鲁银投资集团股份有限公司 重大事项内部报告制度 （2025 年 10 月） 第一章 总 则 第一条 为规范鲁银投资集团股份有限公司（以下简称"公 司"）重大事项的内部报告、传递程序，保证信息披露的真实、 准确、完整、及时、公平，保护公司股东利益，确保公司规范运 作，根据《公司法》《证券法》《上海证券交易所股票上市规则》 等法律法规及《公司章程》《公司信息披露事务管理制度》的规 定，结合公司实际情况，制订本制度。 第二条 公司重大事项内部报告制度是指当出现、发生或即 将发生可能对本公司证券及其衍生品种交易价格产生较大影响 的情形或事件（以下简称"重大事项"）时，按照本制度规定负 有报告义务的有关人员、部门和单位（以下简称"报告义务人"）， 应及时将有关信息通过董事长、董事会秘书向公司董事会报告的 制度。 第三条 本制度所称报告义务人包括但不限于： （一）公司董事会秘书和董事会办公室； （二）公司董事和董事会； （三）公司高级管理人员； （四）公司总部各部门以及各子公司的负责人； （五）公司控股股东和持股5%以上的股东； （六）其他负有信息披露职责的公司人员和部门； （七）法律、行政法规和中国证监会规定的其他承担 ...

第二章 原 则 第二条 资金占用包括但不限于经营性资金占用和非经营性 资金占用。经营性资金占用是指控股股东及关联方通过采购、销 售等生产经营环节的关联交易产生的资金占用，具体包括控股股 东及关联方购销商品及接受或提供劳务而形成的资金占用。非经 营性资金占用包括但不限于：为控股股东及关联方垫付工资与福 利、保险、广告等费用和其他支出，为控股股东及关联方有偿或 无偿直接或间接拆借资金，为控股股东及关联方代偿债务及其他 在没有商品和劳务对价情况下提供给控股股东及关联方使用资 金等。 第三条 本办法适用于公司及控股子公司。 (2025年10月） 第一章 总 则 第一条 为规范鲁银投资集团股份有限公司（以下简称"公 司"）关联交易资金结算行为，建立防止控股股东及关联方占用 公司资金的长效机制，杜绝控股股东及关联方资金占用行为的发 生，根据《公司法》《证券法》《上市公司监管指引第8号—— 上市公司资金往来、对外担保的监管要求》《上海证券交易所股 票上市规则》等法律法规和《公司章程》规定，特制定本办法。 鲁银投资集团股份有限公司 防范控股股东及关联方资金占用管理办法 （三）委托控股股东及关联方进行投资活动； （四）为控股股 ...

鲁银投资集团股份有限公司 投资者关系管理制度 （2025 年 10 月） 第一章 总 则 第一条 为规范公司投资者关系管理工作，加强公司与投资 者之间的有效沟通，促进公司完善治理、规范运作，提高公司质 量，切实保护投资者特别是中小投资者的合法权益，根据《公司 法》《证券法》《上市公司投资者关系管理工作指引》《上海证 券交易所股票上市规则》《上海证券交易所上市公司自律监管指 引第 1 号——规范运作》等法律、法规、规范性文件和《公司章 程》的规定，结合公司实际情况，制定本制度。 第二条 投资者关系管理是指公司通过便利股东权利行使、 信息披露、互动交流和诉求处理等工作，加强与投资者及潜在投 资者之间的沟通，增进投资者对公司的了解和认同，以提升公司 治理水平和企业整体价值，实现尊重投资者、回报投资者、保护 投资者目的的相关活动。 第三条 公司实施投资者关系管理的目的是： （一）通过充分的信息披露，加强与投资者之间的沟通，促 进投资者对公司的了解和认同； （二）建立稳定和优质的投资者基础，树立尊重投资者，尊 重投资市场的管理理念； （三）促进公司诚信自律、规范运作，提高公司透明度，改 善公司治理结构； （四）投资者关 ...

