A 股代码：600015 A 股简称：华夏银行 编号：2025—19 华夏银行股份有限公司 2025 年度估值提升计划 暨"提质增效重回报"行动方案 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示: 自 2024 年 1 月 1 日至 2024 年 12 月 31 日，华夏银行股份有限公司（以 下简称"公司"）股票连续 12 个月每个交易日收盘价均低于最近一个会计年度经 审计的归属于公司普通股股东的每股净资产，根据中国证券监督管理委员会（以 下简称"中国证监会"）《上市公司监管指引第 10 号—市值管理》的相关规定， 并积极响应上海证券交易所《关于开展沪市公司"提质增效重回报"专项行动的倡 议》，公司制定了 2025 年度估值提升计划暨"提质增效重回报"行动方案（以下 简称"《2025 年度估值提升计划暨行动方案》"），已经公司第九届董事会第六 次会议审议通过。 2025 年度，公司拟通过提升经营效率和盈利能力、持续现金分红、提升 公司治理能力、开展投资者关系管理、优化信息披露、主要股东稳定持股等举措， 促进公司 ...

华夏银行股份有限公司独立董事 关于关联方日常关联交易额度的独立意见 根据《银行保险机构公司治理准则》《上海证券交易所上市 公司自律监管指引第 1 号——规范运作》及《华夏银行股份有限 公司章程》等有关规定，我们作为华夏银行股份有限公司（以下 简称"公司"或"本公司"）的独立董事，本着诚信、独立、勤 勉的原则，审阅了公司提供的第九届董事会第五次会议《关于申 请关联方日常关联交易额度的议案》及相关文件，对相关事宜发 表如下独立意见： 《关于申请关联方日常关联交易额度的议案》已履行董事会 关联交易控制委员会、独立董事专门会议审查、董事会审议程序， 相关关联董事已回避表决；本次核定首钢集团有限公司及其关联 企业 2025 年度日常关联交易额度人民币 536.0060 亿元事项、核 定国网英大国际控股集团有限公司及其关联企业 2025 年度日常 关联交易额度人民币 744.3007 亿元事项、核定中国人民财产保 险股份有限公司及其关联企业 2025 年度日常关联交易额度人民 币 716.6074 亿元事项、核定北京市基础设施投资有限公司及其 关联企业 2025 年度日常关联交易额度人民币 467.1804 亿元事 项、 ...

本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： ●交易内容： 华夏银行股份有限公司（以下简称"本公司"）董事会已审议通过《关于申 请关联方日常关联交易额度的议案》，同意核定日常关联交易额度如下： A 股代码：600015 A 股简称：华夏银行 编号：2025—16 华夏银行股份有限公司日常关联交易公告 1．首钢集团有限公司及其关联企业 2025 年度日常关联交易额度人民币 536.0060 亿元。其中，授信类关联交易额度人民币 305 亿元（不含关联方提供 的保证金存款以及质押的银行存单和国债金额），非授信类关联交易额度人民币 231.0060 亿元。 2．国网英大国际控股集团有限公司及其关联企业 2025 年度日常关联交易额 度人民币 744.3007 亿元。其中，授信类关联交易额度人民币 271 亿元（不含关 联方提供的保证金存款以及质押的银行存单和国债金额），非授信类关联交易额 度人民币 473.3007 亿元。 3．中国人民财产保险股份有限公司及其关联企业 2025 年度日常关联交易额 度人民币 716 ...

A 股代码：600015 A 股简称：华夏银行 编号：2025—15 华夏银行股份有限公司 第九届董事会第五次会议决议公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重 大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 华夏银行股份有限公司（以下简称"华夏银行"或"本行"）第九届董事会第五 次会议以书面传签方式召开，会议通知和材料于2025年4月3日以电子邮件方式发出， 表决截止日期为 2025 年 4 月 15 日。会议应发出书面传签表决票 10 份，实际发出书面 传签表决票 10 份，在规定时间内收回有效表决票 10 份。会议的召开符合《中华人民 共和国公司法》等法律、行政法规、部门规章、规范性文件及《华夏银行股份有限公 司章程》的有关规定，会议合法有效。经与会董事审议，做出如下决议： 一、审议并通过《华夏银行 2024 年度风险管理情况报告》。 三、审议并通过《关于〈华夏银行2024年度内部资本充足评估程序报告〉的议案》。 表决结果：赞成 10 票，反对 0 票，弃权 0 票。 四、审议并通过《关于制定〈华夏银行会计审计信息安全管理办法〉的议案》。 表决结果：赞成 10 ...

