Core Viewpoint - Harbin Bank is undergoing significant transformation and reform, focusing on enhancing its balance sheet and income statement while actively serving the real economy and managing risks, leading to improved operational performance and investment value [1] Group 1: Financial Performance - In the first half of 2025, Harbin Bank achieved revenue of RMB 7.3855 billion, a year-on-year increase of 2.59%, and a net profit of RMB 992.1 million, up 17.28% [3] - The bank's total assets reached RMB 9,275.275 billion, growing by 1.23% from the end of the previous year, with customer loans totaling RMB 3,975.663 billion, an increase of 4.87% [3] - The non-performing loan balance was RMB 11.2697 billion, with a non-performing loan ratio of 2.83%, a decrease of 0.01 percentage points from the previous year [3] Group 2: Asset Quality and Risk Management - The bank's provision coverage ratio improved to 209.95%, an increase of 7.36 percentage points, significantly exceeding the regulatory requirement of 150% [3] - This strong asset quality provides a buffer against potential risks and allows for future profit release [3] Group 3: Service to the Real Economy - Harbin Bank is focusing its credit resources on key sectors such as manufacturing, technology, green finance, and small and micro enterprises, with a total of RMB 16.918 billion in loans to small and micro enterprises, an increase of RMB 1.62 billion year-on-year [4] - The bank's agricultural loans reached RMB 32.2104 billion, supporting food production and rural revitalization efforts [4] Group 4: International Cooperation and Cross-Border Services - The bank has established partnerships with over a hundred financial institutions in 13 countries along the Belt and Road, promoting cross-border RMB payment services [5] - The total volume of cross-border settlement business saw significant growth during the reporting period, enhancing the bank's international financial service capabilities [5] Group 5: Market Position and Future Outlook - Harbin Bank's stock price has shown recovery, supported by stable performance and improved asset quality, aligning with market demand for banks with high safety margins and growth certainty [6] - The ongoing national strategies such as Northeast revitalization and the Belt and Road Initiative are expected to further enhance the bank's regional and competitive advantages, leading to improved operational performance and valuation [6]