Company Performance - Luyin Investment reported a revenue of approximately 2.481 billion yuan for the first three quarters of 2025, representing a year-on-year decrease of 3.65% [1] - The net profit attributable to shareholders of the listed company was approximately 161 million yuan, down 36.48% year-on-year [1] Market Context - As of the report, Luyin Investment has a market capitalization of 4.5 billion yuan [2] - The A-share market has surpassed 4000 points, marking a significant resurgence after a decade of stagnation, with technology leading the market's transformation [2]

Core Insights - The company reported a third-quarter revenue of 829 million, representing a year-on-year decline of 5.64% [1] - The net profit for the third quarter was 32.17 million, showing a significant year-on-year decrease of 57.79% [1] - For the first three quarters, the total revenue amounted to 2.481 billion, down 3.65% compared to the same period last year [1] - The net profit for the first three quarters was 161 million, reflecting a year-on-year decline of 36.48% [1]

Financial Performance - Total operating revenue for the third quarter was ¥828,949,250.99, a decrease of 5.64% compared to the same period last year[4] - Total profit for the quarter was ¥47,146,388.25, down 48.46% year-on-year[4] - Net profit attributable to shareholders was ¥32,166,533.11, reflecting a decline of 57.79% compared to the previous year[4] - Basic earnings per share for the quarter were ¥0.05, a decrease of 57.79% year-on-year[5] - Total operating revenue for the first three quarters of 2025 was CNY 2,480,694,855.85, a decrease of 3.65% compared to CNY 2,574,637,215.37 in the same period of 2024[18] - Operating profit for the first three quarters of 2025 was CNY 211,537,515.64, down 29.87% from CNY 301,513,182.20 in the first three quarters of 2024[19] - Net profit for the first three quarters of 2025 was CNY 175,749,514.10, a decline of 33.33% compared to CNY 263,734,413.16 in the same period of 2024[19] - The total comprehensive income for the period was CNY 179,181,701.49, a decrease from CNY 263,054,948.52 in the previous year[20] - Basic and diluted earnings per share were both CNY 0.24, down from CNY 0.38 in the same period last year[20] Assets and Liabilities - The company's total assets increased to ¥6,048,392,994.78, representing a growth of 5.81% from the end of the previous year[5] - Total assets as of September 30, 2025, amounted to CNY 6,048,392,994.78, an increase from CNY 5,716,391,036.80 at the end of 2024[16] - Total liabilities as of September 30, 2025, were CNY 2,465,726,016.56, compared to CNY 2,255,523,953.91 at the end of 2024, reflecting an increase of 9.31%[16] - Current assets totaled CNY 1,853,369,997.05 as of September 30, 2025, slightly up from CNY 1,835,138,408.50 at the end of 2024[15] - Long-term equity investments increased to CNY 1,004,916,288.62 as of September 30, 2025, from CNY 777,589,240.09 at the end of 2024, representing a growth of 28.97%[15] - The company's total equity as of September 30, 2025, was CNY 3,582,666,978.22, an increase from CNY 3,460,867,082.89 at the end of 2024[16] Cash Flow - Cash flow from operating activities for the year-to-date was ¥186,821,292.93, an increase of 68.67%[5] - Cash inflows from operating activities totaled CNY 1,704,494,961.34, compared to CNY 1,783,279,459.56 in the previous year, reflecting a decrease of approximately 4.4%[21][22] - The net cash flow from operating activities was CNY 186,821,292.93, an increase from CNY 110,761,755.47 year-over-year[22] - The net cash flow from investing activities was -CNY 420,787,885.70, a significant decline from CNY 57,024,062.89 in the previous year[23] - Cash inflows from financing activities amounted to CNY 1,138,937,800.00, down from CNY 1,240,480,000.00 year-over-year[23] - The net cash flow from financing activities was CNY 154,864,451.28, a turnaround from -CNY 200,212,470.63 in the previous year[23] - The ending cash and cash equivalents balance was CNY 168,559,461.02, down from CNY 266,495,725.07 at the end of the previous year[23] - The company reported a decrease in cash received from sales of goods and services, totaling CNY 1,661,920,158.08 compared to CNY 1,701,010,357.65 in the previous year[21] Shareholder Information - The number of ordinary shareholders at the end of the reporting period was 27,804[11] Research and Development - Research and development expenses for the first three quarters of 2025 were CNY 104,479,289.72, up from CNY 88,225,454.46 in the same period of 2024, indicating a 18.43% increase[19] Accounting Standards - The company did not apply new accounting standards starting from 2025[24]