Core Viewpoint - Since 2025, A-share listed banks have seen significant increases in shareholding by executives and major shareholders, particularly accelerating since April 2023, driven by policy guidance, market confidence, and valuation recovery needs [1][4]. Group 1: Recent Actions and Announcements - On April 9, Huaxia Bank announced that its directors, supervisors, and senior management plan to voluntarily increase their shareholding by at least 30 million yuan within six months starting from April 11, 2025 [2]. - Jiangsu Bank also reported that its senior management and some directors plan to increase their A-share holdings by at least 20 million yuan through concentrated bidding [2]. - Postal Savings Bank and Chengdu Bank disclosed their major shareholders' ongoing shareholding increases, with Postal Savings Bank's major shareholder increasing 19.91 million shares, representing 0.02% of its total issued shares [2]. Group 2: Market Impact and Analyst Insights - The recent surge in shareholding among A-share listed banks reflects confidence from both local state-owned platforms and internal management teams regarding the banks' fundamentals [3]. - Analysts predict that this trend will boost market sentiment, attract long-term investors to the banking sector, and enhance governance structures by aligning management interests with shareholder returns [3][4]. - The scale of shareholder increases is expected to grow, particularly among state-owned banks due to their strong capital positions and lower valuations, while regional banks may also participate if supported by shareholders [4].

Group 1 - The core issue revolves around the 1.7 billion fine imposed on Dongxu Group and its subsidiaries, raising concerns about risk management and credit control at Huaxia Bank, which was a financing partner [1] - In 2018, Huaxia Bank signed a cooperation agreement with Dongxu Group, providing a credit line of 10 billion yuan to support its subsidiaries, which has implications for the bank's future risk management strategies [1][2] - The China Securities Regulatory Commission (CSRC) revealed that Dongxu Group engaged in fraudulent activities to raise 7.565 billion yuan in 2017 and 2018, which has led to increased scrutiny of Huaxia Bank's lending practices [1] Group 2 - Huaxia Bank reported a revenue of 97.146 billion yuan for 2024, reflecting a year-on-year growth of 4.23%, and a net profit attributable to shareholders of 27.676 billion yuan, up 4.98% [2] - The non-performing loan ratio for Huaxia Bank stood at 1.6%, a decrease of 0.07 percentage points compared to the end of 2023, indicating improved asset quality [2] - The bank has undergone significant executive changes, with the resignation of former chairman Li Minji and the appointment of Yang Shujian as the new chairman, pending regulatory approval [2]

登录新浪财经APP 搜索【信披】查看更多考评等级 A股代码：600015 A股简称：华夏银行 编号：2025一14 华夏银行股份有限公司 关于召开2024年度业绩说明会的公告 （一）会议召开时间：2025年4月18日（星期五）上午 11:00-12:00 （二）会议召开地点：上海证券交易所上证路演中心（网址：https://roadshow.sseinfo.com/） （三）会议召开方式：上证路演中心网络互动 三、 参加人员 本行行长瞿纲先生、副行长兼财务负责人杨伟先生、董事会秘书宋继清先生及一名独立董事等相关人员 将参加说明会。 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的 真实性、准确性和完整性承担法律责任。 重要内容提示： 会议召开时间：2025年4月18日(星期五)上午11:00-12:00 会议召开地点：上海证券交易 所上证路演中心（网址：https://roadshow.sseinfo.com/） 会议召开方式：上证路演中心网络互动 投资者 可于2025年4月11日(星期五)至4月17日(星期四)16:00前登录上证路演中心网站首页，点击"提问预征 集 ...

