement from a net outflow of 160,081 million RMB in Q1 2021[17] Income and Expenses - The net interest income for the group was RMB 109.933 billion, an increase of 5.54% year-on-year[7] - Non-interest income decreased to RMB 51.218 billion, down 4.63% year-on-year, accounting for 31.78% of total operating income[7] - The group’s operating expenses increased to RMB 57.472 billion, up 6.96% year-on-year[7] Loans and Deposits - Customer deposits totaled RMB 19,178.123 billion, reflecting a growth of 5.71% from the end of the previous year[8] - Customer loans and advances net amount reached RMB 16,105,641 million, up from RMB 15,322,484 million as of December 31, 2021[14] - The bank's customer deposits increased to RMB 19,178,123 million, up from RMB 18,142,887 million at the end of 2021[15] - The bank's net increase in customer loans and advances was RMB (806,757) million in Q1 2022, compared to RMB (783,960) million in Q1 2021[16] Capital Adequacy and Ratios - The core Tier 1 capital adequacy ratio stood at 11.33%[6] - The core tier 1 capital adequacy ratio as of March 31, 2022, was 11.33%, slightly up from 11.30% at the end of 2021[19] - The leverage ratio as of March 31, 2022, was 7.60%, down from 7.65% at the end of 2021[20] - The liquidity coverage ratio averaged 132.30% in Q1 2022, an increase of 4.69 percentage points from the previous quarter's average of 127.61%[24] Liquidity Management - The total cash and cash equivalents at the end of Q1 2022 were 1,750,248 million RMB, down from 1,955,588 million RMB at the end of Q1 2021[17] - The total cash outflow from retail deposits and small enterprise customer deposits was 8,917,412 million RMB, with stable deposits contributing 4,839,842 million RMB[26] - The expected total cash outflow was 6,955,913 million RMB, while the expected total cash inflow was 4,387,337 million RMB in Q1 2022[26] - The liquidity coverage ratio is designed to ensure that commercial banks have sufficient high-quality liquid assets to meet liquidity demands for at least 30 days under stress scenarios set by the regulatory authority[27] - The calculation scope of the liquidity coverage ratio excludes four subsidiaries: Bank of China Investment Ltd., Bank of China Insurance Ltd., Bank of China Group Insurance Ltd., and Bank of China Life Insurance Ltd.[27] - The average liquidity coverage ratio and its detailed items are calculated as a simple arithmetic mean of daily values within each quarter[27]

0 中国娱行 1912 – 2022 BANK OF CHINA 融 通 世 界 造 福 社 會 建設全球一流現代銀行集團 BUILD A FIRST-CLASS GLOBAL BANKING GROUP 2021 年年度報告 中國銀行股份有限公司 (於中華人民共和國註冊成立的股份有限公司) H股普通股股份代號：3988 境外優先股股份代號：4619 北京 約翰內斯堡 盧薩卡 法蘭克福 盧森堡 布達佩斯 鹿特丹 倫敦 伯明翰 曼徹斯特 格拉斯哥 巴黎 東京 橫濱 大阪 莫斯科 首爾 安山 大邱 悉尼 墨爾本 哈巴羅夫斯克 斯德哥爾摩 漢堡 華沙 伊斯坦布爾 基特韋 羅安達 內羅畢 布魯塞爾 米蘭 里昂 里斯本 杜塞爾多夫 阿克托別 迪拜 名古屋 珀斯 布里斯班 澳門 香港 台北 烏蘭巴托 都柏林 符拉迪沃斯托克 柏林 羅馬 慕尼黑 布拉格 維也納 卡薩布蘭卡 德班 路易港 阿德萊德 達累斯薩拉姆 馬尼拉 雅加達 古晉 泗水 斯里巴加灣市 仰光 萬象 清邁 卡拉奇 孟買 巴林 多哈 阿布扎比 胡志明市 西哈努克港 曼谷 金邊 孔敬 羅勇 呵叻 暹粒 馬六甲 新山 新加坡 麻坡 檳城 巴生 棉蘭 蒲種 科倫坡 合 ...

中國銀行股份有限公司 股份代號：3988（H股普通股） 4619（境外優先股） 2021年年度報告 2022年4月本行2021年年度報告的印刷版本將取代此版本。 中國銀行簡介 中國銀行是中國持續經營時間最久的銀行。1912年2月正式成立，先後行使中央銀 行、國際匯兌銀行和國際貿易專業銀行職能。1949年以後，長期作為國家外匯外 貿專業銀行，統一經營管理國家外匯，開展國際貿易結算、僑匯和其他非貿易外 匯業務。1994年改組為國有獨資商業銀行，全面提供各類金融服務，發展成為本 外幣兼營、業務品種齊全、實力雄厚的大型商業銀行。2006年率先成功在香港聯 交所和上海證券交易所掛牌上市，成為國內首家「A+H」上市銀行。中國銀行是2008 年北京夏季奧運會和2022年北京冬季奧運會唯一官方銀行合作夥伴，是中國唯一 的「雙奧銀行」。2011年，中國銀行在新興經濟體中首家入選並在此後連續11年入 選全球系統重要性銀行，國際地位、競爭能力、綜合實力已躋身全球大型銀行前 列。2022年，迎來110週年華誕的中國銀行，正在構建以境內商業銀行為主體、全 球化綜合化為兩翼的戰略格局，加快建設全球一流現代銀行集團，奮力書寫百年 歷史新篇 ...

股份代號：3988（H股普通股） 4619（境外優先股） 2021年中期報告 2021年9月本行2021年中期報告的印刷版本將取代此版本。 (BOC-IRA Chi) 202082 30/08/2021 11:13 M07 HKEX E>C 目錄 | 釋義 | 2 | | --- | --- | | 重要提示 | 5 | | 公司基本情況 | 6 | | 財務摘要 | 8 | | 管理層討論與分析 | 10 | | 財務回顧 | 10 | | 業務回顧 | 23 | | 風險管理 | 48 | | 展望 | 56 | | 環境與社會責任 | 57 | | 股本變動和股東情況 | 58 | | 董事、監事、高級管理人員及員工情況 | 63 | | 公司治理 | 67 | | 重要事項 | 72 | | 中期財務資料的審閱報告 | 79 | | 中期財務資料 | 80 | 1 (BOC-IRA Chi) 202082 30/08/2021 11:13 M07 HKEX E>C 中國銀行股份有限公司 釋義 在本報告中，除非文義另有所指，下列詞語具有如下涵義： A股 本行普通股股本中每股面值人民幣1.00元的內資股， ...