Performance Summary - China Railway Construction (01186.HK) reported a revenue of 489.2 billion yuan, a decrease of 5.2% year-on-year, with a net profit of approximately 10.7 billion yuan, down 10.1% [2] - Industrial and Commercial Bank of China (01398.HK) achieved a revenue of 409.1 billion yuan, an increase of 1.8% year-on-year, while net profit fell by 1.4% to 168.1 billion yuan [2] - Agricultural Bank of China (01288.HK) recorded a revenue of 369.79 billion yuan, up 0.7% year-on-year, and a net profit of 139.51 billion yuan, an increase of 2.66% [2] - China Construction Bank (00939.HK) reported a revenue of 385.91 billion yuan, a 3% increase year-on-year, with net profit around 162.08 billion yuan, down 1.4% [2] - Bank of China (03988.HK) had a revenue of 329.42 billion yuan, up 3.61% year-on-year, while net profit decreased by 0.85% to 117.59 billion yuan [2] - Postal Savings Bank of China (01658.HK) reported a revenue of 179.53 billion yuan, a 1.5% increase year-on-year, with net profit of 49.23 billion yuan, up 0.85% [2] - China Merchants Bank (03968.HK) achieved a revenue of 169.92 billion yuan, down 1.7% year-on-year, while net profit increased by 0.3% to 74.93 billion yuan [2] - Bank of Communications (03328.HK) reported a revenue of 133.50 billion yuan, up 0.7% year-on-year, with net profit of 46.02 billion yuan, an increase of 1.6% [2] - Minsheng Bank (01988.HK) had a revenue of 70.70 billion yuan, up 7.8% year-on-year, while net profit decreased by 4.9% to 21.38 billion yuan [2] - China Everbright Bank (06818.HK) reported a revenue of 65.95 billion yuan, down 5.6% year-on-year, with net profit of 24.62 billion yuan, an increase of 0.55% [2] - BYD Company (01211.HK) achieved a revenue of 371.28 billion yuan, up 23.3% year-on-year, with net profit of 15.51 billion yuan, an increase of 13.8% [2] - China Communications Construction Company (01800.HK) reported a revenue of 335.45 billion yuan, down 5.8% year-on-year, with net profit of 9.99 billion yuan, down 16.9% [2] - Lenovo Holdings (03396.HK) achieved a revenue of 281.59 billion yuan, up 21% year-on-year, with net profit of 699 million yuan, an increase of 144% [2] - Great Wall Motors (02333.HK) reported a revenue of 92.34 billion yuan, up 1% year-on-year, with net profit of 6.34 billion yuan, down 10.2% [2] - BYD Electronics (00285.HK) achieved a revenue of 80.61 billion yuan, up 2.6% year-on-year, with net profit of 1.73 billion yuan, an increase of 14% [2] - Country Garden (02007.HK) reported a revenue of 72.57 billion yuan, with a net loss of 19.078 billion yuan [2] - China Reinsurance (01508.HK) achieved a revenue of 61.03 billion yuan, up 0.6% year-on-year, with net profit of 6.244 billion yuan, an increase of 9.03% [2] - Yanzhou Coal Mining Company (01171.HK) reported a revenue of 53.966 billion yuan, down 13.17% year-on-year, with net profit of 4.731 billion yuan, down 38.7% [2] - Jitu Express (01519.HK) achieved a revenue of 5.499 billion USD, up 13.1% year-on-year, with net profit of 156 million USD, an increase of 147.1% [2] - AVIC Industry (02357.HK) reported a revenue of 37.465 billion yuan, up 11.43% year-on-year, with net profit of 1.03 billion yuan, down 17.67% [2] - CITIC Financial Assets (02799.HK) achieved a revenue of 31.136 billion yuan, up 2.9% year-on-year, with net profit of 6.168 billion yuan, an increase of 15.7% [2] - Bank of China Hong Kong (02388.HK) reported a net interest income of 25.06 billion HKD, down 3.5% year-on-year, with net profit of 22.12 billion HKD, an increase of 10.54% [2] - Zoomlion Heavy Industry (01157.HK) achieved a revenue of 24.855 billion yuan, up 1.3% year-on-year, with net profit of 2.765 billion yuan, an increase of 20.84% [2] - New Town Development (01030.HK) reported a revenue of 22.1 billion yuan, down 34.82% year-on-year, with net profit of 895 million yuan, down 32.11% [2] - Huatai Securities (06886.HK) achieved a revenue of approximately 20.98 billion yuan, up 5.86% year-on-year, with net profit of 7.549 billion yuan, an increase of 42.16% [2] - China Sanjiang Chemical (02198.HK) reported a revenue of 9.106 billion yuan, down 1.5% year-on-year, with net profit of 301 million yuan, an increase of 95.5% [2] - Tianjin Bank (01578.HK) achieved a revenue of 8.828 billion yuan, up 0.8% year-on-year, with net profit of 1.988 billion yuan, an increase of 1.1% [2] - Harbin Bank (06138.HK) reported a revenue of 7.386 billion yuan, up 2.6% year-on-year, with net profit of 915 million yuan, an increase of 20% [2] - Qingjian International (01240.HK) achieved a revenue of approximately 4.404 billion HKD, down 9.8% year-on-year, with net profit of 2.992 million HKD, an increase of 25.6% [2] - Xingye Alloy (00505.HK) reported a revenue of 4.389 billion yuan, up 22.1% year-on-year, with net profit of 106 million yuan, down 24.7% [2] - 3SBio (01530.HK) achieved a revenue of 4.355 billion yuan, down 0.8% year-on-year, with net profit of 1.358 billion yuan, an increase of 24.6% [2] - Huya Technology (01860.HK) reported a revenue of 938 million USD, up 47% year-on-year, with adjusted EBITDA of 88.681 million USD, an increase of 41% [2] - Haitong Securities (01905.HK) achieved a revenue of 3.521 billion yuan, down 12.6% year-on-year, with net profit of 785 million yuan, down 3.4% [2] - Dazhong Public Utilities (01635.HK) reported a revenue of approximately 3.449 billion yuan, down 5.8% year-on-year, with net profit of approximately 333 million yuan, an increase of 172.6% [2] Company News - China Biologic Products (01177.HK) received approval for the launch of Zongaitini tablets for the treatment of HER2-mutant non-small cell lung cancer [3] - Shandong High-Speed New Energy (01250.HK) reported a total operating power generation of approximately 3.6744 million MWh, an increase of approximately 6.9% year-on-year [3] - Fosun International (00656.HK) reached a settlement with Cainiao regarding a share buyback involving 350 million USD [3] Buyback Activities - Tencent Holdings (00700.HK) repurchased approximately 55 million HKD worth of shares, buying back 919,000 shares at prices ranging from 594.5 to 605 HKD [3] - China Hongqiao (01378.HK) repurchased approximately 22.7 million HKD worth of shares, buying back 8.9235 million shares at a price of 25.44 HKD [3] - HSBC Holdings (00005.HK) repurchased approximately 15.3 million HKD worth of shares, buying back 1.5276 million shares at prices ranging from 99.8 to 100.7 HKD [3] - Hang Seng Bank (00011.HK) repurchased approximately 2.3517 million HKD worth of shares, buying back 210,000 shares at prices ranging from 111.5 to 112.5 HKD [3] - MGM China (02282.HK) repurchased approximately 1.60602 million HKD worth of shares, buying back 1 million shares at prices ranging from 15.92 to 16.27 HKD [3] - Sinopec Engineering (02386.HK) canceled 136,500 shares that had been repurchased [3]

