Core Viewpoint - Harbin Bank is advancing its "Digital Harbin Bank" initiative in the first half of 2025, focusing on enhancing technological support and innovation capabilities while ensuring a solid operational foundation [1] Group 1: Digital Transformation - The bank is implementing a smart credit project to promote the digitization of retail credit [1] - A three-year information technology strategy plan has been established to create a three-dimensional research and development framework encompassing business, technology, and management [1] - The bank is accelerating the construction of a new digital financial landscape while strengthening its information security assurance system [1] Group 2: Risk Management - The group maintains a prudent risk preference and is building a comprehensive risk management system [1] - Risk control is integrated throughout the strategy, performance, and business processes, optimizing the entire cycle of risk identification, measurement, and monitoring [1] - The bank emphasizes compliance and enhances intelligent risk control capabilities to establish a solid risk defense for high-quality development [1]

截至月份: 2025年9月30日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 哈爾濱銀行股份有限公司 呈交日期: 2025年10月8日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 06138 | 說明 | | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 3,023,570,000 | RMB | | 1 | RMB | | 3,023,570,000 | | 增加 / 減少 (-) | | | 0 | | | | RMB | | 0 | | 本月底結存 | | | 3,023,570,000 | RMB | | 1 | RMB | | 3,023,570,000 | | 2. 股份分類 | 普通股 | 股份類別 | 其他類別 (請註明) | | 於香港聯交所 ...

Core Viewpoint - The Hong Kong banking sector experienced a widespread decline, with several banks reporting significant drops in their stock prices [1] Group 1: Stock Performance - Jiangxi Bank, Qingdao Bank, and Chongqing Rural Commercial Bank saw declines of over 2% [1] - Jiujiang Bank, Chongqing Bank, Zhengzhou Bank, China Everbright Bank, and Harbin Bank experienced declines of over 1% [1]

Core Viewpoint - The Hong Kong banking sector, particularly the mainland banks, experienced a decline, with several banks reporting significant drops in their stock prices [1] Group 1: Stock Performance - Jiangxi Bank, Qingdao Bank, and Chongqing Rural Commercial Bank saw declines of over 2% [1] - Jiujiang Bank, Chongqing Bank, Zhengzhou Bank, China Everbright Bank, and Harbin Bank experienced declines of over 1% [1]

Core Insights - The 2025 Seventh World-Class Enterprises R&D and Innovation Management Forum was held in Harbin, focusing on "Digital Intelligence Empowerment and Industry-Finance Symbiosis: Technological Finance Driving Innovation in Emerging Industries" [2] - Harbin Bank's President Yao Chunhe emphasized that technological finance is a core engine driving transformation in China's banking industry, enabling banks to break traditional financial path dependencies and accelerate breakthroughs in business boundaries, service model innovation, product iteration, and intelligent risk control [2] Customer Service - The banking service model is evolving from "function supply" to "experience-driven," leveraging financial technology to create a new service system centered on "intelligence and personalization" [2] - A 360° super user profile is being developed to provide comprehensive solutions that integrate "finance + life" and offer personalized experiences [3] Ecological Scene - The application of technologies like API and SDK has transformed banks into "service capability providers" and "ecological rule definers," allowing seamless integration of financial products into partner platforms and scenarios [4] - Future banking will further integrate with AI models, enabling financial services to be more intelligent and naturally embedded in various digital environments [4] Risk Control - The banking risk control capability is transitioning from traditional experience-based judgment to an intelligent, real-time, and precise paradigm, becoming a core pillar for high-quality development [5] - The deep application of IoT technology will enhance real-time monitoring and dynamic valuation of collateral, improving post-loan management accuracy and efficiency [5] Operational Management - Financial technology is permeating the entire banking operation chain, with AI-driven multi-channel collaborative services becoming a development trend [6] - Future AI-driven virtual tellers will replace some manual counter services, handling routine tasks through natural language interaction, while traditional offline processes will be fully digitized [6] - Banks are accelerating investments in key technologies like AI, big data, cloud computing, and blockchain to ensure a secure and stable technological foundation for high-quality development [6]