鲁银投资集团股份有限公司 2025 年第三季度主要经营数据公告 证券代码：600784 证券简称：鲁银投资 编号：2025-045 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担个别及连带责任。 根据《上海证券交易所上市公司自律监管指引第 3 号——行业信 息披露第十四号食品制造》的要求，公司现将 2025 年第三季度主要 经营数据披露如下： 一、公司 2025 年第三季度主要经营情况 1.按照产品类别分类情况 | 产品类别 | 报告期营业收入（单位：万元） | | --- | --- | | 食盐 | 18,490.62 | | 工业盐 | 12,126.34 | | 溴素 | 2,180.80 | 2.按照销售渠道分类情况 | 销售渠道 | 报告期营业收入（单位：万元） | | --- | --- | | 直销 | 18,037.75 | | 经销 | 14,760.01 | 3.按照地区分布分类情况 1 | 地区分布 | 报告期营业收入（单位：万元） | | --- | --- | | 省内 | 22,103.13 | | 省外 ...

Core Insights - The company reported a third-quarter revenue of 829 million yuan, representing a year-on-year decline of 5.64% [1] - The net profit for the third quarter was 32.17 million yuan, showing a significant year-on-year decrease of 57.79% [1] - For the first three quarters, the total revenue amounted to 2.481 billion yuan, down 3.65% compared to the same period last year [1] - The net profit for the first three quarters was 161 million yuan, reflecting a year-on-year decline of 36.48% [1]

Core Viewpoint - LuYin Investment has shown a positive stock performance with a year-to-date increase of 16.76% and a recent uptick of 5.43% over the last five trading days, indicating strong market interest and potential growth opportunities [2]. Company Overview - LuYin Investment Group Co., Ltd. is located in Jinan, Shandong Province, and was established on September 11, 1993, with its shares listed on December 25, 1996. The company operates in sectors including powder metallurgy, real estate, and trade, with a diverse revenue composition [2]. - The main revenue sources are: steel powder (46.39%), industrial salt (20.65%), edible salt (19.73%), and other products including photovoltaic power generation (1.72%) and medicinal salt (1.54%) [2]. Financial Performance - For the first half of 2025, LuYin Investment reported a revenue of 1.652 billion yuan, reflecting a year-on-year decrease of 2.62%. The net profit attributable to shareholders was 129 million yuan, down 27.35% compared to the previous year [2]. - The company has distributed a total of 280 million yuan in dividends since its A-share listing, with 119 million yuan distributed over the last three years [3]. Stock Market Activity - On October 21, LuYin Investment's stock price increased by 2.10%, reaching 6.80 yuan per share, with a trading volume of approximately 49.79 million yuan and a turnover rate of 1.10%. The total market capitalization stands at 4.594 billion yuan [1]. - The net inflow of main funds was 84,400 yuan, with significant buying activity from large orders amounting to 8.1033 million yuan, while selling from large orders was 9.2478 million yuan [1].

Group 1: Institutional Research on Popular Companies - The top twenty companies with the highest number of institutional research visits in the past 30 days include Rongbai Technology, Jingzhida, Shouchuang Environmental Protection, World, and Jiufeng Energy [12] - In the last five days, the most researched companies were Dike Co., Jiuzhou Pharmaceutical, Aipeng Medical, Juzan Optoelectronics, and LiuGong [13] - Among the top twenty companies in the past 30 days, 11 had ten or more rating agencies, with Huafeng Measurement and Huichuan Technology expected to see significant growth in net profit for the first half of 2025 compared to 2024 [12] Group 2: Major Shareholder Increase in A-Share Companies - From October 13 to October 17, 2025, six A-share companies announced significant shareholder increases, with Luyin Investment and Beichen Industrial planning to increase their holdings by amounts exceeding 1% of the latest market value [17] - From January 1 to October 17, 2025, a total of 285 companies announced shareholder increases, with 81 having ten or more rating agencies, and 20 of these companies planning increases exceeding 1% of their latest market value [19] Group 3: A-Share Company Buyback Situation - From October 13 to October 17, 2025, 72 companies announced buyback progress, with 12 having ten or more rating agencies, and four companies expected to have buyback amounts exceeding 1% of their market value [24] - From January 1 to October 17, 2025, 1,768 companies announced buyback progress, with 383 having ten or more rating agencies, and 89 companies expected to have buyback amounts exceeding 1% of their market value [27]