哈尔滨银行(06138)发布公告，，由于侯伯坚先生已连续六年担任独立非执行董事，根据《银行保险机 构公司治理准则》及本公司《公司章程》第一百八十五(四)条规定退任，故已提呈辞任独立非执行董 事、董事会风险管理及关联交易控制委员会委员、提名及薪酬考核委员会委员及审计委员会委员职务， 自本公告日期生效。 ...

格隆汇8月29日丨哈尔滨银行(06138.HK)发布公告，2025年上半年，本行实现净利润为人民币9.921亿 元，同比增加人民币1.462亿元，增幅17.28%；实现归属于母公司股东的净利润为人民币9.154亿元，同 比增加人民币1.523亿元，增幅19.96%。本行平均总资产回报率为0.22%，同比上升0.02个百分点；本行 平均权益回报率为2.07%，同比上升0.57个百分点。 截至2025年6月30日，本行资产总额为人民币9,275.275亿元，较上年末增加人民币112.956亿元，增幅 1.23%；客户贷款及垫款总额为人民币3,975.663亿元，较上年末增加人民币184.724亿元，增幅4.87%； 客户存款总额为人民币6,950.559亿元，较上年末增加人民币13.765亿元，增幅0.20%。 截至2025年6月30日，本行不良贷款余额为人民币112.697亿元，不良贷款率为2.83%，较上年末下降 0.01个百分点。拨备覆盖率为209.95%，较上年末上升7.36个百分点；贷款减值损失准备率为5.95%，较 上年末上升0.20个百分点，风险抵补能力保持基本稳定。 ...

截至2025年6月30日，本行资产总额为9275.275亿元，较上年末增加112.956亿元，增幅 1.23%;客户贷款 及垫款总额为3975.663亿元，较上年末增加184.724亿元，增幅4.87%;客户存款总额为6950.559亿元，较 上年末增加13.765亿元，增幅0.20%。 智通财经APP讯，哈尔滨银行(06138)发布截至2025年6月30日止6个月中期业绩，本行取得营业收入人民 币73.86亿元(单位下同)，同比增加2.59%;归属于母公司股东的净利润9.15亿元，同比增加19.96%;基本每 股收益0.05元。 截至2025年6月30日，本行不良贷款余额为112.697亿元，不良贷款率为2.83%，较上年末下降 0.01个百 分点。拨备覆盖率为209.95%，较上年末上升7.36个百分点;贷款减值损失準备率为5.95%，较上年末上 升0.20个百分点，风险抵补能力保持基本稳定。 ...

