2025年上半年，哈尔滨银行(06138)积极融入国内国际"双循环"格局，跨境业务成绩斐然。与13个 "一带 一路" 沿线国家百余家金融机构合作，作为 CIPS 直接参与者推广跨境人民币支付，跨境清结算业务总 量大增。完善跨境金融产品体系，实现场景服务全覆盖，服务跨境客户数同比翻倍。坚持以创新服务跨 境金融业务，落地黑龙江省首笔边民互市贸易结算业务并获行业奖项。跨境业务的拓展，有助于优化收 入结构，提升品牌国际影响力，未来在政策与市场机遇下，有望进一步提升跨境金融市场竞争力。 ...

Group 1 - The Hainan Free Trade Port's cross-border asset management pilot officially launched, enhancing cross-border investment and financing convenience, supporting high-quality development of the real economy, and injecting new momentum into the "dual circulation" strategy [1] - The pilot program allows foreign investors to explore new channels for investing in China's financial products, enriching the options for RMB asset allocation, while also expanding the client base for domestic asset management institutions [1] - The initial pilot scale is capped at 10 billion yuan, indicating a significant opportunity for both domestic and foreign asset management institutions to engage in the Hainan Free Trade Port [1] Group 2 - The State Administration of Foreign Exchange (SAFE) announced the launch of green foreign debt business pilots in 16 provinces and cities, encouraging non-financial enterprises to use cross-border financing for green or low-carbon transformation projects [2] - This pilot policy reflects the optimization of fund management for domestic enterprises listed abroad, aiming to facilitate cross-border investment and financing [2] - SAFE's director emphasized the importance of improving fund management policies for domestic enterprises and streamlining the process for repatriating raised funds back to China [2] Group 3 - Local governments are actively promoting cross-border investment and financing facilitation, with initiatives such as integrated currency pools and digital RMB cross-border settlements to support SMEs and new trade formats [3] - Efforts are being made to enhance the financing of green projects and to advance Qualified Domestic Limited Partner (QDLP) and Qualified Foreign Limited Partner (QFLP) pilot programs [3] - Hunan province is focused on implementing measures to facilitate cross-border trade financing and improving the digital service level for capital project business [3]

Group 1 - Shenzhen companies are increasingly exploring emerging markets, with a focus on diversifying their business operations, particularly in the oral care consumer goods sector [1] - Financial institutions in Shenzhen are evolving into resource linking and overseas service stations, providing customized and comprehensive solutions for companies venturing abroad [1][2] - The demand from companies for services related to overseas logistics, market access, compliance, tax policies, cross-border financing, and localization is growing [2][3] Group 2 - Banks are not only facilitating resource matching but are also directly involved in advising companies on their overseas operations, offering both financial and non-financial services [3] - The international market is becoming a significant growth area for Chinese commercial banks, with examples like ICBC Brazil focusing on cross-border settlements and trade financing [3][4] - The use of the Renminbi in international trade is increasing, with over 50% of some Latin American countries starting to adopt it for trade and investment, benefiting Shenzhen's private enterprises [3][4] Group 3 - Shenzhen's cross-border insurance services are expanding to cover the entire process of companies going abroad, with a focus on risk mitigation [5] - Common risks faced by companies include exchange rate fluctuations, geopolitical changes, and buyer defaults, which are often excluded from standard insurance coverage [5] - The "Big Protection" insurance program supports small and medium-sized export enterprises, with 22,000 companies signing up in 2024, facilitating exports worth $90.91 billion, a 27.5% increase [5][6]

Core Viewpoint - The establishment of the Bank of China (Europe) S.A. Athens Branch marks a significant step in the internationalization strategy of the Bank of China, serving as a bridge for Sino-Greek economic cooperation and contributing to the Belt and Road Initiative [1][2]. Group 1: Establishment and Operations - The Athens Branch was officially opened on March 31, 2020, becoming the first Chinese financial institution registered in Greece, following the approval from the Greek central bank in November 2019 [2]. - Despite the challenges posed by the COVID-19 pandemic, the branch successfully advanced its preparations and operations, demonstrating resilience and execution capability [2]. Group 2: Focus on Key Industries - The Athens Branch actively supports Chinese enterprises in Greece, providing financial services for significant projects, including loans for the China COSCO Shipping Port and the Greek National Electricity Distribution Network [3]. - The branch is expanding its local client base by establishing stable partnerships with major Greek renewable energy companies and key industrial groups in Southeast Europe [3]. - The branch is increasing its investment in ship financing, leveraging Greece's strong maritime industry, and has organized the first "China-Greece Ship Trade Cooperation Matchmaking Conference" in Shanghai [3]. Group 3: Economic Cooperation and Trade - Bilateral trade between China and Greece has been stable, with a projected trade volume of $12.866 billion in 2024, and a 27.4% year-on-year increase in Chinese imports [4]. - The Athens Branch has been proactive in facilitating Sino-Greek economic exchanges through platforms like the China International Import Expo and the Canton Fair, creating opportunities for businesses from both countries [4]. Group 4: Future Outlook - The Athens Branch plans to strengthen its role in supporting the Belt and Road Initiative, expanding cooperation with local financial institutions and enterprises to provide high-quality financial services [5]. - Future initiatives include deepening involvement in shipping finance, exploring adaptive financing models, and enhancing capabilities in foreign exchange trading, bond underwriting, and derivatives trading [5]. - The branch aims to leverage resources from Bank of China Europe to promote products such as Panda bonds, domestic securities investment, and electronic trading, assisting clients in capital appreciation and risk management [5][6].