地址為 為哈爾濱銀行股份有限公司（「本公司」）股本中每股面值人民幣1.00元的內資股╱H股 股 （附註2） 的登記持有人，茲委任大會主席 （附註3） 或 地址為 哈爾濱銀行股份有限公司 * Harbin Bank Co., Ltd.* （於中華人民共和國註冊成立的股份有限公司） （股份代號：6138） 將於2025年10月22日舉行的2025年第三次臨時股東大會的代表委任表格 本人╱吾等 （附註1） 為本人╱吾等的代表，代表本人╱吾等出席本公司訂於2025年10月22日（星期三）上午9時假座中國黑龍江省哈爾 濱市道里區上江街888號哈爾濱銀行總部大廈4001會議室舉行的2025年第三次臨時股東大會（「臨時股東大會」）及其 任何續會，並在臨時股東大會及任何續會上代表本人╱吾等投票及行使法律、法規及本公司章程賦予代表的一切權 利。 附註： 1. 請用正楷填上登記在本公司股東名冊上之股東名及地址。 2. 請填上以 閣下名義登記的股份數目。如未有填上股數，則本代表委任表格將被視為與全部以 閣下名義登記的本公司股份有關。 3. 如欲委任大會主席以外的人士出任代表，請刪除「大會主席」等字，並在適當空位上填上欲委任的代表的 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本通告的內容概不負責，對其準確性或完整性亦 不發表任何聲明，並明確表示，概不對因本通告全部或任何部份內容而產生或因倚賴該等內容而引致的任 何損失承擔任何責任。 哈爾濱銀行股份有限公司 * Harbin Bank Co., Ltd.* （於中華人民共和國註冊成立的股份有限公司） （股份代號：6138） – 1 – 哈爾濱銀行股份有限公司 董事長 鄧新權 中國哈爾濱，2025年9月30日 * 哈爾濱銀行股份有限公司根據香港法例第155章銀行業條例並非一家認可機構，不受香港金融管理 局監督，亦不獲授權在香港經營銀行╱存款業務。 2025年第三次臨時股東大會通告 茲通告哈爾濱銀行股份有限公司（「本公司」）謹定於2025年10月22日（星期三）上 午9時假座中國黑龍江省哈爾濱市道里區上江街888號哈爾濱銀行總部大廈4001會議室 召開2025年第三次臨時股東大會（「臨時股東大會」），以審議並酌情通過下列決議案： 特別決議案 承董事會命 1. 審議並批准關於吸收合併重慶市大渡口融興村鎮銀行改建支行的議案 2. 審議並批准關於吸收合併重慶市沙坪壩融興村鎮銀行改建支行的議案 ...

哈爾濱銀行股份有限公司 * Harbin Bank Co., Ltd.* （於中華人民共和國註冊成立的股份有限公司） （股份代號：6138） (1) 關於吸收合併重慶市大渡口融興村鎮銀行改建支行的議案 (2) 關於吸收合併重慶市沙坪壩融興村鎮銀行改建支行的議案 此通函為重要文件 請即處理 閣下如對本通函任何方面或應採取之行動有任何疑問，應諮詢 閣下之股票經紀或其他註冊證券商、銀行 經理、律師、專業會計師或其他專業顧問。 閣下如已售出或轉讓名下所有哈爾濱銀行股份有限公司之股份，應立即將本通函連同代表委任表格送交買 主或承讓人，或經手買賣或轉讓之銀行、股票經紀或其他代理商，以便轉交買主或承讓人。 香港交易及結算所有限公司及香港聯合交易所有限公司對本通函之內容概不負責，對其準確性或完整性亦 不發表任何聲明，並明確表示，概不對因本通函全部或任何部份內容而產生或因倚賴該等內容而引致之任 何損失承擔任何責任。 及 2025年第三次臨時股東大會通告 本公司謹定於2025年10月22日（星期三）上午9時假座中國黑龍江省哈爾濱市道里區上江街888號哈爾濱銀 行總部大廈4001會議室召開臨時股東大會。召開臨時股東大會的通告載於本 ...

Core Viewpoint - Harbin Bank is actively integrating into the domestic and international "dual circulation" pattern, achieving significant results in cross-border business, particularly through partnerships with over a hundred financial institutions in 13 "Belt and Road" countries [1] Group 1: Cross-Border Business Expansion - The total volume of cross-border clearing and settlement business has significantly increased, with a doubling of the number of cross-border clients served year-on-year [1] - Harbin Bank is a direct participant in the Cross-Border Interbank Payment System (CIPS), promoting cross-border RMB payments [1] - The bank has developed a comprehensive cross-border financial product system, ensuring full coverage of service scenarios [1] Group 2: Innovation and Recognition - The bank has successfully implemented the first border trade settlement business in Heilongjiang Province, receiving industry awards for this achievement [1] - The expansion of cross-border business is expected to optimize the bank's revenue structure and enhance its international brand influence [1] Group 3: Future Outlook - With favorable policies and market opportunities, Harbin Bank is anticipated to further enhance its competitiveness in the cross-border financial market [1]

Group 1 - The core event is the celebration of the eighth Chinese Farmers' Harvest Festival, organized by Harbin Bank, focusing on "celebrating harvest, promoting culture, and revitalizing rural areas" [1] - Harbin Bank has established the "Farmers' Integrity Customer Festival" since 2019, using it as a platform to reward farmers and promote agricultural culture [2] - The bank's branches have engaged in various activities to provide financial services tailored to agricultural needs, enhancing the connection between the bank and local farmers [3] Group 2 - Harbin Bank is actively responding to the national strategy for building an agricultural powerhouse, creating a comprehensive financial service system covering the entire agricultural industry chain [4] - The bank has introduced innovative loan products to address agricultural development challenges, with a focus on supporting key agricultural processes and reducing financing costs for farmers [4] - As of June 2025, Harbin Bank's agricultural loan balance reached 32.21 billion yuan, with 16.53 billion yuan specifically for farmers, contributing to rural revitalization efforts [4]