截至2025年6月30日，本行资产总额为9275.275亿元，较上年末增加112.956亿元，增幅1.23%;客户贷款 及垫款总额为3975.663亿元，较上年末增加184.724亿元，增幅4.87%;客户存款总额为6950.559亿元，较 上年末增加13.765亿元，增幅0.20%。 哈尔滨银行(06138)发布截至2025年6月30日止6个月中期业绩，本行取得营业收入人民币73.86亿元(单位 下同)，同比增加2.59%;归属于母公司股东的净利润9.15亿元，同比增加19.96%;基本每股收益0.05元。 截至2025年6月30日，本行不良贷款余额为112.697亿元，不良贷款率为2.83%，较上年末下降0.01个百 分点。拨备覆盖率为209.95%，较上年末上升7.36个百分点;贷款减值损失準备率为5.95%，较上年末上 升0.20个百分点，风险抵补能力保持基本稳定。 ...

格隆汇8月29日丨哈尔滨银行(06138.HK)发布公告，由于侯伯坚已连续六年担任独立非执行董事，根据 相关规定退任，故已提呈辞任独立非执行董事、董事会风险管理及关联交易控制委员会委员、提名及薪 酬考核委员会委员及审计委员会委员职务，自本公告日期生效。 ...

智通财经APP讯，哈尔滨银行(06138)发布公告，，由于侯伯坚先生已连续六年担任独立非执行董事，根 据《银行保险机构公司治理准则》及本公司《公司章程》第一百八十五(四)条规定退任，故已提呈辞任 独立非执行董事、董事会风险管理及关联交易控制委员会委员、提名及薪酬考核委员会委员及审计委员 会委员职务，自本公告日期生效。 ...

截至2025年6月30日止六個月中期業績 哈爾濱銀行股份有限公司（「本行」）之董事會（「董事會」）欣然宣佈本行及所屬子 公司（「本集團」）截至2025年6月30日止六個月之未經審計合併中期業績。本業績 公告列載本行2025年中期報告全文，符合香港聯合交易所有限公司證券上市規則 中有關中期業績初步公告附載資料的要求。本集團編製的截至2025年6月30日止 六個月的簡要合併財務報表已經香港立信德豪會計師事務所有限公司根據國際審 閱準則審閱。本行董事會及審計委員會亦已審閱此中期業績。除特別註明外，本 集團的財務數據以人民幣列示。 本業績公告於本行的網站( www.hrbb.com.cn )及披露易( www.hkexnews.hk )發佈。 截至2025年6月30日止六個月之中期報告適時將可供在上述網站查閱。 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 哈爾濱銀行股份有限公司 * Harbin Bank Co., Ltd. （於中華人民共和國註冊成立的 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 靳慶魯先生 陳明先生 梁秀芬女士 1 董事會下設5個專門委員會，下表載列截至本公告日期各董事在該等董事委員會 所擔任的職位： 哈爾濱銀行股份有限公司 * Harbin Bank Co., Ltd. （於中華人民共和國註冊成立的股份有限公司） （股份代號：6138） 董事名單及其角色與職能 哈爾濱銀行股份有限公司*董事（「董事」）會（「董事會」）成員載列如下： 執行董事： 鄧新權先生（ 董事長 ） 姚春和先生 非執行董事： 張憲軍先生 劉培偉先生 程帥先生 賈海寧先生 獨立非執行董事： | | 委員會 | 發展戰略 | 風險管理 | 提名及 | 審計 | 消費者 | | --- | --- | --- | --- | --- | --- | --- | | | | 委員會 | 及關聯 | 薪酬考核 | 委員會 | 權益保護 | | | | | 交易控制 | 委員會 | | 委員會 | | 董事 | | | ...