Core Viewpoint - The banking sector shows resilience amid market volatility and concerns over the impact of new U.S. tariffs, with significant capital inflows and a wave of share buybacks from bank executives signaling confidence in asset quality [1][4]. Group 1: Market Performance and Capital Inflows - On April 9, the Shanghai Composite Index rose by 1.16%, with a net inflow of 9.58 billion yuan into the banking sector, making it one of the top five industries for capital inflow that day [1]. - Despite the positive market movement, concerns about bank stocks persist due to the new round of "reciprocal tariffs" in the U.S. [1]. Group 2: Regional Differentiation in Tariff Impact - The impact of U.S. tariffs on the banking industry exhibits significant regional differentiation, with banks like Qingdao Bank reporting limited exposure to U.S. trade, while coastal banks with high foreign trade dependence, such as Ningbo Bank, saw stock price declines exceeding 8% [2]. - Economic structure differences explain this regional disparity, as state-owned banks and those focused on domestic demand have a retail business share exceeding 40%, while some coastal city commercial banks have over 30% of loans to foreign trade enterprises [2]. Group 3: Policy Support and Loan Composition - Policy measures are providing a buffer against regional risks, with consumer loans accounting for 6.9% of new loans in 2024, allowing banks with a retail focus to offset declines in foreign trade lending [3]. - Qingdao Bank reported an 18% growth in consumer loans for 2024, significantly outpacing the growth of corporate loans, indicating a strategic shift to bolster resilience against external shocks [3]. Group 4: Share Buyback Trends - A recent wave of share buybacks in the banking sector includes announcements from Huaxia Bank and Jiangsu Bank, reflecting confidence in asset quality and a belief that the current price-to-book ratio of 0.57 offers a safety margin [4]. - Despite some institutions not recognizing long-term investment value in Huaxia Bank, its stock outperformed the industry index by 3.2 percentage points over ten trading days, indicating active market interest [4]. Group 5: Valuation and Dividend Strategies - Shanghai Bank's commitment to a minimum dividend payout ratio of 30% over the next three years, along with similar announcements from other banks, marks a shift from passive defense to proactive management of market valuation [5]. - This strategy aims to address the long-standing undervaluation of bank stocks, which have been trading below net asset value [5]. Group 6: Defensive Attributes and Interest Margin - The banking sector's defensive characteristics were reaffirmed during market volatility, with bank stocks experiencing a decline of only 4.67% compared to a 12.5% drop in the ChiNext Index [6]. - Qingdao Bank reported a net interest margin of 1.73%, ranking eighth among 23 A-share listed banks, while the six major banks saw a narrowing decline in interest margins to within 10 basis points [6][7]. Group 7: High Dividend Strategy - The current dividend yield of the banking sector, compared to the 10-year government bond yield, has created a rare investment opportunity, with the spread reaching 220 basis points [7]. - For instance, Industrial and Commercial Bank of China has a dividend yield of 5.68% with a price-to-book ratio of 0.59, suggesting a potential upside of 35% if valuations revert to historical averages [7].

本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者 重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 会议召开时间：2025 年 4 月 18 日(星期五)上午 11:00-12:00 会 议 召 开 地 点 ： 上 海 证 券 交 易 所 上 证 路 演 中 心 （ 网 址 ： https://roadshow.sseinfo.com/） A 股代码：600015 A 股简称：华夏银行 编号：2025—14 华夏银行股份有限公司 关于召开 2024 年度业绩说明会的公告 三、 参加人员 会议召开方式：上证路演中心网络互动 投资者可于 2025 年 4 月 11 日(星期五)至 4 月 17 日(星期四)16:00 前登录上证 路演中心网站首页，点击"提问预征集"栏目或通过本行 2024 年度业绩说明会问题 收集邮箱 zhdb@hxb.com.cn 进行提问。本行将在说明会上对投资者普遍关注的问题 进行回答。 华夏银行股份有限公司（以下简称"本行"）将于 2025 年 4 月 18 日在上海证券 交易所网站（www.sse.com.cn）披露本行 2024 年年度报 ...

Group 1 - The banking industry is actively providing special loans for stock repurchase and increase to support the stable operation of the capital market, with several banks disclosing their progress and plans in this area [1][2] - Major state-owned banks are intensifying their efforts in stock repurchase and increase loan services, committing to support the financing needs of listed companies and their major shareholders [1][2] - Industrial and Commercial Bank of China has initiated a special action to support listed companies in stock repurchase and increase, addressing corporate funding needs of nearly 50 billion yuan [1] Group 2 - Agricultural Bank of China is focusing on providing special loans for stock repurchase and increase to quality listed companies, having reached cooperation intentions with several central state-owned enterprises and private listed companies [2] - China Bank has supported 73 listed companies' stock repurchase and increase plans, with a total loan intention amount of 25.36 billion yuan as of the end of March [2] - Construction Bank has established a special team for stock repurchase and increase, engaging with over 80 interested companies for loan services [2] Group 3 - As of the end of March, Industrial Bank has reached cooperation with 44 listed companies or major shareholders for stock repurchase and increase loans, with a loan ceiling exceeding 6.6 billion yuan, where over 80% are private enterprises and over 60% are technology companies [6] - As of April 9, Zhejiang Merchants Bank has reached cooperation intentions with nearly 60 listed companies and shareholders for stock repurchase and increase loans, with a planned repurchase amount exceeding 8 billion yuan and a credit fund scale exceeding 5 billion yuan [7] Group 4 - Other banks such as Postal Savings Bank, Huaxia Bank, and Everbright Bank have announced shareholder increase plans, signaling positive prospects for the future development of listed banks [8] - The stock repurchase and increase re-loan program was established in October last year as a new tool to encourage financial institutions to provide loans to eligible listed companies and major shareholders for stock repurchase and increase [8]